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Pennsylvania Casualty Insurance — License Examination Requirements

US-PA · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Exclusive General Agent License

Specialist producer role for an exclusive general agency agreement involving a domestic insurer's casualty business; the ordinary producer licence alone does not permit this role.

Licensing authority: Pennsylvania Insurance Department · Application information

Initial exclusive general agent licensing as business entity
No examination is required for this applicant pathway.
Applicant type
business-entity
Appointment
An insurance producer must secure a written appointment from each sponsoring insurer under section 37a.19(a). This licence is needed in addition to the producer authority used for casualty transactions.
Fitness
Possess a good business reputation, fitness, competence and reliability sufficient for licensure. Submit the completed application, required fee, requested information and meet any other Department criteria under section 632-A.
Term and fee
Not more than one year; the current section 37a.3 fee schedule sets the manager or exclusive general agent licence fee at $400.

Official no-examination sources

Effective from 2026-09-22.

Initial exclusive general agent licensing as individual
No examination is required for this applicant pathway.
Applicant type
individual
Appointment
An insurance producer must secure a written appointment from each sponsoring insurer under section 37a.19(a). This licence is needed in addition to the producer authority used for casualty transactions.
Fitness
Possess a good business reputation, fitness, competence and reliability sufficient for licensure. Submit the completed application, required fee, requested information and meet any other Department criteria under section 632-A.
Term and fee
Not more than one year; the current section 37a.3 fee schedule sets the manager or exclusive general agent licence fee at $400.

Official no-examination sources

Effective from 2026-09-22.

Annual exclusive general agent renewal
No examination is required for this applicant pathway.
Appointment
Maintain the written sponsoring-insurer appointment required for the producer to act as an exclusive general agent.
Insurer reporting
The domestic insurer certifies the manager or exclusive general agent name within ten days after licence renewal under section 633-A(a).
Licensing criteria
Continue to meet section 632-A fitness, competence, reliability and any Department criteria; pay the annual $400 licence fee.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer Non-Resident - Business Entity

Pennsylvania insurance producer licence surveyed for full casualty authority and the separate personal-lines authority limited to noncommercial property and casualty coverage; other major lines remain outside this family.

Licensing authority: Pennsylvania Insurance Department · Application information

Add casualty or personal lines authority to an existing entity licence
No examination is required for this applicant pathway.
Amendment
Request the additional authority with the amendment application and $25 fee; designated licensees must hold the added authority.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
The Department reviews the name at application; registration with the Pennsylvania Department of State may be required and instructions follow issuance.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Initial business entity licensing
No examination is required for this applicant pathway.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
The Department reviews the name at application; registration with the Pennsylvania Department of State may be required and instructions follow issuance.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after lapse longer than one year
No examination is required for this applicant pathway.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Lapse
After a lapse exceeding one year, reapply for a new licence under sections 605-A and 608-A(d); business-entity examination exemption remains applicable.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
The Department reviews the name at application; registration with the Pennsylvania Department of State may be required and instructions follow issuance.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocal licensing
No examination is required for this applicant pathway.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Home state
The entity is currently licensed as a resident producer in its home state for equivalent authority; entity and designated licensees are in good standing. Submit home-state application or Pennsylvania application, proof of the home-state licence and fee. The Department may deny if reciprocity is not afforded.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
The Department reviews the name at application; registration with the Pennsylvania Department of State may be required and instructions follow issuance.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business outside Pennsylvania. For a business entity, no office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Limited Lines Insurance Producer Non-Resident - Business Entity

Limited-line motor-vehicle-rental insurance, including incidental rental excess liability; not a general casualty line of authority.

Licensing authority: Pennsylvania Insurance Department · Application information

Add motor vehicle rental limited authority
No examination is required for this applicant pathway.
Amendment
Request the additional limited line with the amendment application and fee.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Initial motor vehicle rental limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Reapply for limited rental authority after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Lapse
A lapse exceeding one year requires a new application; the limited-line examination exemption still applies.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Reciprocal nonresident limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Home state licence
Hold equivalent motor-vehicle-rental limited authority in the home state, submit proof of the licence and fee and meet applicable reciprocity and good-standing requirements. The Pennsylvania grant has the same scope as the home-state limited authority.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Limited Lines Insurance Producer Non-Resident - Individual

Limited-line motor-vehicle-rental insurance, including incidental rental excess liability; not a general casualty line of authority.

