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Arizona Health Insurance — License Examination Requirements

US-AZ · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Nonresident Insurance Producer License

Accident and health or sickness line of authority under A.R.S. 20-286(A)(2). Nonresident entity license based on reciprocal home-state licensure.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Reissuance after revocation
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.
Waiting period
At least one year after revocation and requalify; entity principals remain subject to A.R.S. 20-296(B).

Official no-examination sources

Effective from 2026-09-22.

New application following surrender
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Board surrender instruction
If you no longer wish to be licensed or involved in a line of authority, you can either allow it to expire at renewal time, or you can formally surrender it. Important: Surrendering a license is irrevocable. If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
Surrendered authority; satisfy requirements for a new applicant under A.R.S. 20-289(F).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Conversion from Arizona resident to nonresident status
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Prior license
Already hold an Arizona resident producer license and relocate out of Arizona.
Procedure
Within thirty days after requesting a clearance letter, file the prescribed change of address and apply for the new resident-state license. Immediately notify the director once it is received; no Arizona fee or new application is required.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year after expiration
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Continuing education
Business entities are excluded from the continuing-education definition of licensee in A.R.S. 20-2901(9).
Deadline
Apply within one year after expiration, pay the quadrennial fee and an additional $100 late fee, and otherwise meet renewal qualifications.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Practice
Stop transacting insurance after expiration until the license is renewed.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

New application after expiration for more than one year
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
An application more than one year after expiration is a new application under A.R.S. 20-289(E).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Restoration of recent nonresident Arizona licensure
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
Held the same nonresident Arizona type and requested authority within twelve months, excluding a temporary license.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Revocation bar
Reissuance following revocation cannot occur until one year has elapsed.
Surrender notice
If you no longer wish to be licensed or involved in a line of authority, you can either allow it to expire at renewal time, or you can formally surrender it. Important: Surrendering a license is irrevocable. If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Continuing education
Business entities are excluded from the continuing-education definition of licensee in A.R.S. 20-2901(9).
Deadline
Submit the approved renewal application, licensing fee and applicable education evidence on or before expiration.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Insurance Producer — Accident and Health or Sickness (Individual)

Accident and health or sickness line of authority under A.R.S. 20-286(A)(2). Nonresident individual license based on reciprocal home-state licensure.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Reissuance after revocation
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.
Waiting period
At least one year after revocation and requalify; entity principals remain subject to A.R.S. 20-296(B).

Official no-examination sources

Effective from 2026-09-22.

New application following surrender
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Board surrender instruction
If you no longer wish to be licensed or involved in a line of authority, you can either allow it to expire at renewal time, or you can formally surrender it. Important: Surrendering a license is irrevocable. If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
Surrendered authority; satisfy requirements for a new applicant under A.R.S. 20-289(F).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Conversion from Arizona resident to nonresident status
No examination is required for this applicant pathway.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least eighteen under current DIFI individual-application instructions.
Prior license
Already hold an Arizona resident producer license and relocate out of Arizona.
Procedure
Within thirty days after requesting a clearance letter, file the prescribed change of address and apply for the new resident-state license. Immediately notify the director once it is received; no Arizona fee or new application is required.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year after expiration
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Continuing education
Home-state continuing education is recognized on the reciprocal basis of A.R.S. 20-300(B); A.R.S. 20-2902(H)-(J) covers remaining cases.
Deadline
Apply within one year after expiration, pay the quadrennial fee and an additional $100 late fee, and otherwise meet renewal qualifications.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Practice
Stop transacting insurance after expiration until the license is renewed.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Renewal following military inactive status
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Continuing education
Home-state continuing education is recognized on the reciprocal basis of A.R.S. 20-300(B); A.R.S. 20-2902(H)-(J) covers remaining cases.
Deadline extension
Renewal-fee and education deadlines extend by active-service days; provide armed-forces service documentation. Routine reserve service does not qualify.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Military status
Requested inactive status after being ordered into active military service; no selling, solicitation or negotiation during inactivity.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

New application after expiration for more than one year
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
An application more than one year after expiration is a new application under A.R.S. 20-289(E).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Restoration of recent nonresident Arizona licensure
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least eighteen under current DIFI individual-application instructions.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Prior license
Held the same nonresident Arizona type and requested authority within twelve months, excluding a temporary license.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Revocation bar
Reissuance following revocation cannot occur until one year has elapsed.
Surrender notice
If you no longer wish to be licensed or involved in a line of authority, you can either allow it to expire at renewal time, or you can formally surrender it. Important: Surrendering a license is irrevocable. If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least eighteen under current DIFI individual-application instructions.
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal
No examination is required for this applicant pathway.
Application
Submit the home-state producer application or the prescribed NAIC uniform application and applicable fee.
Continuing education
Home-state continuing education is recognized on the reciprocal basis of A.R.S. 20-300(B); A.R.S. 20-2902(H)-(J) covers remaining cases.
Deadline
Submit the approved renewal application, licensing fee and applicable education evidence on or before expiration.
Fingerprints
Provide documents and fingerprints when required by A.R.S. 20-285(E) and current DIFI instructions.
Fitness
No act constituting grounds for denial, suspension or revocation under A.R.S. 20-295; disclose requested application background information truthfully.
Home state license
Currently hold the same requested insurance authority as a resident in the home state, in good standing.
Lawful presence
An Arizona resident without an existing Arizona insurance license must satisfy the lawful-presence documentation instructions stated by DIFI, subject to A.R.S. 41-1080 exemptions.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Minimum age
At least 18 years old; A.R.S. 20-285(B)(1).
Other state examinations
Home-state licensing is an applicant qualification; this route names no examination of another state as an Arizona examination requirement.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Resident Insurance Producer — Accident and Health or Sickness (Business Entity)

