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Utah Personal Lines Insurance — License Examination Requirements

US-UT · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Agency Insurance Producer License — Personal Lines

Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).

Licensing authority: Utah Insurance Department · Application information

Court ordered restoration of license use
No examination is required for this applicant pathway.
Court order
A court orders reinstatement of the use of the existing license under 31A-23a-111(9); this is restoration under the order rather than a new license application.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency issuance by reciprocity
No examination is required for this applicant pathway.
Application
Submit the proper application or uniform application and pay applicable fees; accept Utah jurisdiction and service of process under 31A-23a-109(2).
Home state license
Hold an active similar personal-lines producer license in the home or designated home state, in good standing.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency routine renewal
No examination is required for this applicant pathway.
Active license
Renew the active license electronically on or before its expiration date and pay the renewal fee.
Background information
Submit required supporting documentation for affirmative background answers.
Cycle
The ordinary producer license has a two-year renewal cycle; individual expiration follows the birth-month system, agency expiration follows the issue/renewal month.
Fingerprints
Fingerprints are not required for renewals.
Home state license
Maintain the active home-state license in good standing; Utah nonresident licensing requirements remain waived under 31A-23a-109.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement after loss of active home state license
No examination is required for this applicant pathway.
Designees
Reinstate designees and insurer appointments before resuming business.
Expiration
The reinstated license has the expiration date it would have had without inactivation.
Home state license
Reestablish an active qualifying home-state license; use the Department’s fax/PDF form while electronic submission is unavailable.
Renewal requirements
Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement after an incomplete renewal
No examination is required for this applicant pathway.
Application
Submit the prescribed fax/PDF reinstatement application for an incomplete renewal while electronic submission is unavailable.
Designees
Reinstate designees and insurer appointments before resuming business.
Expiration
The reinstated license has the expiration date it would have had without inactivation.
Renewal requirements
Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement following lapse
No examination is required for this applicant pathway.
Designees
Reinstate designees and insurer appointments before resuming business.
Expiration
The reinstated license has the expiration date it would have had without inactivation.
Renewal requirements
Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
Time limit
Apply within one year of expiration; after one year apply as a new applicant.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement following voluntary surrender
No examination is required for this applicant pathway.
Designees
Reinstate designees and insurer appointments before resuming business.
Expiration
The reinstated license has the expiration date it would have had without inactivation.
Renewal requirements
Comply with all agency renewal requirements and pay the reinstatement fee; the examination/CE clause in R590-244-10(3)(a) applies to individuals.
Time limit
Apply during the license period in which surrender occurred and no later than one year after surrender.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial issuance
No examination is required for this applicant pathway.
Application
Apply electronically and pay the agency fee; no agency examination or fingerprints.
Appointments
The agency must hold an insurer appointment before conducting insurance transactions.
Entity
Provide the agency’s firm name, FEIN and prescribed application information.
Responsible individual
Designate an already licensed responsible person with the same lines as the agency; licensed natural persons conduct its producer acts.

Official no-examination sources

Effective from 2026-09-22.

Resident agency routine renewal
No examination is required for this applicant pathway.
Active license
Renew the active license electronically on or before its expiration date and pay the renewal fee.
Background information
Submit required supporting documentation for affirmative background answers.
Cycle
The ordinary producer license has a two-year renewal cycle; individual expiration follows the birth-month system, agency expiration follows the issue/renewal month.
Fingerprints
Fingerprints are not required for renewals.

Official no-examination sources

Effective from 2026-09-22.

Temporary Agency Insurance Producer License — Personal Lines

Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).

Licensing authority: Utah Insurance Department · Application information

Agency member or employee replacing a deceased or disabled designee
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is a member or employee of a licensed agency whose designated individual has died or become disabled.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Designee replacing an agency licensee entering active military service
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is the designee of a licensed agency entering active United States armed-forces service.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Other public interest circumstances
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
The commissioner determines the public interest is best served by a temporary license in another circumstance.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Surviving spouse or personal representative
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is the surviving spouse or court-appointed personal representative of a deceased or disabled licensee, to allow sale, recovery/return, or training and licensing of replacement personnel.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Temporary Individual Insurance Producer License — Personal Lines

Personal lines authority under the producer license type in Utah Code 31A-23a-106(2)(a)(vii).

Licensing authority: Utah Insurance Department · Application information

Agency member or employee replacing a deceased or disabled designee
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is a member or employee of a licensed agency whose designated individual has died or become disabled.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Designee replacing an agency licensee entering active military service
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is the designee of a licensed agency entering active United States armed-forces service.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Other public interest circumstances
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
The commissioner determines the public interest is best served by a temporary license in another circumstance.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.

Surviving spouse or personal representative
No examination is required for this applicant pathway.
Commissioner discretion
Issuance is discretionary, to continue service to insureds in the public interest.
Duration
No more than 180 days; the temporary authority ends when the owner or personal representative disposes of the business.
Eligibility
Applicant is the surviving spouse or court-appointed personal representative of a deceased or disabled licensee, to allow sale, recovery/return, or training and licensing of replacement personnel.
Ownership
The death/disability provision does not apply when the former licensee had no ownership interest in the serviced accounts and expiration lists.
Protection
The commissioner may require a suitable licensed sponsor and other protections, limit authority, or revoke it if insureds or the public are endangered.

Official no-examination sources

Effective from 2026-09-22.