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Free Accident & Health or Sickness Producer Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Accident & Health or Sickness Producer practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1A self-employed consultant wants benefits to replace earnings during a covered illness that prevents work. Which coverage addresses that income loss?

    1. A. Business overhead expense disability insurance
    2. B. Individual disability income insurance
    3. C. Key employee disability insurance
    4. D. Hospital confinement indemnity insurance

    Answer: B

    Explanation: "Disability insurance is designed to replace income or other expenses" NAIC explains that disability insurance replaces income or expenses when illness or injury prevents work. Here the consultant seeks personal earnings, so individual disability income fits; overhead pays business expenses, key-person cover pays the business, and hospital indemnity pays per hospital day.

    Reference: NAIC Small Business Insurance — Disability Insurance

  2. 2A producer tells an insured that a verbal promise changes an issued individual health policy. Under the entire-contract clause, how can a policy change become valid?

    1. A. The producer may amend it orally if the insured agrees
    2. B. The insurer may approve it through an executive officer and endorse or attach it
    3. C. The beneficiary may amend it by signing a claim form
    4. D. A broker may amend it by placing a note in the application file

    Answer: B

    Explanation: "No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto." Connecticut's entire-contract provision requires executive approval plus endorsement or attachment. Oral producer promises, beneficiary claim signatures, and broker file notes lack the specified insurer approval and contract attachment.

    Reference: Connecticut General Statutes Chapter 700c — CGS § 38a-483(a)(1), Entire Contract: Changes

  3. 3A Medicare beneficiary is admitted as an inpatient to a hospital. Which part of Original Medicare primarily addresses that inpatient stay?

    1. A. Medicare Part A
    2. B. Medicare Part B
    3. C. Medicare Part C
    4. D. Medicare Part D

    Answer: A

    Explanation: "Part A helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care." Medicare.gov assigns inpatient hospital care to Part A. Part B principally addresses medical/outpatient services, Part C is the Medicare Advantage delivery option, and Part D is prescription-drug coverage.

    Reference: Medicare.gov Parts of Medicare — Medicare basics — Part A

  4. 4Two health plans may both be liable for the same covered medical claim. Which process determines the plan that pays first?

    1. A. Subrogation between an insurer and a responsible party
    2. B. Coordination of benefits between the liable plans
    3. C. Coinsurance applied to the member's covered expense
    4. D. Prior authorization for a proposed medical service

    Answer: B

    Explanation: "Coordination of Benefits: A way to figure out which plan pays first when two or more health plans are responsible to pay the same claim." NAIC defines coordination of benefits as the order of payment among two liable plans. Subrogation recovers paid claims, coinsurance allocates member cost, and prior authorization occurs before care.

    Reference: NAIC Consumer Guide to Using Your Health Plan — Using Your Health Plan — glossary, Coordination of Benefits

  5. 5A producer is about to alter an applicant's written answer on a Connecticut individual health insurance application. Whose written consent must the producer first obtain?

    1. A. The applicant whose answer would be changed
    2. B. The insurer underwriter reviewing that answer
    3. C. The medical examiner who supplied evidence
    4. D. The insured person if different from the applicant

    Answer: A

    Explanation: "No alteration of any written application for any such policy shall be made by any person other than the applicant without his written consent" The statute places consent with the applicant when someone else changes the written application. Underwriter, medical examiner, and insured person are real application participants, but their consent does not replace the applicant's.

    Reference: Connecticut General Statutes Chapter 700c — CGS § 38a-485(b), Alteration of Application

  6. 6A Connecticut resident applies for an Accident & Health producer license and has no statutory exemption. What examination must the applicant pass?

    1. A. A written producer examination
    2. B. An oral producer examination
    3. C. A practical claims-adjustment examination
    4. D. A federal securities examination

    Answer: A

    Explanation: CGS § 38a-702d(a) says, "A resident individual applying for an insurance producer license shall pass a written examination unless exempt under section 38a-702h." The nonexempt applicant therefore must pass the written producer exam.

