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Massachusetts Casualty Insurance — Requirements & Free Practice

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License

Business entity insurance producer license requiring a designated responsible licensed producer and affiliated members licensed for each line of insurance offered.

Licensing authority: Division of Insurance · Application information

Business entity issuance — corporation
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Filings
File applications for specified officers/directors and certified organization and incorporation documents.
Organization
Corporation applies under §§ 162M or 162N and § 174.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

New application after business entity expiration
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Lapse
An expired entity license cannot be renewed; submit a new initial application through NIPR.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

Bank or credit union producer issuance — federal bank credit union
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Charter
Federally chartered bank or credit union, applying directly or through an authorized affiliate or subsidiary.
Fees
Pay prescribed business entity license fees.
Operating Plan
Submit compliance statement for federal insurance-sales conditions and a plan covering complaints, consumer safeguards, confidentiality and regulatory compliance.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.
Sales Staff
Conduct insurance sales through individually licensed producers; satisfy 211 CMR 142 consumer-protection requirements.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity issuance by reciprocity
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Home License
The entity is resident-licensed and in good standing in its home jurisdiction.
Reciprocity
The home jurisdiction grants reciprocal nonresident producer licenses; submit its application or the uniform business entity application.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

Business entity issuance — partnership
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Filings
File each specified partner's application, the partner list and duplicate original signed partnership agreement; nonspecified estate or retired partners cannot act under the license.
Organization
Partnership applies under §§ 162M or 162N and § 173.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

Renewal of a business entity producer license
No examination is required for this applicant pathway.
Deadline
Renew through NIPR before expiration; no business entity late-renewal grace period.
Fees
Pay prescribed renewal fees.
Members
Maintain the licensed responsible producer and members covering Casualty authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial issuance
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

Bank or credit union producer issuance — state bank credit union
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Charter
State-chartered bank or credit union, applying directly or through an authorized affiliate or subsidiary.
Fees
Pay prescribed business entity license fees.
Operating Plan
Submit a Division of Banks-approved insurance sales plan under 209 CMR 49.00.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.
Sales Staff
Conduct insurance sales through individually licensed producers; satisfy 211 CMR 142 consumer-protection requirements.

Official no-examination sources

Effective from 2026-09-22.

Business entity issuance — voluntary association
No examination is required for this applicant pathway.
Application
Apply through NIPR using the uniform business entity application; obtain Division name approval, Secretary of the Commonwealth registration and required certified documents.
Casualty Authority
Maintain at least one affiliated member licensed for Casualty authority.
Fees
Pay prescribed business entity license fees.
Filings
File each specified trustee's application, the trust instrument and certified bylaws; license specifies no more than five acting trustees.
Organization
Organized exclusively for insurance producer activity; written trust instrument limits ownership to resident producers; all trustees are Massachusetts residents.
Responsible Producer
Designate at least one licensed producer responsible for compliance; each affiliated member must have a Massachusetts producer license.

Official no-examination sources

Effective from 2026-09-22.

special insurance broker

Special insurance broker license available to associations, partnerships and corporations, subject to statutory conditions.

Licensing authority: Division of Insurance · Application information

Nonresident business surplus lines broker issuance by reciprocity
No examination is required for this applicant pathway.
Application
Submit the uniform entity or home-jurisdiction application and prescribed fees.
Home License
Entity holds a home-jurisdiction resident surplus-lines license in good standing and qualifies under reciprocal § 162N(a).
Responsible Member
Maintain an affiliated member with an active Massachusetts surplus-lines broker license.

Official no-examination sources

Effective from 2026-09-22.

Annual business special/surplus lines broker renewal
No examination is required for this applicant pathway.
Application
Submit annual NIPR renewal and fees, subject to the commissioner's discretion.
Member
Maintain an active Massachusetts surplus-lines licensed affiliated member and applicable resident Property and Casualty producer authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business special/surplus lines broker — corporation
No examination is required for this applicant pathway.
Documents
Submit NIPR application, prescribed fees and the trust, partnership or corporate documents required by the corresponding organizational statute.
Organization
Apply as a corporation under § 168(h) and the corresponding organizational licensing provision.
Producer License
Resident entity applicants maintain Massachusetts Property and Casualty Producer authority.
Responsible Member
At least one affiliated member holds an active Massachusetts Surplus Lines Broker License.

