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New Jersey Personal Lines Insurance — Requirements & Free Practice

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Producer License — Personal Lines (Business Entity)

Agency or business entity holding personal lines authority, with a designated responsible licensed producer.

Licensing authority: New Jersey Department of Banking and Insurance · Application information

Business entity late renewal within one year
No examination is required for this applicant pathway.
Deadline
Late renewal request within one year of expiration.
Education
The entity itself has no individual continuing education obligation.
Fees
Submit renewal, license and applicable late fees.
Responsible Producer
Maintain the properly licensed designated responsible producer.
Unlicensed Activity
Certify activity during the unlicensed period under the late-renewal application instructions.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity addition of Personal Lines authority
No examination is required for this applicant pathway.
Application
Submit identification, authority request and processing fee.
Existing License
Currently licensed business entity requesting Personal Lines authority.
Home License
If nonresident, certify comparable current home-state authority.
Responsible Producer
Maintain designated responsible New Jersey producer with the requested authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the business entity application and applicable fees.
Home License
Business entity holds the comparable resident license in good standing in its reciprocal home state.
Responsible Producer
Designate a New Jersey licensed producer responsible for the entity’s compliance.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity renewal
No examination is required for this applicant pathway.
Home License
Maintain reciprocal home-state license in good standing.
Renewal
Submit business entity renewal and fees.
Responsible Producer
Maintain the designated New Jersey licensed producer responsible for compliance.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity requalification after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit new application and applicable fees; complete resident entity background requirements or document reciprocal nonresident home-state authority as applicable.
Lapse
Not renewed within one year; qualify under the initial business-entity requirements.
Responsible Producer
Designate an active New Jersey producer with the requested Personal Lines authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity addition of Personal Lines authority
No examination is required for this applicant pathway.
Application
Submit identification, authority request and processing fee.
Existing License
Currently licensed business entity requesting Personal Lines authority.
Home License
If nonresident, certify comparable current home-state authority.
Responsible Producer
Maintain designated responsible New Jersey producer with the requested authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Submit the uniform business entity application and fees.
Background Check
Officers, partners and owners of 10% or more must complete required Live Scan fingerprinting.
Business Name
Obtain required Department approval of the business name.
Responsible Producer
Designate one or more New Jersey licensed producers responsible for compliance and holding the authorities requested.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity renewal
No examination is required for this applicant pathway.
Renewal
Submit business entity renewal and fees; no individual continuing education requirement is imposed on the entity itself.
Responsible Producer
Maintain an active designated responsible licensed producer for personal lines authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity requalification after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit new application and applicable fees; complete resident entity background requirements or document reciprocal nonresident home-state authority as applicable.
Lapse
Not renewed within one year; qualify under the initial business-entity requirements.
Responsible Producer
Designate an active New Jersey producer with the requested Personal Lines authority.

Official no-examination sources

Effective from 2026-09-22.

Business entity reinstatement after surrender within the same license period
No examination is required for this applicant pathway.
Application
Submit reinstatement application and processing fee; no further license fee for that period.
Evidence Edition
Dated official State Library text used because the current rule endpoint could not be navigated to the document.
Nonresident Condition
A nonresident entity must demonstrate its comparable current home-state authority.
Responsible Producer
Designate properly licensed producers responsible for the entity’s compliance and authority.
Surrender
Within the same license period; the referenced initial-application provisions for business entities apply.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer License — Personal Lines (Individual)

Individual producer authority for property and casualty coverage sold to individuals and families for primarily noncommercial purposes.

Licensing authority: New Jersey Department of Banking and Insurance · Application information

Existing license change to nonresident status or change of nonresident home state
No examination is required for this applicant pathway.
Application
No license application or fee is required by section 34(c).
Existing License
Existing New Jersey resident producer moves out of New Jersey, or an existing nonresident licensee moves between home states.
Home Authority
Keep the comparable resident authority in the new home state.
Notification
File address change and certification from the new resident state within 30 days.

Official no-examination sources

Effective from 2026-09-22.

Individual late renewal or reinstatement within twelve months
No examination is required for this applicant pathway.
Deadline
Apply within 12 months of the renewal fee due date.
Education
Submit proof of 48 or, when appropriate, 24 continuing education credits under the Board’s late-renewal instructions.
Fees
Pay renewal and applicable late fees.
Unlicensed Activity
Certify whether any insurance business was transacted while unlicensed and the number of policies, if any.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual renewal
No examination is required for this applicant pathway.
Home License
Maintain the resident home-state license in good standing.
Renewal
Submit renewal and fees; home-state continuing education satisfies New Jersey requirements on the reciprocal basis stated in N.J.S.A. 17:22A-46(c).

