North Carolina Casualty Insurance — Requirements & Free Practice
US-NC · License preparation
79 free questions · Answer explanations · No signup required
Choose what to practice
Start with an exam below. Your examination requirements depend on your application pathway. View licensing requirements
Loading selected examination banks…
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Insurance Producer Business Entity License
Business entities selling, soliciting, or negotiating insurance must obtain an insurance producer license and designate a licensed natural-person producer responsible for compliance.
Licensing authority: North Carolina Department of Insurance · Application information
Nonresident business entity initial licensure
- Application
- Submit Uniform Business Entity Application electronically through NIPR and pay fees.
- Entity
- Corporation, partnership, LLC, LLP, association or other business entity; a sole proprietor is not separately licensed.
- Home State License
- For a nonresident applicant the DOI FAQ says: Yes, but you must first obtain a resident business entity license in your home state.
- Responsible Producer
- Designate an individual producer already holding an active North Carolina license; individual agents need appropriate casualty authority.
- Secretary Of State
- Comply with applicable North Carolina Secretary of State requirements.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-31(b), complete business entity issuance requirements
- NCDOI Licensing Applications and Forms for Business Entities and Agencies
Resident and nonresident application requirements
Annual business entity renewal
- Deadline
- Renew annually effective April 1, paying the annual fee through NIPR.
- Responsible Producer
- Maintain the required designated licensed responsible producer.
Official no-examination sources
Effective from 2026-09-22.
- G.S. 58-33-26
G.S. 58-33-26(j), business entity and annual renewal
- NCDOI Renew or Change an Insurance Business License
Business entity renewal dates
Resident business entity initial licensure
- Application
- Submit Uniform Business Entity Application electronically through NIPR and pay fees.
- Entity
- Corporation, partnership, LLC, LLP, association or other business entity; a sole proprietor is not separately licensed.
- Home State License
- Resident business entity.
- Responsible Producer
- Designate an individual producer already holding an active North Carolina license; individual agents need appropriate casualty authority.
- Secretary Of State
- Comply with applicable North Carolina Secretary of State requirements.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-31(b), complete business entity issuance requirements
- NCDOI Licensing Applications and Forms for Business Entities and Agencies
Resident and nonresident application requirements
nonresident limited lines producer license
Nonresident limited lines producer license granting the same scope of authority as the producer's home-state license, subject to subsection (c).
Licensing authority: North Carolina Department of Insurance · Application information
Reciprocal nonresident limited casualty authority
- Application
- Satisfy subsection (c) good-standing, reciprocity, application and fee requirements.
- Prior License
- Home-state limited lines producer license narrower than full casualty authority.
- Scope
- North Carolina grants the same scope as the home-state license, under G.S. 58-33-32(f).
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(f), nonresident limited lines reciprocity
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(c), nonresident reciprocity
casualty agent
Individual resident or nonresident insurance producer licensed for the casualty line of authority under G.S. 58-33-26(c1)(2), including agent and broker activity. The separate broker license ceased to be offered in 2022.
Licensing authority: North Carolina Department of Insurance · Application information
Reinstatement after CE lapse beyond four months
- Board Instructions
- The DOI CE page says: If the required CE hours are not met by the end of the 4-month period, the license will become inactive. Licensees must complete pre-licensing and pass the state exam for each line of authority to be issued a new license. This lower-ranked page still names prelicensing, while the statute prohibits that course requirement and the current .0811(a) requires the licensing examination.
- Exam
- Pass the appropriate casualty licensing examination under 11 NCAC 06A .0811(a).
- Fingerprints
- 11 NCAC 06A .0418(a)(4) requires fingerprints when the producer license has lapsed for more than one year.
- Prior License
- Casualty authority lapsed for CE noncompliance and the four-month reinstatement period was missed.
Reinstatement after CE lapse within four months
- Deadline
- Complete the missing CE requirements and pay the $75 administrative fee within four months after the prior compliance year ends.
Official no-examination sources
Effective from 2026-09-22.
