Idaho Casualty Insurance — Requirements & Free Practice
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Insurance Producer Business Entity License (Casualty)
Agency or firm casualty authority with a designated responsible licensed individual producer.
Licensing authority: Idaho Department of Insurance · Application information
New business entity license after FEIN change
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Identifier change
- A changed FEIN requires a new entity license and request to merge with existing license; appointments and registrations transfer.
- Registration
- Register the agency with the Idaho Secretary of State.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI Business Entity
License Requirements, changed FEIN
Nonresident business entity reapplication after denial
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
- Waiting period
- Wait one year after denial or final court order affirming it.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(4), reapplication after denial
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Nonresident business entity reapplication after revocation or refused continuation
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Good cause
- The director may require good cause why the disciplinary termination should not bar new issuance.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
- Waiting period
- Final agency or court order fixes one to five years, defaulting to one year.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(3), reapplication after disciplinary termination
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Nonresident business entity initial issuance
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI How to Apply for a Producer Business Entity (Agency) License
Page 1, Step 2, designated responsible licensed producer
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Nonresident business entity late renewal
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Lapse
- Apply within one year and pay late-renewal fees.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI Business Entity
Renewal Information, late renewal availability
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Nonresident business entity new application after one year expired
- Application
- Submit the uniform business entity application and prescribed fees.
- Board instruction
- DOI Business Entity page states: "After one year a new license will need to be applied for, including fingerprinting and testing." Section 41-1007(2) defines entity licensing without an entity examination; record the lower-ranked demand as a condition.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Lapse
- Expiration beyond one year requires a new business entity application.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI How to Apply for a Producer Business Entity (Agency) License
Page 1, Step 2, designated responsible licensed producer
- DOI Business Entity
Renewal Information, new application after one year
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Nonresident business entity timely renewal
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Home license
- Hold equivalent resident home-state agency license and casualty authority.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Registration
- Register the agency with the Idaho Secretary of State.
- Renewal
- Apply online and pay continuation fees before expiration; business entities are CE-exempt.
- Service of process
- Use Idaho DOI director for service of process when registering the foreign entity.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
Reactivate business entity after loss of designated responsible licensed producer
- Application
- Agency officer signs the reactivation form and submits it to DOI.
- Designation
- Name a qualified designated responsible licensed producer covering casualty authority.
- Inactivation
- Agency license inactive because designated responsible licensed producer was lost.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI Business Entity Reactivation Due to Loss of DRLP
Page 1, form scope
- DOI Business Entity Reactivation Due to Loss of DRLP
Page 1, responsible licensed producer designation
Resident business entity reapplication after denial
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Registration
- Register the agency with the Idaho Secretary of State.
- Waiting period
- Wait one year after denial or final court order affirming it.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(4), reapplication after denial
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
Resident business entity reapplication after revocation or refused continuation
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Good cause
- The director may require good cause why the disciplinary termination should not bar new issuance.
- Registration
- Register the agency with the Idaho Secretary of State.
- Waiting period
- Final agency or court order fixes one to five years, defaulting to one year.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(3), reapplication after disciplinary termination
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
Resident business entity initial issuance
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Registration
- Register the agency with the Idaho Secretary of State.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI How to Apply for a Producer Business Entity (Agency) License
Page 1, Step 2, designated responsible licensed producer
Resident business entity late renewal
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Lapse
- Apply within one year and pay late-renewal fees.
- Registration
- Register the agency with the Idaho Secretary of State.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI Business Entity
Renewal Information, late renewal availability
Resident business entity new application after one year expired
- Application
- Submit the uniform business entity application and prescribed fees.
- Board instruction
- DOI Business Entity page states: "After one year a new license will need to be applied for, including fingerprinting and testing." Section 41-1007(2) defines entity licensing without an entity examination; record the lower-ranked demand as a condition.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Lapse
- Expiration beyond one year requires a new business entity application.
- Registration
- Register the agency with the Idaho Secretary of State.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
- DOI How to Apply for a Producer Business Entity (Agency) License
Page 1, Step 2, designated responsible licensed producer
- DOI Business Entity
Renewal Information, new application after one year
Resident business entity timely renewal
- Application
- Submit the uniform business entity application and prescribed fees.