Official no-examination sources

Effective from 2026-09-22.

Resident individual renewal
No examination is required for this applicant pathway.
Education
Complete 24 continuing education credits including at least three ethics credits; applicable flood training and approved CE alternatives are conditions.
Renewal
Submit renewal and fees on time; remain eligible and not revoked or suspended.

Official no-examination sources

Effective from 2026-09-22.

Addition of Personal Lines authority to an existing nonresident license
No examination is required for this applicant pathway.
Application
Submit request, license identification and processing fee.
Existing License
Currently licensed nonresident producer.
Home License
Certify current comparable Personal Lines authority in the home state.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual reinstatement after revocation
No examination is required for this applicant pathway.
Affidavit
Provide employment history, other business interests, disposition of the producer business, unpaid fines/penalties/restitution/debts, criminal convictions, legal or administrative proceedings, and a statement showing improved character, reputation and competence.
Application
Use initial-license application.
Discretion
Commissioner reviews and may investigate, request information or hold a conference; reinstatement is not automatic.
Home License
Maintain current reciprocal home-state resident license in good standing.
Probation Report
If revocation was based on a criminal conviction or a crime occurred afterward, provide the chief probation officer’s report.
Rule Qualification Demand
The dated official rule states: "The applicant shall demonstrate compliance with the professional qualification requirements of N.J.S.A. 17:22A-32a(3) and (5)." The statutory nonresident waiver in N.J.S.A. 17:22A-46(b) controls examination involvement for an applicant who meets section 34.
Wait
Apply no sooner than five years from the effective date of revocation.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual reinstatement after suspension
No examination is required for this applicant pathway.
Affidavit
Attach suspension order, affidavit of compliance, and proof of required fines, restitution and other conditions.
Application
Complete the applicable initial application.
Home License
Current comparable home-state resident license in good standing and reciprocity.
Order
Complete suspension period and every condition and restriction of the order.
Qualification
The disciplinary rule’s separate education and examination clause is expressly for resident producers.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper request, home-state application or uniform application, and required fees.
Home License
Current resident producer license in good standing for comparable authority in the home state.
Reciprocity
Home state licenses New Jersey residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident requalification after lapse longer than one year
No examination is required for this applicant pathway.
Application
Submit new application and fees.
Home License
Current comparable resident home-state license in good standing and reciprocity.
Lapse
License was not renewed within one year; requalify under the new applicant rules.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement after surrender within the same license period
No examination is required for this applicant pathway.
Evidence Edition
Dated official State Library text used because the current rule endpoint could not be navigated to the document.
Home License
Current comparable resident home-state license in good standing and reciprocity.
Surrender
Within the same license period; submit reinstatement application and processing fee.

Official no-examination sources

Effective from 2026-09-22.

Renewal or timely late renewal with military or medical procedural relief
No examination is required for this applicant pathway.
Circumstance
Military service, long-term medical disability or another extenuating circumstance prevents ordinary renewal compliance.
Discretion
Request waiver of renewal procedures, fines or sanctions; relief is for the commissioner to determine.
Scope
Current license renewal or reinstatement within the ordinary twelve-month period.

Official no-examination sources

Effective from 2026-09-22.