    Reference: Chapter 701a - Insurance Producers, Agents and Third-Party Administrators — CGS § 38a-702d(a)

  7. 7A Connecticut individual health policy defines successive hospital stays as one period of confinement when readmission occurs within a stated interval. What is the ordinary maximum interval permitted by the minimum-standards regulation?

    1. A. 45 days
    2. B. 75 days
    3. C. 90 days
    4. D. 150 days

    Answer: C

    Explanation: RCSA § 38a-505-5(A) allows successive confinements to be combined when readmission occurs within "not more than 90 days" or the alternative policy formula, subject to its cap.

    Reference: eRegulations - Browse Regulations of Connecticut State Agencies — RCSA § 38a-505-5(A)

  8. 8A business owner becomes disabled and wants insurance to keep paying rent, utilities, and staff payroll while recovering. Which coverage is designed for those operating costs?

    1. A. Personal disability income coverage for the owner's wages
    2. B. Key employee disability coverage for a crucial worker
    3. C. Business overhead expense disability coverage
    4. D. Hospital confinement indemnity for inpatient days

    Answer: C

    Explanation: "This type of provision covers standard business expenses such as payroll, utilities," NAIC identifies payroll and utilities as business overhead expenses during the owner's disability. Personal income replaces earnings, key-person coverage protects against a worker's loss, and hospital indemnity addresses confinement rather than operating expenses.

    Reference: NAIC Small Business Insurance — Disability Insurance — business overhead rider

  9. 9A lapsed individual health policy's overdue renewal premium is accepted by the insurer without requesting a reinstatement application. What does the reinstatement clause provide?

    1. A. Acceptance of the overdue premium reinstates the policy
    2. B. Acceptance only reserves the right to apply for a new policy
    3. C. Reinstatement requires a medical examination in every case
    4. D. Reinstatement occurs only at the next annual renewal date

    Answer: A

    Explanation: "a subsequent acceptance of premium by the insurer or by any agent duly authorized by the insurer to accept such premium, without requiring in connection therewith an application for reinstatement, shall reinstate the policy" Connecticut makes acceptance of the overdue premium a reinstatement event when no application is required. The conditional-receipt path applies when an application is required, so a new policy, mandatory examination, or annual wait does not follow these facts.

    Reference: Connecticut General Statutes Chapter 700c — CGS § 38a-483(a)(4), Reinstatement

  10. 10A low-income family asks about public health coverage jointly administered and funded by federal and state governments. Which program fits that description?

    1. A. Medicare hospital insurance
    2. B. Medicare medical insurance
    3. C. Medicaid health coverage
    4. D. Social Security disability income

    Answer: C

    Explanation: "Medicaid is a joint federal and state program" Medicare.gov identifies Medicaid as joint federal-state health coverage for qualifying groups. Medicare Parts A and B have a different federal program structure, and Social Security disability income is a cash benefit rather than this health program.

    Reference: Medicare.gov Parts of Medicare — Medicare basics — Medicare versus Medicaid

Topics in this practice bank

These topics describe the available practice for Accident & Health or Sickness Producer. Review the examination outline and its sources for scope and allocation details.