- Designated producer
- Designate an Idaho-licensed individual producer responsible for compliance; designated producers must cover the requested casualty authority.
- Registration
- Register the agency with the Idaho Secretary of State.
- Renewal
- Apply online and pay continuation fees before expiration; business entities are CE-exempt.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1007(2), business entity application requirements
Insurance Producer License (Casualty)
Individual casualty authority: resident and nonresident issuance, renewal, reinstatement and inactive-status pathways.
Licensing authority: Idaho Department of Insurance · Application information
Continue an individual license in inactive status
- Continuation
- Pay continuation fees; CE exempt under section 41-1028(3).
- Practice restriction
- No transaction of insurance business while inactive.
- Status
- Individual license remains inactive.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1028(1)-(4), inactive-status requirements
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
Request inactive status of an individual producer license
- Continuing education
- CE-exempt while inactive; continuation fees still apply.
- Director discretion
- Apply on prescribed forms; director may grant or deny inactive status.
- Existing license
- Hold an individual producer license and no longer wish to actively continue insurance business.
- Practice restriction
- No activity requiring an active license; prior-business compensation may continue subject to insurer contract.
- Scope
- Inactive status applies to all licenses held by the individual.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1028(1)-(4), inactive-status requirements
Reactivate an inactive individual producer license
- Director discretion
- Apply on prescribed forms; the director may grant or deny reactivation.
- Education alternative
- Twenty hours of CE earned during the preceding twelve months may be provided instead of retesting.
- Examination alternative
- Alternatively provide proof of retesting and meeting casualty examination requirements.
- Status
- Individual producer license is inactive.
Add casualty authority to an existing nonresident producer license
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Existing license
- Hold an Idaho nonresident producer license; add casualty to the resident home-state license before requesting that line in Idaho.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI Producer, Individual
FAQ, adding a nonresident line
Nonresident reapplication after revocation or refused continuation
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Exemptions
- Applicable prior-licensure exemptions and director waivers remain applicant conditions.
- Good cause
- The director may require good cause why prior termination should not bar a new license.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
- Waiting period
- Wait the one-to-five-year period in the final agency or court order; default is one year.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(3), reapplication after disciplinary termination
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI How to Apply for a Non-Resident Producer License
Page 1, Step 1, same-line home-state license
Nonresident licensure by reciprocity
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI How to Apply for a Non-Resident Producer License
Page 1, Step 1, same-line home-state license
Nonresident late renewal within one year
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Lapse
- Apply for late renewal within one year and pay applicable fees.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
- DOI Producer, Individual
How to Renew, late renewal up to one year
Nonresident reapplication after denial
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
- Waiting period
- Wait one year after denial or final court order affirming denial.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1026(4), reapplication after denial
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI How to Apply for a Non-Resident Producer License
Page 1, Step 1, same-line home-state license
Nonresident new application after one year expired
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Board instruction
- The DOI Producer, Individual page states: "After one year a new license will need to be applied for, including fingerprinting and testing." Record that lower-ranked demand alongside the statutory waiver.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Lapse
- An expired license one year or more requires a new application; nonresident reciprocity controls examinations.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI How to Apply for a Non-Resident Producer License
Page 1, Step 1, same-line home-state license
- Idaho Code section 41-1013
Section 41-1013(7), retesting after one year expired
Timely nonresident renewal
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Continuing education
- Maintain home-state CE compliance; reciprocal satisfaction under section 41-1020(2).
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Renewal
- Submit continuation request and fee before expiration.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- DOI How to Renew a Producer or Adjuster License
Page 1, nonresident renewal prerequisite
Add casualty authority to an existing resident producer license
- Exemptions
- Prior same-line licensure may qualify for section 41-1012 exemption.
- Existing license
- Hold an Idaho resident producer license without casualty authority.
- Line application
- Pass the casualty examination, send the pass slip to DOI and request the added line via NIPR.
Resident reapplication after revocation or refused continuation
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Exemptions
- Applicable prior-licensure exemptions and director waivers remain applicant conditions.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Good cause
- The director may require good cause why prior termination should not bar a new license.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Waiting period
- Wait the one-to-five-year period in the final agency or court order; default is one year.