- 11 NCAC 06A Agent Services Division
11 NCAC 06A .0811(a), reinstatement within and beyond four months
Continuation of reciprocal nonresident casualty licensure
- Continuing Education
- Home-state CE satisfies North Carolina requirements on the reciprocal basis prescribed by G.S. 58-33-32(j).
- Home State License
- Keep the home-state license in good standing.
Official no-examination sources
Effective from 2026-09-22.
- G.S. 58-33-26
G.S. 58-33-26(l), individual license continuance
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(j), reciprocal CE
Reinstatement after restoration of the home state license
- Deadline
- Within 30 days following lapse of the North Carolina nonresident license, show that the home-state license has been reinstated or reissued and that the applicant is otherwise entitled to licensure.
Official no-examination sources
Effective from 2026-09-22.
- G.S. 58-33-30
G.S. 58-33-30(h)(2)a1, nonresident restoration
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(c), nonresident reciprocity
Reinstatement after relocation and a new home state license
- Relocation
- Prove relocation to a new jurisdiction and acquisition of a new home-state license; file a change-of-address notice within 60 days after issuance of that new license.
Official no-examination sources
Effective from 2026-09-22.
- G.S. 58-33-30
G.S. 58-33-30(h)(2)a1, nonresident restoration
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(c), nonresident reciprocity
Nonresident licensure by interstate reciprocity
- Application
- Submit the prescribed request, fees and the home-state application or completed Uniform Application; the Commissioner may verify NAIC licensing records.
- Home State License
- Hold a resident license in good standing for the requested casualty authority.
- Reciprocity
- The home state awards nonresident producer licenses to North Carolina residents reciprocally.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(c), nonresident reciprocity
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(g), previously licensed and relocation exemption
Reissuance after revocation
- Application
- Submit the Uniform Application through NIPR, pay applicable fees, and provide supporting documents for screening answers.
- Fingerprints
- Submit law-enforcement-certified fingerprints and pay criminal-history fees under G.S. 58-33-48 and 11 NCAC 06A .0418.
- Fitness
- No disqualifying act under G.S. 58-33-46; licensure remains subject to the Commissioner’s determination.
- Minimum Age
- At least 18 years old under G.S. 58-33-31(a)(1).
- Prelicensing
- G.S. 58-33-30(d)(1) prohibits the Commissioner from requiring a specific course or amount of instruction; the former statutory requirements were repealed effective October 1, 2025.
- Prior License
- License was revoked; G.S. 58-33-46(d) requires compliance with all Article 33 requirements and remains subject to any lawful denial grounds.
Continuation of resident casualty licensure
- Annual Application
- The handbook states that resident and nonresident insurance producers do not submit an annual renewal application.
- Continuing Education
- Complete 24 CE credits per biennial period, including three ethics credits; comply by the last day of the birth month in the applicable even/odd birth-year cycle.
- Course Assessments
- A CE course that requires an examination is complete only upon passing that course assessment; these educational assessments are applicant conditions rather than distinct licensing examinations.
- Waivers
- 11 NCAC 06A .0802(i)-(j) provides military/disability relief and continuation of qualifying grandfathered CE exemptions.
Official no-examination sources
Effective from 2026-09-22.
- G.S. 58-33-26
G.S. 58-33-26(l), individual license continuance
- 11 NCAC 06A Agent Services Division
11 NCAC 06A .0802(a), CE and ethics
Resident initial licensure by examination
- Application
- Submit the Uniform Application through NIPR, pay applicable fees, and provide supporting documents for screening answers.
- Fingerprints
- Submit law-enforcement-certified fingerprints and pay criminal-history fees under G.S. 58-33-48 and 11 NCAC 06A .0418.
- Fitness
- No disqualifying act under G.S. 58-33-46; licensure remains subject to the Commissioner’s determination.
- Minimum Age
- At least 18 years old under G.S. 58-33-31(a)(1).
- Prelicensing
- G.S. 58-33-30(d)(1) prohibits the Commissioner from requiring a specific course or amount of instruction; the former statutory requirements were repealed effective October 1, 2025.
