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Louisiana Personal Lines Insurance — Requirements & Free Practice

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Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Insurance Producer License — Personal Lines

Entity authority for personal lines; individuals who personally solicit or negotiate must hold their own appropriate individual producer licenses.

Licensing authority: department of insurance · Application information

Business entity reactivation of personal lines canceled at partial renewal
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Canceled line
Submit the applicable application and fee for the canceled authority; within two years establish applicable maintenance compliance, and after two years comply with new-license requirements. The entity itself does not sit an individual producer examination.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity reciprocal licensure
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Residency
Nonresident business entity; the home-state license is the entity license, and the designated responsible individual separately holds appropriate authority.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity biennial renewal
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Renewal
Renew by March 31 in the applicable even or odd year and pay fees.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity new application following revocation
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Good cause
Show good cause for a new license after revocation; issuance remains subject to commissioner discretion.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.
Waiting period
Respect the one-year revocation application bar or, after a second violation, the applicable revocation period up to five years.

Official no-examination sources

Effective from 2026-09-22.

Reactivate an entity license inactivated for lack of a responsible producer
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Inactivation
License was inactivated under R.S. 22:1547(L) for failing to designate responsible licensed individuals; designate them and comply before license expiration. The commissioner may reactivate the license.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity reinstatement within two years of expiration
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Lapse
Within two years of expiration; pay all fees due and satisfy any applicable requirements. A nonresident entity also retains reciprocal home-state qualification.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Business entity new application after more than two years of lapse
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Lapse
More than two years since expiration; fulfill new entity-license requirements. A nonresident entity must also satisfy reciprocal home-state qualification.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Residency
Resident business entity.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity biennial renewal
No examination is required for this applicant pathway.
Application
Submit the Uniform Business Entity Application and fees through NIPR.
Background
The commissioner may request fingerprints of entity-associated individuals.
Branch offices
Each permanent branch must have an individual licensed producer registered with LDI; notify LDI of branch openings and registration changes within 30 days.
Registrations
Register required owners, members, partners, officers and directors; register and appropriately license individuals personally soliciting or negotiating.
Renewal
Renew by March 31 in the even or odd year matching the license-number ending and pay fees; retain appropriately licensed responsible individuals. Individual continuing education belongs to those individual licenses.
Responsible producer
Designate at least one individual already licensed for personal lines who is responsible for compliance; this is an existing-license condition, not an examination required of the entity.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer License — Personal Lines

Individual producer authority for property and casualty coverage to individuals and families for primarily noncommercial purposes. Resident and nonresident pathways are recorded separately.

Licensing authority: Louisiana Department of Insurance · Application information

Nonresident reapplication for a canceled personal lines authority
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Canceled line
File an initial license application for the canceled line; reciprocal nonresident qualification determines whether Louisiana examination requirements apply.
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident new application following revocation
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Good cause
Show good cause for issuance after revocation; a valid home-state license does not remove Louisiana disqualification review.
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.
Waiting period
Respect the one-year application bar after revocation or final affirming order; respect the actual revocation period following a second violation, which may be up to five years.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement within two years after expiration
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Lapse
No more than two years since expiration; pay fees and satisfy applicable continuing education through reinstatement.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident relicensure after a lapse exceeding two years
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Lapse
More than two years since expiration; satisfy the requirements for a new reciprocal nonresident license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual biennial renewal
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.
Renewal
File biennial renewal and pay fees; home-state continuing education satisfies Louisiana requirements on the reciprocal basis specified in R.S. 22:1560(B).

Official no-examination sources

Effective from 2026-09-22.

Resident application based on previous same line licensure
No examination is required for this applicant pathway.
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Licensing currency
Currently licensed, or application received within 90 days after cancellation with official certification or NAIC database evidence of good standing.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Same authority
Previously licensed for the same personal-lines authority.

Official no-examination sources

Effective from 2026-09-22.