Resident initial licensure by examination
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Score window
- Application must reach DOI within 180 days of successful examination completion.
Resident reinstatement with CE cured within ninety days
- Board boundary warning
- The DOI Producer Continuing Education FAQ states: "90-365 days past the expiration date: $80, and you will be required to re-test for the lines of authority you carry on your license as well as complete your CE requirements." Section 41-1013(7) applies retesting following the ninetieth day; that statutory boundary controls.
- Fees
- Pay renewal and statutory late-CE penalties.
- Lapse
- Submit all education proof within ninety days of expiration.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1008(3), reinstatement within twelve months
- Idaho Code section 41-1013
Section 41-1013(7), second printed subsection, cure within ninety days
Resident reinstatement after ninety days with delinquent CE
- Application
- Meet all licensing requirements, including retesting, new application and new licensing fees.
- Continuing education
- Complete education requirements for the period in which the license terminated.
- Lapse
- Following the ninetieth day after nonrenewal and before one year has elapsed.
- Waiver
- The director may waive requirements for military or other extenuating circumstances under section 41-1008(4).
Resident reinstatement within twelve months with CE compliance
- Continuing education
- CE is compliant and applicant is not subject to section 41-1013(7) retesting.
- Fees
- Pay renewal fee and statutory doubled-fee penalty.
- Lapse
- No more than twelve months since the unpaid renewal fee became due.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1008(3), reinstatement within twelve months
- DOI Producer, Individual
How to Renew, late renewal up to one year
Resident renewal or reinstatement with military or extenuating circumstances
- Circumstance
- Unable to comply due to military service or an extenuating circumstance such as long-term medical disability.
- Director discretion
- Request waiver of renewal procedures, examinations, fines or sanctions; waiver is discretionary.
- Examination
- Casualty retesting is involved when otherwise required, subject to director waiver.
Resident issuance within ninety days of cancellation elsewhere
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Exam exemption
- Section 41-1012(1)(b) removes prelicensing examination.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Good standing
- Prior state certifies good standing at cancellation, or NAIC producer database records show that prior same-line licensure was in good standing.
- Prelicensing education
- Idaho does not require prelicensing education.
- Prior license
- Previously licensed for casualty authority; Idaho receives application within ninety days of cancellation.
- Residency
- Applicant is an Idaho resident.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1012(1), previous same-line licensure exemption
Resident issuance with current same line licensure elsewhere
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Exam exemption
- Previously licensed for casualty authority and currently licensed elsewhere; section 41-1012(1)(a) removes prelicensing examination.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1012(1), previous same-line licensure exemption
- DOI Testing and Fingerprints
FAQ, moving to Idaho, fingerprinting but no retest
Resident reapplication after denial
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Waiting period
- Wait one year after denial or final court order affirming denial.
Resident new application after at least one year expired
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Continuing education
- If terminated for delinquent CE, also submit education proof for that period.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Lapse
- License has expired one year or more.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Score window
- Application must reach DOI within 180 days of successful examination completion.
- Waiver
- The director may waive requirements for military or other extenuating circumstances under section 41-1008(4).
Resident conversion upon relocation to Idaho
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Same authority
- Previously held casualty authority in the prior state; no examination unless the director provides otherwise by rule.
- Transfer deadline
- Apply within ninety days of establishing Idaho legal residence.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1012(2), ninety-day relocation exemption
- DOI Testing and Fingerprints
FAQ, relocation no retest
Timely resident renewal
- Continuing education
- Complete 24 CE hours including at least 3 ethics hours within each two-year licensing period; CE must be posted before applying.
- Cycle
- Producer licenses renew every two years.
- Renewal
- Submit continuation request, fee and CE statement by expiration.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code section 41-1013
Section 41-1013(1), complete continuation requirements
- DOI Producer, Individual
Continuing Education, resident requirement
temporary insurance producer license
Temporary casualty producer authorization under sections 41-1011 and 41-1015.