- Residence
- Reside in North Carolina; G.S. 58-33-30(h)(1) also permits an applicant residing in a contiguous-border county to qualify as a resident.
Resident licensure after holding the same lines in a prior home state
- Application
- Submit the Uniform Application through NIPR, pay applicable fees, and provide supporting documents for screening answers.
- Board Instructions
- The handbook asks cancellation of the former home-state license within 90 days of application and verifies cancellation in good standing through PDB; its demand does not displace the statutory alternatives.
- Fingerprints
- Submit law-enforcement-certified fingerprints and pay criminal-history fees under G.S. 58-33-48 and 11 NCAC 06A .0418.
- Fitness
- No disqualifying act under G.S. 58-33-46; licensure remains subject to the Commissioner’s determination.
- Minimum Age
- At least 18 years old under G.S. 58-33-31(a)(1).
- Prelicensing
- G.S. 58-33-30(d)(1) prohibits the Commissioner from requiring a specific course or amount of instruction; the former statutory requirements were repealed effective October 1, 2025.
- Prior License
- Previously licensed for the same lines of authority in the applicant’s home state; satisfy one of G.S. 58-33-32(g)(1)-(3). Apply within 90 days after establishing legal residence when moving to North Carolina.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-32(g), previously licensed and relocation exemption
- North Carolina Insurance Licensing Candidate Handbook
p.22, relocating agents
Return after surrender or termination when examination waiver eligibility has ended
- Application
- Submit the Uniform Application through NIPR, pay applicable fees, and provide supporting documents for screening answers.
- Fingerprints
- Submit law-enforcement-certified fingerprints and pay criminal-history fees under G.S. 58-33-48 and 11 NCAC 06A .0418.
- Fitness
- No disqualifying act under G.S. 58-33-46; licensure remains subject to the Commissioner’s determination.
- Minimum Age
- At least 18 years old under G.S. 58-33-31(a)(1).
- Prelicensing
- G.S. 58-33-30(d)(1) prohibits the Commissioner from requiring a specific course or amount of instruction; the former statutory requirements were repealed effective October 1, 2025.
- Prior License
- Previously surrendered or terminated casualty license; the period for examination-waiver eligibility has ended, so all requirements for a previously unlicensed person apply.
Purchasing Group Agent
Specialty authorization to represent a registered purchasing group; existing property and casualty licensure is an applicant qualification.
Licensing authority: North Carolina Department of Insurance · Application information
Licensure to represent a registered purchasing group
- Application
- Submit NC-1 application, power of attorney, fee payment and required fingerprint documentation to the North Carolina Licensing Office of Pearson VUE.
- Group
- The group must be registered through the DOI Financial Evaluation Division.
- Prior License
- Hold property and casualty producer authority.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-22-60, group agent producer licensure
- North Carolina Insurance Licensing Candidate Handbook
p.3, purchasing and risk retention group agent row
Risk Retention Group Agent
Specialty authorization to represent a registered risk retention group; existing property and casualty licensure is an applicant qualification.
Licensing authority: North Carolina Department of Insurance · Application information
Licensure to represent a registered risk retention group
- Application
- Submit NC-1 application, power of attorney, fee payment and required fingerprint documentation to the North Carolina Licensing Office of Pearson VUE.
- Group
- The group must be registered through the DOI Financial Evaluation Division.
- Prior License
- Hold property and casualty producer authority.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-22-60, group agent producer licensure
- North Carolina Insurance Licensing Candidate Handbook
p.3, purchasing and risk retention group agent row
Surplus Lines Business Entity
Corporate surplus lines filing license; licensed individuals supply the authority to transact insurance.
Licensing authority: North Carolina Department of Insurance · Application information
Nonresident corporate surplus lines licensure
- Authority
- The corporate license permits consolidated surplus lines filings; authority to write business comes from the individual licensees.
- Individual Licensees
- List the individuals who satisfy Article 21 surplus lines licensure requirements; only separately licensed listed individuals may transact surplus lines business.