Accident and health or sickness line of authority under A.R.S. 20-286(A)(2). Resident entity license with an individually licensed designated responsible producer.

Licensing authority: Department of Insurance and Financial Institutions · Application information

Reissuance after revocation
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.
Waiting period
At least one year after revocation and requalify; entity principals remain subject to A.R.S. 20-296(B).

Official no-examination sources

Effective from 2026-09-22.

New application following surrender
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Board surrender instruction
If you no longer wish to be licensed or involved in a line of authority, you can either allow it to expire at renewal time, or you can formally surrender it. Important: Surrendering a license is irrevocable. If you surrender a license or line of authority, you will not be able to reapply for that exact authority for at least one year.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Prior license
Surrendered authority; satisfy requirements for a new applicant under A.R.S. 20-289(F).
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity licensure
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year after expiration
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Continuing education
Business entities are excluded from the continuing-education definition of licensee in A.R.S. 20-2901(9).
Deadline
Apply within one year after expiration, pay the quadrennial fee and an additional $100 late fee, and otherwise meet renewal qualifications.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Practice
Stop transacting insurance after expiration until the license is renewed.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

New application after expiration for more than one year
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Prior license
An application more than one year after expiration is a new application under A.R.S. 20-289(E).
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal
No examination is required for this applicant pathway.
Applicant
A business entity; disclose members, officers and directors.
Application
Submit the prescribed application and applicable fee; DIFI directs applications through NIPR.
Continuing education
Business entities are excluded from the continuing-education definition of licensee in A.R.S. 20-2901(9).
Deadline
Submit the approved renewal application, licensing fee and applicable education evidence on or before expiration.
Designated producer
Designate an individually licensed producer responsible for compliance with Arizona insurance law.
Individual information
The director may require individual-license information about disclosed principals and the designated producer under A.R.S. 20-285(D).
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Organizational authority
Transactions must be within the entity’s chartering documents.
Vending machine authorization
Selling policies through a vending machine additionally requires the director’s authorization under A.R.S. 20-293; this is not a separate examination.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer — Accident and Health or Sickness

Accident and health or sickness line of authority under A.R.S. 20-286(A)(2). Temporary business-service license for at most 180 days under A.R.S. 20-294.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Temporary licensure for an entity member or employee
No examination is required for this applicant pathway.
Applicant
2. To a member or employee of a business entity that is licensed as an insurance producer on the death or disability of an individual who is the designated producer on the business entity application or license.
Duration
Not more than 180 days.
Limitations
The director may impose conditions or require a suitable licensed-producer or insurer sponsor responsible for the temporary licensee.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Necessity
The director must deem temporary licensure necessary to service the insurance business.
Termination
Ends upon disposal of the business by the owner or representative; may be summarily revoked if the public or insureds are endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure for a military service designee
No examination is required for this applicant pathway.
Applicant
3. To the designee of a licensed insurance producer who enters active service in the armed forces of the United States.
Duration
Not more than 180 days.
Limitations
The director may impose conditions or require a suitable licensed-producer or insurer sponsor responsible for the temporary licensee.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Necessity
The director must deem temporary licensure necessary to service the insurance business.
Termination
Ends upon disposal of the business by the owner or representative; may be summarily revoked if the public or insureds are endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure for a surviving spouse or court appointed representative
No examination is required for this applicant pathway.
Applicant
1. To the surviving spouse or court appointed personal representative of a licensed insurance producer who dies or becomes a person with a mental or physical disability to allow adequate time for the sale of the insurance business owned by the producer, for the recovery of the producer and return of the producer to the business or to provide for the training and licensing of new personnel to operate the producer's business.
Duration
Not more than 180 days.
Limitations
The director may impose conditions or require a suitable licensed-producer or insurer sponsor responsible for the temporary licensee.
Long term care training
Before selling, soliciting or negotiating long-term-care insurance, complete eight Arizona-approved training hours, then four approved hours per two-year period. Nonresidents may meet the substantially similar home-state training exception. This is training, not a separately identified licensing examination.
Necessity
The director must deem temporary licensure necessary to service the insurance business.
Termination
Ends upon disposal of the business by the owner or representative; may be summarily revoked if the public or insureds are endangered.

Official no-examination sources

Effective from 2026-09-22.