Official no-examination sources

Effective from 2026-09-22.

Resident business special/surplus lines broker — partnership
No examination is required for this applicant pathway.
Documents
Submit NIPR application, prescribed fees and the trust, partnership or corporate documents required by the corresponding organizational statute.
Organization
Apply as a partnership under § 168(h) and the corresponding organizational licensing provision.
Producer License
Resident entity applicants maintain Massachusetts Property and Casualty Producer authority.
Responsible Member
At least one affiliated member holds an active Massachusetts Surplus Lines Broker License.

Official no-examination sources

Effective from 2026-09-22.

Resident business special/surplus lines broker — voluntary association
No examination is required for this applicant pathway.
Documents
Submit NIPR application, prescribed fees and the trust, partnership or corporate documents required by the corresponding organizational statute.
Organization
Apply as a voluntary association under § 168(h) and the corresponding organizational licensing provision.
Producer License
Resident entity applicants maintain Massachusetts Property and Casualty Producer authority.
Responsible Member
At least one affiliated member holds an active Massachusetts Surplus Lines Broker License.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer — Casualty

A producer license with Casualty as a line of authority; existing Massachusetts producer licensees may apply through NIPR to add this authority.

Licensing authority: Massachusetts Division of Insurance · Application information

Add Casualty authority to an existing producer license
Producer - Casualty
Age
At least 18 years old.
Application
Submit the uniform application through NIPR with true, correct and complete statements and required supporting documentation.
Approval
Passing the examination does not guarantee issuance; the Division must approve the application.
Education
Complete any prelicensing course required by the commissioner under § 162L(a)(3).
Existing License
Hold a Massachusetts producer license for other lines; apply through NIPR to add Casualty authority.
Fees
Pay prescribed license fees; a $75 lead-paint surcharge applies to Casualty authority, subject to the resident veteran or legally blind waiver.
Fitness
No act constituting a ground for denial, suspension or revocation under M.G.L. c. 175, § 162R.
Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper request, home-jurisdiction or uniform application, and prescribed fees.
Home License
Hold an active resident license in good standing with Casualty authority in the home jurisdiction.
Reciprocity
The home jurisdiction must grant Massachusetts residents nonresident producer licenses on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Resident reapplication after the examination free reinstatement period
Producer - Casualty
Age
At least 18 years old.
Application
Submit the uniform application through NIPR with true, correct and complete statements and required supporting documentation.
Approval
Passing the examination does not guarantee issuance; the Division must approve the application.
Education
Complete any prelicensing course required by the commissioner under § 162L(a)(3).
Fees
Pay prescribed license fees; a $75 lead-paint surcharge applies to Casualty authority, subject to the resident veteran or legally blind waiver.
Fitness
No act constituting a ground for denial, suspension or revocation under M.G.L. c. 175, § 162R.
Lapse
The license has lapsed beyond the 12-month examination-free reinstatement period; apply under current resident licensing requirements.
Waivers
The § 162O prior-license exemptions and § 162M(d) military or extenuating-circumstance waivers may apply.
Reinstate a lapsed individual license within 12 months
No examination is required for this applicant pathway.
Penalty
Pay double the unpaid renewal fee; meet applicable renewal education requirements.
Time Limit
Within 12 months of the renewal fee due date.

Official no-examination sources

Effective from 2026-09-22.

Renewal of an active individual producer license
No examination is required for this applicant pathway.
Continuing Education
Resident initial renewal requires 60 credits including 3 ethics; subsequent three-year renewals require 45 including 3 ethics, subject to statutory exemptions or extensions.
Fees
Pay prescribed renewal fees and applicable Casualty lead-paint surcharge.
Nonresident Continuing Education
Reciprocal home-jurisdiction continuing education satisfies Massachusetts requirements under § 162U(b).
Status
The license must not be revoked or suspended.