- Responsible Producer
- Maintain a North Carolina surplus lines licensed DRLP.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-21-65(c), corporate surplus lines license
- NCDOI North Carolina Cross-Walk List
Business entities, surplus lines entity authority
Annual surplus lines business entity renewal
- Deadline
- Renew annually on September 1 through NIPR, with fees and continuing qualified individual licensees.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-21-65(d), renewal
- NCDOI Renew or Change an Insurance Business License
Surplus lines business entity renewal
Resident corporate surplus lines licensure
- Authority
- The corporate license permits consolidated surplus lines filings; authority to write business comes from the individual licensees.
- Individual Licensees
- List the individuals who satisfy Article 21 surplus lines licensure requirements; only separately licensed listed individuals may transact surplus lines business.
- Responsible Producer
- Maintain a North Carolina surplus lines licensed DRLP.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-21-65(c), corporate surplus lines license
- NCDOI North Carolina Cross-Walk List
Business entities, surplus lines entity authority
temporary insurance producer license
Temporary servicing of a casualty insurance business under G.S. 58-33-66.
Licensing authority: North Carolina Department of Insurance · Application information
Temporary licensure for a business entity member or employee
- Commissioner Approval
- The Commissioner must deem temporary licensure necessary to service the business and may limit authority, require a suitable licensed sponsor, or revoke the license to protect the public.
- Death Disability Appointments
- On death or disability, representation is limited to insurers appointing the former producer when death or disability began.
- Duration
- Not more than 180 days, or longer for good cause; terminates upon transfer of the business.
- Eligibility
- Member or employee of a licensed business entity after death or disability of its designated licensed individual.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-66(a)-(b), temporary issuance and restrictions
Temporary licensure for spouse, representative or guardian
- Commissioner Approval
- The Commissioner must deem temporary licensure necessary to service the business and may limit authority, require a suitable licensed sponsor, or revoke the license to protect the public.
- Death Disability Appointments
- On death or disability, representation is limited to insurers appointing the former producer when death or disability began.
- Duration
- Not more than 180 days, or longer for good cause; terminates upon transfer of the business.
- Eligibility
- Spouse or surviving spouse, court-appointed personal representative, or guardian of a producer who died or became mentally or physically disabled.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-66(a)-(b), temporary issuance and restrictions
Extension of temporary servicing authority for good cause
- Eligibility
- Existing temporary licensee; the Commissioner finds good cause to allow a period longer than 180 days.
- Restrictions
- The original temporary-license restrictions and termination on transfer of the business continue.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-66(a)-(b), temporary issuance and restrictions
Temporary licensure for a military service designee
- Commissioner Approval
- The Commissioner must deem temporary licensure necessary to service the business and may limit authority, require a suitable licensed sponsor, or revoke the license to protect the public.
- Death Disability Appointments
- On death or disability, representation is limited to insurers appointing the former producer when death or disability began.
- Duration
- Not more than 180 days, or longer for good cause; terminates upon transfer of the business.
- Eligibility
- Designee of a licensed producer entering active service in the United States Armed Forces.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-66(a)-(b), temporary issuance and restrictions
Temporary licensure in another public interest circumstance
- Commissioner Approval
- The Commissioner must deem temporary licensure necessary to service the business and may limit authority, require a suitable licensed sponsor, or revoke the license to protect the public.
- Death Disability Appointments
- On death or disability, representation is limited to insurers appointing the former producer when death or disability began.
- Duration
- Not more than 180 days, or longer for good cause; terminates upon transfer of the business.
- Eligibility
- The Commissioner determines that another circumstance warrants temporary licensure in the public interest.
Official no-examination sources
Effective from 2026-09-22.
