Indiana Health Insurance — License Examination Requirements
US-IN · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Designated Home State Producer License — Accident and Health (Business Entity)
Business entity designated home state authority, conditional on its home state not licensing the requested line.
Licensing authority: Indiana Department of Insurance · Application information
Initial dhs entity licensure
- Application
- Uniform business entity application via Sircon or NIPR and applicable fee.
- Fee
- $90 unless retaliatory fees apply.
- Home State
- Principal residence or business is in a state that does not license the requested health line.
- Legal Entity
- Corporation, partnership, LLC, or other eligible entity; sole proprietor needs a tax identification number other than a social security number.
- Resident Requirements
- Comply with applicable resident business entity prelicensing and renewal requirements; individual responsible-producer qualifications remain separate.
- Responsible Producer
- Designate an individually licensed producer holding the health line who is responsible for the entity’s Indiana compliance.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-8.2 (a), designated home state license
- IDOI Dhs
Initial application, individual and business entity
Renewal of existing dhs entity license
- Existing License
- Current health-line dhs entity producer license.
- Renewal
- Submit renewal and fee by the expiration date; ordinary producer renewal is biennial.
- Responsible Producer
- Maintain a designated individual producer with the entity’s requested lines; the entity does not sit its responsible individual’s examinations.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-7 (d), maintenance and renewal
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- IDOI Entity Renewal Guidelines
Renewal, entity application and payment
Designated Home State Producer License — Accident and Health (Individual)
Available only when the applicant’s home state does not license producers for the requested line; resident prelicensing and continuing education requirements apply.
Licensing authority: Indiana Department of Insurance · Application information
Renewal of existing dhs individual license
- Continuing Education
- 24 hours each two-year period, including at least three ethics hours for health qualifications; allowed statutory carryover and CE extensions apply.
- Course Assessments
- Self-study CE courses may require their own provider examination under 760 IAC 1-50-5; no single identifiable licensing examination is named by this requirement.
- Existing License
- Current health-line dhs individual producer license.
- Renewal
- Submit renewal and fee by the expiration date; ordinary producer renewal is biennial.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-7 (d), maintenance and renewal
- IDOI Dhs
Renewal application
Nonresident Business Entity Producer License — Accident and Health
Business entity nonresident authority matches the entity’s home-state lines.
Licensing authority: Indiana Department of Insurance · Application information
Initial entity nonresident licensure
- Application
- Uniform business entity application via Sircon or NIPR and applicable fee.
- Fee
- $90 unless retaliatory fees apply, plus online processing.
- Home License
- Entity is licensed for the same lines in its reciprocal home state.
- Legal Entity
- Corporation, partnership, LLC, or other eligible entity; sole proprietor needs a tax identification number other than a social security number.
- Responsible Producer
- Designate an individually licensed producer holding the health line who is responsible for the entity’s Indiana compliance.
- Secretary Of State
- Prior registration is not required to apply, but contact the Secretary of State before doing business in Indiana.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-8 (a), reciprocal nonresident licensing
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-16 (a), mandatory waiver
- IDOI Entity Nonresident Guidelines
Nonresident requirements, checklist
Renewal of existing entity nonresident license
- Existing License
- Current health-line entity nonresident producer license.
- Renewal
- Submit renewal and fee by the expiration date; ordinary producer renewal is biennial.
- Responsible Producer
- Maintain a designated individual producer with the entity’s requested lines; the entity does not sit its responsible individual’s examinations.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-7 (d), maintenance and renewal
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- IDOI Entity Renewal Guidelines
Renewal, entity application and payment
Resident Business Entity Producer License — Accident and Health
Business entity producer authority with an individually licensed responsible producer.
Licensing authority: Indiana Department of Insurance · Application information
Initial entity resident licensure
- Application
- Uniform business entity application via Sircon or NIPR and applicable fee.
- Fee
- $40 plus online processing.
- Formation
- Certified articles of incorporation and registration with the Indiana Secretary of State.
- Legal Entity
- Corporation, partnership, LLC, or other eligible entity; sole proprietor needs a tax identification number other than a social security number.
- Responsible Producer
- Designate an individually licensed producer holding the health line who is responsible for the entity’s Indiana compliance.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- IDOI Entity Resident Guidelines
Resident requirements, complete checklist
Renewal of existing entity resident license
- Existing License
- Current health-line entity resident producer license.
- Renewal
- Submit renewal and fee by the expiration date; ordinary producer renewal is biennial.
- Responsible Producer
- Maintain a designated individual producer with the entity’s requested lines; the entity does not sit its responsible individual’s examinations.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-7 (d), maintenance and renewal
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-6 (d), business entity license and DRLP
- IDOI Entity Renewal Guidelines
Renewal, entity application and payment
Nonresident Insurance Producer License — Accident and Health
Reciprocal nonresident producer authority for the health line held in the home state.