Official no-examination sources

Effective from 2026-09-22.

Renewal relief for military service or extenuating circumstances
No examination is required for this applicant pathway.
Circumstances
Military service or another extenuating circumstance prevents compliance with renewal procedures.
Discretion
Request the commissioner's waiver of renewal procedures, examination requirements, fines or sanctions; relief is discretionary and does not grant automatic restoration of a revoked license.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination
Producer - Casualty
Age
At least 18 years old.
Application
Submit the uniform application through NIPR with true, correct and complete statements and required supporting documentation.
Approval
Passing the examination does not guarantee issuance; the Division must approve the application.
Education
Complete any prelicensing course required by the commissioner under § 162L(a)(3).
Fees
Pay prescribed license fees; a $75 lead-paint surcharge applies to Casualty authority, subject to the resident veteran or legally blind waiver.
Fitness
No act constituting a ground for denial, suspension or revocation under M.G.L. c. 175, § 162R.
Resident licensure based on a prior same line license
No examination is required for this applicant pathway.
Application
Submit the resident uniform application and applicable fees; § 162O(a) exempts prelicensing education and examination.
Prior License
Previously licensed for the same Casualty line in another jurisdiction; currently licensed there, or apply within 90 days of cancellation with certification or NAIC database evidence of good standing.

Official no-examination sources

Effective from 2026-09-22.

Resident conversion after relocation
No examination is required for this applicant pathway.
Continuing Education
Complete 60 CE credits before initial Massachusetts renewal, regardless of the initial term.
Former License
The Division instructs applicants to cancel the former resident license, retain its verifiability in NIPR PDB, and supply the current residential address.
Regulatory Exception
§ 162O(b) permits the commissioner to determine otherwise by regulation.
Relocation
Previously licensed for Casualty authority in another jurisdiction; apply within 90 days of establishing Massachusetts residence.

Official no-examination sources

Effective from 2026-09-22.

Special Insurance Broker

Specialty authority to place permitted casualty coverage with eligible non-admitted insurers; excludes coverage categories excluded by § 168(b).

Licensing authority: Division of Insurance · Application information

Nonresident surplus lines broker issuance by reciprocity
No examination is required for this applicant pathway.
Home License
Hold an active resident surplus-lines producer/broker license in the home jurisdiction.
Reciprocity
Meet § 162N(a) reciprocal licensing, application and fee requirements.
Suitability
No license revocation or suspension; subject to § 162R denial provisions as applicable to nonresident issuance.

Official no-examination sources

Effective from 2026-09-22.

Annual special/surplus lines broker renewal
No examination is required for this applicant pathway.
Application
Submit renewal through NIPR; comply with applicable annual tax filing obligations.
Discretion
The commissioner may renew for successive one-year terms upon payment of prescribed fees without the detailed § 162L information.

Official no-examination sources

Effective from 2026-09-22.

Resident special/surplus lines broker issuance
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the sworn § 162L-form application through NIPR and prescribed fees.
Prior Authority
Hold an active Massachusetts Producer License with Property and Casualty authority.
Suitability
The commissioner must find the applicant trustworthy and competent; the Division requires no insurance-license revocation or suspension.
Term
The special license expires one year from issuance unless earlier suspended or revoked.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary insurance producer authority to service an existing insurance business for no more than 180 days, subject to the commissioner's limitations.

