New Hampshire Health Insurance — License Examination Requirements
US-NH · License preparation
This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.
Licenses, application pathways and examination requirements
Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.
Business Entity Insurance Producer License — Accident and Health or Sickness
Business entity producer authority, including financial institutions; the entity designates licensed responsible producers covering its lines of authority.
Licensing authority: New Hampshire Insurance Department · Application information
Business entity amendment adding Accident and Health authority
- Application
- Apply electronically to add the line and pay the $50 amendment fee.
- Home State License
- Nonresident entity must also hold that authority in the resident state.
- Responsible Producer
- DRLPs must already hold the line of authority being added.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- NHID Producer Licenses
Initial Producer Licenses / designated responsible producer
- NHID Producer Licenses
License Amendments / Business Entity Amendments
Business entity reapplication following expiration
- Application
- NHID does not accept late renewals; submit a new entity application meeting RSA 402-J:6, II and, for a nonresident entity, RSA 402-J:8.
- Fees
- Pay applicable entity reapplication or reinstatement fees; the individual 24-month statutory exemption is not inferred to apply to an entity.
- Responsible Producer
- Designate licensed producers covering all requested entity lines.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, I(a)-(d)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:16, I
- NHID Producers/Adjusters FAQ
Reinstatement / new application required
Business entity renewal
- Application
- Renew electronically; update a responsible producer separately from renewal when necessary.
- Home State License
- Nonresident entities retain the requested home-state lines and reciprocal eligibility.
- Renewal
- Maintain responsible licensed producers for the entity's lines and pay renewal fees; business entities expire May 31 and renew for two years.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:7, II
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, VI
- NHID Producer Licenses
Renewal Producer License / business entities
Financial institution business entity producer licensure
- Application
- Ins 3202.02 requires a department application, certified charter, officer certification of the board resolution and a list of officers directly involved in sales.
- Institution
- Financial institution engaging in covered insurance sales; RSA 406-C:3 directs the institution and its selling employees to RSA 402-J licensing.
- Responsible Producer
- At least one responsible officer and all persons conducting insurance sales must hold individual licenses for the appropriate lines; the institution follows business entity licensing, without an entity examination.
- Text Limitation
- The obtained official Ins 3202.02(b) lists three items and ends with "and" before its filing history; no unprinted additional document is inferred.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 406-C, Sales of Insurance by Financial Institutions
RSA 406-C:3
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- Chapter Ins 3200, Sales of Insurance by Financial Institutions
Ins 3202.01(d), first sentence
- Chapter Ins 3200, Sales of Insurance by Financial Institutions
Ins 3202.02(b)(2)-(3), resolution and officer list
Nonresident business entity initial licensure
- Application
- Submit uniform business entity application and pay fees.
- Home State License
- The business entity must hold the requested line in its resident state and satisfy reciprocal nonresident licensing requirements.
- Responsible Producer
- Designate licensed responsible producer(s) whose licenses cumulatively cover all lines the entity seeks; individual licenses are conditions of the entity application, not its exam leaves.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- NHID Producer Licenses
Initial Producer Licenses / designated responsible producer
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:7, I(a)-(b)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, I(a)-(d)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:16, I
- NHID Producers/Adjusters FAQ
DRLP / nonresident entity lines
Resident business entity initial licensure
- Application
- Submit uniform business entity application and pay fees.
- Responsible Producer
- Designate licensed responsible producer(s) whose licenses cumulatively cover all lines the entity seeks; individual licenses are conditions of the entity application, not its exam leaves.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:6, II
- NHID Producer Licenses
Initial Producer Licenses / designated responsible producer
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:7, I(a)-(b)
Nonresident Limited Lines Producer License — Limited Accident and Health Authority
Reciprocal limited lines producer authority restricted to the accident and health scope already authorized by the applicant's home-state limited license.
Licensing authority: New Hampshire Insurance Department · Application information
Reciprocal nonresident limited Accident and Health licensure
- Application
- Submit the application/request and required fees.
- Home State License
- Hold a home-state limited lines license whose scope is a restricted subset of Accident and Health authority.
- Reciprocity
- Meet RSA 402-J:8, I(a)-(d), including good standing and reciprocal home-state recognition.
- Scope
- NH grants the same limited scope as the home-state license; this does not confer the full major line.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, V
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, I(a)-(d)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:16, I
Nonresident limited Accident and Health reinstatement or reapplication
- Application
- Use NHID new/initial application after expiration; preserve reciprocal limited scope.
- Home State License
- Hold the applicable limited home-state resident license in good standing.
- Individual Reinstatement
- For an individual within 24 months, RSA 402-J:7, III permits reinstatement without written examination with double the unpaid renewal fee; beyond that period reciprocal initial requirements apply.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, V
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, I(a)-(d)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:16, I
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:7, III
- NHID Producer Licenses
Reinstating Expired Licenses Within Two Years of Expiration
Nonresident limited Accident and Health renewal
- Reciprocity
- Maintain reciprocal eligibility; home-state termination terminates NH nonresident authority unless a timely residency change is filed.
- Renewal
- Pay fees and retain a home-state resident license in good standing with the same limited scope.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, V
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:8, VI
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:16, I
Temporary Insurance Producer License — Accident and Health or Sickness
Discretionary temporary producer authority for at most 180 days to service an insurance business under RSA 402-J:11.
Licensing authority: New Hampshire Insurance Department · Application information
Temporary licensure following death or disability
- Discretion
- Commissioner must deem the license necessary to service an insurance business.
- Duration
- At most 180 days; no examination required. The license cannot continue after the business is disposed of.
- Eligibility
- Member or employee of a licensed producer business entity following death or disability of its designated individual.
- Protection
- Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, I(a)-(c)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, II
Temporary licensure during military service
- Discretion
- Commissioner must deem the license necessary to service an insurance business.
- Duration
- At most 180 days; no examination required. The license cannot continue after the business is disposed of.
- Eligibility
- Designee of a licensed insurance producer entering active United States armed forces service.
- Protection
- Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, I(a)-(c)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, II
Temporary licensure in the public interest
- Discretion
- Commissioner must deem the license necessary to service an insurance business.
- Duration
- At most 180 days; no examination required. The license cannot continue after the business is disposed of.
- Eligibility
- Other circumstances in which the commissioner determines issuance best serves the public interest.
- Protection
- Commissioner may limit authority, require a suitable licensed producer or insurer sponsor, impose similar public-protection conditions, or revoke the license.
Official no-examination sources
Effective from 2026-09-22.
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, I(a)-(c)
- RSA Chapter 402-J, Producer Licensing
RSA 402-J:11, II