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Mississippi Real Estate Broker — Requirements & Free Practice

US-MS · License preparation

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Branch Office License

Separate branch license for an existing brokerage firm.

Licensing authority: Mississippi Real Estate Commission · Application information

Active Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing branch broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

Additional branch office issuance
No examination is required for this applicant pathway.
Address
Nonresidential physical branch address.
Application
Original notarized application received within sixty days, current email, fee and appropriate license transfers.
Existing Firm
Company already licensed in Mississippi.
Staffing
At least one additional licensee besides responsible broker; identify managing and responsible brokers.

Official no-examination sources

Effective from 2026-09-22.

Inactive Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing branch broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.
Status
Renew inactive without practice; individuals need required accumulated education and insurance for later activation.

Official no-examination sources

Effective from 2026-09-22.

Late Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing branch broker-related license.
Grace Period
Before automatic cancellation following two months of written delinquency notice; 100% renewal penalty. This does not assert reinstatement after cancellation.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

License reissuance for business address change
No examination is required for this applicant pathway.
Existing License
Existing license for designated business office.
Notice
Apply before removal or within ten days afterward; replacement covers original unexpired term.

Official no-examination sources

Effective from 2026-09-22.

Temporary Real Estate Broker License — Federal Military Portability

Temporary federal portability license pending covered-license recognition.

Licensing authority: Mississippi Real Estate Commission · Application information

Temporary issuance pending federal military recognition
No examination is required for this applicant pathway.
Affidavit
MREC affidavit, covered-license copy and requested fingerprint materials; certify understanding and continuing compliance with Mississippi requirements and scope.
Compact
Section 4025a(e) instead applies relevant interstate compact requirements when applicable.
Covered License
Covered broker license in good standing without discipline, pending unprofessional-conduct investigation or disciplinary surrender.
Military Orders
Relocate residence to Mississippi because of military orders; provide orders and marriage certificate if a spouse.
Processing Delay
MREC cannot complete recognition during the thirty days after receipt; it may issue temporary license with permanent-license rights, privileges and responsibilities.

Official no-examination sources

Effective from 2026-09-22.

Brokerage Firm License

Broker license issued to a brokerage business entity.

Licensing authority: Mississippi Real Estate Commission · Application information

Active Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing firm broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

Brokerage firm licensure through designated broker
Application
Firm application and responsible-broker affidavit, physical address and fee. For applicable home offices, privilege license and covenant or HOA permission evidence.
Designated Broker
Section 73-35-13(4) requires examination by the designated member or officer on behalf of the entity; retain currently offered examinations even if passed before application.
Entity Registration
Corporation or LLC registered and in good standing with the Mississippi Secretary of State.
Licensed Participants
Section 73-35-6 requires broker licensure of each owner, member, partner or officer actively participating in brokerage. Those individual licenses are applicant conditions.
Inactive Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing firm broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.
Status
Renew inactive without practice; individuals need required accumulated education and insurance for later activation.

Official no-examination sources

Effective from 2026-09-22.

Change to inactive status
No examination is required for this applicant pathway.
Notification
Written MREC notice, license returned as published rule requires and applicable fee.
Practice
Cease licensed active practice; terminating brokerage may place business license inactive.

Official no-examination sources

Effective from 2026-09-22.

Late Renewal
No examination is required for this applicant pathway.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing firm broker-related license.
Grace Period
Before automatic cancellation following two months of written delinquency notice; 100% renewal penalty. This does not assert reinstatement after cancellation.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

Reactivation from inactive status
No examination is required for this applicant pathway.
Broker Capacity
Identify responsible broker and obtain acceptance; independent broker accepts responsibility for own practice.
Education And Insurance
Individual brokers bring accumulated education and errors and omissions coverage current.
Filing
MREC notification by letter or appropriate reactivation/transfer application and applicable fee.
License Held
Existing inactive broker or brokerage business license.

Official no-examination sources

Effective from 2026-09-22.

License reissuance for business address change
No examination is required for this applicant pathway.
Existing License
Existing license for designated business office.
Notice
Apply before removal or within ten days afterward; replacement covers original unexpired term.

Official no-examination sources

Effective from 2026-09-22.

Temporary Practice Permit

Interim universal or state military recognition permit.

Licensing authority: Mississippi Real Estate Commission

Military recognition — work experience interim permit
No examination is required for this applicant pathway.
Later License
Permanent recognition and any applicable examination are recorded in the separate permanent route; interim issuance requires affidavit and fee.
Permit Term
Practice until license granted or denial notice issued; expires after 365 days if applicable permanent-licensure requirements remain unsatisfied.
Processing Delay
Application takes longer than two weeks; issue permit within thirty days upon qualifying affidavit under penalty of perjury and payment of fees.
Recognition Basis
Section 73-50-1(4) military relationship, three years of qualifying work experience and remaining statutory conditions.