Licensing authority: Massachusetts Division of Insurance · Application information

Temporary issuance — entity member or employee
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed entity following the death or disability of its designated individual producer.
Duration
No more than 180 days; cannot continue after the business is disposed of.
Limitations
The commissioner may limit authority, require a licensed producer or insurer sponsor, impose protective requirements, or revoke authority if insureds or the public are endangered.
Necessity
The commissioner must determine temporary authority is necessary to service the insurance business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — military designee
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active service in the United States armed forces.
Duration
No more than 180 days; cannot continue after the business is disposed of.
Limitations
The commissioner may limit authority, require a licensed producer or insurer sponsor, impose protective requirements, or revoke authority if insureds or the public are endangered.
Necessity
The commissioner must determine temporary authority is necessary to service the insurance business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — public interest
No examination is required for this applicant pathway.
Applicant
Another circumstance in which the commissioner determines issuance best serves the public interest.
Duration
No more than 180 days; cannot continue after the business is disposed of.
Limitations
The commissioner may limit authority, require a licensed producer or insurer sponsor, impose protective requirements, or revoke authority if insureds or the public are endangered.
Necessity
The commissioner must determine temporary authority is necessary to service the insurance business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — surviving spouse or representative
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a producer who died or became mentally or physically disabled; authority services the existing business pending sale, recovery or trained replacement.
Duration
No more than 180 days; cannot continue after the business is disposed of.
Limitations
The commissioner may limit authority, require a licensed producer or insurer sponsor, impose protective requirements, or revoke authority if insureds or the public are endangered.
Necessity
The commissioner must determine temporary authority is necessary to service the insurance business.

Official no-examination sources

Effective from 2026-09-22.