  • I. TYPES OF POLICIES 16
    • A. Disability income
    • A. Disability income / 1. Individual disability income policy
    • A. Disability income / 2. Business overhead expense policy
    • A. Disability income / 3. Business disability buyout policy
    • A. Disability income / 4. Group disability income policy
    • A. Disability income / 5. Key employee policy
    • B. Accidental death and dismemberment
    • C. Medical expense insurance
    • C. Medical expense insurance / 1. Basic hospital, medical, and surgical policies
    • C. Medical expense insurance / 2. Major medical policies
    • C. Medical expense insurance / 3. Health Maintenance Organizations (HMOs)
    • C. Medical expense insurance / 4. Preferred Provider Organizations (PPOs)
    • C. Medical expense insurance / 5. Point of Service (POS) plans
    • C. Medical expense insurance / 6. Flexible Spending Accounts (FSAs)
    • C. Medical expense insurance / 7. High Deductible Health Plans (HDHPs) and related Health Savings Accounts (HSAs)
    • C. Medical expense insurance / 8. Health Reimbursement Accounts (HRAs)
    • D. Medicare supplement policies
    • E. Group insurance
    • E. Group insurance / 1. Differences between individual and group contracts
    • E. Group insurance / 2. General characteristics
    • E. Group insurance / 3. COBRA
    • F. Individual/Group Long Term Care (LTC)
    • F. Individual/Group Long Term Care (LTC) / 1. Eligibility
    • F. Individual/Group Long Term Care (LTC) / 2. Levels of care
    • G. Other policies
    • G. Other policies / 1. Dental
    • G. Other policies / 2. Vision
    • G. Other policies / 3. Cancer
    • G. Other policies / 4. Critical illness or specified disease
    • G. Other policies / 5. Worksite (employer-sponsored)
    • G. Other policies / 6. Hospital indemnity
    • G. Other policies / 7. Short-term medical
    • G. Other policies / 8. Accident
  • II. POLICY PROVISIONS, CLAUSES, AND RIDERS 15
    • A. Mandatory and optional provisions
    • A. Mandatory and optional provisions / 1. Entire contract
    • A. Mandatory and optional provisions / 2. Time limit on certain defenses (incontestable)
    • A. Mandatory and optional provisions / 3. Grace period
    • A. Mandatory and optional provisions / 4. Reinstatement
    • A. Mandatory and optional provisions / 5. Notice of claim
    • A. Mandatory and optional provisions / 6. Claim forms
    • A. Mandatory and optional provisions / 7. Proof of loss
    • A. Mandatory and optional provisions / 8. Time of payment of claims
    • A. Mandatory and optional provisions / 9. Payment of claims
    • A. Mandatory and optional provisions / 10. Physical examination and autopsy
    • A. Mandatory and optional provisions / 11. Legal actions
    • A. Mandatory and optional provisions / 12. Change of beneficiary
    • A. Mandatory and optional provisions / 13. Misstatement of age or gender
    • A. Mandatory and optional provisions / 14. Change of occupation
    • A. Mandatory and optional provisions / 15. Illegal occupation
    • A. Mandatory and optional provisions / 16. Relation of earnings to insurance
    • B. Other provisions and clauses
    • B. Other provisions and clauses / 1. Insuring clause
    • B. Other provisions and clauses / 2. Free look
    • B. Other provisions and clauses / 3. Consideration clause
    • B. Other provisions and clauses / 4. Probationary period
    • B. Other provisions and clauses / 5. Elimination period
    • B. Other provisions and clauses / 6. Waiver of premium
    • B. Other provisions and clauses / 7. Exclusions and limitations
    • B. Other provisions and clauses / 8. Preexisting conditions
    • B. Other provisions and clauses / 9. Coinsurance
    • B. Other provisions and clauses / 10. Deductibles
    • B. Other provisions and clauses / 11. Eligible expenses
    • B. Other provisions and clauses / 12. Copayments
    • B. Other provisions and clauses / 13. Pre-authorizations and prior approval requirements
    • B. Other provisions and clauses / 14. Usual, reasonable, and customary (URC) charges
    • B. Other provisions and clauses / 15. Lifetime, annual, or per cause maximum benefit limits
    • C. Riders
    • C. Riders / 1. Impairment/exclusions
    • C. Riders / 2. Guaranteed insurability
    • C. Riders / 3. Future increase option
