Ohio Casualty Insurance — License Examination Requirements
US-OH · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Managing General Agent License
Specialty agency management authority, included for managing casualty insurance operations; the insurer contract specifies the lines managed.
Licensing authority: Ohio Department of Insurance
Managing general agent — annual renewal
No examination is required for this applicant pathway.
- Bond
- Maintain a bond of at least $50,000 for protection of the insurer.
- Contract
- File the written application with the insurer contract, certified appointment resolution, jurisdiction consent, occupation history if an individual, and requested information.
- Fee
- Pay the twenty-dollar fee.
- Insurance
- Maintain errors and omissions insurance.
- Renewal
- Renew under the standard renewal procedure and continue to satisfy the applicable ORC 3905.72(C) or (D) licensing criteria.
- Scope
- Manage casualty insurance operations within the lines specified in the insurer's contract and appointment resolution.
- Suitability
- Be suitable and acting in good faith, understand MGA duties, and meet the statutory conduct and compliance requirements.
- Timing
- Expiration is the last day of February after issuance or renewal; the license expires sooner if the insurer terminates the appointment.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (C)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (E)-(G)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Managing General Agent row
Nonresident individual or entity — reciprocal managing general agency licensure
No examination is required for this applicant pathway.
- Application
- Submit a licensure request with the home-state application or the Ohio statutory application and a twenty-dollar fee.
- Home State License
- Licensed and in good standing as an MGA in the home state, whose MGA laws are similar and which grants reciprocal licensing.
- Scope
- Manage casualty insurance operations within the lines specified in the insurer's contract and appointment resolution.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (D)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Managing General Agent row
Nonresident individual or entity — full Ohio managing general agency requirements
No examination is required for this applicant pathway.
- Bond
- Maintain a bond of at least $50,000 for protection of the insurer.
- Contract
- File the written application with the insurer contract, certified appointment resolution, jurisdiction consent, occupation history if an individual, and requested information.
- Fee
- Pay the twenty-dollar fee.
- Home State
- Home state does not license MGAs under similar provisions or does not reciprocate; comply with ORC 3905.72(B) and (C).
- Insurance
- Maintain errors and omissions insurance.
- Scope
- Manage casualty insurance operations within the lines specified in the insurer's contract and appointment resolution.
- Suitability
- Be suitable and acting in good faith, understand MGA duties, and meet the statutory conduct and compliance requirements.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (D)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (C)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Managing General Agent row
Resident individual or Ohio organized entity — initial managing general agency licensure
No examination is required for this applicant pathway.
- Bond
- Maintain a bond of at least $50,000 for protection of the insurer.
- Contract
- File the written application with the insurer contract, certified appointment resolution, jurisdiction consent, occupation history if an individual, and requested information.
- Fee
- Pay the twenty-dollar fee.
- Insurance
- Maintain errors and omissions insurance.
- Residency
- Ohio resident individual or business entity organized under Ohio law.
- Scope
- Manage casualty insurance operations within the lines specified in the insurer's contract and appointment resolution.
- Suitability
- Be suitable and acting in good faith, understand MGA duties, and meet the statutory conduct and compliance requirements.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.72 (C)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Managing General Agent row
Nonresident Limited Lines Insurance Agent License
Only the restricted casualty authority carried by the applicant's existing home-state limited-lines license is surveyed; no other state's examination is a leaf.
Licensing authority: Ohio Department of Insurance
Nonresident business entity — recognition of restricted casualty authority
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Responsible Agent
- Designate an insurance agent licensed in Ohio responsible for compliance.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.072 scope and definition
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.08 (A)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
Nonresident business entity — late renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Responsible Agent
- Designate an insurance agent licensed in Ohio responsible for compliance.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Apply before the first day of the second month after the renewal date and pay the applicable late fee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (D)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Nonresident business entity — reinstatement after nonrenewal suspension
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Responsible Agent
- Designate an insurance agent licensed in Ohio responsible for compliance.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Apply within twelve months after the required renewal date using the prescribed reinstatement procedure and fees.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (E)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Nonresident business entity — biennial renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Responsible Agent
- Designate an insurance agent licensed in Ohio responsible for compliance.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Renew on the applicable biennial deadline while maintaining corresponding home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (C)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Nonresident individual — recognition of restricted casualty authority
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.072 scope and definition
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.08 (A)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
Nonresident individual — late renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Apply before the first day of the second month after the renewal date and pay the applicable late fee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (D)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Nonresident individual — reinstatement after nonrenewal suspension
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Apply within twelve months after the required renewal date using the prescribed reinstatement procedure and fees.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (E)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Nonresident individual — biennial renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the applicable uniform application, requested evidence and fees.
- Home State License
- Active limited-lines casualty authority in good standing in the home state; recognition cannot create a new line of authority.
- Reciprocity
- Meet ORC 3905.07 and 3905.08 reciprocal licensing terms.
- Scope
- Only the authority less than the full casualty major line is carried; another state's own examinations are not Ohio requirement leaves.
