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Utah Claims Adjuster — License Examination Requirements

US-UT · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Emergency Adjuster License

Disaster-related emergency license issued on application to persons not licensed as adjusters.

Licensing authority: Utah Insurance Department · Application information

Emergency license extension
No examination is required for this applicant pathway.
Extension
Commissioner must extend before the initial emergency license expires; additional period cannot exceed 90 days.

Official no-examination sources

Effective from 2026-09-22.

Catastrophe or emergency issuance
No examination is required for this applicant pathway.
Application
Apply within one week of beginning claims adjustment; pay the ordinary adjuster fee unless waived.
Duration
Not more than 90 days; commissioner may extend before expiration for no more than 90 additional days.
Event
Qualifying disaster, act of God, riot, civil commotion, conflagration, or similar occurrence.
Responsibility
The contracting insurer is responsible for the emergency independent adjuster's claims practices as if the adjuster were its salaried employee.

Official no-examination sources

Effective from 2026-09-22.

Independent Adjuster Agency License

Organization license; all adjusting acts must be performed through appropriately licensed natural persons.

Licensing authority: Utah Insurance Department · Application information

Organization initial licensing
No examination is required for this applicant pathway.
Application
Submit agency application and fees; examination and fingerprints are not required of the agency.
Character
Partners, directors, principal officers, and persons with comparable powers must be trustworthy; only licensed natural persons may perform licensed acts.
Organization
Apply as an organization with its firm name and FEIN; designate responsible and acting individuals licensed in the same capacity and lines.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency reciprocity
No examination is required for this applicant pathway.
Home license
Hold the corresponding home/designated-home-state agency license in good standing under reciprocal treatment.
Responsible individual
Designate appropriately licensed natural persons and a responsible licensed individual; submit uniform application, fees and jurisdictional consent.

Official no-examination sources

Effective from 2026-09-22.

Organization reinstatement within one year
No examination is required for this applicant pathway.
Designations
A reinstated agency must reinstate designees before business resumes; examination and continuing education obligations apply to the individuals rather than the organization.
Timing
Reinstate within one year of expiration; comply with renewal requirements and pay reinstatement fee.

Official no-examination sources

Effective from 2026-09-22.

Organization biennial renewal
No examination is required for this applicant pathway.
Continuing education
31A-26-206(3) limits continuing education to individual licensees; the agency has no individual examination requirement under 31A-26-207(4).
Renewal
Submit online renewal and fees by expiration; maintain appropriate licensed designees and nonresident home-state authority.

Official no-examination sources

Effective from 2026-09-22.

Organization reinstatement after voluntary surrender
No examination is required for this applicant pathway.
Designations
Restore required designees before resuming business.
Timing
During the surrendered license period and no later than one year from surrender; satisfy reinstatement and fee requirements.

Official no-examination sources

Effective from 2026-09-22.

Public Adjuster Agency License

Organization license; all adjusting acts must be performed through appropriately licensed natural persons.

Licensing authority: Utah Insurance Department · Application information

Organization initial licensing
No examination is required for this applicant pathway.
Application
Submit agency application and fees; examination and fingerprints are not required of the agency.
Character
Partners, directors, principal officers, and persons with comparable powers must be trustworthy; only licensed natural persons may perform licensed acts.
Organization
Apply as an organization with its firm name and FEIN; designate responsible and acting individuals licensed in the same capacity and lines.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency reciprocity
No examination is required for this applicant pathway.
Home license
Hold the corresponding home/designated-home-state agency license in good standing under reciprocal treatment.
Responsible individual
Designate appropriately licensed natural persons and a responsible licensed individual; submit uniform application, fees and jurisdictional consent.

Official no-examination sources

Effective from 2026-09-22.

Organization reinstatement within one year
No examination is required for this applicant pathway.
Designations
A reinstated agency must reinstate designees before business resumes; examination and continuing education obligations apply to the individuals rather than the organization.
Timing
Reinstate within one year of expiration; comply with renewal requirements and pay reinstatement fee.