Licensing authority: Pennsylvania Insurance Department · Application information

Add motor vehicle rental limited authority
No examination is required for this applicant pathway.
Amendment
Request the additional limited line with the amendment application and fee.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Initial motor vehicle rental limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Reapply for limited rental authority after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Lapse
A lapse exceeding one year requires a new application; the limited-line examination exemption still applies.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Reciprocal nonresident limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Home state licence
Hold equivalent motor-vehicle-rental limited authority in the home state, submit proof of the licence and fee and meet applicable reciprocity and good-standing requirements. The Pennsylvania grant has the same scope as the home-state limited authority.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business outside Pennsylvania for an individual; no Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Limited Lines Insurance Producer Resident - Business Entity

Limited-line motor-vehicle-rental insurance, including incidental rental excess liability; not a general casualty line of authority.

Licensing authority: Pennsylvania Insurance Department · Application information

Add motor vehicle rental limited authority
No examination is required for this applicant pathway.
Amendment
Request the additional limited line with the amendment application and fee.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Initial motor vehicle rental limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Reapply for limited rental authority after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Lapse
A lapse exceeding one year requires a new application; the limited-line examination exemption still applies.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Designated licensees
Designate licensed producers holding the requested authority; comply with section 606-A(b), section 37a.10, and business-name requirements.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Limited Lines Insurance Producer Resident - Individual

Limited-line motor-vehicle-rental insurance, including incidental rental excess liability; not a general casualty line of authority.

Licensing authority: Pennsylvania Insurance Department · Application information

Add motor vehicle rental limited authority
No examination is required for this applicant pathway.
Amendment
Request the additional limited line with the amendment application and fee.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Change home state for equivalent limited rental authority
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Home state licence
Move principal residence or business to Pennsylvania and apply within 90 days; hold the equivalent former home-state line in good standing or apply within 90 days of cancellation, with licence proof or a clearance letter and required fee.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Initial motor vehicle rental limited line licensing
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Reapply for limited rental authority after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Lapse
A lapse exceeding one year requires a new application; the limited-line examination exemption still applies.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Application
Submit the application identifying motor-vehicle-rental authority, exemption documentation and required fees.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Examination
Limited-line examination exemption under section 604-A(d)(8).
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
Initial individual applicants submit fingerprints and the background-record fee, except reciprocal nonresident applicants.
Line scope
Motor-vehicle-rental insurance only, incidental to a rental vehicle: personal accident, accidental death and dismemberment, personal effects, roadside assistance, emergency sickness and excess liability.
Location
Principal residence or business in Pennsylvania for an individual; Pennsylvania office for an entity.
Minimum age
At least 18 years old; satisfy section 606-A(a) character, general fitness, competence and reliability criteria.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer Resident - Business Entity

Pennsylvania insurance producer licence surveyed for full casualty authority and the separate personal-lines authority limited to noncommercial property and casualty coverage; other major lines remain outside this family.

Licensing authority: Pennsylvania Insurance Department · Application information

Add casualty or personal lines authority to an existing entity licence
No examination is required for this applicant pathway.
Amendment
Request the additional authority with the amendment application and $25 fee; designated licensees must hold the added authority.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
Obtain Department name approval and then register with the Pennsylvania Department of State.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Initial business entity licensing
No examination is required for this applicant pathway.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
Obtain Department name approval and then register with the Pennsylvania Department of State.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after lapse longer than one year
No examination is required for this applicant pathway.
Designated licensees
Designate one or more Pennsylvania producers in good standing holding, individually or in combination, every requested line of authority. The entity supplies proof of their licences; the entity itself is examination-exempt.
Lapse
After a lapse exceeding one year, reapply for a new licence under sections 605-A and 608-A(d); business-entity examination exemption remains applicable.
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Name and registration
Obtain Department name approval and then register with the Pennsylvania Department of State.
Ownership and character
Meet section 606-A(b) fitness, competence, reliability, prohibited-act and fee criteria. List all members, partners, officers, directors and owners with more than 10% interest or voting interest under section 37a.10(c).
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within 60 days after the lapse
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is retroactive to the date the licence lapsed.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement within 60 days after the lapse.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement more than 60 days after the lapse and within one year of the renewal date
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Effective date
Reinstatement is prospective from the reinstatement date.
Eligibility
A licence lapsed because of untimely renewal, unpaid fee or incomplete CE; request reinstatement more than 60 days after the lapse and within one year of the renewal date.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Reinstatement application
Submit a completed renewal form, the $165 lapsed-licence fee and verification of all required CE for both the previously licensed and lapsed periods; statutory CE exemptions continue to apply.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Biennial renewal
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military service or other extenuating circumstance waiver
No examination is required for this applicant pathway.
Continuing education
Exempt from continuing education under section 608-A(c)(2) or (3), as applicable.
Continuing education exemptions
Section 608-A(c) exempts business entities, limited-line licensees, specified continuously licensed pre-1971 producers, and reciprocal nonresidents satisfying home-state CE. A nonresident failing home-state CE is subject to Pennsylvania CE.
Cycle
Individual licences renew biennially on the last day of the birth month; business-entity licences renew biennially based on issuance.
Extenuating circumstance
Military service or another extenuating circumstance prevented timely compliance; request a waiver with sufficient supporting detail. The Department must find good cause before waiving CE for the lapsed period and the lapsed fee.
Fingerprints
A resident renewing licensee who has not previously submitted fingerprints must submit them and the national-background-record fee under section 608-A(a).
Line scope
Request full casualty authority or personal-lines authority as appropriate; a licensee may transact only the authority reflected on the licence.
Renewal
Submit the renewal form and required fee; the Department renews unless the licensee is not in compliance with the act.
Residence or business
For an individual, principal residence or business in Pennsylvania. For a business entity, an office in Pennsylvania.