Addition of Personal Lines authority to an existing resident producer license
Personal Lines Examination
Application
Submit authority request, license identification and processing fee.
Education
Complete approved prelicensing education or obtain its waiver.
Evidence Edition
Dated State Library rule text is used; current 2023 official readoption confirms additional-authority applications remain in Chapter 17.
Examination
Submit a Personal Lines passing certificate not more than one year old or a qualifying examination waiver.
Existing License
Already licensed as a resident individual producer; requests Personal Lines authority.
Resident initial licensure with designation based education waiver
Personal Lines Examination
Age
At least 18 years old.
Background Check
Complete the required criminal history check and electronic fingerprinting before online application.
Education
Obtain a prelicensing education waiver based on AAI, ARM, CIC or CPCU; the examination is still required.
Fees
Pay applicable application and license fees, subject to any documented statutory fee waiver.
Fitness
No statutory disqualifying act; truthful, complete uniform application and any verification documents the commissioner requires.
Residence
Resident of New Jersey or principal place of business in New Jersey under the resident licensing rules.
Score Window
PSI’s candidate bulletin states that passing score reports are valid for one year.
Trade Name
Obtain Department approval before using a trade name.
Resident initial licensure by examination
Personal Lines Examination
Age
At least 18 years old.
Background Check
Complete the required criminal history check and electronic fingerprinting before online application.
Education
Complete 20 hours of approved Personal Lines prelicensing education unless eligible for an approved waiver.
Fees
Pay applicable application and license fees, subject to any documented statutory fee waiver.
Fitness
No statutory disqualifying act; truthful, complete uniform application and any verification documents the commissioner requires.
Residence
Resident of New Jersey or principal place of business in New Jersey under the resident licensing rules.
Score Window
PSI’s candidate bulletin states that passing score reports are valid for one year.
Trade Name
Obtain Department approval before using a trade name.
Resident individual reinstatement after revocation
Personal Lines Examination
Affidavit
Provide employment history, other business interests, disposition of the producer business, unpaid fines/penalties/restitution/debts, criminal convictions, legal or administrative proceedings, and a statement showing improved character, reputation and competence.
Application
Use initial-license application.
Discretion
Commissioner reviews and may investigate, request information or hold a conference; reinstatement is not automatic.
Evidence Edition
Official State Library page supplement June 7, 2010; current rule text could not be obtained from its portal.
Probation Report
If revocation was based on a criminal conviction or a crime occurred afterward, provide the chief probation officer’s report.
Qualification
Meet the education and examination qualifications referenced in N.J.S.A. 17:22A-32(a)(3) and (5); any statutory exemption or age of passing score remains a condition.
Wait
Apply no sooner than five years from the effective date of revocation.
Resident individual reinstatement after suspension
Personal Lines Examination
Affidavit
Attach suspension order, affidavit of compliance, and proof of required fines, restitution and other conditions.
Application
Complete the applicable initial application.
Evidence Edition
Dated official 2010 supplement; current endpoint yielded only its table of contents.
Order
Complete suspension period and every condition and restriction of the order.
Qualification
Demonstrate the education and examination qualifications referred to N.J.S.A. 17:22A-32(a)(3) and (5); score timing or exemption is an applicant condition.
Resident licensure based on a current or recently cancelled comparable license
No examination is required for this applicant pathway.
Application
Satisfy the remaining resident application, fingerprinting, fitness and fee requirements.
Board Instructions
The NJDOBI Producer FAQ applies the waiver when the individual "previously held a resident license for the same lines of authority in another state". The statutory scope of N.J.S.A. 17:22A-35(a) governs the requirement; the Board’s resident-license wording is an applicant condition.
Prior License
Previously licensed for the same lines of authority; currently licensed in good standing, or application received within 90 days after cancellation with certification or Producer Database evidence of prior good standing.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure upon relocation to New Jersey
No examination is required for this applicant pathway.
Application
Complete the resident application, criminal history review and applicable fees.
Prior License
Document the prior license and good standing.
Regulatory Exception
The statute reserves exceptions the commissioner determines by regulation; the current Board FAQ applies the comparable-license exemption.
Relocation
Apply within 90 days of establishing legal residence for the lines previously held in the prior state.

Official no-examination sources

Effective from 2026-09-22.

Resident requalification after lapse longer than one year
Personal Lines Examination
Age
At least 18 years old.
Background Check
Complete the required criminal history check and electronic fingerprinting before online application.
Education
Complete 20 hours of approved Personal Lines prelicensing education unless eligible for an approved waiver.
Exemption
If the applicant independently qualifies under N.J.S.A. 17:22A-35 for a current or recently cancelled comparable license, the education and examination exemption applies.
Fees
Pay applicable application and license fees, subject to any documented statutory fee waiver.
Fitness
No statutory disqualifying act; truthful, complete uniform application and any verification documents the commissioner requires.
Lapse
License was not renewed within one year of its scheduled expiration.
Renewal Relief
Under N.J.S.A. 17:22A-33(d), a producer affected by military service or another extenuating circumstance may request waiver of an examination requirement and related sanctions.
Residence
Resident of New Jersey or principal place of business in New Jersey under the resident licensing rules.
Score Window
PSI’s candidate bulletin states that passing score reports are valid for one year.
Trade Name
Obtain Department approval before using a trade name.
Resident reinstatement after voluntary surrender within the same license period
Personal Lines Examination
Application
Complete the initial-application requirements referenced by the surrender rule.
Evidence Edition
The official State Library surrender text is dated; current 2023 readoption confirms this route remains within the producer licensing chapter.
Examination
A passing score for the current Personal Lines Examination is involved under the resident application requirements; the applicable score age and statutory exemption are applicant conditions.
Fees
No additional license fee for the same period, but processing fee is due.
Surrender
Reinstatement sought within the same license period after voluntary surrender.

temporary insurance producer license

Temporary continuation of a personal lines insurance business, subject to the commissioner’s determination and limits.