Official no-examination sources

Effective from 2026-09-22.

Military recognition — current license interim permit
No examination is required for this applicant pathway.
Later License
Permanent recognition and any applicable examination are recorded in the separate permanent route; interim issuance requires affidavit and fee.
Permit Term
Practice until license granted or denial notice issued; expires after 365 days if applicable permanent-licensure requirements remain unsatisfied.
Processing Delay
Application takes longer than two weeks; issue permit within thirty days upon qualifying affidavit under penalty of perjury and payment of fees.
Recognition Basis
Qualifying military relationship, one year of comparable current licensure and remaining Section 73-50-1(3) conditions.

Official no-examination sources

Effective from 2026-09-22.

Military recognition — occupational specialty interim permit
No examination is required for this applicant pathway.
Later License
Permanent recognition and any applicable examination are recorded in the separate permanent route; interim issuance requires affidavit and fee.
Permit Term
Practice until license granted or denial notice issued; expires after 365 days if applicable permanent-licensure requirements remain unsatisfied.
Processing Delay
Application takes longer than two weeks; issue permit within thirty days upon qualifying affidavit under penalty of perjury and payment of fees.
Recognition Basis
Section 73-50-1(3)(a) military specialty, training, testing or equivalent experience and remaining statutory conditions.

Official no-examination sources

Effective from 2026-09-22.

Universal recognition — work experience interim permit
No examination is required for this applicant pathway.
Later License
Permanent recognition and any applicable examination are recorded in the separate permanent route; interim issuance requires affidavit and fee.
Permit Term
Practice until license granted or denial notice issued; expires after 365 days if applicable permanent-licensure requirements remain unsatisfied.
Processing Delay
Application takes longer than two weeks; issue permit within thirty days upon qualifying affidavit under penalty of perjury and payment of fees.
Recognition Basis
Section 73-50-2(4), including three years in occupation unlicensed elsewhere, similar scope, good standing and Mississippi residence.

Official no-examination sources

Effective from 2026-09-22.

Universal recognition — current license interim permit
No examination is required for this applicant pathway.
Later License
Permanent recognition and any applicable examination are recorded in the separate permanent route; interim issuance requires affidavit and fee.
Permit Term
Practice until license granted or denial notice issued; expires after 365 days if applicable permanent-licensure requirements remain unsatisfied.
Processing Delay
Application takes longer than two weeks; issue permit within thirty days upon qualifying affidavit under penalty of perjury and payment of fees.
Recognition Basis
Section 73-50-2(3) qualifications, including one year of current licensure, good standing, verified prior qualifications and Mississippi residence.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Real Estate Broker License

Nonresident broker license under Section 73-35-8.

Licensing authority: Mississippi Real Estate Commission · Application information

Active Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing nonresident broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

New licensure after revocation
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Eligibility
MREC determines current eligibility and character; prior license alone does not confer reinstatement.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Prior Revocation
Comply anew with Chapter 35; revocation within preceding five years disqualifies under Section 73-35-10(2)(b)(i).
Reissuance after changing principal broker
No examination is required for this applicant pathway.
License Held
Existing broker-salesperson license.
Notification
Written MREC notice within three days, identify new broker and obtain required acknowledgment; no practice after termination until reissuance.
Records
Do not carry former broker’s listings or information without consent; prescribed transfer application.

Official no-examination sources

Effective from 2026-09-22.

Examination — nonresident without full reciprocity exemption
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Certifications
Official certifications from every jurisdiction where a real estate license was held.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Consents
Consent to Mississippi service of process and hearings, and cooperation with investigations.
Eligibility
Broker licensed elsewhere, broker-salesperson affiliated with a Mississippi broker, or nonresident broker applicant maintaining a Mississippi office.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Office
Home-state active broker with an office there need not maintain a Mississippi office; obtain required Mississippi firm license.
Possible Waiver
Section 73-35-13(6) allows full or partial examination exemption when equivalence and mutual privileges are established; this route covers no established full exemption.
Residence
Nonresident; satisfy Section 73-35-8 with residency and approved equivalent education exceptions.
Equivalent nonresident license after leaving Mississippi
No examination is required for this applicant pathway.
License Held
Mississippi broker license inactive and in good standing.
Residence
No longer resident; meet other nonresident requirements; Section 73-35-8(9) dispenses with current pre-license education and examination.

Official no-examination sources

Effective from 2026-09-22.

