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Illinois Personal Lines Insurance — License Examination Requirements

US-IL · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Personal Lines

Business entity authorization to transact personal lines through its designated responsible licensed producer.

Licensing authority: Illinois Department of Insurance · Application information

Nonresident business entity issuance
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Home License
For nonresident reciprocity, hold the corresponding home-jurisdiction entity license in good standing and satisfy Section 500-40.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident business entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity issuance without home jurisdiction entity licensing
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Home License
The Department directs this applicant to NIPR’s Non-Resident License (No Home State) process; the designated individual must still have an active Illinois producer license.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident entity from a jurisdiction that does not license business entities.
Submission
Use the applicable no-home-state business-entity application or renewal in NIPR.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity renewal without home jurisdiction entity licensing
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Home License
The Department directs this applicant to NIPR’s Non-Resident License (No Home State) process; the designated individual must still have an active Illinois producer license.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident entity from a jurisdiction that does not license business entities.
Submission
Use the applicable no-home-state business-entity application or renewal in NIPR.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reinstatement over one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Instruction Difference
The Department’s reinstatement page states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." Section 500-25(a) imposes the examination on resident individuals; Section 500-30(c) instead requires the entity to designate a licensed producer. The entity’s designated individual must satisfy their own licensing route.
Lapse
Entity license expired longer than one year; reapply under the business-entity requirements of Section 500-30(c).
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident business entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reinstatement within one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Instruction Difference
The Department’s reinstatement page states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." Section 500-25(a) imposes the examination on resident individuals; Section 500-30(c) instead requires the entity to designate a licensed producer. The entity’s designated individual must satisfy their own licensing route.
Lapse
Entity license expired within one year; the Department permits reinstatement through NIPR and requires payment of applicable penalties.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident business entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity renewal
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Renewal
Renew through NIPR and pay the renewal fee; the entity itself has no individual licensing examination requirement.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Nonresident business entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity issuance
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Home License
Resident business entity applying under Section 500-30(c).
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Resident business entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reinstatement over one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Instruction Difference
The Department’s reinstatement page states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." Section 500-25(a) imposes the examination on resident individuals; Section 500-30(c) instead requires the entity to designate a licensed producer. The entity’s designated individual must satisfy their own licensing route.
Lapse
Entity license expired longer than one year; reapply under the business-entity requirements of Section 500-30(c).
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Resident business entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity reinstatement within one year
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Instruction Difference
The Department’s reinstatement page states: "Any licensee that is expired for longer than one year will be required to re-take all pre-licensing courses required by the type of license desired, as well as re-take all applicable exams." Section 500-25(a) imposes the examination on resident individuals; Section 500-30(c) instead requires the entity to designate a licensed producer. The entity’s designated individual must satisfy their own licensing route.
Lapse
Entity license expired within one year; the Department permits reinstatement through NIPR and requires payment of applicable penalties.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Resident business entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity renewal
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application and required fee through NIPR; provide required email and supporting information.
Bond
Maintain the producer bond if insurance is placed without an agent contract.
Designated Producer
Designate an owner, member, partner, officer or director with an active Illinois resident or nonresident producer license as DRLP responsible for compliance; the individual’s licensing examinations belong to that individual’s route.
Entity
Corporation, association, partnership, LLC, LLP or other legal entity transacting Personal Lines insurance.
Renewal
Renew through NIPR and pay the renewal fee; the entity itself has no individual licensing examination requirement.
Renewal Term
Business entity licenses expire May 31 biennially.
Residency
Resident business entity.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License — Personal Lines

Temporary servicing and applicant-training forms authorized by Sections 500-60 and 500-65.

Licensing authority: Illinois Department of Insurance · Application information

90 day applicant temporary license issuance
No examination is required for this applicant pathway.
Application
Appointing insurer files the application and fee in the form and manner required by the Director.
Director Discretion
Director may refuse licenses for an insurer whose temporary licensees fail to obtain ordinary licenses at the statutory rate.
Duration
90 days; an individual may hold only one applicant temporary license during their lifetime.
Eligibility
Applicant otherwise meets Article XXXI requirements; the Director may grant a temporary license without an examination.
Training
During the 90-day term, enroll in training conducted by or for the appointing insurer and work toward the Sections 500-25 and 500-30 ordinary-license requirements. Those ordinary-license exams are recorded on the temporary-applicant-to-ordinary route.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing issuance — entity replacement
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Member or employee of a licensed business entity after death or disability of its designated individual producer.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing renewal — entity replacement
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Member or employee of a licensed business entity after death or disability of its designated individual producer.
Renewal
One additional 180-day term at Director discretion; no additional temporary-license fee for renewal.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing issuance — military designee
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Designee of a licensed producer entering active United States armed-forces service.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing renewal — military designee
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Designee of a licensed producer entering active United States armed-forces service.
Renewal
One additional 180-day term at Director discretion; no additional temporary-license fee for renewal.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing issuance — survivor
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Surviving spouse or court-appointed personal representative after a licensed producer dies or becomes disabled, to service, sell or preserve the business during recovery or replacement licensing.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing renewal — survivor
No examination is required for this applicant pathway.
Application
Submit Director-prescribed written application and supporting information; pay the original temporary-license fee.
Authority
Only the Personal Lines authority of the business being serviced is within this survey.
Business Disposal
The license cannot continue after the owner or personal representative disposes of the business.
Director Discretion
The Director must deem the temporary license necessary to service the insurance business; may restrict authority, require a suitable licensed-producer or insurer sponsor, and revoke where insureds or the public are endangered.
Duration
Initial term no more than 180 days; the Director may renew for one additional 180-day period without examination.
Eligibility
Surviving spouse or court-appointed personal representative after a licensed producer dies or becomes disabled, to service, sell or preserve the business during recovery or replacement licensing.
Renewal
One additional 180-day term at Director discretion; no additional temporary-license fee for renewal.

Official no-examination sources

Effective from 2026-09-22.