Add personal lines authority to an active resident individual license
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Existing license
Already actively licensed as a resident for another line; the LDI instructions exempt this applicant from additional fingerprinting.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident initial licensure by examination
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident relicensure with a request for military or medical relief from renewal failures
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Discretionary relief
Request waiver of renewal procedures, examination requirements, fines or sanctions under R.S. 22:1547(E); the Series 107 examination remains involved subject to the applicant-specific approved waiver.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Extenuating circumstances
Military service or another extenuating circumstance, such as long-term medical disability, prevented renewal compliance.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident reactivation of a canceled line after more than two years
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Canceled line
More than two years after cancellation; the LDI renewal instructions require all applicable examination requirements.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident reactivation of a line canceled at partial renewal within two years
No examination is required for this applicant pathway.
Application
Apply to add the canceled line, pay the required fee and demonstrate continuing education required to maintain it.
Canceled line
Personal-lines authority was canceled by partial renewal no more than two years earlier.
Continuing education
For a resident individual: 24 hours per renewal period, including at least 3 hours of ethics and 3 hours of flood insurance; fulfill all applicable requirements through reinstatement.
Relief
Military service or other extenuating circumstances can support a requested waiver under R.S. 22:1547(E) and LAC 37:XI.713(A); approval is not automatic.
Renewal
Submit biennial renewal and pay fees; the individual expiration is the last day of the birth month in the even or odd year matching the last license-number digit.
Senior exemption
LAC 37:XI.705(B)(4)-(C) permits an attested exemption for a producer at least 65 years old with at least 15 years of experience who either is no longer actively engaged and receives Social Security if eligible, or remains active through a licensed Louisiana insurer or agency.

Official no-examination sources

Effective from 2026-09-22.

Resident new application following revocation
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Good cause
Show good cause why the prior revocation should not prohibit a new license; issuance remains subject to commissioner approval. The prior-Louisiana-license exemption excludes revoked or suspended licenses.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waiting period
No application within one year after the effective revocation or final court order; a second violation of a reissued license may lead to revocation up to five years and bars applications during that period.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident provisional renewal during the last five days of the renewal month
No examination is required for this applicant pathway.
Continuing education
For a resident individual: 24 hours per renewal period, including at least 3 hours of ethics and 3 hours of flood insurance; fulfill all applicable requirements through reinstatement.
Portal
Upload recently completed continuing-education certificates through Industry Access during the last five days; processing waits for LDI verification. A complete submission with no hours outstanding is treated as on time. This is a renewal pathway, not a separate provisional license.
Relief
Military service or other extenuating circumstances can support a requested waiver under R.S. 22:1547(E) and LAC 37:XI.713(A); approval is not automatic.
Renewal
Submit biennial renewal and pay fees; the individual expiration is the last day of the birth month in the even or odd year matching the last license-number digit.
Senior exemption
LAC 37:XI.705(B)(4)-(C) permits an attested exemption for a producer at least 65 years old with at least 15 years of experience who either is no longer actively engaged and receives Social Security if eligible, or remains active through a licensed Louisiana insurer or agency.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement within two years after expiration
No examination is required for this applicant pathway.
Continuing education
For a resident individual: 24 hours per renewal period, including at least 3 hours of ethics and 3 hours of flood insurance; fulfill all applicable requirements through reinstatement.
Fees
Pay all fees due and supply proof of all continuing education through reinstatement.
Lapse
No more than two years since expiration.
Relief
Military service or other extenuating circumstances can support a requested waiver under R.S. 22:1547(E) and LAC 37:XI.713(A); approval is not automatic.
Renewal
Submit biennial renewal and pay fees; the individual expiration is the last day of the birth month in the even or odd year matching the last license-number digit.
Senior exemption
LAC 37:XI.705(B)(4)-(C) permits an attested exemption for a producer at least 65 years old with at least 15 years of experience who either is no longer actively engaged and receives Social Security if eligible, or remains active through a licensed Louisiana insurer or agency.

Official no-examination sources

Effective from 2026-09-22.

Resident relicensure after a lapse exceeding two years
Personal Lines Producer - Series 107
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Exam score window
LAC 37:XIII.15511(C) requires a completed application within 365 days after passing.
Lapse
More than two years since expiration; fulfill new-license requirements unless a separately applicable statutory exemption applies.
Prelicensing
The PSI bulletin states there are no prelicensing requirements for this examination.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.
Waivers
R.S. 22:1551 exemptions depend on applicant circumstances; the separately recorded exempt routes identify those conditions.
Resident new application within two years of prior license expiration
No examination is required for this applicant pathway.
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Disciplinary exclusion
The previous license must not have been revoked or suspended, or its renewal refused.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Previous license
Same line under a similar Louisiana license, other than a temporary license, within two years of expiration.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.