Inactive Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing nonresident broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.
Status
Renew inactive without practice; individuals need required accumulated education and insurance for later activation.

Official no-examination sources

Effective from 2026-09-22.

Change to inactive status
No examination is required for this applicant pathway.
Notification
Written MREC notice, license returned as published rule requires and applicable fee.
Practice
Cease licensed active practice; terminating brokerage may place business license inactive.

Official no-examination sources

Effective from 2026-09-22.

Late Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing nonresident broker-related license.
Grace Period
Before automatic cancellation following two months of written delinquency notice; 100% renewal penalty. This does not assert reinstatement after cancellation.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

Military Family Freedom Act — three years of unlicensed occupational experience
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Experience
Three years of lawful work in an occupation unlicensed in the jurisdiction of practice; MREC determines similar scope.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Implementation Form
MREC affidavit asks for a prior license; this demand does not remove Section 73-50-1(4) work-experience recognition.
Insurance
Required coverage for active practice.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Nonresident; this statute has no universal-recognition residence requirement.
Military Family Freedom Act — current license held at least one year
Mississippi Real Estate Broker State Specific Portion
Affidavit
MREC military affidavit, license copy and proof of military relationship.
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Insurance
Required coverage for active practice.
License Held
One year holding a current valid license with similar scope determined by MREC.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Nonresident; this statute has no universal-recognition residence requirement.
Military Family Freedom Act — military occupational specialty
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Implementation Form
MREC affidavit asks for a prior license; this demand does not remove the statutory military-training pathway.
Insurance
Required coverage for active practice.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Military Training
Awarded occupational specialty, completed military training and testing or equivalent training and experience, and performed in the specialty.
Other Testing
Military testing is applicant evidence, not a registered nationwide broker examination.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Nonresident; this statute has no universal-recognition residence requirement.
Reactivation from inactive status
No examination is required for this applicant pathway.
Broker Capacity
Identify responsible broker and obtain acceptance; independent broker accepts responsibility for own practice.
Education And Insurance
Individual brokers bring accumulated education and errors and omissions coverage current.
Filing
MREC notification by letter or appropriate reactivation/transfer application and applicable fee.
License Held
Existing inactive broker or brokerage business license.

Official no-examination sources

Effective from 2026-09-22.

Reciprocity — established full examination exemption
No examination is required for this applicant pathway.
Application
Original Non-Resident or Reciprocal Broker application, license certifications, references, photographs, fee, email and required insurance.
Implementation Demand
As a non-resident of Mississippi who is duly and primarily licensed as a real estate professional in another state and is desirous of obtaining a Mississippi real estate license in order to conduct real estate activity within the state of Mississippi, as defined in Chapter 73-35 of the Mississippi Code of 1972, Annotated, I am aware that I must meet all of the requirements for obtaining a license, including but not limited to satisfying all pre-licensing education requirements and possibly completing an examination, which are set forth for a resident of the state of Mississippi except for meeting the residency requirement. After obtaining the license, I understand that I must abide by the Mississippi Real Estate Brokers Licensing Act of 1954 as Amended and its Rules and Regulations while I am conducting real estate activity for which the real estate license is required, involving Mississippi real estate.
License Held
Active broker license elsewhere, equivalent examination determined by MREC and reciprocal examination privileges for Mississippi licensees.
Reciprocity
Rule 1.1(G) expressly exempts examination when equivalence and mutual privileges are established. Other-jurisdiction examinations and licensure are applicant evidence.
Residence
Nonresident; statutory consents and nonresident supplement required.
Specific Agreement
Contact MREC before applying for reciprocal agreement requirements; the application states these vary and are not published on its website.

Official no-examination sources

Effective from 2026-09-22.

License reissuance for business address change
No examination is required for this applicant pathway.
Existing License
Existing license for designated business office.
Notice
Apply before removal or within ten days afterward; replacement covers original unexpired term.

Official no-examination sources

Effective from 2026-09-22.

Permanent issuance after broker post license education
No examination is required for this applicant pathway.
Education
Complete thirty-hour course from MREC-certified provider before temporary license lapse.
Examination
The conversion provision requires temporary licensure and coursework; initial examination route is separately recorded.
License Held
Hold the temporary broker license.

Official no-examination sources

Effective from 2026-09-22.

Resident Real Estate Broker License

The resident broker application provides qualification paths based on active salesperson licensure or college real estate education.

Licensing authority: Mississippi Real Estate Commission · Application information

Active Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing resident broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

New licensure after revocation
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Eligibility
MREC determines current eligibility and character; prior license alone does not confer reinstatement.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Prior Revocation
Comply anew with Chapter 35; revocation within preceding five years disqualifies under Section 73-35-10(2)(b)(i).
Reissuance after changing principal broker
No examination is required for this applicant pathway.
License Held
Existing broker-salesperson license.
Notification
Written MREC notice within three days, identify new broker and obtain required acknowledgment; no practice after termination until reissuance.
Records
Do not carry former broker’s listings or information without consent; prescribed transfer application.