Licensing authority: Idaho Department of Insurance · Application information
Business entity member or employee temporary succession
- Applicant
- Member or employee of a licensed producer entity after death or disability of its designated individual.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1)(b), entity successor
Temporary license for military service designee
- Applicant
- Designee of a licensed producer entering active United States armed-forces service.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1)(c), military designee
Exam exempt resident temporary issuance pending FBI report
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Exam exemption
- Prior same-line licensure satisfies section 41-1012(1): currently licensed elsewhere or application within ninety days of cancellation with good-standing proof.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Pending report
- FBI report pending and remaining qualifications met.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1011, temporary issuance while FBI report pending
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1012(1), previous same-line licensure exemption
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
Nonresident temporary issuance pending required FBI report
- Application
- Submit the uniform or home-state application, fees and any fingerprints the director requires.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Home license
- Hold casualty authority on an active resident home-state producer license in good standing.
- Pending report
- Required FBI report pending; remaining nonresident qualifications met.
- Reciprocity
- Home state awards nonresident licenses on the same basis.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
- Service of process
- Appoint the director as agent for service of process under section 41-1010.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1011, temporary issuance while FBI report pending
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1020(1), nonresident reciprocity examination waiver
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
Resident temporary issuance pending FBI report
- Age
- At least eighteen years old.
- Application
- Submit the uniform individual application with true, correct and complete statements and prescribed fees.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Examination exception
- Section 41-1015 permits issuance without requiring examination; section 41-1011 requires all other qualifications. Retain the identified casualty examination and disclose director discretion.
- Fingerprints
- Submit fingerprints and CHRI release for the department background check.
- Fitness
- No statutory ground for denial, suspension or revocation.
- Pending report
- FBI fingerprint report pending; all other ordinary-license qualifications met.
- Prelicensing education
- Idaho does not require prelicensing education.
- Residency
- Applicant is an Idaho resident.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Court appointed personal representative temporary license
- Applicant
- Court-appointed personal representative of a licensed producer who dies or becomes mentally or physically disabled.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Purpose
- Allow business sale, recovery or return of the producer, or training and licensing of new personnel.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1)(a), spouse or personal representative
Other public interest temporary license
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Circumstance
- Other circumstances in which the director finds public interest best served by temporary issuance.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1)(d), public-interest issuance
Surviving spouse temporary license
- Applicant
- Surviving spouse of a licensed producer who dies or becomes mentally or physically disabled.
- Business disposal
- Temporary licensing cannot continue after the owner or personal representative disposes of the business.
- Director discretion
- The director finds temporary issuance necessary for servicing the business or otherwise in the public interest.
- Duration
- No more than 180 days.
- Purpose
- Allow business sale, recovery or return of the producer, or training and licensing of new personnel.
- Restrictions
- The director may limit authority, require a suitable licensed-producer or insurer sponsor, impose protective requirements or revoke if insureds or the public are endangered.
Official no-examination sources
Effective from 2026-09-22.
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1), temporary license, duration and examination exception
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1015(1)(a), spouse or personal representative
ID Casualty Producer
- Provider
- Pearson VUE
- Format
- Written examination with general and Idaho-specific sections, at a test center or with an online proctor
- Exam questions
- 70 scored questions: 50 general and 20 Idaho-specific; 5 general and 8 Idaho-specific pretest questions
- Time limit
- 105 minutes
- Exam fee
- 65 USD
Examination outline
General Knowledge — TYPES OF POLICIES, BONDS, AND RELATED TERMS
