West Virginia Claims Adjuster — License Examination Requirements

US-WV · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Temporary Emergency Company Adjuster

Temporary company-adjuster authorization for a declared insurance emergency.

Extension of emergency authorization

No examination is required for this applicant pathway.

Eligibility: Existing emergency authorization; the Commissioner extends the period beyond the initial maximum of 90 days under §33-12B-4(c).
Scope: Continue only the authorized emergency adjusting activities under the Commissioner’s extension.

Effective from 2026-04-08.

Temporary emergency licensure by advance application

No examination is required for this applicant pathway.

Advance application: The emergency application instructs: "The applicant must apply 24 hours BEFORE the applicant begins working in the state". The Commissioner acts on a fully completed application within 24 hours under §4.5.
Duration: No more than 90 days unless the Commissioner extends the period.
Eligibility: Applicant is not otherwise qualified for the five-day notification pathway and seeks emergency authorization under 114CSR25 §§4.1 and 4.4.
Fees: Pay the temporary emergency license fee stated in §33-12B-8(c).
Insurance emergency: A declared insurance emergency is required; authority is limited to that emergency.
Possession: Keep a copy of the emergency license/application while adjusting emergency claims.
Sponsoring insurer: A licensed insurer designates the individual and accepts responsibility for the individual’s claims handling.

Effective from 2026-04-08.

Otherwise qualified temporary emergency licensure

No examination is required for this applicant pathway.

Duration: No more than 90 days unless the Commissioner extends the period.
Eligibility: Applicant is otherwise qualified: appropriately licensed in a reciprocating jurisdiction, formerly licensed in good standing in West Virginia, or licensed in West Virginia without the required line.
Fees: Pay the temporary emergency license fee stated in §33-12B-8(c).
Insurance emergency: A declared insurance emergency is required; authority is limited to that emergency.
Notification: Within five days of the declared emergency the insurer submits the otherwise-qualified emergency application with the information in §33-12B-4(b) and 114CSR25 §4.2.
Possession: Keep a copy of the emergency license/application while adjusting emergency claims.
Sponsoring insurer: A licensed insurer designates the individual and accepts responsibility for the individual’s claims handling.

Effective from 2026-04-08.

Temporary independent-adjuster authorization for a declared insurance emergency.

Extension of emergency authorization

No examination is required for this applicant pathway.

Eligibility: Existing emergency authorization; the Commissioner extends the period beyond the initial maximum of 90 days under §33-12B-4(c).
Scope: Continue only the authorized emergency adjusting activities under the Commissioner’s extension.

Effective from 2026-04-08.

Temporary emergency licensure by advance application

No examination is required for this applicant pathway.

Advance application: The emergency application instructs: "The applicant must apply 24 hours BEFORE the applicant begins working in the state". The Commissioner acts on a fully completed application within 24 hours under §4.5.
Duration: No more than 90 days unless the Commissioner extends the period.
Eligibility: Applicant is not otherwise qualified for the five-day notification pathway and seeks emergency authorization under 114CSR25 §§4.1 and 4.4.
Fees: Pay the temporary emergency license fee stated in §33-12B-8(c).
Insurance emergency: A declared insurance emergency is required; authority is limited to that emergency.
Possession: Keep a copy of the emergency license/application while adjusting emergency claims.
Sponsoring insurer: A licensed insurer designates the individual and accepts responsibility for the individual’s claims handling.

Effective from 2026-04-08.

Otherwise qualified temporary emergency licensure

No examination is required for this applicant pathway.

Duration: No more than 90 days unless the Commissioner extends the period.
Eligibility: Applicant is otherwise qualified: appropriately licensed in a reciprocating jurisdiction, formerly licensed in good standing in West Virginia, or licensed in West Virginia without the required line.
Fees: Pay the temporary emergency license fee stated in §33-12B-8(c).
Insurance emergency: A declared insurance emergency is required; authority is limited to that emergency.
Notification: Within five days of the declared emergency the insurer submits the otherwise-qualified emergency application with the information in §33-12B-4(b) and 114CSR25 §4.2.
Possession: Keep a copy of the emergency license/application while adjusting emergency claims.
Sponsoring insurer: A licensed insurer designates the individual and accepts responsibility for the individual’s claims handling.

Effective from 2026-04-08.