Official no-examination sources

Effective from 2026-09-22.

Examination — college real estate education
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
150 classroom hours acceptable toward a degree; resident application specifies at least ten college credit hours in real estate-specific courses when not currently a salesperson.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
Board instructions allow college qualification when not currently licensed as a salesperson.
Hiring Restriction
Sign hiring restriction certification unless the statutory exception applies.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.
Examination — salesperson experience with hiring restriction
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
At least 120 real estate course hours; statute additionally specifies 150 college classroom hours when active salesperson licensure is under 36 months.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
At least twelve months of active salesperson licensure.
Hiring Restriction
Execute statutory 36-month salesperson hiring restriction certification.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.
Federal license portability — servicemember or spouse
No examination is required for this applicant pathway.
Affidavit
MREC affidavit, covered-license copy and requested fingerprint materials; certify understanding and continuing compliance with Mississippi requirements and scope.
Compact
Section 4025a(e) instead applies relevant interstate compact requirements when applicable.
Covered License
Covered broker license in good standing without discipline, pending unprofessional-conduct investigation or disciplinary surrender.
Military Orders
Relocate residence to Mississippi because of military orders; provide orders and marriage certificate if a spouse.

Official no-examination sources

Effective from 2026-09-22.

Equivalent resident license after domicile change
No examination is required for this applicant pathway.
License Held
Nonresident broker license in good standing.
Residence
Change domicile to Mississippi and meet other resident requirements; Section 73-35-8(10) expressly dispenses with current education and examination.

Official no-examination sources

Effective from 2026-09-22.

Inactive Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing resident broker-related license.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.
Status
Renew inactive without practice; individuals need required accumulated education and insurance for later activation.

Official no-examination sources

Effective from 2026-09-22.

Change to inactive status
No examination is required for this applicant pathway.
Notification
Written MREC notice, license returned as published rule requires and applicable fee.
Practice
Cease licensed active practice; terminating brokerage may place business license inactive.

Official no-examination sources

Effective from 2026-09-22.

Late Renewal
No examination is required for this applicant pathway.
Continuing Education
Sixteen approved hours per two-year active cycle; statutory first-renewal, age/tenure and inactive-status exemptions apply.
Criminal History
Applicable Section 73-35-10 fingerprint check, subject to age and tenure exemption.
Existing License
Existing resident broker-related license.
Grace Period
Before automatic cancellation following two months of written delinquency notice; 100% renewal penalty. This does not assert reinstatement after cancellation.
Renewal
Renewal application, applicable fee and current email within prescribed cycle.

Official no-examination sources

Effective from 2026-09-22.

Military Family Freedom Act — three years of unlicensed occupational experience
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Experience
Three years of lawful work in an occupation unlicensed in the jurisdiction of practice; MREC determines similar scope.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Implementation Form
MREC affidavit asks for a prior license; this demand does not remove Section 73-50-1(4) work-experience recognition.
Insurance
Required coverage for active practice.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Mississippi resident.
Military Family Freedom Act — current license held at least one year
Mississippi Real Estate Broker State Specific Portion
Affidavit
MREC military affidavit, license copy and proof of military relationship.
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Insurance
Required coverage for active practice.
License Held
One year holding a current valid license with similar scope determined by MREC.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Mississippi resident.
Military Family Freedom Act — military occupational specialty
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Implementation Form
MREC affidavit asks for a prior license; this demand does not remove the statutory military-training pathway.
Insurance
Required coverage for active practice.
Military Relationship
Military member, spouse or dependent under Section 73-50-1.
Military Training
Awarded occupational specialty, completed military training and testing or equivalent training and experience, and performed in the specialty.
Other Testing
Military testing is applicant evidence, not a registered nationwide broker examination.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Mississippi resident.
Reactivation from inactive status
No examination is required for this applicant pathway.
Broker Capacity
Identify responsible broker and obtain acceptance; independent broker accepts responsibility for own practice.
Education And Insurance
Individual brokers bring accumulated education and errors and omissions coverage current.
Filing
MREC notification by letter or appropriate reactivation/transfer application and applicable fee.
License Held
Existing inactive broker or brokerage business license.

Official no-examination sources

Effective from 2026-09-22.