- North Carolina General Statutes Chapter 58
G.S. 58-33-66(a)-(b), temporary issuance and restrictions
Casualty Agent
Examination outline
I. TERMS AND CONCEPTS
- A. Risk
- B. Hazard
- C. Peril
- D. Economic Loss
- E. Indemnity
- F. Deductible
- G. Misrepresentation, breach of warranty, concealment
- H. Negligence, liability, and supplementary payments
- I. Bodily injury, property damage, personal injury
- J. Accident/Occurrence
- K. Deposit premium/audit
- L. Liability limits: single, split, aggregate
- M. Certificate of insurance
- N. Binder
- O. Endorsement
- P. Liberalization clause
- Q. First named insured
- R. Monoline vs. package policies
- S. Major classes of policy provisions
- S. Major classes of policy provisions / 1. Declarations
- S. Major classes of policy provisions / 2. Definitions
- S. Major classes of policy provisions / 3. Insuring agreements
- S. Major classes of policy provisions / 4. Exclusions/Waiver
- S. Major classes of policy provisions / 5. Conditions
- T. Insurance
- U. Application
- V. Subrogation
- W. Adhesion
- X. Unilateral
- Y. Consent to Rate
II. PERSONAL INSURANCE COVERAGES
- A. Personal Auto Policy (North Carolina Rate Bureau Form)
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 1. General nature and eligibility
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions / a. Named insured
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions / b. An insured
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions / c. Covered automobile
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions / c. Covered automobile / (1) Non-owned
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 2. Definitions / c. Covered automobile / (2) Temporary substitute
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.)
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / a. Liability
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / b. Medical payments
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / c. Uninsured motorists/underinsured motorists
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / d. Damage to your auto (physical damage)
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / e. Insured’s duties
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / f. General provisions
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / g. Cancelation provision
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / g. Cancelation provision / 1) Pro rata
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 3. Standard coverages, parts A through D (The candidate should have knowledge of the insuring agreement, exclusions and other items of the coverage listed below.) / g. Cancelation provision / 2) Short rate
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 4. Other coverages available
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 4. Other coverages available / a. Towing and labor Ref: NC 03 03
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 4. Other coverages available / b. Extended transportation expenses Ref: NC 03 02
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 4. Other coverages available / c. Extended non-owned coverage Ref: NC 03 06
- A. Personal Auto Policy (North Carolina Rate Bureau Form) / 4. Other coverages available / d. Coverage for Damage to Your Auto Ref: NC 03 15
- B. Personal umbrella liability
- B. Personal umbrella liability / 1. General nature
- B. Personal umbrella liability / 2. Underlying coverages
- B. Personal umbrella liability / 3. Self-Insured retention
- C. Watercraft/yacht
- C. Watercraft/yacht / 1. Liability (protection and indemnity) coverage
- C. Watercraft/yacht / 2. Hull coverage
III. COMMERCIAL INSURANCE COVERAGES
- A. General liability insurance
- A. General liability insurance / 1. Basic hazards
- A. General liability insurance / 1. Basic hazards / a. Premises and operations
- A. General liability insurance / 1. Basic hazards / b. Products and completed operations
- A. General liability insurance / 2. Commercial general liability forms
- A. General liability insurance / 2. Commercial general liability forms / a. Common policy conditions
- A. General liability insurance / 2. Commercial general liability forms / b. Coverage A: bodily injury and property damage liability
- A. General liability insurance / 2. Commercial general liability forms / b. Coverage A: bodily injury and property damage liability / (1) Occurrence
- A. General liability insurance / 2. Commercial general liability forms / b. Coverage A: bodily injury and property damage liability / (2) Claims made
- A. General liability insurance / 2. Commercial general liability forms / c. Coverage B: personal injury and advertising injury
- A. General liability insurance / 2. Commercial general liability forms / d. Coverage C: medical payments
- A. General liability insurance / 2. Commercial general liability forms / e. Supplementary payments
- A. General liability insurance / 2. Commercial general liability forms / f. Who is an insured?