- Commercial general liability
- Commercial general liability > Exposures
- Commercial general liability > Exposures > Premises and Operations
- Commercial general liability > Exposures > Products and Completed Operations
- Commercial general liability > Coverage
- Commercial general liability > Coverage > Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- Commercial general liability > Coverage > Coverage B: Personal Injury and Advertising Injury
- Commercial general liability > Coverage > Coverage C: Medical Payments
- Commercial general liability > Coverage > Supplemental Payments
- Commercial general liability > Coverage > Who is an insured
- Commercial general liability > Coverage > First named insured
- Commercial general liability > Coverage > Limits (Per occurrence, Annual Aggregate)
- Commercial general liability > Coverage > Damage to Property of Others
- Automobile: personal auto and business auto
- Automobile: personal auto and business auto > Liability
- Automobile: personal auto and business auto > Liability > Bodily Injury
- Automobile: personal auto and business auto > Liability > Property Damage
- Automobile: personal auto and business auto > Liability > Split Limits
- Automobile: personal auto and business auto > Liability > Combined Single Limit
- Automobile: personal auto and business auto > Medical Payments
- Automobile: personal auto and business auto > Physical Damage (collision; other than collision; specified perils)
- Automobile: personal auto and business auto > Uninsured motorists
- Automobile: personal auto and business auto > Underinsured motorists
- Automobile: personal auto and business auto > Who is an insured
- Automobile: personal auto and business auto > Types of Auto
- Automobile: personal auto and business auto > Types of Auto > Owned
- Automobile: personal auto and business auto > Types of Auto > Non-owned
- Automobile: personal auto and business auto > Types of Auto > Hired
- Automobile: personal auto and business auto > Types of Auto > Temporary Substitute
- Automobile: personal auto and business auto > Types of Auto > Newly Acquired Autos
- Automobile: personal auto and business auto > Types of Auto > Transportation Expense and Rental Reimbursement Expense
- Automobile: personal auto and business auto > Auto Dealers Coverage Form, including Garagekeepers Insurance
- Automobile: personal auto and business auto > Exclusions
- Automobile: personal auto and business auto > Individual Insured and Drive Other Car (DOC)
- Automobile: personal auto and business auto > Mobile equipment
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Standard policy concepts
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Standard policy concepts > Who is an employee/employer
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Standard policy concepts > Compensation
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Work-related vs. non-work-related
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Other states’ insurance
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Employers Liability
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Exclusive remedy
- Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) > Premium Determination
- Crime
- Crime > Employee Dishonesty
- Crime > Theft
- Crime > Robbery
- Crime > Burglary
- Crime > Forgery and Alteration
- Crime > Mysterious disappearance
- Bonds
- Bonds > Surety
- Bonds > Fidelity
- Professional liability
- Professional liability > Errors and Omissions
- Professional liability > Medical Malpractice
- Professional liability > Directors and Officers (D&O)
- Professional liability > Employment Practices Liability (EPLI)
- Professional liability > Cyber liability and data breach, funds transfer
- Professional liability > Liquor liability
- Umbrella/Excess Liability
- Business Owners Policy (BOP)
General Knowledge — INSURANCE TERMS AND RELATED CONCEPTS
- Risk
- Hazards
- Hazards > Moral
- Hazards > Morale
- Hazards > Physical
- Indemnity
- Insurable interest
- Loss valuation
- Loss valuation > Actual cash value
- Loss valuation > Replacement cost
- Loss valuation > Market value
- Loss valuation > Stated/agreed value
- Loss valuation > Salvage value
- Negligence
- Liability
- Occurrence
- Binders
- Warranties
- Representations
- Concealment
- Deposit Premium/Audit
- Certificate of Insurance
- Law of Large Numbers
- Pure vs. Speculative Risk
- Endorsements
- Damages
- Damages > Compensatory
- Damages > Compensatory > General
- Damages > Compensatory > Special
- Damages > Punitive
- Compliance with provisions of Fair Credit Reporting Act
General Knowledge — POLICY PROVISIONS
- Declarations
- Insuring agreement
- Conditions
- Exclusions and Limitations
- Definition of the insured
- Duties of the insured after a loss
- Cancellation and nonrenewal provisions
- Supplementary payments
- Proof of loss
- Notice of claim
- Other insurance
- Subrogation
- Loss settlement provisions including consent to settle a loss
- Terrorism Risk Insurance Act (TRIA)
Idaho Specific Casualty — IDAHO STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, HEALTH/DISABILITY, PROPERTY, CASUALTY, AND PERSONAL LINES INSURANCE