Licensing authority: New Jersey Department of Banking and Insurance · Application information

Temporary licensure of an armed forces designee
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active armed forces service.
Discretion
Commissioner determines the temporary license is necessary to service the business.
Duration
No more than 180 days; ceases when the business is disposed of.
Protection
Commissioner may limit authority, require an appropriate licensed producer or insurer sponsor, impose protective requirements, or revoke the temporary license.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure of a business entity member or employee
No examination is required for this applicant pathway.
Applicant
Member or employee of the licensed business entity after death or disability of its designated responsible individual.
Discretion
Commissioner determines the temporary license is necessary to service the business.
Duration
No more than 180 days; ceases when the business is disposed of.
Protection
Commissioner may limit authority, require an appropriate licensed producer or insurer sponsor, impose protective requirements, or revoke the temporary license.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure for another public interest circumstance
No examination is required for this applicant pathway.
Applicant
Other circumstance in which the commissioner finds temporary licensure serves the public interest.
Discretion
Commissioner determines the temporary license is necessary to service the business.
Duration
No more than 180 days; ceases when the business is disposed of.
Protection
Commissioner may limit authority, require an appropriate licensed producer or insurer sponsor, impose protective requirements, or revoke the temporary license.

Official no-examination sources

Effective from 2026-09-22.

Temporary licensure of surviving spouse or personal representative
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative following death or disability; needed to service the business during sale, recovery or replacement-personnel licensing.
Discretion
Commissioner determines the temporary license is necessary to service the business.
Duration
No more than 180 days; ceases when the business is disposed of.
Protection
Commissioner may limit authority, require an appropriate licensed producer or insurer sponsor, impose protective requirements, or revoke the temporary license.

Official no-examination sources

Effective from 2026-09-22.

Temporary Work Authority

Post-examination authority permitting supervised insurance business for 60 days while applying for the permanent license.

Licensing authority: New Jersey Department of Banking and Insurance · Application information

Post examination supervised temporary work authority
Personal Lines Examination
Duration
60 days from examination date.
Examination
Pass the Personal Lines Examination.
Permanent License
Apply for the permanent license using the stated instructions before temporary authority expires.
Screening
Qualify under the Department’s screening questions and follow the certificate’s activation instructions.
Supervision
Work under a current licensed producer.

