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New Hampshire Life Insurance — License Examination Requirements

US-NH · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Life

Business entity producer license for the specified authority; a designated responsible licensed producer must hold every line the entity produces. It is the entity’s license, distinct from the individual’s qualifications.

Licensing authority: New Hampshire Insurance Department · Application information

Business entity addition of authority
No examination is required for this applicant pathway.
Amendment
Submit a resident or nonresident line-of-authority amendment electronically, with the applicable fee.
Responsible producer
The DRLP must hold every added line; the entity does not sit the DRLP’s examinations.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Financial institution corporate agent producer licensure
No examination is required for this applicant pathway.
Application
Apply on the Department’s form, supplying the certified charter, officer certification of an authorizing board resolution and a list of officers directly involved in insurance sales (Ins 3202.02).
Authority
This route covers Life authority, including annuities; RSA 406-C:2(III) excludes credit life and mortgage life products from that chapter’s definition of insurance.
Corporate authority
Under Ins 3202.01(c), direct receipt of commissions, compensation based on sales volume or recommending/sponsoring specific products requires a corporate agent license and at least one appropriately licensed officer responsible for sales.
Institution
A financial institution selling insurance requires a producer license under RSA 406-C:3 and RSA 402-J. Its employees conducting sales require their own appropriate individual licenses.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocal initial licensure
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity renewal
No examination is required for this applicant pathway.
Fees
Renew electronically and pay the applicable fee; business entity licenses expire May 31 (NHID Producer Licenses page).
Responsible producer
The DRLP must be actively licensed in New Hampshire and hold the entity’s lines. The DRLP cannot be changed in the renewal transaction; submit the separate DRLP change form beforehand if needed.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Life authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Business Entity Insurance Producer License — Limited Line Credit Insurance

Business entity producer license for the specified authority; a designated responsible licensed producer must hold every line the entity produces. It is the entity’s license, distinct from the individual’s qualifications.

Licensing authority: New Hampshire Insurance Department · Application information

Business entity addition of authority
No examination is required for this applicant pathway.
Amendment
Submit a resident or nonresident line-of-authority amendment electronically, with the applicable fee.
Responsible producer
The DRLP must hold every added line; the entity does not sit the DRLP’s examinations.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocal initial licensure
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity renewal
No examination is required for this applicant pathway.
Fees
Renew electronically and pay the applicable fee; business entity licenses expire May 31 (NHID Producer Licenses page).
Responsible producer
The DRLP must be actively licensed in New Hampshire and hold the entity’s lines. The DRLP cannot be changed in the renewal transaction; submit the separate DRLP change form beforehand if needed.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Credit-limited line credit insurance authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Business Entity Insurance Producer License — Variable Life and Variable Annuity Products

Business entity producer license for the specified authority; a designated responsible licensed producer must hold every line the entity produces. It is the entity’s license, distinct from the individual’s qualifications.

Licensing authority: New Hampshire Insurance Department · Application information

Business entity addition of authority
No examination is required for this applicant pathway.
Amendment
Submit a resident or nonresident line-of-authority amendment electronically, with the applicable fee.
Responsible producer
The DRLP must hold every added line; the entity does not sit the DRLP’s examinations.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after expiration beyond 24 months
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Two or more years after expiration, the NHID page directs initial license procedures and fees.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocal initial licensure
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity renewal
No examination is required for this applicant pathway.
Fees
Renew electronically and pay the applicable fee; business entity licenses expire May 31 (NHID Producer Licenses page).
Responsible producer
The DRLP must be actively licensed in New Hampshire and hold the entity’s lines. The DRLP cannot be changed in the renewal transaction; submit the separate DRLP change form beforehand if needed.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or NAIC uniform application, and applicable fees, electronically through NIPR (RSA 402-J:8(I); PSI bulletin pages 2–3).
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Home license
Hold a current resident license in good standing in the home jurisdiction for the requested authority. No examination of another jurisdiction is a leaf here.
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Reciprocity
The home jurisdiction must award nonresident producer licenses to New Hampshire residents on the same basis (RSA 402-J:8(I)(d), 16(I)).
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reapplication after voluntary surrender
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and applicable fee.
Appointment
An insurer appointment is required when acting as that insurer’s agent (RSA 402-J:14).
Authority
Request Variable life and variable annuity products authority.
Entity
A business entity acting as an insurance producer must obtain its own producer license (RSA 402-J:6(II)).
Prior status
Ins 207.02(b) requires current new-applicant requirements after surrender.
Responsible producer
Designate a licensed producer responsible for compliance, licensed for all the lines the entity produces. This is a license-held condition, not an examination for the entity.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary producer authority for servicing an insurance business, for up to 180 days and subject to the commissioner’s order. In-scope life, variable-life and credit-life authority is limited by that order.

Licensing authority: New Hampshire Insurance Department · Application information

Temporary servicing after death or disability of a designated producer
No examination is required for this applicant pathway.
Authority
The granted life, variable-life or credit-life scope is determined by the temporary licensing order; no exam is required for this temporary issuance.
Duration
At most 180 days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
Be a member or employee of a licensed business entity whose designated individual producer has died or become disabled (RSA 402-J:11(I)(a)).
Necessity
The commissioner must deem a temporary license necessary for servicing an insurance business.
Restrictions
The commissioner may limit authority by order, require a suitable licensed producer or insurer sponsor responsible for the temporary licensee’s acts, impose similar safeguards, and revoke the license to protect insureds or the public.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing while a producer enters active military service
No examination is required for this applicant pathway.
Authority
The granted life, variable-life or credit-life scope is determined by the temporary licensing order; no exam is required for this temporary issuance.
Duration
At most 180 days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
Be the designee of a licensed insurance producer entering active service in the United States armed forces (RSA 402-J:11(I)(b)).
Necessity
The commissioner must deem a temporary license necessary for servicing an insurance business.
Restrictions
The commissioner may limit authority by order, require a suitable licensed producer or insurer sponsor responsible for the temporary licensee’s acts, impose similar safeguards, and revoke the license to protect insureds or the public.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure in another public interest circumstance
No examination is required for this applicant pathway.
Authority
The granted life, variable-life or credit-life scope is determined by the temporary licensing order; no exam is required for this temporary issuance.
Duration
At most 180 days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
The commissioner must determine that another circumstance makes temporary licensure serve the public interest (RSA 402-J:11(I)(c)).
Necessity
The commissioner must deem a temporary license necessary for servicing an insurance business.
Restrictions
The commissioner may limit authority by order, require a suitable licensed producer or insurer sponsor responsible for the temporary licensee’s acts, impose similar safeguards, and revoke the license to protect insureds or the public.

Official no-examination sources

Effective from 2026-09-22.