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Washington Life Insurance — License Examination Requirements

US-WA · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Temporary Insurance Producer License — Life

Temporary authority to service an existing life-insurance business for at most 180 days, subject to the commissioner's restrictions; no examination is required for this temporary form.

Licensing authority: Washington Office of the Insurance Commissioner · Application information

Surviving spouse or court appointed personal representative
No examination is required for this applicant pathway.
Duration
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1), temporary license without examination","name":"Chapter 48.17 RCW","quote":"RCW 48.17.510 Temporary licenses—Restrictions—Commissioner's\ndiscretion. (1) The commissioner may issue a temporary insurance\nproducer license for a period not to exceed one hundred eighty days\nwithout requiring an examination if the commissioner deems that the\ntemporary license is necessary for the servicing of an insurance\nbusiness in the following cases:","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"At most 180 days, only when the commissioner deems the temporary license necessary to service the insurance business."}
Eligibility
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1)(a)","name":"Chapter 48.17 RCW","quote":"(a) To the surviving spouse or court-appointed personal\nrepresentative of a licensed insurance producer who dies or becomes\nmentally or physically disabled to allow adequate time for the sale of\nthe insurance business owned by the insurance producer or for the\nrecovery or return of the insurance producer to the business, or to\nprovide for the training and licensing of new personnel to operate the\ninsurance producer's business;","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"(a) To the surviving spouse or court-appointed personal\nrepresentative of a licensed insurance producer who dies or becomes\nmentally or physically disabled to allow adequate time for the sale of\nthe insurance business owned by the insurance producer or for the\nrecovery or return of the insurance producer to the business, or to\nprovide for the training and licensing of new personnel to operate the\ninsurance producer's business;"}
Restrictions
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(2), restrictions","name":"Chapter 48.17 RCW","quote":"(2) The commissioner may, by order, limit the authority of any\ntemporary licensee in any way deemed necessary to protect insureds and\nthe public. The commissioner may require the temporary licensee to\nhave a suitable sponsor who is a licensed insurance producer or\ninsurer and who assumes responsibility for all acts of the temporary\nlicensee, and may impose other similar requirements designed to\nprotect insureds and the public. The commissioner may, by order,\nrevoke a temporary license if the interest of insureds or the public\nare endangered. A temporary license may not continue after the owner\nor the personal representatives dispose of the business.","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"The commissioner may limit authority, require a suitable licensed producer or insurer sponsor, or revoke the temporary license to protect insureds; it cannot continue after disposition of the business."}

Official no-examination sources

Effective from 2026-09-22.

Business entity member or employee following death or disability
No examination is required for this applicant pathway.
Duration
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1), temporary license without examination","name":"Chapter 48.17 RCW","quote":"RCW 48.17.510 Temporary licenses—Restrictions—Commissioner's\ndiscretion. (1) The commissioner may issue a temporary insurance\nproducer license for a period not to exceed one hundred eighty days\nwithout requiring an examination if the commissioner deems that the\ntemporary license is necessary for the servicing of an insurance\nbusiness in the following cases:","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"At most 180 days, only when the commissioner deems the temporary license necessary to service the insurance business."}
Eligibility
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1)(b)","name":"Chapter 48.17 RCW","quote":"(b) To a member or employee of a business entity licensed as an\ninsurance producer, upon the death or disability of an individual\ndesignated in the business entity application or the license;","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"(b) To a member or employee of a business entity licensed as an\ninsurance producer, upon the death or disability of an individual\ndesignated in the business entity application or the license;"}
Restrictions
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(2), restrictions","name":"Chapter 48.17 RCW","quote":"(2) The commissioner may, by order, limit the authority of any\ntemporary licensee in any way deemed necessary to protect insureds and\nthe public. The commissioner may require the temporary licensee to\nhave a suitable sponsor who is a licensed insurance producer or\ninsurer and who assumes responsibility for all acts of the temporary\nlicensee, and may impose other similar requirements designed to\nprotect insureds and the public. The commissioner may, by order,\nrevoke a temporary license if the interest of insureds or the public\nare endangered. A temporary license may not continue after the owner\nor the personal representatives dispose of the business.","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"The commissioner may limit authority, require a suitable licensed producer or insurer sponsor, or revoke the temporary license to protect insureds; it cannot continue after disposition of the business."}

Official no-examination sources

Effective from 2026-09-22.

