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South Carolina Casualty Insurance — License Examination Requirements

US-SC · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Agency License

Business entity authority for a casualty insurance agency; individual producers must hold their own line authority.

Licensing authority: South Carolina Department of Insurance · Application information

Biennial agency renewal
No examination is required for this applicant pathway.
Identification
Provide home/resident state agency license number and FEIN or NPN.
Licensed Producer
Maintain at least one licensed and appointed producer assigned to the agency.
Renewal
Renew in January of even-numbered years online; pay $40.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency initial issuance
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application online and pay $40.
Business Entity
Casualty insurance business conducted through an agency; single-owner sole proprietorship exemptions are defined by § 38-43-30 and Regulation 69-23.
Designated Person
Designate a licensed producer or other person responsible for compliance under § 38-43-100(I). The Department additionally requires at least one South Carolina licensed and appointed producer assigned to the agency.
Home State Certification
If the out-of-state agency status cannot be verified in the producer database, submit home-state certification.
Individual Authority
Each individual performing producer acts must hold that individual's current license and casualty authority.
Name And Registration
No misleading agency name; comply with applicable Secretary of State registration requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial issuance
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application online and pay $40.
Business Entity
Casualty insurance business conducted through an agency; single-owner sole proprietorship exemptions are defined by § 38-43-30 and Regulation 69-23.
Designated Person
Designate a licensed producer or other person responsible for compliance under § 38-43-100(I). The Department additionally requires at least one South Carolina licensed and appointed producer assigned to the agency.
Individual Authority
Each individual performing producer acts must hold that individual's current license and casualty authority.
Name And Registration
No misleading agency name; comply with applicable Secretary of State registration requirements.

Official no-examination sources

Effective from 2026-09-22.

Limited Insurance License — Rental Car Company

Limited rental-vehicle coverage, including liability and optional uninsured/underinsured motorist coverage, incidental to vehicle rentals.

Licensing authority: South Carolina Department of Insurance · Application information

Rental car limited license biennial renewal
No examination is required for this applicant pathway.
Locations
Notify the Department of outlet additions or changes within ten days on officer-signed company letterhead.
Renewal
Pay the $40 renewal fee biennially; the Department sets December of even-numbered years and online renewal.

Official no-examination sources

Effective from 2026-09-22.

Rental car limited license initial issuance
No examination is required for this applicant pathway.
Applicant
Rental company providing vehicles to the public for rentals of no more than 90 days.
Application
An officer signs the prescribed application; pay the $40 limited-license fee; identify every rental outlet.
Disclosures
Provide coverage, duplication and claims disclosures, disclose evidence of coverage, and state purchase is not required to rent.
Insurance Boundary
Sell through a licensed insurer only incidentally to vehicle rental; liability and optional uninsured/underinsured motorist coverage are within the statutory authorization.
Training
Conduct basic coverage instruction for employees acting under the company's supervision.

Official no-examination sources

Effective from 2026-09-22.

Limited Insurance License — Self-Service Storage Facility

Limited insurance incidental to storage-space rental, including premises personal-injury liability excluding workers compensation.

Licensing authority: South Carolina Department of Insurance · Application information

Self service storage limited license biennial renewal
No examination is required for this applicant pathway.
Application And Fee
Submit the renewal application and $40 fee.
Renewal Deadline
Before May 1 of odd-numbered years; the Department states April 30.

Official no-examination sources

Effective from 2026-09-22.

Self service storage limited license initial issuance
No examination is required for this applicant pathway.
Applicant
Owner of a self-service storage facility or qualifying employee/agent, with coverage incidental to rental of storage space.
Application
Officer or owner submits the prescribed application online, with $40, before issuance.
Employee Instruction
Employees acting individually must be supervised and instructed about the insurance sold.
Insurer Vouching
An insurer official or licensed representative must approve and vouch for the applicant; the insurer submits the appointment.
Scope
Stored-property casualty loss and/or premises personal-injury liability, excluding workers compensation injuries; provide the statutory written disclosures.

Official no-examination sources

Effective from 2026-09-22.

Self service storage reinstatement within six months
No examination is required for this applicant pathway.
Fees
Pay the $40 renewal fee and $40 reinstatement fee; limited-license fees are nonrefundable.
Time Limit
Within six months after the renewal deadline.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary casualty-business servicing authority under the statutory cases, subject to the Director's limits and a maximum of 180 days.

Licensing authority: South Carolina Department of Insurance · Application information

Temporary issuance — Agency member or employee
No examination is required for this applicant pathway.
Applicant Case
Death or disability of the individual designated in the agency application or license.
Authority Restrictions
The Director may limit authority, require a suitable licensed producer or insurer sponsor responsible for acts, impose protective requirements or revoke if public interests are endangered.
Director Determination
The Director must consider temporary authority necessary for servicing the insurance business.
Duration
Not more than 180 days; ends upon disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — Designee of producer entering active military service
No examination is required for this applicant pathway.
Applicant Case
The licensed producer enters active service in the United States armed forces.
Authority Restrictions
The Director may limit authority, require a suitable licensed producer or insurer sponsor responsible for acts, impose protective requirements or revoke if public interests are endangered.
Director Determination
The Director must consider temporary authority necessary for servicing the insurance business.
Duration
Not more than 180 days; ends upon disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — Other public interest circumstance
No examination is required for this applicant pathway.
Applicant Case
The Director determines the public interest is best served; continuing education compliance is expressly excluded as a reason.
Authority Restrictions
The Director may limit authority, require a suitable licensed producer or insurer sponsor responsible for acts, impose protective requirements or revoke if public interests are endangered.
Director Determination
The Director must consider temporary authority necessary for servicing the insurance business.
Duration
Not more than 180 days; ends upon disposition of the business.

Official no-examination sources

Effective from 2026-09-22.

Temporary issuance — Surviving spouse or court appointed personal representative
No examination is required for this applicant pathway.
Applicant Case
Licensed producer died or became mentally or physically disabled; allow sale, recovery/return or training and licensing replacement staff.
Authority Restrictions
The Director may limit authority, require a suitable licensed producer or insurer sponsor responsible for acts, impose protective requirements or revoke if public interests are endangered.
Director Determination
The Director must consider temporary authority necessary for servicing the insurance business.
Duration
Not more than 180 days; ends upon disposition of the business.

Official no-examination sources

Effective from 2026-09-22.