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Texas Claims Adjuster — License Examination Requirements

US-TX · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Adjuster: all lines — agency

Business-entity adjuster license; a separately licensed responsible adjuster is a condition of issuance.

Licensing authority: Texas Department of Insurance · Application information

Nonresident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon with $50 fee; identify executive officers, directors or partners administering Texas operations and all controlling individuals/entities. Nonresident entities identify the Texas DRLP and furnish any required limited-partnership or limited-liability-partnership agreement.
Entity status
Nonresident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Agency renewal (including timely late renewal)
No examination is required for this applicant pathway.
Application
Renew unexpired agency license, or renew within 90 days after expiry with additional half-fee. Maintain responsible individually licensed adjusters and all entity qualifications. Public agencies maintain compliant contract and bond.
Individual ce
Associated individual licensees remain responsible for their applicable CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon; submit $50 fee, officers/directors/partners and controlling-person information, applicable fingerprints, Secretary of State registration, financial-responsibility evidence and any partnership agreement.
Entity status
Resident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: all lines — military reciprocal resident license

Three-year nonrenewable resident license for a military service member or spouse stationed in Texas with an equivalent license in good standing.

Licensing authority: Texas Department of Insurance · Application information

Military reciprocal resident initial issuance
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

New military reciprocal license after continued Texas stationing
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: emergency (catastrophe)

Disaster-specific emergency adjuster license with a term no longer than 90 days, extendable once for up to 90 days by the commissioner.

Licensing authority: Texas Department of Insurance · Application information

Commissioner extension of emergency license
No examination is required for this applicant pathway.
Extension
Commissioner may extend the emergency-license term for one additional period of 90 days under 4101.101(d); extension is distinct from renewal.

Official no-examination sources

Effective from 2026-09-22.

Nonresident emergency disaster licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon; pay the $20 fee. No fingerprint check. Disaster must qualify under 4101.101(a).
Duration
Up to 90 days; not renewable.
Residency
Nonresident applicant; an existing adjuster license is not required under 4101.101(f).
Sponsor
Sponsor must be a licensed Texas adjuster or a Texas-authorized insurer maintaining an office in Texas; sponsor certifies the application by the fifth day after work begins and is responsible for claims practices.

Official no-examination sources

Effective from 2026-09-22.

Resident emergency disaster licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon; pay the $20 fee. No fingerprint check. Disaster must qualify under 4101.101(a).
Duration
Up to 90 days; not renewable.
Residency
Resident applicant; an existing adjuster license is not required under 4101.101(f).
Sponsor
Sponsor must be a licensed Texas adjuster or a Texas-authorized insurer maintaining an office in Texas; sponsor certifies the application by the fifth day after work begins and is responsible for claims practices.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: property and casualty — agency

Business-entity adjuster license; a separately licensed responsible adjuster is a condition of issuance.

Licensing authority: Texas Department of Insurance · Application information

Nonresident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon with $50 fee; identify executive officers, directors or partners administering Texas operations and all controlling individuals/entities. Nonresident entities identify the Texas DRLP and furnish any required limited-partnership or limited-liability-partnership agreement.
Entity status
Nonresident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Agency renewal (including timely late renewal)
No examination is required for this applicant pathway.
Application
Renew unexpired agency license, or renew within 90 days after expiry with additional half-fee. Maintain responsible individually licensed adjusters and all entity qualifications. Public agencies maintain compliant contract and bond.
Individual ce
Associated individual licensees remain responsible for their applicable CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon with $50 fee; identify executive officers, directors or partners administering Texas operations and all controlling individuals/entities. Nonresident entities identify the Texas DRLP and furnish any required limited-partnership or limited-liability-partnership agreement.
Entity status
Resident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: property and casualty — military reciprocal resident license

Three-year nonrenewable resident license for a military service member or spouse stationed in Texas with an equivalent license in good standing.

Licensing authority: Texas Department of Insurance · Application information

Military reciprocal resident initial issuance
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

New military reciprocal license after continued Texas stationing
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: public insurance — agency

Public insurance adjusting business entity with separately licensed managing and practicing individuals.