Designee of producer entering active military service
No examination is required for this applicant pathway.
Duration
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1), temporary license without examination","name":"Chapter 48.17 RCW","quote":"RCW 48.17.510 Temporary licenses—Restrictions—Commissioner's\ndiscretion. (1) The commissioner may issue a temporary insurance\nproducer license for a period not to exceed one hundred eighty days\nwithout requiring an examination if the commissioner deems that the\ntemporary license is necessary for the servicing of an insurance\nbusiness in the following cases:","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"At most 180 days, only when the commissioner deems the temporary license necessary to service the insurance business."}
Eligibility
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1)(c)","name":"Chapter 48.17 RCW","quote":"(c) To the designee of a licensed insurance producer entering\nactive service in the armed forces of the United States; or","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"(c) To the designee of a licensed insurance producer entering\nactive service in the armed forces of the United States; or"}
Restrictions
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(2), restrictions","name":"Chapter 48.17 RCW","quote":"(2) The commissioner may, by order, limit the authority of any\ntemporary licensee in any way deemed necessary to protect insureds and\nthe public. The commissioner may require the temporary licensee to\nhave a suitable sponsor who is a licensed insurance producer or\ninsurer and who assumes responsibility for all acts of the temporary\nlicensee, and may impose other similar requirements designed to\nprotect insureds and the public. The commissioner may, by order,\nrevoke a temporary license if the interest of insureds or the public\nare endangered. A temporary license may not continue after the owner\nor the personal representatives dispose of the business.","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"The commissioner may limit authority, require a suitable licensed producer or insurer sponsor, or revoke the temporary license to protect insureds; it cannot continue after disposition of the business."}

Official no-examination sources

Effective from 2026-09-22.

Other commissioner approved public interest circumstance
No examination is required for this applicant pathway.
Duration
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1), temporary license without examination","name":"Chapter 48.17 RCW","quote":"RCW 48.17.510 Temporary licenses—Restrictions—Commissioner's\ndiscretion. (1) The commissioner may issue a temporary insurance\nproducer license for a period not to exceed one hundred eighty days\nwithout requiring an examination if the commissioner deems that the\ntemporary license is necessary for the servicing of an insurance\nbusiness in the following cases:","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"At most 180 days, only when the commissioner deems the temporary license necessary to service the insurance business."}
Eligibility
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(1)(d)","name":"Chapter 48.17 RCW","quote":"(d) In any other circumstance where the commissioner deems that\nthe public interest will best be served by the issuance of this\nlicense.","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"(d) In any other circumstance where the commissioner deems that\nthe public interest will best be served by the issuance of this\nlicense."}
Restrictions
{"sources":[{"carrierClass":"statute","checkedAt":"2026-10-04","locator":"RCW 48.17.510(2), restrictions","name":"Chapter 48.17 RCW","quote":"(2) The commissioner may, by order, limit the authority of any\ntemporary licensee in any way deemed necessary to protect insureds and\nthe public. The commissioner may require the temporary licensee to\nhave a suitable sponsor who is a licensed insurance producer or\ninsurer and who assumes responsibility for all acts of the temporary\nlicensee, and may impose other similar requirements designed to\nprotect insureds and the public. The commissioner may, by order,\nrevoke a temporary license if the interest of insureds or the public\nare endangered. A temporary license may not continue after the owner\nor the personal representatives dispose of the business.","sourceFile":{"sha256":"67e0feb6a82acf773b8163186b9f425ac721a5e21995afb16a27f91c154a9af6"},"url":"https://app.leg.wa.gov/rcw/default.aspx?cite=48.17&full=true&pdf=true","version":"Certified July 15, 2026; applicable provisions for September 22, 2026"}],"value":"The commissioner may limit authority, require a suitable licensed producer or insurer sponsor, or revoke the temporary license to protect insureds; it cannot continue after disposition of the business."}

Official no-examination sources

Effective from 2026-09-22.