- Timing
- Renew on the applicable biennial deadline while maintaining corresponding home-state authority.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (C)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
Rental Car Insurance Agent Limited License
Limited authority incident to rental agreements, including liability insurance for renters and authorized drivers.
Licensing authority: Ohio Department of Insurance
Nonresident business entity — limited rental car agency licensure
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Home State License
- Comply with ORC 3905.07 for the corresponding home-state limited authority.
- Residency
- nonresident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(1)
Nonresident business entity — limited rental car agency renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Continuing Education
- No licensing examination or continuing education is required for this limited line.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Home State License
- Comply with ORC 3905.07 for the corresponding home-state limited authority.
- Renewal
- Submit the applicable biennial limited-lines renewal application, fees and supporting documents; maintain appointment and eligibility.
- Residency
- nonresident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
Nonresident individual — limited rental car agency licensure
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Home State License
- Comply with ORC 3905.07 for the corresponding home-state limited authority.
- Residency
- nonresident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(1)
Nonresident individual — limited rental car agency renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Continuing Education
- No licensing examination or continuing education is required for this limited line.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Home State License
- Comply with ORC 3905.07 for the corresponding home-state limited authority.
- Renewal
- Submit the applicable biennial limited-lines renewal application, fees and supporting documents; maintain appointment and eligibility.
- Residency
- nonresident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
Resident business entity — limited rental car agency licensure
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Residency
- resident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(1)
Resident business entity — limited rental car agency renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Continuing Education
- No licensing examination or continuing education is required for this limited line.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Renewal
- Submit the applicable biennial limited-lines renewal application, fees and supporting documents; maintain appointment and eligibility.
- Residency
- resident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
Resident individual — limited rental car agency licensure
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Residency
- resident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(1)
Resident individual — limited rental car agency renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the prescribed application, fees, requested documents, and any applicable resident fingerprint check.
- Appointment
- Application must include appointment by an admitted insurer; authority continues only while appointed by an authorized rental-car insurer.
- Business
- Be a rental car company renting vehicles for periods shorter than thirty consecutive days.
- Continuing Education
- No licensing examination or continuing education is required for this limited line.
- Coverage
- The restricted license includes rental-car liability insurance under OAC 3901-5-10(C)(7)(c)(ii), alongside the other incidental rental coverages.
- Renewal
- Submit the applicable biennial limited-lines renewal application, fees and supporting documents; maintain appointment and eligibility.
- Residency
- resident
- Training
- Endorsees must be at least eighteen and complete the required insurer-reviewed training before offering the incidental coverages. The licensee supervises them and maintains the required roster.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (F)(3)
- Ohio Administrative Code Rule 3901-5-09 — Agent licensing and appointments
OAC 3901-5-09 (J)(1)
- Ohio Administrative Code Chapter 3901-5 — Insurance Agents
OAC 3901-5-10(E)(1)-(2)
Surplus Lines Broker's License
Specialty placement authority that requires both property and casualty licenses for resident applicants; holding those licenses is an applicant condition.
Licensing authority: Ohio Department of Insurance
Nonresident business entity — initial surplus lines licensure
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Due Diligence
- If personally performing due diligence, also hold Ohio nonresident property and casualty authority.
- Home State License
- Hold an active surplus-lines broker license in the home state and qualify under ORC 3905.07(H).
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (B)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (H)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.08 (A)
Nonresident business entity — annual surplus lines renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Due Diligence
- If personally performing due diligence, also hold Ohio nonresident property and casualty authority.
- Home State License
- Hold an active surplus-lines broker license in the home state and qualify under ORC 3905.07(H).
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
- Taxes
- Pay the surplus-lines taxes due under ORC 3905.36; no license is renewed until payment is made.
- Timing
- License expires January 31 following its year of issuance and may then be renewed.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (C)(2)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.32 fee
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.36 (B), renewal-tax prerequisite
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
Nonresident individual — initial surplus lines licensure
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Due Diligence
- If personally performing due diligence, also hold Ohio nonresident property and casualty authority.
- Home State License
- Hold an active surplus-lines broker license in the home state and qualify under ORC 3905.07(H).
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (B)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.07 (H)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.08 (A)
Nonresident individual — annual surplus lines renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Due Diligence
- If personally performing due diligence, also hold Ohio nonresident property and casualty authority.
- Home State License
- Hold an active surplus-lines broker license in the home state and qualify under ORC 3905.07(H).
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
- Taxes
- Pay the surplus-lines taxes due under ORC 3905.36; no license is renewed until payment is made.
- Timing
- License expires January 31 following its year of issuance and may then be renewed.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (C)(2)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.32 fee
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.36 (B), renewal-tax prerequisite
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
Resident business entity — initial surplus lines licensure
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Bond
- Execute and deliver the prescribed $25,000 bond issued by an authorized surety insurer, payable to the State of Ohio.
- License Prerequisites
- Hold both a property license and a casualty license. These licenses are applicant conditions, not examination leaves.
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (B)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.35 bond
Resident business entity — annual surplus lines renewal
No examination is required for this applicant pathway.
