Kansas Health Insurance — License Examination Requirements
US-KS · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Nonresident Insurance Producer License — Accident and Health or Sickness
Authority to sell, solicit or negotiate accident and health or sickness insurance, subject to the applicable individual, agency or temporary licensing conditions.
Licensing authority: Kansas Department of Insurance · Application information
Add accident and health authority to nonresident licence
- Home License
- Home-state resident licence must already carry same accident and health authority.
- Procedure
- Submit NIPR line-addition request after home-state producer-database update; no state fee, NIPR transaction fee applies.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
- ksa-40-4914.html
40-4914(a), reciprocal nonresident examination/application waiver
- licensing-faq.html
How to add a line of authority, nonresident requirement
Convert resident licence upon moving out of Kansas
- Move
- Kansas resident licence holder moves away; report address change and provide new resident-state certification within 30 days. No fee or licence application required for statutory filing.
- Procedure
- Use Department Change Residency Status Form; maintain same-line home-state licence and applicable appointments.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(c), resident/nonresident address and certification change
- kdoi-resident-producer-licensing.html
Changes to License, Changing Resident State
Nonresident late renewal within 90 days
- Lapse
- Within 90 days of missed biennial renewal date.
- Renewal
- Submit renewal, pay $50 licence fee and $100 late fee, and maintain home-state resident authority.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
- ksa-40-4914.html
40-4914(a), reciprocal nonresident examination/application waiver
- ksa-40-4914.html
40-4914(b), reciprocal continuing education
- kdoi-resident-producer-licensing.html
Nonresident, License Renewal, regular and late renewal
Initial nonresident licensure by reciprocity
- Application
- At least age 18; submit uniform application through NIPR and $40 application fee; commissioner may verify NAIC producer database. No Kansas licensing exam.
- Home License
- Current resident licence in good standing in home state for the same accident and health authority.
- Reciprocity
- Home state awards nonresident licences to Kansas residents on the same basis.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
- ksa-40-4914.html
40-4914(a), reciprocal nonresident examination/application waiver
- kdoi-resident-producer-licensing.html
Nonresident, New License, application requirements
Nonresident reapplication following licence termination
- Lapse
- Not renewed within 90 days; Kansas licence terminated.
- Reapplication
- Reapply via NIPR under reciprocal nonresident criteria. A $100 reinstatement fee applies up to four years past expiration; same-line home-state licence and reciprocity remain required.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
- ksa-40-4914.html
40-4914(a), reciprocal nonresident examination/application waiver
- ksa-40-4914.html
40-4914(b), reciprocal continuing education
- kdoi-resident-producer-licensing.html
Nonresident, License Renewal, regular and late renewal
Biennial nonresident renewal
- Continuing Education
- Reciprocal satisfaction of home-state CE constitutes satisfaction in Kansas under K.S.A. 40-4914(b).
- Renewal
- Maintain same-line home-state resident licence; submit renewal through NIPR and $50 fee by biennial due date.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
- ksa-40-4914.html
40-4914(a), reciprocal nonresident examination/application waiver
- ksa-40-4914.html
40-4914(b), reciprocal continuing education
- kdoi-resident-producer-licensing.html
Nonresident, License Renewal, regular and late renewal
Nonresident Business Entity (agency) License — Accident and Health or Sickness
Authority to sell, solicit or negotiate accident and health or sickness insurance, subject to the applicable individual, agency or temporary licensing conditions.
Licensing authority: Kansas Department of Insurance · Application information
Initial nonresident agency licensure
- Application
- Submit NAIC Uniform Application for Business Entity Licence through NIPR; no entity examination under K.S.A. 40-241.
- Fee
- Department states $40 application fee.
- Home Authority
- Nonresident requirements include current same-line home-state resident authority and reciprocal recognition under K.S.A. 40-4906.
- Legal Form
- Domiciled outside Kansas corporation, partnership, limited liability company/partnership, sole proprietorship or other legal entity acting as insurance producer.
- Licensed Personnel
- Designate responsible licensed agent and employ at least one licensed agent; accident and health authority derives from licensed employees. Employee licences are applicant conditions for the agency, not agency examination leaves.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4903.html
40-4903(a), licence authority and (a)(2), accident and health or sickness
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Nonresident, New License, complete issuance requirements
- ksa-40-4906.html
40-4906(a), nonresident reciprocity requirements
New nonresident agency licence after expiration
- Lapse
- Failure to renew, pay fee, or (resident agency) maintain required Secretary of State good standing causes licence expiration.
- Reapplication
- Submit new uniform business-entity application and application fee through NIPR; re-establish entity issuance conditions.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Nonresident, New License, complete issuance requirements
- agency-licensing.html
Nonresident, License Renewal, complete conditions and lapse reapplication
Biennial nonresident agency renewal
- Fee
- $4 resident agency renewal fee; $40 nonresident agency renewal fee, as applicable.
- Registration
- Resident agency must remain active and in good standing with Secretary of State if registration required; agency anniversary determines due date.
