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South Carolina Claims Adjuster — License Examination Requirements

US-SC · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Adjuster

Business-entity adjuster license created by current Chapter 91; a designated licensed individual is responsible for its compliance and adjusting.

Licensing authority: South Carolina Department of Insurance · Application information

Home state business entity initial issuance
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.

Official no-examination sources

Effective from 2026-05-19.

Nonresident business entity initial issuance
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Home state license
Hold the same lines in a home-state resident adjuster license in good standing; maintain that license and satisfy reciprocal availability, proper application and fees.
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Individual screening
38-91-50(A)(1) states examination and fingerprint qualifications for a nonresident person; local 38-91-60(B) and 38-91-70 expressly require examinations of individuals, while 38-91-60(C) gives the entity a licensed responsible individual. Any home-state examinations or screening evidence are applicant conditions; no entity must sit a South Carolina written exam.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.

Official no-examination sources

Effective from 2026-05-19.

Business entity reapplication following revocation or refusal
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.
Waiting period
Business-entity adjuster is subject to the two-year reapplication restriction and judicial-review timing specified in 38-91-120(B); otherwise meet the new entity issuance conditions.

Official no-examination sources

Effective from 2026-05-19.

Business entity reinstatement within twelve months
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Reinstatement
Reinstate within twelve months, file renewal application, pay fees due plus the reinstatement fee equal to the unpaid biennial fee; maintain responsible licensed individual.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.

Official no-examination sources

Effective from 2026-05-19.

Business entity new issuance after lapse exceeding twelve months
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Lapse period
After more than twelve months of lapse meet new-license requirements, including a licensed responsible individual; no entity examination under 38-91-70.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.

Official no-examination sources

Effective from 2026-05-19.

Business entity biennial renewal
No examination is required for this applicant pathway.
Applicant class
Business entity adjusting losses; submit a truthful uniform business entity application, meet home-state eligibility and applicable discipline requirements.
Fee
Business entity fee is $50 under 38-91-20(E).
Implementation conflict
Legacy Department online requirements state: "Corporations, partnerships, and firms cannot be licensed as adjusters." Sections 38-91-20(B) and 38-91-60(C) now expressly authorize and regulate those licenses; statute controls.
Office
Maintain a publicly accessible home-state office by reasonable appointment or regular business hours.
Ownership disclosure
List executive officers and directors, controlling entities and persons controlling at least ten percent of voting securities. Director may require listed persons to provide addresses, history, fingerprints, background checks and biographical statements.
Renewal
Renew biennially by August 31 of odd-numbered years and pay $50. Section 38-91-90 CE requirements apply to individual license holders; responsible individuals maintain their own qualifications.
Responsible adjuster
Designate a licensed individual responsible for compliance and adjustment of losses under 38-91-60(C)(1). The individual license is a condition of this entity route, not an entity examination.

Official no-examination sources

Effective from 2026-05-19.

Emergency Adjuster Permit

Temporary insurer-appointed nonresident adjuster permit during a declared catastrophe; Regulation 69-1 exempts the holder from ordinary South Carolina adjuster licensure.

Licensing authority: South Carolina Department of Insurance · Application information

Temporary nonresident emergency adjuster appointment
No examination is required for this applicant pathway.
Appointment
Appointing insurer first uses licensed South Carolina adjusters to their fullest extent, then appoints emergency adjusters; file the appointment application within forty-eight hours.
Declaration
Director must declare that temporary nonresident adjusters are necessary for a catastrophe; this is a conditional route, not an assertion that a particular event remains open on the evaluation date.
Duration
Initial appointment may not exceed 120 days; after that obtain Department written authorization to continue.
Home state license
Regulation 69-1(2) requires evidence of a home-state adjuster license.
Identification
Carry appointment documentation, disaster permit and valid picture identification; cooperate with local authorities.
Permit
Insurers or carriers obtain permits; non-South-Carolina-licensed individuals and other entities cannot obtain permits directly.
Public adjusters
This catastrophe permit does not authorize public adjusting; the Department procedures require the separate public-adjuster license.

Official no-examination sources

Effective from 2018-05-25.