- Applicant Type
- business-entity
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Bond
- Execute and deliver the prescribed $25,000 bond issued by an authorized surety insurer, payable to the State of Ohio.
- License Prerequisites
- Hold both a property license and a casualty license. These licenses are applicant conditions, not examination leaves.
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
- Taxes
- Pay the surplus-lines taxes due under ORC 3905.36; no license is renewed until payment is made.
- Timing
- License expires January 31 following its year of issuance and may then be renewed.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (C)(2)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.32 fee
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.36 (B), renewal-tax prerequisite
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
Resident individual — initial surplus lines licensure
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Bond
- Execute and deliver the prescribed $25,000 bond issued by an authorized surety insurer, payable to the State of Ohio.
- License Prerequisites
- Hold both a property license and a casualty license. These licenses are applicant conditions, not examination leaves.
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (B)
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.35 bond
Resident individual — annual surplus lines renewal
No examination is required for this applicant pathway.
- Applicant Type
- individual
- Application
- Submit the surplus-lines application, requested documents and one-hundred-dollar filing fee.
- Bond
- Execute and deliver the prescribed $25,000 bond issued by an authorized surety insurer, payable to the State of Ohio.
- License Prerequisites
- Hold both a property license and a casualty license. These licenses are applicant conditions, not examination leaves.
- Scope
- Authority permits negotiating and obtaining insurance other than life insurance from eligible surplus-lines insurers.
- Taxes
- Pay the surplus-lines taxes due under ORC 3905.36; no license is renewed until payment is made.
- Timing
- License expires January 31 following its year of issuance and may then be renewed.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.30 (C)(2)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.32 fee
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.36 (B), renewal-tax prerequisite
- PSI Ohio Insurance License Examination Candidate Information Bulletin
PDF page 3, individual license table, Surplus Lines row
Temporary Insurance Agent License
Temporary servicing authority for an existing casualty or personal-lines insurance business, subject to the superintendent's limits and a licensed sponsor.
Licensing authority: Ohio Department of Insurance
Temporary licensure — Member or employee of a licensed business entity
No examination is required for this applicant pathway.
- Applicant Condition
- Member or employee of a licensed business entity following the death or disability of its sole or remaining licensed insurance agent.
- Discretion
- The superintendent must determine that a temporary license is necessary to service insurance business.
- Duration
- No more than 180 days, and not beyond disposal of the insurance business by its owner or personal representative.
- Restrictions
- The superintendent may restrict or rescind authority and impose other protective requirements; the license is for servicing the casualty or personal-lines business within the authorized scope.
- Sponsor
- Sponsorship by a licensed insurance agent or insurer, responsible for all acts of the temporary licensee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.041 (B)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (A), relevant applicant class
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (B)-(D)
Temporary licensure — Surviving spouse or personal representative
No examination is required for this applicant pathway.
- Applicant Condition
- Surviving spouse or court-appointed personal representative of an agent who dies or becomes mentally or physically disabled.
- Discretion
- The superintendent must determine that a temporary license is necessary to service insurance business.
- Duration
- No more than 180 days, and not beyond disposal of the insurance business by its owner or personal representative.
- Restrictions
- The superintendent may restrict or rescind authority and impose other protective requirements; the license is for servicing the casualty or personal-lines business within the authorized scope.
- Sponsor
- Sponsorship by a licensed insurance agent or insurer, responsible for all acts of the temporary licensee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.041 (B)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (A), relevant applicant class
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (B)-(D)
Temporary licensure — Designee of an agent entering active military service
No examination is required for this applicant pathway.
- Applicant Condition
- Designee of a licensed insurance agent entering active service in the United States armed forces.
- Discretion
- The superintendent must determine that a temporary license is necessary to service insurance business.
- Duration
- No more than 180 days, and not beyond disposal of the insurance business by its owner or personal representative.
- Restrictions
- The superintendent may restrict or rescind authority and impose other protective requirements; the license is for servicing the casualty or personal-lines business within the authorized scope.
- Sponsor
- Sponsorship by a licensed insurance agent or insurer, responsible for all acts of the temporary licensee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.041 (B)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (A), relevant applicant class
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (B)-(D)
Temporary licensure — Other person approved in the public interest
No examination is required for this applicant pathway.
- Applicant Condition
- Any other person for whom the superintendent determines issuance best serves the public interest.
- Discretion
- The superintendent must determine that a temporary license is necessary to service insurance business.
- Duration
- No more than 180 days, and not beyond disposal of the insurance business by its owner or personal representative.
- Restrictions
- The superintendent may restrict or rescind authority and impose other protective requirements; the license is for servicing the casualty or personal-lines business within the authorized scope.
- Sponsor
- Sponsorship by a licensed insurance agent or insurer, responsible for all acts of the temporary licensee.
Official no-examination sources
Effective from 2026-09-22.
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.041 (B)
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (A), relevant applicant class
- Ohio Revised Code Chapter 3905 — Insurance Producers Licensing Act
ORC 3905.09 (B)-(D)