- A. General liability insurance / 2. Commercial general liability forms / g. Limits
- A. General liability insurance / 2. Commercial general liability forms / h. Definitions
- B. Commercial automobile insurance
- B. Commercial automobile insurance / 1. Business auto coverage form
- B. Commercial automobile insurance / 1. Business auto coverage form / a. Types of autos
- B. Commercial automobile insurance / 1. Business auto coverage form / a. Types of autos / (1) Owned
- B. Commercial automobile insurance / 1. Business auto coverage form / a. Types of autos / (2) Hired
- B. Commercial automobile insurance / 1. Business auto coverage form / a. Types of autos / (3) Non-owned
- B. Commercial automobile insurance / 1. Business auto coverage form / b. Standard coverages
- B. Commercial automobile insurance / 1. Business auto coverage form / b. Standard coverages / (1) Liability
- B. Commercial automobile insurance / 1. Business auto coverage form / b. Standard coverages / (2) Physical damage
- B. Commercial automobile insurance / 1. Business auto coverage form / b. Standard coverages / (3) Medical payments
- B. Commercial automobile insurance / 1. Business auto coverage form / b. Standard coverages / (4) Uninsured motorists/underinsured motorists
- B. Commercial automobile insurance / 2. Garage liability coverage form and garage- keepers insurance (The candidate needs to understand to general needs of Garage liability.)
- C. Workers’ Compensation and Employers Liability insurance
- C. Workers’ Compensation and Employers Liability insurance / 1. Basic coverages provided
- C. Workers’ Compensation and Employers Liability insurance / 1. Basic coverages provided / a. Insuring agreements
- C. Workers’ Compensation and Employers Liability insurance / 1. Basic coverages provided / b. Limitations and exclusions
- C. Workers’ Compensation and Employers Liability insurance / 2. Other states insurance
- C. Workers’ Compensation and Employers Liability insurance / 3. Insured’s duties if injury occurs
- C. Workers’ Compensation and Employers Liability insurance / 4. Premium determination
- C. Workers’ Compensation and Employers Liability insurance / 4. Assigned risk plan
- C. Workers’ Compensation and Employers Liability insurance / 5. Definitions-Disabilities
- C. Workers’ Compensation and Employers Liability insurance / 5. Definitions-Disabilities / a. total permanent
- C. Workers’ Compensation and Employers Liability insurance / 5. Definitions-Disabilities / b. temporary total
- C. Workers’ Compensation and Employers Liability insurance / 5. Definitions-Disabilities / c. temporary partial
- C. Workers’ Compensation and Employers Liability insurance / 5. Definitions-Disabilities / d. permanent partial
- D. Other coverages
- D. Other coverages / 1. Surety bonds
- D. Other coverages / 1. Surety bonds / a. Parties to the contract of surety
- D. Other coverages / 1. Surety bonds / b. Promise of the surety
- D. Other coverages / 1. Surety bonds / c. Types of surety bonds
- D. Other coverages / 2. Fidelity Bonds
- D. Other coverages / 2. Fidelity Bonds / a. Parties
- D. Other coverages / 2. Fidelity Bonds / b. Types
- D. Other coverages / 2. Fidelity Bonds / b. Types / (1) Individual Bond
- D. Other coverages / 2. Fidelity Bonds / b. Types / (2) Name Schedule Bond
- D. Other coverages / 2. Fidelity Bonds / b. Types / (3) Position Schedule Bond
- D. Other coverages / 2. Fidelity Bonds / b. Types / (4) Commercial Blanket Bond
- D. Other coverages / 2. Fidelity Bonds / b. Types / (5) Blanket Position Bond
- D. Other coverages / 3. Commercial umbrella liability
- D. Other coverages / 3. Commercial umbrella liability / a. General nature
- D. Other coverages / 3. Commercial umbrella liability / b. Underlying coverages
- D. Other coverages / 3. Commercial umbrella liability / c. Self-insured retention
- E. Crime coverage forms
- E. Crime coverage forms / 1. Loss Sustained vs. Discovery Form
