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Louisiana Health Insurance — License Examination Requirements

US-LA · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Accident and Health or Sickness

Business entity producer authority is distinct from each affiliated individual producer license.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

Reactivation after designation of a responsible producer
No examination is required for this applicant pathway.
Designation
Designate one or more responsible licensed individual producers before the entity license expires.
Inactivation
Entity was inactivated for failure to designate a licensed individual within 30 days of notice.

Official no-examination sources

Effective from 2026-09-22.

Business entity new application after more than two years of lapse
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocity
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Business entity reapplication after revocation
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Waiting Period
Observe the applicable statutory revocation waiting period and demonstrate good cause.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Affiliated individuals meet applicable individual requirements; no entity examination is required.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
The entity itself is not subject to natural-person CE; designated and affiliated individuals must satisfy their own applicable requirements.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Business Entity Credit Insurance Producer License

Restricted authority that includes credit disability and credit health coverage in connection with a debt. The health authority is surveyed here; the license is not a full major-line health license.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

New restricted authority application after more than two years of lapse
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident restricted authority reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Authority
Louisiana grants the same restricted scope as the home-state limited-line license.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Restricted authority reapplication after revocation
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.
Waiting Period
Observe the statutory revocation waiting period and show good cause; the authority-specific examination exemption remains applicable.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Affiliated individuals meet applicable individual requirements; no entity examination is required.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure for restricted authority
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
The entity itself is not subject to natural-person CE; designated and affiliated individuals must satisfy their own applicable requirements.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Reactivation of entity after designation of responsible producer
No examination is required for this applicant pathway.
Designation
Designate a qualified responsible individual producer before license expiration.

Official no-examination sources

Effective from 2026-09-22.

Credit Insurance Producer License

Restricted authority that includes credit disability and credit health coverage in connection with a debt. The health authority is surveyed here; the license is not a full major-line health license.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

New restricted authority application after more than two years of lapse
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident restricted authority reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Authority
Louisiana grants the same restricted scope as the home-state limited-line license.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Resident restricted authority licensure by prior license
No examination is required for this applicant pathway.
Prior License
Same restricted authority was held in another state; comply with the statutory licensing/cancellation and relocation time limits.
Restriction
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Restricted authority reapplication after revocation
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.
Waiting Period
Observe the statutory revocation waiting period and show good cause; the authority-specific examination exemption remains applicable.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Complete all CE applicable to the license through reinstatement, unless exempt or a waiver is granted.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure for restricted authority
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Credit Instruction
The insurer provides the instruction program required by R.S. 22:1546(E); insurance relates only to borrowers/debtors or credit transactions.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Only CE requirements applicable to the lines held must be satisfied; limited lines are outside the natural-person lines enumerated in LAC 37:XI.705(A).
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Business Entity Limited Life, Health and Accident License

Restricted authority that includes limited health and accident coverage under R.S. 22:142. The health authority is surveyed here; the license is not a full major-line health license.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

New restricted authority application after more than two years of lapse
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident restricted authority reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Authority
Louisiana grants the same restricted scope as the home-state limited-line license.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Restricted authority reapplication after revocation
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.
Waiting Period
Observe the statutory revocation waiting period and show good cause; the authority-specific examination exemption remains applicable.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Affiliated individuals meet applicable individual requirements; no entity examination is required.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure for restricted authority
No examination is required for this applicant pathway.
Affiliations
Register resident entity members, partners, officers, directors and persons controlling at least 10%; individuals personally soliciting or negotiating must also hold the relevant individual license.
Application
Submit the Uniform Business Entity Application through NIPR and pay fees.
Background
Provide required background information and any fingerprints the commissioner requires for registered individuals.
Branches
Provide permanent branch addresses within 30 days; each branch has a registered individual licensed producer.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Responsible Producer
Designate one or more licensed individual producers responsible for compliance.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
The entity itself is not subject to natural-person CE; designated and affiliated individuals must satisfy their own applicable requirements.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Reactivation of entity after designation of responsible producer
No examination is required for this applicant pathway.
Designation
Designate a qualified responsible individual producer before license expiration.

Official no-examination sources

Effective from 2026-09-22.