Official no-examination sources

Effective from 2026-09-22.

Resident license transfer after relocation to Louisiana
No examination is required for this applicant pathway.
Age
At least 18 years of age.
Application
Submit the Uniform Application through NIPR, with truthful and complete information and the required fees.
Background check
Comply with resident fingerprinting and criminal-history requirements; the implementing instructions require application and background-check authorization before fingerprints are submitted.
Eligibility
Must not be disqualified under R.S. 22:1554; written consent under 18 U.S.C. 1033 is required when applicable.
Implementation
LDI transfer instructions require requesting the exemption after filing and may request a letter of clearance if the database does not show licensure.
Prior authority
The exemption covers previously held lines; R.S. 22:1551(B) reserves contrary determinations by regulation. The general Regulation 109 examination provisions apply when an examination is required and do not themselves identify a relocation examination.
Relocation window
Apply within 90 days after establishing Louisiana legal residence.
Residence
Resides in Louisiana or maintains the principal place of business in Louisiana.

Official no-examination sources

Effective from 2026-09-22.

Resident individual biennial renewal
No examination is required for this applicant pathway.
Continuing education
For a resident individual: 24 hours per renewal period, including at least 3 hours of ethics and 3 hours of flood insurance; fulfill all applicable requirements through reinstatement.
Relief
Military service or other extenuating circumstances can support a requested waiver under R.S. 22:1547(E) and LAC 37:XI.713(A); approval is not automatic.
Renewal
Submit biennial renewal and pay fees; the individual expiration is the last day of the birth month in the even or odd year matching the last license-number digit.
Senior exemption
LAC 37:XI.705(B)(4)-(C) permits an attested exemption for a producer at least 65 years old with at least 15 years of experience who either is no longer actively engaged and receives Social Security if eligible, or remains active through a licensed Louisiana insurer or agency.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Producer License

Scope in this family is only a home-state limited authority restricting personal lines under R.S. 22:1547(A)(6); it is not an unrestricted personal-lines license.

Licensing authority: commissioner of insurance · Application information

Initial nonresident limited lines licensure within personal lines
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Limited authority
Home-state authority is less than the full personal-lines major authority under R.S. 22:1547(A)(6); Louisiana grants the same scope under R.S. 22:1548(E). This route does not grant other limited lines or unrestricted personal-lines authority.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Reinstate nonresident limited lines authority within two years
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Lapse
Within two years of expiration; pay all fees and fulfill applicable maintenance requirements through reinstatement.
Limited authority
Home-state authority is less than the full personal-lines major authority under R.S. 22:1547(A)(6); Louisiana grants the same scope under R.S. 22:1548(E). This route does not grant other limited lines or unrestricted personal-lines authority.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Reapply for nonresident limited lines authority after more than two years
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Lapse
After more than two years, meet new-license requirements under the nonresident limited-lines provisions.
Limited authority
Home-state authority is less than the full personal-lines major authority under R.S. 22:1547(A)(6); Louisiana grants the same scope under R.S. 22:1548(E). This route does not grant other limited lines or unrestricted personal-lines authority.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Renew nonresident limited lines authority within personal lines
No examination is required for this applicant pathway.
Additional reciprocal conditions
R.S. 22:1548(B)(2) imposes matching additional conditions when the home jurisdiction imposes them on Louisiana nonresidents. Other jurisdictions’ own examinations, if implicated, are applicant conditions and are not Louisiana examination leaves.
Application
Submit the home-state application or Uniform Application and applicable fees; designate the commissioner as agent for service of process under R.S. 22:1548(B)(3).
Home license
Current resident license in good standing in the home state for the requested personal-lines authority; maintain it while holding the Louisiana license.
Limited authority
Home-state authority is less than the full personal-lines major authority under R.S. 22:1547(A)(6); Louisiana grants the same scope under R.S. 22:1548(E). This route does not grant other limited lines or unrestricted personal-lines authority.
Reciprocity
Home state must award nonresident producer licenses to Louisiana residents on the same basis.
Renewal
Submit biennial producer renewal and fees, retain the home-state authority, and satisfy applicable reciprocal continuing education.