Official no-examination sources

Effective from 2026-09-22.

Organization biennial renewal
No examination is required for this applicant pathway.
Continuing education
31A-26-206(3) limits continuing education to individual licensees; the agency has no individual examination requirement under 31A-26-207(4).
Renewal
Submit online renewal and fees by expiration; maintain appropriate licensed designees and nonresident home-state authority.

Official no-examination sources

Effective from 2026-09-22.

Organization reinstatement after voluntary surrender
No examination is required for this applicant pathway.
Designations
Restore required designees before resuming business.
Timing
During the surrendered license period and no later than one year from surrender; satisfy reinstatement and fee requirements.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Adjuster License

Commissioner-issued temporary license for continued service or another public-interest circumstance, for no more than 180 days without an examination.

Licensing authority: Utah Insurance Department · Application information

Temporary licensing — business entity member or employee
No examination is required for this applicant pathway.
Duration
No more than 180 days, on the commissioner's finding that continuation serves the insureds and public interest.
Ownership
31A-26-215(3) requires the affected adjuster's ownership interest in the previously serviced accounts and expiration lists.
Qualifying person
Member or employee of a licensed business entity after death or disability of its designated individual.
Supervision
Commissioner may require a suitable licensed producer sponsor or comparable public-protection conditions; authority may be limited or revoked and ends on disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing — military designee
No examination is required for this applicant pathway.
Duration
No more than 180 days, on the commissioner's finding that continuation serves the insureds and public interest.
Ownership
31A-26-215(3) requires the affected adjuster's ownership interest in the previously serviced accounts and expiration lists.
Qualifying person
Designee of a licensed adjuster entering active United States armed-forces service.
Supervision
Commissioner may require a suitable licensed producer sponsor or comparable public-protection conditions; authority may be limited or revoked and ends on disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing in another public interest circumstance
No examination is required for this applicant pathway.
Conditions
Commissioner may impose sponsorship or comparable protective conditions, limit authority, and revoke where insureds or public interests are endangered.
Discretion
The commissioner considers the public interest best served by issuance.
Duration
No more than 180 days, without examination.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing — surviving spouse or personal representative
No examination is required for this applicant pathway.
Duration
No more than 180 days, on the commissioner's finding that continuation serves the insureds and public interest.
Ownership
31A-26-215(3) requires the affected adjuster's ownership interest in the previously serviced accounts and expiration lists.
Qualifying person
Surviving spouse or court-appointed personal representative of a deceased or disabled licensed adjuster; adequate time for sale, recovery/return, or training and licensing replacements.
Supervision
Commissioner may require a suitable licensed producer sponsor or comparable public-protection conditions; authority may be limited or revoked and ends on disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Title Insurance Adjuster License

Specialty adjuster license requiring Title and Escrow Commission concurrence; no title-adjuster examination is identified in the obtained licensing documents.

Licensing authority: Utah Insurance Department · Application information

Title adjuster Utah State Bar member exemption
No examination is required for this applicant pathway.
Membership
Member of the Utah State Bar is exempt from 31A-26-207 examination requirements; remaining licensing conditions and Title and Escrow Commission concurrence apply.

Official no-examination sources

Effective from 2026-09-22.

Title adjuster nonresident reciprocity
No examination is required for this applicant pathway.
Concurrence
Title and Escrow Commission concurrence under 31A-26-203(5); submit application, fees, and jurisdictional consent.
Home license
Corresponding title-adjuster authority must be held in good standing in a reciprocal home/designated home state.

Official no-examination sources

Effective from 2026-09-22.

Title adjuster biennial renewal
No examination is required for this applicant pathway.
Concurrence
Renewal requires Title and Escrow Commission concurrence; submit online renewal and fees.
Continuing education
Complete 12 credit hours each two-year period, including three ethics hours, subject to applicable exemptions.

Official no-examination sources

Effective from 2026-09-22.