Reciprocity — established full examination exemption
No examination is required for this applicant pathway.
Application
Original Non-Resident or Reciprocal Broker application, license certifications, references, photographs, fee, email and required insurance.
License Held
Active broker license elsewhere, equivalent examination determined by MREC and reciprocal examination privileges for Mississippi licensees.
Post License Education
Resident reciprocal applicant receives temporary license and completes thirty-hour Mississippi post-license course within one year.
Reciprocity
Rule 1.1(G) expressly exempts examination when equivalence and mutual privileges are established. Other-jurisdiction examinations and licensure are applicant evidence.
Residence
Mississippi resident.
Specific Agreement
Contact MREC before applying for reciprocal agreement requirements; the application states these vary and are not published on its website.

Official no-examination sources

Effective from 2026-09-22.

License reissuance for business address change
No examination is required for this applicant pathway.
Existing License
Existing license for designated business office.
Notice
Apply before removal or within ten days afterward; replacement covers original unexpired term.

Official no-examination sources

Effective from 2026-09-22.

Permanent issuance after broker post license education
No examination is required for this applicant pathway.
Education
Complete thirty-hour course from MREC-certified provider before temporary license lapse.
Examination
The conversion provision requires temporary licensure and coursework; initial examination route is separately recorded.
License Held
Hold the temporary broker license.

Official no-examination sources

Effective from 2026-09-22.

Universal recognition — three years in an occupation unlicensed elsewhere
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Experience
At least three years in lawful occupation not licensed in the jurisdiction of practice; MREC determines similar scope and practice level.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Insurance
Required coverage for active practice.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Establish Mississippi residence.
Universal recognition — current license held at least one year
Mississippi Real Estate Broker State Specific Portion
Board Discretion
Statutes permit a Mississippi jurisprudential examination; Rule 1.1(A) identifies the broker State Specific Portion. That examination is retained; applicant-specific excuse or waiver is a condition. National examination is not required by these recognition statutes.
Good Standing
No disqualifying criminal record, misconduct, disciplinary surrender or unresolved professional complaint; pay required fees.
Implementation Statement
As a resident of Mississippi who is duly and primarily licensed as a real estate professional in another state and is desirous of obtaining a Mississippi real estate license in order to conduct real estate activity within the state of Mississippi, as defined in Chapter 73-35 of the Mississippi Code of 1972, Annotated, I am aware that I must meet all of the requirements for obtaining a license which are set forth for a resident of the state of Mississippi except for the specific pre-licensing education requirements and the successful completion of an examination. I understand that I am required to complete a Mississippi approved Post-Licensing course within one (1) year of licensure in order to renew my temporary license on a permanent basis. After obtaining the license, I understand that I must abide by the Mississippi Real Estate Brokers Licensing Act of 1954 as Amended and its Rules and Regulations while I am conducting real estate activity for which the real estate license is required involving Mississippi real estate.
Insurance
Required coverage for active practice.
License Held
At least one year holding a current valid license in good standing, with similar scope and same discipline and practice level determined by MREC.
Prior Qualifications
Issuing jurisdiction verifies its applicable education, experience, examination and supervision requirements were met.
Reciprocal Exemption
A qualifying Rule 1.1(G) reciprocal agreement may excuse the examination.
Residence
Establish Mississippi residence by the documents listed in Section 73-50-2(6).
Examination — thirty six month salesperson experience
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
At least 120 hours of qualifying real estate courses.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
At least 36 months of active salesperson licensure.
Hiring Restriction
Qualifying statutory 36-month experience removes the restriction.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.

Temporary Real Estate Broker License

Initial temporary license pending thirty-hour broker post-license education.

Licensing authority: Mississippi Real Estate Commission · Application information