Official no-examination sources

Effective from 2026-09-22.

temporary insurance producer license

Temporary continuation of an existing personal-lines insurance business, for no more than 180 days, subject to commissioner approval and restrictions.

Licensing authority: Commissioner of Insurance · Application information

Temporary servicing after an individual producer dies or becomes disabled
No examination is required for this applicant pathway.
Commissioner approval
Commissioner must deem temporary licensing necessary to service the insurance business.
Duration
At most 180 days; cannot continue after the owner or representative disposes of the business.
Eligibility
Qualifying spouse, next of kin, administrator, executor, employee, legal guardian or court-appointed representative as specified in R.S. 22:1553(A)(1); allow time for sale, recovery or training and licensing replacement personnel.
Scope
Limited to the continuing personal-lines business and any restrictions imposed by order.
Sponsor
Commissioner may require a licensed producer or insurer sponsor accepting responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing after an entity responsible individual dies or becomes disabled
No examination is required for this applicant pathway.
Commissioner approval
Commissioner must deem temporary licensing necessary to service the insurance business.
Duration
At most 180 days; cannot continue after the owner or representative disposes of the business.
Eligibility
Member or employee of the licensed producer business entity when the individual designated in the entity application or license dies or becomes disabled.
Scope
Limited to the continuing personal-lines business and any restrictions imposed by order.
Sponsor
Commissioner may require a licensed producer or insurer sponsor accepting responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Temporary servicing during a producer’s active military service
No examination is required for this applicant pathway.
Commissioner approval
Commissioner must deem temporary licensing necessary to service the insurance business.
Duration
At most 180 days; cannot continue after the owner or representative disposes of the business.
Eligibility
Designee of a licensed producer entering active United States armed-forces service.
Scope
Limited to the continuing personal-lines business and any restrictions imposed by order.
Sponsor
Commissioner may require a licensed producer or insurer sponsor accepting responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure in another public interest circumstance
No examination is required for this applicant pathway.
Commissioner approval
Commissioner must deem temporary licensing necessary to service the insurance business.
Duration
At most 180 days; cannot continue after the owner or representative disposes of the business.
Eligibility
Commissioner determines that issuing a temporary license will best serve the public interest.
Scope
Limited to the continuing personal-lines business and any restrictions imposed by order.
Sponsor
Commissioner may require a licensed producer or insurer sponsor accepting responsibility for acts of the temporary licensee.

Official no-examination sources

Effective from 2026-09-22.