Licensing authority: Indiana Department of Insurance · Application information
New nonresident issuance after expiration exceeding one year
- Application
- New application through Sircon or NIPR and applicable nonresident fee.
- Expiration
- Expired more than one year; apply for a new nonresident license.
- Home License
- Current reciprocal resident health qualification in good standing.
Official no-examination sources
Effective from 2026-09-22.
- IDOI Nonresident Reinstatement
Expiration over one year, new license required
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-16 (a), mandatory waiver
- IDOI Nonresident
Reciprocity, express examination exemption
Nonresident reciprocal licensure
- Application
- Completed uniform application or home-state application and $90 fee unless retaliatory fees apply.
- Home License
- Current resident health-line license in good standing in the home state.
- Reciprocity
- Home state grants nonresident producer licenses to Indiana residents on the same basis.
- Scope
- Authority matches the home-state authority; maintain that home-state license in good standing.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-8 (a), reciprocal nonresident licensing
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-16 (a), mandatory waiver
- IDOI Nonresident
Reciprocity, express examination exemption
Nonresident reinstatement before one year
- Application
- Reinstatement through Sircon or NIPR.
- Expiration
- Less than one year after expiration.
- Fees
- Renewal fee plus a penalty of three times that fee: normally $360 total, unless retaliatory fees apply.
- Home License
- Maintain home-state licensure in good standing.
Official no-examination sources
Effective from 2026-09-22.
- IDOI Nonresident Reinstatement
Opening, complete reinstatement action
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-16 (a), mandatory waiver
- IDOI Nonresident
Reciprocity, express examination exemption
Renewal of existing nonresident license
- Existing License
- Current health-line nonresident producer license.
- Home License
- Maintain the home-state resident license in good standing; reciprocal home-state CE compliance satisfies Indiana CE requirements.
- Renewal
- Submit renewal and fee by the expiration date; ordinary producer renewal is biennial.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-7 (d), maintenance and renewal
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-16 (a), mandatory waiver
- IDOI Nonresident Renewal Procedure
Renewal, online or paper application
Temporary Insurance Producer License — Accident and Health
Up to 180 days of temporary producer authority to service an insurance business, subject to the commissioner’s restrictions.
Licensing authority: Indiana Department of Insurance · Application information
Temporary surviving spouse or personal representative
- Discretion
- Commissioner must find temporary issuance necessary to service an insurance business.
- Duration
- No more than 180 days; a business-sale temporary license expires when the business is disposed of.
- Eligibility
- (1) To the surviving spouse or court-appointed personal representative of a licensed individual insurance producer who dies or becomes mentally or physically disabled: (A) to allow adequate time for the sale of the insurance business owned by the producer; (B) to provide for the servicing of the insurance business until the recovery or return of the producer to the business; or (C) to provide for the training and licensing of new personnel to operate the producer's business.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor, or revoke the license to protect the public.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a), temporary license without examination
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a)(1), eligible temporary applicant
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (b), restrictions and sponsor
Temporary business entity member or employee
- Discretion
- Commissioner must find temporary issuance necessary to service an insurance business.
- Duration
- No more than 180 days; a business-sale temporary license expires when the business is disposed of.
- Eligibility
- (2) To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor, or revoke the license to protect the public.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a), temporary license without examination
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a)(2), eligible temporary applicant
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (b), restrictions and sponsor
Temporary military service designee
- Discretion
- Commissioner must find temporary issuance necessary to service an insurance business.
- Duration
- No more than 180 days; a business-sale temporary license expires when the business is disposed of.
- Eligibility
- (3) To the designee of a licensed individual insurance producer entering active service in the armed forces of the United States of America.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor, or revoke the license to protect the public.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a), temporary license without examination
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a)(3), eligible temporary applicant
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (b), restrictions and sponsor
Temporary issuance in another public interest circumstance
- Discretion
- Commissioner must find temporary issuance necessary to service an insurance business.
- Duration
- No more than 180 days; a business-sale temporary license expires when the business is disposed of.
- Eligibility
- (4) To an individual in any other circumstance where the commissioner considers the public interest to be best served by the issuance to the individual of a temporary insurance producer license.
- Restrictions
- Commissioner may limit authority, require a licensed producer or insurer sponsor, or revoke the license to protect the public.
Official no-examination sources
Effective from 2026-09-22.
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a), temporary license without examination
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (a)(4), eligible temporary applicant
- Indiana Code 2026, Chapter 27-1-15.6
IC 27-1-15.6-11 (b), restrictions and sponsor