Official no-examination sources

Effective from 2026-09-22.

Surplus Lines Producer Non-Resident - Business Entity

Specialty authority to place surplus-lines insurance with nonadmitted insurers; existing Pennsylvania property and casualty producer licensure is a separate applicant qualification.

Licensing authority: Pennsylvania Insurance Department · Application information

Initial surplus lines business entity licensing
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Business entity reapplication after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Lapse
After lapse exceeding one year, reapply under Article XVI; entity eligibility remains governed by section 1615(c).
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Nonresident surplus lines reciprocal licensing
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Home state surplus licence
Currently hold a surplus-lines licence in good standing in the home state; the home state grants Pennsylvania residents licences on the same basis.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Reciprocal application
Submit a complete Pennsylvania/uniform or home-state application, fee and comply with Article VI-A. The already-held Pennsylvania property and casualty producer licence remains required.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Surplus lines reinstatement within 60 days of lapse
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Reinstatement
Request reinstatement within 60 days of lapse with the renewal form and twice the ordinary fee ($400); reinstatement is retroactive to the lapse date. Other statutory penalties may apply.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Surplus lines reinstatement more than 60 days after lapse and within one year
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Reinstatement
Request reinstatement more than 60 days after lapse and within one year with the renewal form and twice the ordinary fee ($400); reinstatement is prospective on reinstatement. Other statutory penalties may apply.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Biennial surplus lines renewal
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Renewal
Renew the surplus-lines licence with the required $200 renewal fee. It runs for at most two years, to the end of the individual birth month or the entity original-issuance month. Keep the underlying producer licence current; its CE requirements are separate.
Residence
Nonresident applicant.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Surplus Lines Producer Resident - Business Entity

Specialty authority to place surplus-lines insurance with nonadmitted insurers; existing Pennsylvania property and casualty producer licensure is a separate applicant qualification.

Licensing authority: Pennsylvania Insurance Department · Application information

Initial surplus lines business entity licensing
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Residence
Resident of Pennsylvania.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Business entity reapplication after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Lapse
After lapse exceeding one year, reapply under Article XVI; entity eligibility remains governed by section 1615(c).
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Residence
Resident of Pennsylvania.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Surplus lines reinstatement within 60 days of lapse
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Reinstatement
Request reinstatement within 60 days of lapse with the renewal form and twice the ordinary fee ($400); reinstatement is retroactive to the lapse date. Other statutory penalties may apply.
Residence
Resident of Pennsylvania.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Surplus lines reinstatement more than 60 days after lapse and within one year
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Reinstatement
Request reinstatement more than 60 days after lapse and within one year with the renewal form and twice the ordinary fee ($400); reinstatement is prospective on reinstatement. Other statutory penalties may apply.
Residence
Resident of Pennsylvania.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Biennial surplus lines renewal
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and $200 fee.
Designated surplus licensees
Designate one or more officers or partners licensed under Article XVI for reporting and recordkeeping compliance; list all associated surplus-lines licensees and update changes within five business days.
Placement scope
Placement with an eligible nonadmitted insurer for insureds whose home state is Pennsylvania.
Renewal
Renew the surplus-lines licence with the required $200 renewal fee. It runs for at most two years, to the end of the individual birth month or the entity original-issuance month. Keep the underlying producer licence current; its CE requirements are separate.
Residence
Resident of Pennsylvania.
Underlying producer licence
Hold a current Pennsylvania property and casualty producer licence; resident applicants hold resident authority and nonresident applicants hold nonresident authority. This already-held licence is a condition, not a requirement to retake its examinations.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Statutorily discretionary temporary producer licence for casualty-related business continuity under section 609-A; a maximum 180-day, nontransferable licence.