Personal Lines Producer - Series 107

Provider
PSI Services LLC
Format
Computer-administered examination at a PSI testing location
Exam questions
100 scored questions; the bulletin permits 5 to 10 additional unscored experimental questions
Time limit
120 minutes
Passing score
70% correct
Exam fee
$36.00
Examination outline
  • Louisiana Insurance Regulation (15%)
    • Licensing
    • Fingerprinting requirements (22:1694)
    • Background check (22:1694)
    • Application (22:1694)
    • Pre-licensing requirements (22:1571)
    • Types of licenses (22:1547, 1962(F))
    • Individual producer (22:1542(6), 1546(A))
    • Business entity (22:1542(2), 1546(B))
    • Resident versus nonresident (22:1546, 1548, 1560)
    • Temporary (22:1553)
    • Maintenance and duration
    • Refusal, suspension, revocation (22:1547; 22:1554)
    • Renewal/nonrenewal (22:1547(C); 22:1142; 22:887)
    • Reinstatement (22.1142)
    • Change of name, address, telephone number (22:1547(G))
    • Assumed names (22:1552)
    • Reporting of actions (22:1563)
    • Continuing education requirements including exemptions and penalties (37:XI:10.703, .705 & Rule 10.711)
    • Inactivity due to extenuating circumstances
    • Inactivity due to military service
    • Disciplinary actions
    • Hearings (22:1968, 2191, 2193-2195, 2197, 2198, 2204-2208)
    • Cease and desist order (22:1969)
    • Civil/criminal (22:1554)
    • Penalties/fines (22:16; 22:1457; 22:1969-1970)
    • State regulation
    • Commissioner's general duties and powers (22:2, 1967)
    • Acts constituting insurance transaction (22:23; 22:1542(6)
    • Negotiate (22:23; 22:1542(6)
    • Sell (22:23; 22:1542(6)
    • Solicit (22:23; 22:1542(6)
    • Company regulation
    • Certificate of authority (22:65, 66)
    • Solvency (22:571)
    • Financial requirements (22:571)
    • Records maintenance (22:68)
    • Policy forms/rates/exceptions (22:864)
    • State of domicile
    • Producer regulation
    • Controlled business (22:1544(C))
    • Policy and application signatures (R.S. 9:2605)
    • Premium payment (H.B.-1032 (13); 22:855)
    • Producer representation
    • Commissions/compensations/fees ((22:1542 (3); 22:1557)
    • Fiduciary responsibility
    • Records maintenance (22:68)
    • Claims reporting (22:523)
    • Prohibited or unfair trade practices (22:1964)
    • Misrepresentation (22:1964(1, 18))
    • False or deceptive advertising (22:1964(2))
    • Defamation (22:1964(3))
    • Boycott, coercion and intimidation (22:1964(4))
    • False financial statements (22:1964(5))
    • Unfair discrimination (22:1964(7); 22:34)
    • Rebating and twisting (22:1964(8); 37:XIII.575 (B)(1)
    • Prohibited fees/premium/extra charges (22:1964)
    • Discrimination (22:34; 22:1964 (7)
    • Larceny, acting without a license (22:1964)
    • Claims settlement (22:1964)
    • Misappropriation of funds (22:1964)
    • Testimonials and comparisons (22:1964)
    • Non-disclosure of fees or charges (22:1964)
    • Examination of books and records (22:1967, 1981, 1990)
    • Privacy of Consumer Financial Information (37:XIII.9903– .9953)
    • Federal regulation
    • Other federal regulations (e.g.Do Not Call List) (https://www.donotcall.gov)
  • Licensing and Regulation (2%)
    • Federal Regulation
    • Fair Credit Reporting Act
    • Fraud and False Statements (18 USC Sections 1033 and 1034)
    • Privacy (Gramm Leach Bliley)
    • National Flood Insurance Program
  • General Insurance Concepts (13%)
    • Risk
    • Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Elements of Insurable Risks
    • Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Mutual, Stock
    • Admitted, Non-Admitted
    • Foreign, Domestic, Alien
    • Elements of a Contract
    • Consideration
    • Competent Parties
    • Legal Purpose
    • Offer
    • Acceptance
    • Authority and Powers of Producers
    • Express
    • Implied
    • Apparent
    • The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Reasonable Expectations
    • Indemnity
    • Good Faith
    • Fraud
    • Warranties, Representations, Misrepresentations, and Concealment
  • Property and Casualty Insurance Basics (25%)
    • Insurable Interest
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Underwriting
    • Purpose
    • Process
    • Rate Development
    • Types
    • Components
    • Types of Hazards
    • Types of Perils
    • Named
    • Special
    • Types of Loss
    • Direct
    • Indirect
    • Loss Valuation
    • Actual Cash Value