Initial temporary nonresident broker by examination
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Certifications
Official certifications from every jurisdiction where a real estate license was held.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Consents
Consent to Mississippi service of process and hearings, and cooperation with investigations.
Eligibility
Broker licensed elsewhere, broker-salesperson affiliated with a Mississippi broker, or nonresident broker applicant maintaining a Mississippi office.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Office
Home-state active broker with an office there need not maintain a Mississippi office; obtain required Mississippi firm license.
Possible Waiver
Section 73-35-13(6) allows full or partial examination exemption when equivalence and mutual privileges are established; this route covers no established full exemption.
Residence
Nonresident; satisfy Section 73-35-8 with residency and approved equivalent education exceptions.
Temporary Term
Temporary issuance after examination; thirty-hour broker post-license course before permanent issuance.
Initial temporary resident broker — Examination — college real estate education
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
150 classroom hours acceptable toward a degree; resident application specifies at least ten college credit hours in real estate-specific courses when not currently a salesperson.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
Board instructions allow college qualification when not currently licensed as a salesperson.
Hiring Restriction
Sign hiring restriction certification unless the statutory exception applies.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.
Temporary Term
One year following the first day of the month after issuance; complete thirty-hour course within twelve months or become inactive, then lapse.
Initial temporary resident broker — Examination — salesperson experience with hiring restriction
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
At least 120 real estate course hours; statute additionally specifies 150 college classroom hours when active salesperson licensure is under 36 months.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
At least twelve months of active salesperson licensure.
Hiring Restriction
Execute statutory 36-month salesperson hiring restriction certification.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.
Temporary Term
One year following the first day of the month after issuance; complete thirty-hour course within twelve months or become inactive, then lapse.
Initial temporary resident broker by reciprocity
No examination is required for this applicant pathway.
Application
Original Non-Resident or Reciprocal Broker application, license certifications, references, photographs, fee, email and required insurance.
License Held
Active broker license elsewhere, equivalent examination determined by MREC and reciprocal examination privileges for Mississippi licensees.
Reciprocity
Rule 1.1(G) expressly exempts examination when equivalence and mutual privileges are established. Other-jurisdiction examinations and licensure are applicant evidence.
Specific Agreement
Contact MREC before applying for reciprocal agreement requirements; the application states these vary and are not published on its website.
Temporary Term
Resident reciprocal applicant completes thirty-hour Mississippi post-license course within one year.

Official no-examination sources

Effective from 2026-09-22.

Initial temporary resident broker — Examination — thirty six month salesperson experience
Application
Original notarized application, three qualifying property-owner recommendations, two photographs, bank reference, education certificates or college transcript, fee and current email; current broker reference for an affiliated salesperson.
Application Currency
Application and licensure certificates received within 60 days of notarization; bank and broker references less than 60 days old.
Character
Trustworthy and competent; background investigation and fingerprint checks under Section 73-35-10.
Education
At least 120 hours of qualifying real estate courses.
Examination Window
Both portions passed in the same two-month eligibility period; after two broker state failures wait six months and reapply.
Experience
At least 36 months of active salesperson licensure.
Hiring Restriction
Qualifying statutory 36-month experience removes the restriction.
Insurance
Required errors and omissions coverage for active practice.
Licensure Stages
Initial temporary license and thirty-hour broker post-license course before permanent issuance.
Minimum Age
At least 21 years old.
Residence
Mississippi legal domicile; subject to jurisdiction and tax laws; not an elector elsewhere.
Temporary Term
One year following the first day of the month after issuance; complete thirty-hour course within twelve months or become inactive, then lapse.

Mississippi Real Estate Broker State Specific Portion

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
40 scored state questions; possible unscored experimental questions
Time limit
1.5 hours for the State portion
Passing score
80% (32 of 40 points)
Examination outline
  • Powers and Duties of the Real Estate Commission (Broker 4 Items)
    • Hearings, including subpoena power
    • Purpose and jurisdiction
    • Violations
    • Penalties MREC can impose
  • Licensing Requirements and License Maintenance (Broker 4 Items)
    • General licensing requirements
    • Continuing and Post-licensing ed req
    • E & O insurance
    • Disqualifying issues
    • Activities Requiring License (incl. time shares, auctions, prop mgmnt)
    • Exemptions from licensure
    • Inactive license
    • Rules about receiving and Sharing Commissions.
  • Property Condition Disclosures (Broker 6 Items)
    • Disclosure form (delivery, who completes)
    • Stigmatizing factors
    • Licensee responsibility to advise client, ensure completeness
    • Exemptions from Disclosure - no exemption for new construction
    • Disclosure form is not part of contract (see form) but is attached to listing
    • Material changes allow buyer to void contract
  • Agency Disclosure and Duties to Parties (Broker 8 Items)
    • Dual Agency Disclosure
    • Working with a Real Estate Broker
    • Disclosure of licensed status if a principal
    • Timing of disclosure, Rules about parties to whom disclosure must be made
    • Buyer may withdraw from Buyer-Broker agreement w 15 days' notice
    • General Duties to all Parties
  • Out-of-State Brokers and Developers (Broker 3 Items)
    • Cooperative agreements
    • Reciprocal licenses
  • Trust Accounts (Broker 3 Items)
    • Handling of earnest money
    • General acctg practices; no commingling
    • Broker is account holder; Salesperson may not establish prop mgt escrow acct independent of broker
    • Disbursement issues (interpleader)
  • Broker Responsibilities, Including Supervision of Sales Associates (Broker 5 Items)
    • Supervision of associated licensees
    • Inform MREC of change in associate status/termination
    • Responsibility for acts of associates
    • License display; place of business
    • Broker Price Opinion
    • Associates’ Compensation
  • Records and Documents (Broker 4 Items)
    • Length of time to keep (Routine, if litigation)
    • Records that are included in this requirement
    • Disposition of records after close of a business
    • Electronic records OK
  • Advertising/Marketing/Internet (Broker 3 Items)
    • Social media and internet are advertising (part of "ALL advertising")
    • Must advertise in broker's name
    • Broker must permit/approve advertising
    • Private controls
Examination sources