Limited Life, Health and Accident License

Restricted authority that includes limited health and accident coverage under R.S. 22:142. The health authority is surveyed here; the license is not a full major-line health license.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

New restricted authority application after more than two years of lapse
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident restricted authority reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Authority
Louisiana grants the same restricted scope as the home-state limited-line license.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Resident restricted authority licensure by prior license
No examination is required for this applicant pathway.
Prior License
Same restricted authority was held in another state; comply with the statutory licensing/cancellation and relocation time limits.
Restriction
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Restricted authority reapplication after revocation
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.
Waiting Period
Observe the statutory revocation waiting period and show good cause; the authority-specific examination exemption remains applicable.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Complete all CE applicable to the license through reinstatement, unless exempt or a waiver is granted.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure for restricted authority
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application through NIPR, truthfully and completely, and pay applicable fees.
Eligibility
Must not be disqualified under R.S. 22:1554; applicable 18 U.S.C. 1033 written consent must be obtained.
Fingerprints
Submit fingerprints after filing the license application and background authorization; actively licensed resident applicants adding a line are exempt from new fingerprinting.
Insurer
Represent a limited life, health and accident insurer; scope is limited under R.S. 22:142.
Prelicensing
Prelicensing education provisions were repealed by Acts 2022, No. 273; no health-line prelicensing course is required.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana; a resident license is an election of Louisiana residency.
Restricted Authority
Act only in the statutory limited authority; this route does not confer unrestricted accident and health or sickness authority.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Only CE requirements applicable to the lines held must be satisfied; limited lines are outside the natural-person lines enumerated in LAC 37:XI.705(A).
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Specialty Limited Lines Credit Insurance Producer License

Specialty authority includes credit health and accident insurance associated with qualifying retail credit transactions.

Licensing authority: Louisiana Department of Insurance · Application information

Nonresident specialty credit issuance
No examination is required for this applicant pathway.
Application
Submit the application, physical locations, employee/representative list, and application and registration fees.
Existing License
Already licensed as an insurance producer or limited line credit insurance producer; this is a credential condition, not a requirement to sit an underlying examination.
Insurer
Coverage must be issued by an admitted domestic, foreign or alien insurer.
Nonresident Reciprocity
For nonresidents, home jurisdiction must permit a substantially equivalent nonresident specialty license.
Transaction Limit
Restricted to retail sales transactions of $10,000 or less, qualifying higher-value motor vehicle retail sales under regulations, or other permitted regulated transactions.

Official no-examination sources

Effective from 2026-09-22.

Specialty credit new application after longer lapse or revocation
No examination is required for this applicant pathway.
Application
Fulfill the specialty issuance requirements again and hold the required underlying license.
Revocation
If previously revoked, observe the statutory waiting period and show good cause.

Official no-examination sources

Effective from 2026-09-22.

Specialty credit reinstatement within two years
No examination is required for this applicant pathway.
Existing License
Maintain the underlying insurance producer or limited line credit producer license.
Lapse
Lapsed no more than two years; pay fees and fulfill applicable renewal and registration requirements.

Official no-examination sources

Effective from 2026-09-22.

Specialty credit annual renewal
No examination is required for this applicant pathway.
Renewal
Submit the annual renewal application and fee.
Representatives
Submit a current employee/representative list every six months and fees for newly registered representatives.

Official no-examination sources

Effective from 2026-09-22.

Resident specialty credit issuance
No examination is required for this applicant pathway.
Application
Submit the application, physical locations, employee/representative list, and application and registration fees.
Existing License
Already licensed as an insurance producer or limited line credit insurance producer; this is a credential condition, not a requirement to sit an underlying examination.
Insurer
Coverage must be issued by an admitted domestic, foreign or alien insurer.
Nonresident Reciprocity
For nonresidents, home jurisdiction must permit a substantially equivalent nonresident specialty license.
Transaction Limit
Restricted to retail sales transactions of $10,000 or less, qualifying higher-value motor vehicle retail sales under regulations, or other permitted regulated transactions.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License — Accident and Health or Sickness

Temporary authority to service an existing insurance business under R.S. 22:1553, subject to commissioner-imposed limits.