Personal Lines Examination

Provider
PSI Services LLC
Format
Computer examination, at a test center or remotely proctored
Exam questions
112 scored items; additional experimental items are not scored
Time limit
3.5 Hours
Passing score
70% Correct
Examination outline
  • TYPES OF PROPERTY POLICIES (10 Items)
    • 1.1 Property: Personal Lines
    • 1.1 Property: Personal Lines — Dwelling and contents (DP forms)
    • 1.1 Property: Personal Lines — Homeowners (HO forms)
    • 1.2 Inland Marine
    • 1.2 Inland Marine — Personal floaters
    • 1.3 Other Types of Property Policies
    • 1.3 Other Types of Property Policies — Flood
    • 1.3 Other Types of Property Policies — Personal Watercraft
    • 1.3 Other Types of Property Policies — Earthquake
    • 1.3 Other Types of Property Policies — Mobile Homes
  • TYPES OF CASUALTY POLICIES (13 Items)
    • 2.1 Personal Automobile
    • 2.1 Personal Automobile — Liability
    • 2.1 Personal Automobile — Medical Payments
    • 2.1 Personal Automobile — Physical damage (collision and other than collision)
    • 2.1 Personal Automobile — Uninsured motorists
    • 2.1 Personal Automobile — Underinsured motorists
    • 2.1 Personal Automobile — Who is an insured
    • 2.1 Personal Automobile — Types of Auto
    • 2.1 Personal Automobile — Types of Auto — Owned
    • 2.1 Personal Automobile — Types of Auto — Temporary Substitute
    • 2.1 Personal Automobile — Use and Eligibility of Auto
    • 2.2 Personal Liability
    • 2.3 Umbrella/Excess Liability
    • 2.4 Other Personal Exposures
    • 2.4 Other Personal Exposures — Errors and Omissions
  • PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS (28 Items)
    • 3.1 Insurable Interest
    • 3.2 Risk
    • 3.3 Hazard
    • 3.4 Peril
    • 3.5 Loss
    • 3.5 Loss — Direct
    • 3.5 Loss — Indirect
    • 3.6 Proximate Cause
    • 3.7 Deductible
    • 3.8 Indemnity
    • 3.9 Actual Cash Value
    • 3.10 Replacement Cost
    • 3.11 Limits of Liability
    • 3.12 Pair and Set Clause
    • 3.13 Extensions of Coverage
    • 3.14 Additional Coverages
    • 3.15 Accident
    • 3.16 Occurrence
    • 3.17 Vacancy and Unoccupancy
    • 3.18 Right of Salvage
    • 3.19 Abandonment
    • 3.20 Liability
    • 3.21 Negligence
    • 3.22 Theft
    • 3.23 Burglary
    • 3.24 Robbery
    • 3.25 Mysterious Disappearance
    • 3.26 Binders
    • 3.27 Bodily Injury Liability
    • 3.28 Property Damage Liability
    • 3.29 Personal Injury Liability
    • 3.30 Certificate of Insurance
    • 3.31 Risk Management
    • 3.32 Professional Designations
  • PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW (24 Items)
    • 4.1 Declarations
    • 4.2 Insuring Agreement
    • 4.3 Conditions
    • 4.4 Exclusions
    • 4.5 Definitions
    • 4.6 Duties of the Insured After a Loss
    • 4.7 Obligations of the Insurance Company
    • 4.8 Mortgagee Rights
    • 4.9 Proof of Loss
    • 4.10 Notice of Claim
    • 4.11 Appraisal
    • 4.12 Other Insurance
    • 4.13 Assignment
    • 4.14 Subrogation
    • 4.15 Elements of a Contract
    • 4.16 Sources of Underwriting Information
    • 4.17 Compliance with Provisions of Fair Credit Reporting Act
    • 4.18 Cancellation and Nonrenewal Provisions
    • 4.19 Additional (Supplementary) Payments
    • 4.20 Loss Settlement Provisions Including Consent to Settle a Loss
    • 4.21 Limitations
    • 4.22 Representations and Misrepresentations
    • 4.23 Concealment
    • 4.24 Arbitration
    • 4.25 Coinsurance
    • 4.26 Endorsements
    • 4.27 Premium Payments
    • 4.28 Effective Dates of Coverage
  • New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (25 Items)
    • 5.1 State Regulatory Jurisdiction
    • 5.1 State Regulatory Jurisdiction — Legislation
    • 5.1 State Regulatory Jurisdiction — Legislation — State Laws
    • 5.1 State Regulatory Jurisdiction — Legislation — Court Action
    • 5.1 State Regulatory Jurisdiction — Legislation — Court Action — Interpretations
    • 5.1 State Regulatory Jurisdiction — Legislation — Court Action — Effect on Law and Policy Forms
    • 5.1 State Regulatory Jurisdiction — Legislation — Related Federal Laws and court Cases
    • 5.1 State Regulatory Jurisdiction — Legislation — Related Federal Laws and court Cases — Paul v. Virginia
    • 5.1 State Regulatory Jurisdiction — Legislation — Related Federal Laws and court Cases — US v. South-Eastern Underwriters Assoc.
    • 5.1 State Regulatory Jurisdiction — Legislation — Related Federal Laws and court Cases — McCarran-Ferguson Act/Public Law 15
    • 5.1 State Regulatory Jurisdiction — Commissioner/Dept. of Banking and Insurance
    • 5.1 State Regulatory Jurisdiction — Commissioner/Dept. of Banking and Insurance — Broad Powers of Commissioner
    • 5.1 State Regulatory Jurisdiction — Commissioner/Dept. of Banking and Insurance — Notice and Hearing
    • 5.1 State Regulatory Jurisdiction — Commissioner/Dept. of Banking and Insurance — Penalties
    • 5.2 Definitions
    • 5.2 Definitions — Insurance-related conduct