Licensing authority: Pennsylvania Insurance Department · Application information

Temporary licence after designated licensee death or disability
No examination is required for this applicant pathway.
Application availability
Notice 2020-21 discontinued the COVID-19 temporary resident programme effective October 19, 2020. It is not treated as repealing the statutory succession, military-service or other extenuating-circumstance authority. Obtain the Department's approval for this particular statutory temporary route.
Authority scope
Only the casualty-related authority permitted by the Department; the temporary licence does not independently grant every ordinary producer line.
Department discretion
The Department must determine that temporary issuance is in the public interest and that the person is worthy of the licence. Section 609-A supplies the special issuance criteria without prescribing an identified examination.
Eligible applicant
Owner, partner or employee of a licensed business entity after its designated licensee dies or becomes disabled; operate until sale/transfer or replacement personnel are trained, licensed and designated.
Restrictions
Maximum 180 days; nontransferable. The Department may require a sponsoring insurer, limit authority or impose other requirements, and may revoke immediately without notice in the public interest.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence for military service designee
No examination is required for this applicant pathway.
Application availability
Notice 2020-21 discontinued the COVID-19 temporary resident programme effective October 19, 2020. It is not treated as repealing the statutory succession, military-service or other extenuating-circumstance authority. Obtain the Department's approval for this particular statutory temporary route.
Authority scope
Only the casualty-related authority permitted by the Department; the temporary licence does not independently grant every ordinary producer line.
Department discretion
The Department must determine that temporary issuance is in the public interest and that the person is worthy of the licence. Section 609-A supplies the special issuance criteria without prescribing an identified examination.
Eligible applicant
Designee of an individual licensee who enters active service in the United States armed forces.
Restrictions
Maximum 180 days; nontransferable. The Department may require a sponsoring insurer, limit authority or impose other requirements, and may revoke immediately without notice in the public interest.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence in another extenuating circumstance
No examination is required for this applicant pathway.
Application availability
Notice 2020-21 discontinued the COVID-19 temporary resident programme effective October 19, 2020. It is not treated as repealing the statutory succession, military-service or other extenuating-circumstance authority. Obtain the Department's approval for this particular statutory temporary route.
Authority scope
Only the casualty-related authority permitted by the Department; the temporary licence does not independently grant every ordinary producer line.
Department discretion
The Department must determine that temporary issuance is in the public interest and that the person is worthy of the licence. Section 609-A supplies the special issuance criteria without prescribing an identified examination.
Eligible applicant
Another person in an extenuating circumstance in which the Commissioner determines temporary issuance best serves the public interest.
Restrictions
Maximum 180 days; nontransferable. The Department may require a sponsoring insurer, limit authority or impose other requirements, and may revoke immediately without notice in the public interest.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence after individual licensee death or disability
No examination is required for this applicant pathway.
Application availability
Notice 2020-21 discontinued the COVID-19 temporary resident programme effective October 19, 2020. It is not treated as repealing the statutory succession, military-service or other extenuating-circumstance authority. Obtain the Department's approval for this particular statutory temporary route.
Authority scope
Only the casualty-related authority permitted by the Department; the temporary licence does not independently grant every ordinary producer line.
Department discretion
The Department must determine that temporary issuance is in the public interest and that the person is worthy of the licence. Section 609-A supplies the special issuance criteria without prescribing an identified examination.
Eligible applicant
Surviving spouse or court-appointed personal representative of a resident individual producer who dies or becomes mentally or physically disabled; operate the owned business until sale/transfer, recovery or replacement personnel are trained and licensed.
Restrictions
Maximum 180 days; nontransferable. The Department may require a sponsoring insurer, limit authority or impose other requirements, and may revoke immediately without notice in the public interest.

Official no-examination sources

Effective from 2026-09-22.