Producer - Casualty

Provider
Pearson Professional Assessments
Format
Computer-delivered multiple-choice examination; English and Spanish delivery options.
Exam questions
50 scored plus 5 pretest general-knowledge questions; 30 scored plus 5 pretest Massachusetts-specific questions.
Passing score
70 scaled score
Exam fee
$37
Examination outline
  • GENERAL KNOWLEDGE I. CASUALTY: TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability > 1. Exposures
    • A. Commercial general liability > 1. Exposures > a. Premises and Operations
    • A. Commercial general liability > 1. Exposures > b. Products and Completed Operations
    • A. Commercial general liability > 2. Coverage
    • A. Commercial general liability > 2. Coverage > a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability > 2. Coverage > b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability > 2. Coverage > c. Coverage C: Medical Payments
    • A. Commercial general liability > 2. Coverage > d. Supplemental Payments
    • A. Commercial general liability > 2. Coverage > e. Who is an insured
    • A. Commercial general liability > 2. Coverage > f. First named insured
    • A. Commercial general liability > 2. Coverage > g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability > 2. Coverage > h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto > 1. Liability
    • B. Automobile: personal auto and business auto > 1. Liability > a. Bodily Injury
    • B. Automobile: personal auto and business auto > 1. Liability > b. Property Damage
    • B. Automobile: personal auto and business auto > 1. Liability > c. Split Limits
    • B. Automobile: personal auto and business auto > 1. Liability > d. Combined Single Limit
    • B. Automobile: personal auto and business auto > 2. Medical Payments
    • B. Automobile: personal auto and business auto > 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto > 4. Uninsured motorists
    • B. Automobile: personal auto and business auto > 5. Underinsured motorists
    • B. Automobile: personal auto and business auto > 6. Who is an insured
    • B. Automobile: personal auto and business auto > 7. Types of Auto
    • B. Automobile: personal auto and business auto > 7. Types of Auto > a. Owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > b. Non-owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > c. Hired
    • B. Automobile: personal auto and business auto > 7. Types of Auto > d. Temporary Substitute
    • B. Automobile: personal auto and business auto > 7. Types of Auto > e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto > 7. Types of Auto > f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto > 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto > 9. Exclusions
    • B. Automobile: personal auto and business auto > 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto > 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts > a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts > b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 6. Premium Determination
    • D. Crime
    • D. Crime > 1. Employee Dishonesty
    • D. Crime > 2. Theft
    • D. Crime > 3. Robbery
    • D. Crime > 4. Burglary
    • D. Crime > 5. Forgery and Alteration
    • D. Crime > 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds > 1. Surety
    • E. Bonds > 2. Fidelity
    • F. Professional liability
    • F. Professional liability > 1. Errors and Omissions
    • F. Professional liability > 2. Medical Malpractice
    • F. Professional liability > 3. Directors and Officers (D&O)
    • F. Professional liability > 4. Employment Practices Liability (EPLI)
    • F. Professional liability > 5. Cyber liability and data breach, funds transfer
    • F. Professional liability > 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • GENERAL KNOWLEDGE II. CASUALTY: INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards > 1. Moral
    • B. Hazards > 2. Morale
    • B. Hazards > 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation > 1. Actual cash value
    • E. Loss valuation > 2. Replacement cost
    • E. Loss valuation > 3. Market value
    • E. Loss valuation > 4. Stated/agreed value
    • E. Loss valuation > 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages > 1. Compensatory
    • R. Damages > 1. Compensatory > a. General
    • R. Damages > 1. Compensatory > b. Special
    • R. Damages > 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • GENERAL KNOWLEDGE III. CASUALTY: POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Arbitration
    • L. Other insurance
    • M. Subrogation
    • N. Loss settlement provisions including consent to settle a loss
    • O. Terrorism Risk Insurance Act (TRIA)
  • MASSACHUSETTS SPECIFIC I. MASSACHUSETTS LAWS AND RULES PERTINENT TO ALL LINES OF INSURANCE
    • A. Licensing
    • A. Licensing > 1. Process
    • A. Licensing > 2. Types of licenses
    • A. Licensing > 2. Types of licenses > a. Producers
    • A. Licensing > 2. Types of licenses > c. Business entity producers
    • A. Licensing > 2. Types of licenses > d. Nonresident producers
    • A. Licensing > 2. Types of licenses > e. Temporary
    • A. Licensing > 2. Types of licenses > f. Special brokers
    • A. Licensing > 2. Types of licenses > g. Advisers
    • A. Licensing > 2. Types of licenses > h. Public insurance adjusters
    • A. Licensing > 2. Types of licenses > i. Reinsurance intermediaries
    • A. Licensing > 2. Types of licenses > j. Exemptions
    • A. Licensing > 3. Maintenance and duration
    • A. Licensing > 3. Maintenance and duration > a. Reinstatement and renewal
    • A. Licensing > 3. Maintenance and duration > b. Address change
    • A. Licensing > 3. Maintenance and duration > c. Reporting of actions
    • A. Licensing > 3. Maintenance and duration > d. Assumed names
    • A. Licensing > 3. Maintenance and duration > e. Continuing education requirements, exemptions and penalties
    • A. Licensing > 4. Disciplinary actions
    • A. Licensing > 4. Disciplinary actions > a. Cease and desist order
    • A. Licensing > 4. Disciplinary actions > b. Hearings