Licensing authority: Louisiana Department of Insurance · Application information

Death or disability of an individual producer
No examination is required for this applicant pathway.
Case
(1) To the surviving spouse or next of kin, or to the administrator or executor or employee of a licensed insurance producer who is deceased, or to the spouse, next of kin, employee, legal guardian, or other court-appointed personal representative of a licensed insurance producer who becomes mentally or physically disabled, to allow adequate time for the sale of the insurance business owned by the producer, or for the recovery or return of the producer to the business, or to provide for the training and licensing of new personnel to operate the producer's business.
Discretion
Commissioner must deem the temporary license necessary for servicing the business; authority may be restricted or revoked to protect insureds/public.
Duration
No more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Sponsor
A suitable licensed producer or insurer sponsor may be required and assumes responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Death or disability of an entity designated individual
No examination is required for this applicant pathway.
Case
(2) To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license.
Discretion
Commissioner must deem the temporary license necessary for servicing the business; authority may be restricted or revoked to protect insureds/public.
Duration
No more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Sponsor
A suitable licensed producer or insurer sponsor may be required and assumes responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Designee of producer entering active military service
No examination is required for this applicant pathway.
Case
(3) To the designee of a licensed insurance producer entering active service in the armed forces of the United States of America.
Discretion
Commissioner must deem the temporary license necessary for servicing the business; authority may be restricted or revoked to protect insureds/public.
Duration
No more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Sponsor
A suitable licensed producer or insurer sponsor may be required and assumes responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Other public interest circumstance
No examination is required for this applicant pathway.
Case
(4) In any other circumstance where the commissioner deems that the public interest will best be served by the issuance of this license.
Discretion
Commissioner must deem the temporary license necessary for servicing the business; authority may be restricted or revoked to protect insureds/public.
Duration
No more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Sponsor
A suitable licensed producer or insurer sponsor may be required and assumes responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Business Entity Limited Lines Travel Insurance Producer License

Restricted travel producer authority includes sickness/accident/disability occurring during travel; it does not include major medical coverage for trips of six months or longer.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

Limited travel new application after long lapse or revocation
No examination is required for this applicant pathway.
Application
File the prescribed application and pay licensing fees.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.
Waiting Period
Observe any applicable revocation period and show good cause after revocation.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited travel authority issuance
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Affiliated individuals meet applicable individual requirements; no entity examination is required.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident limited travel authority issuance
No examination is required for this applicant pathway.
Application
File the prescribed application and pay licensing fees.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
The entity itself is not subject to natural-person CE; designated and affiliated individuals must satisfy their own applicable requirements.
Expiration
Business entities expire March 31 of even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Travel entity responsible producer reactivation
No examination is required for this applicant pathway.
Designation
Restore the responsible licensed producer before the entity license expires.

Official no-examination sources

Effective from 2026-09-22.

Limited Lines Travel Insurance Producer License

Restricted travel producer authority includes sickness/accident/disability occurring during travel; it does not include major medical coverage for trips of six months or longer.

Licensing authority: Louisiana Department of Insurance · Application information

Reactivation of a line omitted from renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the cancelled line and pay the required fee.
Continuing Education
Provide evidence of the CE required to maintain the line; this is reactivation under LAC 37:XIII.15515(C), not an initial examination route.
Time Limit
Line was cancelled by omission from renewal within the last two years.

Official no-examination sources

Effective from 2026-09-22.

Limited travel new application after long lapse or revocation
No examination is required for this applicant pathway.
Application
File the prescribed application and pay licensing fees.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.
Waiting Period
Observe any applicable revocation period and show good cause after revocation.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited travel authority issuance
No examination is required for this applicant pathway.
Application
Submit the home-state application or Uniform Application through NIPR and pay fees.
Home State License
Currently holds the same requested authority in the home state and is in good standing; maintain that resident license.
Reciprocity
Home state awards nonresident licenses to Louisiana residents on the same basis; additional reciprocal requirements under R.S. 22:1548(B)(2) remain conditions.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Service Of Process
Designate the commissioner as agent for service of process using the required forms.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Home-state CE satisfies Louisiana CE on the statutory reciprocal basis; no Louisiana initial licensing examination is required for renewal.
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Home State License
Maintain the home-state license in good standing.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing Education
Complete all CE applicable to the license through reinstatement, unless exempt or a waiver is granted.
Fees
Pay all fees due.
Prior License
The examination exemption for a previous similar resident license excludes revocation, suspension, and refused renewal.
Time Limit
License lapsed no more than two years.

Official no-examination sources

Effective from 2026-09-22.

Resident limited travel authority issuance
No examination is required for this applicant pathway.
Application
File the prescribed application and pay licensing fees.
Responsible Producer
Designate a licensed individual employee responsible for compliance; applicable resident-state fingerprint requirements apply to controlling officers.
Retailer Register
Maintain and annually update a register of travel retailers; certify compliance with 18 U.S.C. 1033.
Scope
Coverage is incidental to planned travel; not major medical plans for trips lasting six months or longer.
Training
Require instruction for employees/representatives offering and disseminating travel insurance; travel producer and registered retailers are exempt from statutory prelicensing and CE requirements.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Only CE requirements applicable to the lines held must be satisfied; limited lines are outside the natural-person lines enumerated in LAC 37:XI.705(A).
Expiration
Individual licenses expire on the last day of the birth month in even or odd years according to the last digit of the license.
Renewal
Apply every two years and pay applicable fees; late applications carry a late fee.

Official no-examination sources

Effective from 2026-09-22.