- Responsibilities of the Director of the Department of Insurance
- Responsibilities of the Director of the Department of Insurance > Appointment
- Responsibilities of the Director of the Department of Insurance > General duties and powers
- Responsibilities of the Director of the Department of Insurance > Examinations
- Responsibilities of the Director of the Department of Insurance > Hearings/notice of hearings/orders
- Responsibilities of the Director of the Department of Insurance > Penalties
- Definitions
- Definitions > Domestic company
- Definitions > Foreign company
- Definitions > Alien company
- Definitions > Authorized and unauthorized companies/admitted and nonadmitted companies
- Definitions > Stock and mutual companies and reciprocals
- Definitions > Certificate of authority
- Definitions > Transacting insurance
- Definitions > Negotiate
- Licensing
- Licensing > Persons required to be licensed
- Licensing > Persons required to be licensed > Producer
- Licensing > Persons required to be licensed > Resident/nonresident
- Licensing > Persons required to be licensed > Surplus lines
- Licensing > Persons required to be licensed > Public adjusters
- Licensing > Producer appointment/termination of appointment
- Licensing > Obtaining a license
- Licensing > Obtaining a license > Qualifications
- Licensing > Obtaining a license > License application
- Licensing > Obtaining a license > Written examinations
- Licensing > Obtaining a license > Exemptions/exceptions
- Licensing > Obtaining a license > License denial/refusal
- Licensing > Maintaining a license
- Licensing > Maintaining a license > Continuing education
- Licensing > Maintaining a license > Change of address/place of business
- Licensing > Maintaining a license > Fees/renewal
- Licensing > Maintaining a license > Record keeping
- Licensing > Maintaining a license > License expiration
- Licensing > Maintaining a license > Suspension or revocation of licenses/Felony convictions
- Producer responsibilities
- Producer responsibilities > Fiduciary capacity
- Producer responsibilities > Commissions and compensation
- Producer responsibilities > Charging of fees and disclosure requirements
- Producer responsibilities > Reporting of actions
- Insurance contracts
- Insurance contracts > Filing and approval of policy forms
- Insurance contracts > Payment of claims
- Insurance contracts > Power to contract
- Marketing practices
- Marketing practices > Unfair claims practices
- Marketing practices > Unfair methods of competition
- Marketing practices > Unfair methods of competition > Rebating
- Marketing practices > Unfair methods of competition > Misrepresentation
- Marketing practices > Unfair methods of competition > False advertising
- Marketing practices > Unfair methods of competition > Defamation
- Marketing practices > Unfair methods of competition > False financial statements
- Marketing practices > Unfair methods of competition > Boycott, coercion, intimidation
- Marketing practices > Unfair methods of competition > Unfair discrimination
- Marketing practices > Unfair methods of competition > Coercion of borrower
- Marketing practices > Unfair methods of competition > Fraud
- Marketing practices > Unfair methods of competition > Twisting
- Marketing practices > Penalties
Idaho Specific Casualty — IDAHO STATUTES, RULES, AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
- Insurance contracts
- Insurance contracts > Renewal, nonrenewal, cancellation
- Insurance contracts > Commercial, homeowners, personal auto, and casualty policies
- Insurance contracts > Certificate of insurance
- Countersignature requirements
- Rate filings
- Idaho Property and Casualty Guaranty Association Act
- Insurance Rates and Credit Rating
- Binders
Idaho Specific Casualty — IDAHO STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
- Financial responsibility
- Financial responsibility > Proof of financial responsibility defined
- Financial responsibility > Persons required to show proof
- Financial responsibility > Penalty for noncompliance
- Financial responsibility > Methods of satisfying financial responsibility
- Uninsured/underinsured motorists coverage
- Mature driver
- Assigned risk plan
- Worker’s compensation
- Comparative Negligence
Examination sources
- Pearson Idaho Insurance Content Outlines
Cover, effective date
- DOI Casualty Producer Examination Content Outline
Page 1, casualty examination title and scored-question total
- Pearson Idaho Insurance Content Outlines
S8, casualty general knowledge title
- DOI Casualty Producer Examination Content Outline
Page 2, Idaho-specific scored questions
- DOI Casualty Producer Examination Content Outline
Page 1, casualty examination title and scored-question total
- Idaho Code Title 41 Chapter 10, Producer Licensing
Section 41-1006(1), resident written examination requirement
- Pearson Idaho Insurance Candidate Handbook
Page 7, Available Exams, ID Casualty Producer, English
- DOI How to Apply for a Resident Producer License
Page 2, Step 8, line-of-authority examination boundary
- DOI Testing and Fingerprints
Testing Information, one test per line of authority