    • A. Licensing > 4. Disciplinary actions > c. Probation, suspension, revocation, refusal to issue or renew
    • A. Licensing > 4. Disciplinary actions > d. Penalties and fines
    • B. State Regulation
    • B. State Regulation > 1. Commissioner’s general duties and powers
    • B. State Regulation > 2. Company regulation
    • B. State Regulation > 2. Company regulation > a. Certificate of authority
    • B. State Regulation > 2. Company regulation > b. Solvency
    • B. State Regulation > 2. Company regulation > c. Policy forms
    • B. State Regulation > 2. Company regulation > d. Examination of books and records
    • B. State Regulation > 2. Company regulation > e. Producer appointments
    • B. State Regulation > 2. Company regulation > f. Termination of producer appointment
    • B. State Regulation > 3. Producer regulation
    • B. State Regulation > 3. Producer regulation > a. Impersonation
    • B. State Regulation > 3. Producer regulation > b. Larceny
    • B. State Regulation > 3. Producer regulation > c. Unlicensed persons compensation
    • B. State Regulation > 3. Producer regulation > d. Commissions
    • B. State Regulation > 3. Producer regulation > e. Records retention
    • B. State Regulation > 3. Producer regulation > f. Insurance transactions
    • B. State Regulation > 4. Unfair or deceptive practices
    • B. State Regulation > 4. Unfair or deceptive practices > a. Misrepresentation
    • B. State Regulation > 4. Unfair or deceptive practices > b. False advertising
    • B. State Regulation > 4. Unfair or deceptive practices > c. Defamation of insurer
    • B. State Regulation > 4. Unfair or deceptive practices > d. Boycott, coercion, intimidation
    • B. State Regulation > 4. Unfair or deceptive practices > e. False financial statements
    • B. State Regulation > 4. Unfair or deceptive practices > f. Failure to maintain a complaint record
    • B. State Regulation > 4. Unfair or deceptive practices > g. Unfair discrimination
    • B. State Regulation > 4. Unfair or deceptive practices > h. Unfair claims settlement practices
    • B. State Regulation > 4. Unfair or deceptive practices > i. Rebating
    • B. State Regulation > 5. Insurance fraud regulation
    • B. State Regulation > 6. Insurance Information and Privacy Protection
    • B. State Regulation > 7. Types of Insurers
    • B. State Regulation > 7. Types of Insurers > a. Foreign, alien, domestic
    • B. State Regulation > 7. Types of Insurers > b. Authorized and unauthorized insurers
    • B. State Regulation > 7. Types of Insurers > c. Stock and mutual insurers
  • MASSACHUSETTS SPECIFIC II. MASSACHUSETTS LAWS AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Massachusetts laws, regulations, and required provisions
    • A. Massachusetts laws, regulations, and required provisions > 1. Massachusetts Insurers Insolvency Fund
    • A. Massachusetts laws, regulations, and required provisions > 2. Cancellation and nonrenewal
    • A. Massachusetts laws, regulations, and required provisions > 3. Concealment, misrepresentation, or fraud
    • A. Massachusetts laws, regulations, and required provisions > 4. Rates
    • B. Massachusetts law specific to auto insurance
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance > a. Required limits of liability
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance > b. Required proof of insurance
    • B. Massachusetts law specific to auto insurance > 2. Massachusetts Automobile Insurance Assigned Risk Plan (MAIP)/CAR
    • B. Massachusetts law specific to auto insurance > 2. Massachusetts Automobile Insurance Assigned Risk Plan (MAIP)/CAR > a. Notice of eligibility in the plan
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > a. Medical
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > b. Loss of income/Lost Wages
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > c. Death
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > d. Funeral
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > e. Replacement services
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist > a. Bodily injury
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist > b. Required limits
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal > a. Grounds
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal > b. Notice
    • B. Massachusetts law specific to auto insurance > 6. Aftermarket parts regulation
    • B. Massachusetts law specific to auto insurance > 7. Regulation of rates for motor vehicle insurance
    • B. Massachusetts law specific to auto insurance > 8. Private passenger motor vehicle insurance rates
    • B. Massachusetts law specific to auto insurance > 9. Appraisal
    • C. Commercial general liability
    • C. Commercial general liability > 1. Defense within limits versus open limits
    • D. Workers’ Compensation
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > a. Exclusive remedy
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > b. Employment covered (required, voluntary)
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > c. Covered injuries
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > d. Occupational disease
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > e. Benefits provided
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > f. Subsequent injury fund
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > g. Subrogation
    • D. Workers’ Compensation > 2. Other sources of coverage
    • D. Workers’ Compensation > 2. Other sources of coverage > a. Assigned risk plan
    • D. Workers’ Compensation > 2. Other sources of coverage > b. Self-insured employers and employer groups
    • D. Workers’ Compensation > 2. Other sources of coverage > c. Massachusetts Workers' Compensation Trust Fund
    • E. Other Coverages and Options
    • E. Other Coverages and Options > 1. Surplus lines
    • E. Other Coverages and Options > 1. Surplus lines > a. Definitions and markets
    • E. Other Coverages and Options > 2. Residual markets
    • E. Other Coverages and Options > 2. Residual markets > a. Hospitality Mutual (Joint Underwriting Association) – Liquor Liability
Examination sources