    • Replacement Cost
    • Functional Replacement Cost
    • Market Value
    • Agreed Value
    • Valued Policy
    • Basic Types of Construction
    • Negligence
    • Torts
    • Elements of a Negligent Act
    • Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Declarations
    • Definitions
    • Insuring Agreement
    • Supplementary Coverage
    • Conditions
    • Exclusions
    • Endorsements
    • Policy Conditions
    • Insureds
    • Policy Period
    • Policy Territory
    • Cancellation and Non-Renewal
    • Deductibles
    • Other insurance (e.g. Primary and Excess, Pro Rata, Nonconcurrency, Contribution by Equal Shares)
    • Limits of Liability
    • Per Accident
    • Per Occurrence
    • Per Person
    • Aggregate
    • Split
    • Combined Single Limit
    • Coinsurance
    • Purpose
    • Definition
    • Calculation
    • Penalties
    • Total versus Partial Loss
    • Specific, Scheduled, and Blanket Insurance
    • Vacant versus Unoccupied
    • Named Insured Provisions
    • First Named Insured versus Other Insureds
    • Duties After Loss
    • Assignment
    • Waiver of Rights
    • Insurer Provisions
    • Liberalization
    • Subrogation
    • Claim Settlement Options
    • Duty to Defend
    • Third-Party Provisions
    • Standard Mortgage Clause
    • Loss Payable Clause
    • No Benefit to the Bailee
    • Louisiana laws, regulations and required provisions
    • Louisiana Valued Policy Law (22:1318)
    • Louisiana Insurance Guaranty Association (22:2051–2070)
    • Louisiana standard fire insurance policy (22:1311)
    • Wind and Hail Associations
    • Assigned risk/JUA
    • Cancellation and nonrenewal (22:887)
    • Homeowners (22:1265, 1333, 1335, 1336)
    • Binders (22:870, 1555)
    • Loss payment (22:1892)
    • Arbitration (R.S. 9:4201-4206)
    • Certificates of insurance (22:890 1&2)
    • Federal Terrorism Insurance Program 15 USC 6701; Public Law 107-297, 109-144, 110-160)
  • Dwelling Policy Concepts (9%)
    • Dwelling Policy
    • Characteristics
    • Eligibility
    • Purpose
    • Policy Definitions
    • Coverage Forms Specifying Perils Insured Against
    • DP-1 Basic
    • DP-2 Broad
    • DP-3 Special
    • Property Coverages
    • Dwelling
    • Other Structures
    • Personal Property
    • Fair Rental Value
    • Additional Living Expense
    • Dwelling Policy Exclusions
    • Dwelling Policy Conditions
    • Dwelling Policy Endorsements
    • Automatic Increase in Insurance
    • Dwelling Under Construction
    • Theft Coverage
    • Personal Liability Supplement
  • Homeowners Policy Concepts (17%)
    • Homeowners Policy
    • Characteristics
    • Eligibility
    • Purpose
    • Policy Definitions
    • Perils Insured Against
    • Basic
    • Broad
    • Special
    • Homeowners Policy Coverage Forms
    • Broad (HO-2)
    • Special (HO-3)
    • Contents Broad (HO-4)
    • Unit-Owners (HO-6)
    • Modified Coverages (HO-8)
    • Property Coverages
    • Dwelling
    • Other Structures
    • Personal Property
    • Loss of Use
    • Additional Coverages
    • Liability Coverages
    • Personal Liability
    • Medical Payments to Others
    • Homeowners Policy Exclusions
    • Homeowners Policy Conditions
    • Homeowners Policy Endorsements
    • Business Pursuits
    • Earthquake
    • Home Day Care
    • Personal Injury
    • Personal Property Replacement Cost
    • Watercraft
    • Identity Theft
    • Scheduled Personal Property/Personal Articles Floater
  • Personal Automobile Policy (15%)
    • Personal Automobile Policy
    • Definitions
    • General Provisions
    • Conditions
    • Duties After an Accident
    • Endorsements
    • Amendment of Policy Provisions — Louisiana (PP 01 95) 02/12
    • Extended Non-Owned Coverage (PP 03 06) 01/05
    • Miscellaneous Type Vehicle (PP 03 23) 01/05
    • Joint Ownership Coverage (PP 03 34) 01/05
    • Named Driver Exclusion — Louisiana (PP 13 43) 09/06
    • Personal Automobile Policy Liability
    • Bodily Injury and Property Damage
    • Supplemental Payments
    • Persons Insured
    • Exclusions
    • Expenses for Medical Services
    • Uninsured/Underinsured Motorist Coverage
    • Physical Damage
  • Other Types of Property Insurance (4%)
    • Personal Umbrella and Excess Policies
    • Mobile Home Policy
    • Purpose of Difference in Conditions
    • Flood and Earthquake Insurance Coverages
    • Louisiana Citizens Property Insurance Corporation (LRS 22:2291–2314)
    • FAIR and Coastal Plans (LRS 22:2321)
Examination sources