- Renewal
- Submit NIPR renewal by biennial due date, maintain designated licensed agent and employee-derived authority.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Nonresident, License Renewal, complete conditions and lapse reapplication
Resident Insurance Business Entity (agency) License — Accident and Health or Sickness
Authority to sell, solicit or negotiate accident and health or sickness insurance, subject to the applicable individual, agency or temporary licensing conditions.
Licensing authority: Kansas Department of Insurance · Application information
Initial resident agency licensure
- FEIN
- Provide IRS-letterhead document verifying business name and FEIN; SSN not accepted as FEIN.
- Application
- Submit NAIC Uniform Application for Business Entity Licence through NIPR; no entity examination under K.S.A. 40-241.
- Fee
- Department states $10 nonrefundable application fee.
- Legal Form
- Kansas-domiciled corporation, partnership, limited liability company/partnership, sole proprietorship or other legal entity acting as insurance producer.
- Licensed Personnel
- Designate responsible licensed agent and employ at least one licensed agent; accident and health authority derives from licensed employees. Employee licences are applicant conditions for the agency, not agency examination leaves.
- Registration
- Register with Kansas Secretary of State if required; sole proprietors, partnerships and certain national entities need not register.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4903.html
40-4903(a), licence authority and (a)(2), accident and health or sickness
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Resident, New License, legal forms and complete issuance requirements
New resident agency licence after expiration
- Lapse
- Failure to renew, pay fee, or (resident agency) maintain required Secretary of State good standing causes licence expiration.
- Reapplication
- Submit new uniform business-entity application and application fee through NIPR; re-establish entity issuance conditions.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Resident, New License, legal forms and complete issuance requirements
- agency-licensing.html
Resident, License Renewal, complete conditions and lapse reapplication
Biennial resident agency renewal
- Fee
- $4 resident agency renewal fee; $40 nonresident agency renewal fee, as applicable.
- Registration
- Resident agency must remain active and in good standing with Secretary of State if registration required; agency anniversary determines due date.
- Renewal
- Submit NIPR renewal by biennial due date, maintain designated licensed agent and employee-derived authority.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4905.html
40-4905(c), designated responsible licensed agent
- ksa-40-241.html
40-241, individual-only examination boundary
- kar-40-7-24.pdf
40-7-24, licensed agent employee
- agency-licensing.html
Resident, License Renewal, complete conditions and lapse reapplication
Temporary Insurance Agent License — Accident and Health or Sickness
Authority to sell, solicit or negotiate accident and health or sickness insurance, subject to the applicable individual, agency or temporary licensing conditions.
Licensing authority: Kansas Department of Insurance · Application information
Temporary licence for agency member or employee
- Discretion
- Commissioner may issue the licence, limit its authority and require a licensed agent or insurer sponsor assuming responsibility; may revoke to protect insureds/public. No licence continues after disposal of the business.
- Duration
- Not more than 180 days initially.
- Eligibility
- Member or employee of licensed business entity after death/disability of designated individual.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination
One additional temporary licence period
- Eligibility
- Existing temporary licence other than the military-designee renewal provision.
- Extension
- Commissioner may extend for one additional period up to 180 days; same public-interest restrictions remain.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination
- ksa-40-4907.html
40-4907(c), extension and military renewal
Temporary licence for military service designee
- Discretion
- Commissioner may issue the licence, limit its authority and require a licensed agent or insurer sponsor assuming responsibility; may revoke to protect insureds/public. No licence continues after disposal of the business.
- Duration
- Not more than 180 days initially.
- Eligibility
- Designee of individual licensed agent entering active United States military service.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination
Renew temporary military designee licence
- Eligibility
- Temporary licence issued under K.S.A. 40-4907(a)(3).
- Renewal
- May be renewed for period commissioner considers necessary for continuation of licensed agent business; public-interest restrictions remain.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination
- ksa-40-4907.html
40-4907(c), extension and military renewal
Temporary licence in another public interest circumstance
- Discretion
- Commissioner may issue the licence, limit its authority and require a licensed agent or insurer sponsor assuming responsibility; may revoke to protect insureds/public. No licence continues after disposal of the business.
- Duration
- Not more than 180 days initially.
- Eligibility
- Another person in circumstances where commissioner deems temporary licensure serves public interest.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination
Temporary licence for surviving spouse or personal representative
- Discretion
- Commissioner may issue the licence, limit its authority and require a licensed agent or insurer sponsor assuming responsibility; may revoke to protect insureds/public. No licence continues after disposal of the business.
- Duration
- Not more than 180 days initially.
- Eligibility
- Surviving spouse or court-appointed personal representative of agent who dies or becomes mentally/physically disabled; allow sale, recovery/return or training/licensing of personnel. A spouse licence lapses when a licence is issued to court-appointed representative.
Official no-examination sources
Effective from 2026-09-22.
- ksa-40-4907.html
40-4907(a), temporary licence without examination and all issuance grounds
- ksa-40-4907.html
40-4907(b), public-interest limits, suitable sponsor and termination