Licensing authority: Texas Department of Insurance · Application information

Nonresident public adjuster agency initial licensure
No examination is required for this applicant pathway.
Application
Sircon application and $50 fee; entity registration, officers/controlling-person information, applicable fingerprints, a compliant client contract, surety bond of at least $10,000 in the entity’s exact name, and any partnership agreement. No DBA; nonresident agency also names an agent for service of process.
Entity status
Organized under another jurisdiction or United States law.
Responsible individuals
At least one officer, active partner or managing individual and every practicing public adjuster must have the applicable separate individual Texas license.

Official no-examination sources

Effective from 2026-09-22.

Agency renewal (including timely late renewal)
No examination is required for this applicant pathway.
Application
Renew unexpired agency license, or renew within 90 days after expiry with additional half-fee. Maintain responsible individually licensed adjusters and all entity qualifications. Public agencies maintain compliant contract and bond.
Individual ce
Associated individual licensees remain responsible for their applicable CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident public adjuster agency initial licensure
No examination is required for this applicant pathway.
Application
Sircon application and $50 fee; entity registration, officers/controlling-person information, applicable fingerprints, a compliant client contract, surety bond of at least $10,000 in the entity’s exact name, and any partnership agreement. No DBA; nonresident agency also names an agent for service of process.
Entity status
Organized under Texas law.
Responsible individuals
At least one officer, active partner or managing individual and every practicing public adjuster must have the applicable separate individual Texas license.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: public insurance — military reciprocal resident license

Three-year nonrenewable resident license for a military service member or spouse stationed in Texas with an equivalent license in good standing.

Licensing authority: Texas Department of Insurance · Application information

Military reciprocal resident initial issuance
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

New military reciprocal license after continued Texas stationing
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: trainee

TDI trainee registration/authorization, described by TDI as a trainee license; 4101.003 expressly allows supervised practice without an ordinary Chapter 4101 license.

Licensing authority: Texas Department of Insurance · Application information

Supervised trainee registration
No examination is required for this applicant pathway.
Application
Apply through Sircon; complete the required fingerprint background check unless exempt.
Management page condition
The management page also displays generic steps including “Take an exam.” The controlling 4101.003 supervised-trainee exemption governs this authorization; ordinary licensure after training has its own examination route.
Renewal
The TDI trainee management page states that the trainee authorization cannot be renewed.
Training
Sponsored and supervised by a licensed adjuster for no longer than 12 months; register with the commissioner at the start.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: workers' compensation — agency

Business-entity adjuster license; a separately licensed responsible adjuster is a condition of issuance.

Licensing authority: Texas Department of Insurance · Application information

Nonresident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon with $50 fee; identify executive officers, directors or partners administering Texas operations and all controlling individuals/entities. Nonresident entities identify the Texas DRLP and furnish any required limited-partnership or limited-liability-partnership agreement.
Entity status
Nonresident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Agency renewal (including timely late renewal)
No examination is required for this applicant pathway.
Application
Renew unexpired agency license, or renew within 90 days after expiry with additional half-fee. Maintain responsible individually licensed adjusters and all entity qualifications. Public agencies maintain compliant contract and bond.
Individual ce
Associated individual licensees remain responsible for their applicable CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial licensure
No examination is required for this applicant pathway.
Application
Apply through Sircon with $50 fee; identify executive officers, directors or partners administering Texas operations and all controlling individuals/entities. Nonresident entities identify the Texas DRLP and furnish any required limited-partnership or limited-liability-partnership agreement.
Entity status
Resident business entity eligible for the applicable Texas/home-state designation.
Responsible licensee
Designate an individually licensed Texas adjuster responsible for compliance. The workers-compensation resident agency may designate a workers-compensation or all-lines licensee; other authorities must match. Individual licensing is a condition of the entity route.

Official no-examination sources

Effective from 2026-09-22.

Adjuster: workers' compensation — military reciprocal resident license

Three-year nonrenewable resident license for a military service member or spouse stationed in Texas with an equivalent license in good standing.

Licensing authority: Texas Department of Insurance · Application information

Military reciprocal resident initial issuance
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.

New military reciprocal license after continued Texas stationing
No examination is required for this applicant pathway.
Application
Notify TDI of intent to operate; provide Texas residency and military identification, and evidence of license good standing. TDI verifies standing within 30 days.
Military status
Military service member or spouse; member stationed at a Texas military installation; equivalent license in good standing.
Term
Three years from confirmation of receipt of specified items; cannot renew. For a new license after expiration provide military orders requiring continued Texas stationing.

Official no-examination sources

Effective from 2026-09-22.