- E. Crime coverage forms / 2. Employee Theft
- E. Crime coverage forms / 3. Forgery or Alteration
- E. Crime coverage forms / 4. Computer and Funds Transfer Fraud
- E. Crime coverage forms / 5. Major crime definitions
- E. Crime coverage forms / 5. Major crime definitions / a. Employee dishonesty
- E. Crime coverage forms / 5. Major crime definitions / b. Burglary
- E. Crime coverage forms / 5. Major crime definitions / c. Safe Burglary
- E. Crime coverage forms / 5. Major crime definitions / d. Robbery
- E. Crime coverage forms / 5. Major crime definitions / e. Theft
- F. Package policies
- F. Package policies / 1. Commercial package policy
- F. Package policies / 1. Commercial package policy / a. General nature
- F. Package policies / 1. Commercial package policy / b. Eligibility for package modification
- F. Package policies / 2. Businessowner’s policy
- F. Package policies / 2. Businessowner’s policy / a. General nature
- F. Package policies / 2. Businessowner’s policy / b. Standard and special coverage forms
- F. Package policies / 2. Businessowner’s policy / c. Optional section I coverages
- F. Package policies / 2. Businessowner’s policy / d. Liability coverage
IV. NORTH CAROLINA STATUTES AND REGULATIONS PERTINENT TO CASUALTY INSURANCE
- A. Contract of Insurance Ref: Article 1 (G.S. 58-1-10)
- B. Commissioner of Insurance Ref: Article 2 (G.S. 58-2-5, 40, 50, 60, 65, 69, 70, 75, 155, 160, 161, 162, 163, 180, 185, 195, 200); 11 NCAC, Chapter 19, Section .0103
- C. General Regulations for Insurance Ref: Article 3 (G.S. 58-3-10, 25, 30, 40, 115, 120, 130, 145)
- D. Licensing of Agents, Limited Representatives and Adjusters Ref: Article 33 (G.S. 58-33-1, 5, 10, 15, 17, 20, 26, 30, 31, 32, 40, 46, 50, 56, 60, 66, 75, 80, 82, 83, 85, 90, 95, 100, 105, 110, 120, 125, 130, 132, 135); 11 NCAC, Chapter 4, Section .0423
- E. Insurance Information & Privacy Protection Act Ref: Article 39 (G.S. 58-39-5 through 58-39-120)
- F. Unauthorized Insurers Ref: Article 28
- G. Unfair Trade Practices Ref: Article 63 (G.S. 58-63-15, 20, 50)
- H. False Pretenses and Cheats Ref: Article 19 (G.S. 14-100)
- I. Continuing Education Ref: 11NCAC, Chapter 6A, Section .0800
- J. North Carolina Rate Bureau Ref: Article 36 (G.S. 58-36-1, 15, 20, 25, 30, 45, 55, 65, 75)
- K. North Carolina Motor Vehicle Reinsurance Facility Ref: Article 37 (G.S. 58-37-1,5, 25, 30, 35, 50, 55, 60)
- L. Post Assessment Insurance Guaranty Association Ref: Article 48 (G.S. 58-48-5, 10, 25, 35)
- M. Motor Vehicle Liability Policy Defined Ref: (G.S. 20-279.21); 11 NCAC, Chap. 4, Section .0415
- N. Cancellation or Nonrenewal of Motor Vehicle Policy Ref: (G.S. 20-310)
- O. Workers’ Compensation Law Ref: Condensed from Chapter 97, General Statutes of North Carolina and produced as a bulletin titled “Information about the North Carolina Workers’ Compensation Act,” published annually by the North Carolina Industrial Commission.
- P. Consumer Division Ref: II NCAC, Chapter 4, Subsections .0120, .0121, .0122, .0415, .0423, .0429
Examination sources
- North Carolina Insurance Examination Content Outlines
Footer S7-S9, stated effective date
- North Carolina Insurance Examination Content Outlines
S7, casualty examination heading
- North Carolina Insurance Examination Content Outlines
S7, casualty section I
- North Carolina Insurance Examination Content Outlines
S8, casualty section II
- North Carolina Insurance Examination Content Outlines
S8, casualty section III
- North Carolina Insurance Examination Content Outlines
S9, casualty section IV
- North Carolina Insurance Licensing Candidate Handbook
p.13, total correct answers determine result
- North Carolina Insurance Licensing Candidate Handbook
p.7, multiple choice format
- North Carolina Insurance Licensing Candidate Handbook
Back cover, available examinations, code 05
- North Carolina Insurance Licensing Candidate Handbook
p.11, single overall result for two portions