National Broker Exam — National Portion (Real Estate Principles and Practices)

Provider
PSI Services LLC
Format
National portion of state real estate broker licensing examinations with its own minimum passing score; scenario-based questions with more than four options and one best answer, each option weighted zero, one or two points; candidates who fail one portion retake only that portion
Examination outline
  • I. Property Ownership (Broker 10%) (10%)
    • A. Real and personal property; conveyances
    • B. Land characteristics and legal descriptions: 1. Metes and bounds method of legal property description; 2. Lot and block (recorded plat) method of legal property description; 3. Government survey (rectangular survey) method of legal property description; 4. Measuring structures (linear and square footage); 5. Land measurement
    • C. Encumbrances and effects on property ownership: 1. Types of liens and their effect on the title and value of real property; 2. Easements, rights of way and licenses, including their effect on the title, value and use of real property; 3. Encroachments and their effect on the title, value and use of real property; 4. Potential encumbrances on title, such as probate, leases, or adverse possession; 5. Property rights that may be conveyed separately from use of the land surface, such as mineral and other subsurface rights, air rights, or water rights
    • D. Types of ownership: 1. Ownership in severalty/sole ownership; 2. Implications of ownership as tenants in common; 3. Implications of ownership in joint tenancy; 4. Forms of common-interest ownership, such as Timeshares, Condominiums and Co-ops; 5. Property ownership held in a trust or by an estate; 6. Ownership by business entities; 7. Life Estate ownership
  • II. Land use Controls (Broker 5%) (5%)
    • A. Government rights in land: 1. Government rights to impose property taxes and special assessments; 2. Government rights to acquire land through eminent domain, condemnation and escheat
    • B. Government controls on land use
    • C. Private controls: 1. Deed conditions or restrictions on property use; 2. Subdivision covenants, conditions and restrictions (CC&Rs) on property use; 3. Condominium and owners’ associations regulations or bylaws on property use
  • III. Valuation (Broker 8%) (8%)
    • A. Appraisals: 1. Appraisals for valuation of real property; 2. Situations which require appraisal by a licensed or certified appraiser and brokerage-related actions that constitute unauthorized appraisal practice; 3. General steps in appraisal process
    • B. Estimating Value: 1. Economic principles and property characteristics that affect value of real property; 2. Sales or market comparison approach to property valuation and appropriate uses; 3. Cost approach to property valuation and appropriate uses; 4. Income analysis approach to property valuation and appropriate uses
    • C. Comparative Market Analysis (CMA): 1. Competitive/Comparative Market Analysis (CMA), BPO or equivalent; 2. Automated Valuation Method (AVM), appraisal valuation and Comparative Market Analysis (CMA)
  • IV. Financing (Broker 9%) (9%)
    • A. Basic Concepts and Terminology: 1. Loan financing (for example, points, LTV, PMI, interest, PITI); 2. General underwriting process (e.g., debt ratios, credit scoring and history); 3. Standard mortgage/deed of trust clauses and conditions; 4. Essential elements of a promissory note
    • B. Types of Loans: 1. Conventional loans; 2. Amortized loans, partially amortized (balloon) loans, interest-only loans; 3. Adjustable-rate mortgage (ARM) loans; 4. Government Loans — a. FHA insured loans; b. VA guaranteed loans; c. USDA/Rural Development loan programs; 5. Owner financing (for example, installment or land contract/contract for deed); 6. Reverse-mortgage loans; 7. Home equity loans and lines of credit; 8. Construction loans; 9. Rehab loans; 10. Bridge loans
    • C. Financing and Lending: 1. Real Estate Settlement Procedures Act (RESPA), including kickbacks; 2. Truth-in-Lending Act (Regulation Z), including advertising; 3. Requirements and time frames of TRID (TILA-RESPA Integrated Disclosures); 4. Equal Credit Opportunity Act; 5. Lending Process (application through loan closing); 6. Risky loan features, such as prepayment penalties and balloon payments
  • V. Contracts (Broker 19%) (19%)
    • A. General Contract Law: 1. General principles of contract law; 2. Elements necessary for a contract to be valid; 3. Effect of the Statute of Frauds; 4. Offer and a contract; 5. Enforceability of contracts; 6. Void, voidable and unenforceable contracts; 7. Bilateral and unilateral contracts; 8. Nature and use of option agreements; 9. Notice, delivery, acceptance and execution of contracts; 10. Appropriate use, risks, and advantages of electronic signatures and paperless transactions; 11. Rights and obligations of the parties to a contract; 12. Possible remedies for breach or non-performance of contract; 13. Termination, rescission and cancellation of contracts