    • 5.2 Definitions — Domestic, foreign, and alien companies
    • 5.2 Definitions — Stock and mutual
    • 5.2 Definitions — Reinsurance
    • 5.2 Definitions — Certificate of authority
    • 5.2 Definitions — A producer acting as: Insurance Agent
    • 5.2 Definitions — A producer acting as: Insurance Broker
    • 5.2 Definitions — A producer acting as: Insurance Consultant
    • 5.2 Definitions — Sell, Solicit, and Negotiate
    • 5.3 Licensing
    • 5.3 Licensing — Types of licenses/authorities/requirements
    • 5.3 Licensing — Types of licenses/authorities/requirements — Producer
    • 5.3 Licensing — Types of licenses/authorities/requirements — Business entity
    • 5.3 Licensing — Types of licenses/authorities/requirements — Nonresident — Producer
    • 5.3 Licensing — Types of licenses/authorities/requirements — Nonresident — Business Entity
    • 5.3 Licensing — Types of licenses/authorities/requirements — Prelicensing requirements
    • 5.3 Licensing — Types of licenses/authorities/requirements — Surplus lines
    • 5.3 Licensing — Temporary work authority
    • 5.3 Licensing — Contractual relationships
    • 5.3 Licensing — Contractual relationships — Company/producer
    • 5.3 Licensing — Contractual relationships — Producer substituting for or taking over the business of a disabled/deceased producer
    • 5.3 Licensing — Maintenance and duration of license
    • 5.3 Licensing — Maintenance and duration of license — Renewal
    • 5.3 Licensing — Maintenance and duration of license — Certification of license status
    • 5.3 Licensing — License refusal/termination
    • 5.3 Licensing — License refusal/termination — Denial
    • 5.3 Licensing — License refusal/termination — Cancellation/reinstatement
    • 5.3 Licensing — License refusal/termination — Revocation/suspension
    • 5.4 Trade Practices
    • 5.4 Trade Practices — Prohibited practices
    • 5.4 Trade Practices — Licensee responsibilities (Reporting information to the Department of Banking and Insurance)
    • 5.4 Trade Practices — Licensee responsibilities — Business names (including fictitious)
    • 5.4 Trade Practices — Licensee responsibilities — Branch offices
    • 5.4 Trade Practices — Licensee responsibilities — Change of address
    • 5.4 Trade Practices — Licensee responsibilities — Standards of conduct
    • 5.5 Fraud
    • 5.6 Ethics
    • 5.7 Information Privacy
  • New Jersey Laws, Rules, and Regulations Pertinent to Property Insurance Only (4 Items)
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan)
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Purpose
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Creation of association, membership
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Application, contents, denial
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Application, contents, denial — Limits
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Application, contents, denial — Binding
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Application, contents, denial — Agent’s authority and obligation
    • 6.1 New Jersey Insurance Underwriting Association (FAIR Plan) — Rates
    • 6.2 Cancellation/Nonrenewal
    • 6.3 Surplus Lines (homeowners)
    • 6.3 Surplus Lines (homeowners) — Certificate of diligent effort
    • 6.3 Surplus Lines (homeowners) — Exportable list
    • 6.4 Coastal properties and hurricane risk
    • 6.5 Workers' Compensation domestic employees coverage
  • New Jersey Laws, Rules, and Regulations Pertinent to Casualty Insurance Only (8 Items)
    • 7.1 Auto Insurance
    • 7.1 Auto Insurance — Requirements
    • 7.1 Auto Insurance — Requirements — Bodily Injury and Property Damage
    • 7.1 Auto Insurance — Requirements — Uninsured and underinsured Motorists
    • 7.1 Auto Insurance — Requirements — Evidence of insurance/identification cards
    • 7.1 Auto Insurance — Personal Injury Protection (PIP)
    • 7.1 Auto Insurance — Personal Injury Protection (PIP) — Definitions
    • 7.1 Auto Insurance — Personal Injury Protection (PIP) — Benefits
    • 7.1 Auto Insurance — Personal Injury Protection (PIP) — Primacy of coverage
    • 7.1 Auto Insurance — Personal Injury Protection (PIP) — Exclusions/deductibles
    • 7.1 Auto Insurance — Personal Injury Protection (PIP) — Tort options
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP)
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP) — Purpose
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP) — Rates
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP) — Servicing carriers
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP) — Available coverages
    • 7.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP) — UEZ Program
    • 7.1 Auto Insurance — Basic Auto Insurance Policy
    • 7.1 Auto Insurance — Special Auto Insurance Policy (SAIP)
    • 7.2 Commercial Insurance Deregulation
    • 7.3 Cancellation and Nonrenewal
    • 7.4 Surplus Lines
    • 7.4 Surplus Lines — Certificate of diligent effort
    • 7.4 Surplus Lines — Exportable list
Examination sources