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Maine Life Insurance — License Examination Requirements

US-ME · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Producer Business Entity — Life

Producer business entity serving life insurance through individually licensed producers; resident and nonresident issuance and continuation are retained.

Licensing authority: Maine Bureau of Insurance, Superintendent of Insurance · Application information

Nonresident business entity continuation
No examination is required for this applicant pathway.
Duration
Indefinite unless suspended, revoked or otherwise terminated.
Fee
Under §1416-A(2), resident entity continuation fee is due December 1 in even-numbered years; nonresident entity fee is due April 1 in odd-numbered years.
Responsible Producer
Maintain designated responsible individual; replace within fourteen days after loss of that person's license or business entity license terminates.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity issuance
No examination is required for this applicant pathway.
Application
Uniform business entity application and required fees.
Other Jurisdiction
Under §1413(1), a nonresident business entity need not maintain a business entity license in another state.
Residency
Nonresident business entity.
Responsible Producer
Designate a licensed producer responsible for compliance; life transactions performed only by appropriately licensed individuals.

Official no-examination sources

Effective from 2026-09-22.

  • title24a-ch16.pdf

    24-A M.R.S. §1420-E(2), entity application and designated licensee

  • title24a-ch16.pdf

    24-A M.R.S. §1413(1), entity licensing distinct from individual license

Resident business entity continuation
No examination is required for this applicant pathway.
Duration
Indefinite unless suspended, revoked or otherwise terminated.
Fee
Under §1416-A(2), resident entity continuation fee is due December 1 in even-numbered years; nonresident entity fee is due April 1 in odd-numbered years.
Responsible Producer
Maintain designated responsible individual; replace within fourteen days after loss of that person's license or business entity license terminates.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity issuance
No examination is required for this applicant pathway.
Application
Uniform business entity application and required fees.
Other Jurisdiction
Under §1413(1), a nonresident business entity need not maintain a business entity license in another state.
Residency
Resident business entity.
Responsible Producer
Designate a licensed producer responsible for compliance; life transactions performed only by appropriately licensed individuals.

Official no-examination sources

Effective from 2026-09-22.

  • title24a-ch16.pdf

    24-A M.R.S. §1420-E(2), entity application and designated licensee

  • title24a-ch16.pdf

    24-A M.R.S. §1413(1), entity licensing distinct from individual license

Nonresident Limited Lines Insurance Producer — Limited Life Authority

Reciprocal nonresident qualification for a home-state limited life-related authority narrower than Maine's major life line; the exact restriction is an applicant condition. Credit authority is represented separately.

Licensing authority: Maine Bureau of Insurance, Superintendent of Insurance · Application information

Continuation of nonresident limited life authority
No examination is required for this applicant pathway.
Duration
Individual nonresident producer license is perpetual; applicable statutory continuation requirements apply.
Home License
Maintain qualifying home-state license and limited authority.

Official no-examination sources

Effective from 2026-09-22.

Reciprocal nonresident limited life authority
No examination is required for this applicant pathway.
Home License
Home-state limited authority narrower than the major life authority; exact authority and restriction must be established by the applicant.
Reciprocity
Meet §1420-G(1), including home-state resident license in good standing, reciprocal treatment, application and fee.
Scope
Maine grants the same limited scope as the home state; credit is represented by the Credit credential.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer — Life

Temporary life-producer license for servicing an insurance business, up to 180 days, at the Superintendent's discretion.

Licensing authority: Maine Bureau of Insurance, Superintendent of Insurance · Application information

Temporary licensing — entity successor
No examination is required for this applicant pathway.
Applicant Circumstance
Member or employee of licensed business entity after death or disability of its designated individual.
Discretion
Superintendent must determine temporary licensing necessary to service an insurance business.
Duration
At most 180 days; cannot continue after disposition of the business.
Restrictions
Superintendent may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, impose similar protective requirements, or revoke if public interest is endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing — military designee
No examination is required for this applicant pathway.
Applicant Circumstance
Designee of licensed producer entering active United States Armed Forces service.
Discretion
Superintendent must determine temporary licensing necessary to service an insurance business.
Duration
At most 180 days; cannot continue after disposition of the business.
Restrictions
Superintendent may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, impose similar protective requirements, or revoke if public interest is endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing — public interest
No examination is required for this applicant pathway.
Applicant Circumstance
Other circumstance in which Superintendent determines public interest is best served.
Discretion
Superintendent must determine temporary licensing necessary to service an insurance business.
Duration
At most 180 days; cannot continue after disposition of the business.
Restrictions
Superintendent may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, impose similar protective requirements, or revoke if public interest is endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensing — survivor
No examination is required for this applicant pathway.
Applicant Circumstance
Surviving spouse or court-appointed personal representative after producer death or mental or physical disability; time for sale, recovery, return, or training and licensing new personnel.
Discretion
Superintendent must determine temporary licensing necessary to service an insurance business.
Duration
At most 180 days; cannot continue after disposition of the business.
Restrictions
Superintendent may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, impose similar protective requirements, or revoke if public interest is endangered.

Official no-examination sources

Effective from 2026-09-22.