    • B. Purchase and Lease Contracts: 1. Addenda and amendments to contracts; 2. Purchase agreements; 3. Contract contingencies and methods for satisfying them; 4. Leases and rental agreements; 5. Lease-purchase agreements; 6. Types of leases
    • C. Proper handling of multiple offers and counteroffers
  • VI. Agency (Broker 13%) (13%)
    • A. Agency and non-agency relationships: 1. Agency relationships and how they are established; 2. Types of listing contracts; 3. Buyer brokerage/tenant representation contracts; 4. Other brokerage relationships, including transaction brokers and facilitators; 5. Powers of attorney and other assignments of authority; 6. Conditions for termination of agency or brokerage service agreements
    • B. Agent Duties: 1. Fiduciary duties of agents; 2. Agent's duties to customers/non-clients, including honesty and good faith
    • C. Agency Disclosures: 1. Disclosure of agency/representation; 2. Disclosure of possible conflict of interest or self-interest
  • VII. Property Disclosures (Broker 7%) (7%)
    • A. Property Condition: 1. Seller's property condition disclosure requirements; 2. Property conditions that may warrant inspections or a survey; 3. Red flags that warrant investigation of public or private land use controls
    • B. Environmental and Government Disclosures: 1. Environmental issues requiring disclosure; 2. Federal, state, or local disclosure requirements regarding the property
    • C. Disclosure of material facts and material defects
  • VIII. Property Management (Broker 5%) (5%)
    • A. Duties and Responsibilities: 1. Procurement and qualification of prospective tenants; 2. Fair housing and ADA compliance specific to property management; 3. How to complete a market analysis to identify factors in setting rents or lease rates; 4. Property manager responsibility for maintenance, improvements, reporting and risk management (BROKER ONLY); 5. Handling landlord and tenant funds; trust accounts, reports and disbursements (BROKER ONLY); 6. Provisions of property management contracts (BROKER ONLY)
    • B. Landlord and tenant rights and obligations
  • IX. Transfer of Title (Broker 6%) (6%)
    • A. Types of deeds
    • B. Title Insurance and Searches: 1. Title insurance policies and title searches; 2. Potential title problems and resolutions; 3. Marketable and insurable title
    • C. Closing Process: 1. When transfer of ownership becomes effective; 2. Process and importance of recordation; 3. Settlement procedures (closing) and parties involved; 4. Home and new construction warranties
    • D. Special Processes: 1. Special issues in transferring foreclosed properties; 2. Special issues in short sale transactions; 3. Special issues in probate transactions
  • X. Practice of Real Estate (Broker 12%) (12%)
    • A. Antidiscrimination: 1. Federal Fair Housing Act general principles and exemptions; 2. Protected classes under Federal Fair Housing Act; 3. Protections against discrimination based on gender identity and sexual orientation; 4. Prohibited conduct under Federal Fair Housing Act (Redlining, Blockbusting, Steering, Disparate Treatment); 5. Fair housing advertising rules; 6. Americans with Disabilities Act (ADA) obligations pertaining to accessibility and reasonable accommodations
    • B. Legislation and Regulations: 1. Licensees’ status as employees or independent contractors; 2. Antitrust laws and types of violations, fines and penalties; 3. Do-Not-Call List rule compliance; 4. Proper use of Social Media and Internet communication and advertising
    • C. Duties and Responsibilities: 1. Protection of confidential personal information (written, verbal or electronic); 2. Duties when handling funds of others in transactions; 3. Licensee responsibility for due diligence in real estate transactions
    • D. Supervisory Responsibilities (BROKER ONLY): 1. Broker's supervisory responsibilities (licensees, teams and unlicensed assistants and employees) (BROKER ONLY); 2. Broker relationship with licensees (employees or independent contractors and governing rules) (BROKER ONLY)
  • XI. Real Estate Calculations (Broker 6%) (6%)
    • A. Calculations for Transactions: 1. Seller’s net proceeds; 2. Buyer funds needed at closing; 3. Real property tax and other prorations; 4. Real property transfer fees; 5. PITI (Principal, Interest, Taxes and Insurance) payments estimate given loan rate and term
    • B. General Concepts: 1. Equity; 2. Rate of return/Capitalization rate; 3. Loan-to-Value ratio; 4. Discount points and loan origination fees
Examination sources