    • D. Rights of renewability
    • D. Rights of renewability / 1. Noncancelable
    • D. Rights of renewability / 2. Cancelable
    • D. Rights of renewability / 3. Guaranteed renewable
  • III. SOCIAL INSURANCE 6
    • A. Medicare (Parts A, B, C, D)
    • B. Medicaid
    • C. Social Security benefits
  • IV. OTHER INSURANCE CONCEPTS 5
    • A. Total, partial, recurrent, and residual disability
    • B. Owner’s rights
    • C. Dependent children benefits
    • D. Primary and contingent beneficiaries
    • E. Modes of premium payments
    • F. Nonduplication and coordination of benefits (e.g., primary vs. excess)
    • G. Occupational vs. non-occupational
    • H. Tax treatment of premiums and proceeds of insurance contracts (e.g., disability income and medical expenses, etc.)
    • I. Managed care
    • J. Workers Compensation
    • K. Subrogation
  • V. FIELD UNDERWRITING PROCEDURES 8
    • A. Completing the application
    • B. Explaining sources of insurability and HIPAA privacy information (e.g., MIB Report, Fair Credit Reporting Act, etc.)
    • C. Initial premium payment and receipt and consequences of the receipt (e.g., medical examination, etc.)
    • D. Submitting application (and initial premium if collected) to company for underwriting
    • E. Policy delivery
    • F. Explaining policy and its provisions, riders, exclusions, and ratings to clients
    • G. Replacement
    • H. Contract law
    • H. Contract law / 1. Elements of a contract
    • H. Contract law / 2. Insurable interest
    • H. Contract law / 3. Warranties and representations
    • H. Contract law / 4. Unique aspects of the insurance contract
    • H. Contract law / 4. Unique aspects of the insurance contract / a. Conditional
    • H. Contract law / 4. Unique aspects of the insurance contract / b. Unilateral
    • H. Contract law / 4. Unique aspects of the insurance contract / c. Adhesion
    • H. Contract law / 4. Unique aspects of the insurance contract / d. Aleatory
  • I. CT STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, AND CASUALTY INSURANCE 18
    • A. Responsibilities of the Insurance Commissioner
    • A. Responsibilities of the Insurance Commissioner / 1. General duties and powers
    • A. Responsibilities of the Insurance Commissioner / 2. Examination of records
    • A. Responsibilities of the Insurance Commissioner / 3. Hearings/notice of hearings
    • A. Responsibilities of the Insurance Commissioner / 4. Penalties and fines
    • A. Responsibilities of the Insurance Commissioner / 5. Cease and desist orders
    • B. Definitions
    • B. Definitions / 1. Insurance transaction
    • B. Definitions / 2. Insurer
    • B. Definitions / 3. Reinsurance
    • B. Definitions / 4. Domestic, foreign, and alien companies
    • B. Definitions / 5. Fraternal benefit society
    • B. Definitions / 6. Authorized and unauthorized companies / admitted and nonadmitted companies
    • B. Definitions / 7. Stock and mutual companies, and reciprocals
    • B. Definitions / 8. Certificate of authority
    • C. Licensing
    • C. Licensing / 1. Purpose
    • C. Licensing / 2. Licensing Requirements
    • C. Licensing / 2. Licensing Requirements / a. Producer
    • C. Licensing / 2. Licensing Requirements / b. Agent
    • C. Licensing / 2. Licensing Requirements / c. Broker
    • C. Licensing / 2. Licensing Requirements / d. Resident/Nonresident
    • C. Licensing / 2. Licensing Requirements / e. Temporary license
    • C. Licensing / 3. Agent appointment/termination of contract
    • C. Licensing / 4. Obtaining a license
    • C. Licensing / 4. Obtaining a license / a. Qualifications
    • C. Licensing / 4. Obtaining a license / b. Licenses fees and application
    • C. Licensing / 4. Obtaining a license / c. Written examinations
    • C. Licensing / 4. Obtaining a license / d. Exemptions/exceptions
    • C. Licensing / 4. Obtaining a license / e. License denial
    • C. Licensing / 5. Maintaining a license
    • C. Licensing / 5. Maintaining a license / a. Continuing education
    • C. Licensing / 5. Maintaining a license / b. Change of address/name change
    • C. Licensing / 5. Maintaining a license / c. Fees/renewal
    • C. Licensing / 5. Maintaining a license / d. License expiration
    • C. Licensing / 5. Maintaining a license / e. Suspension or revocation of licenses
    • D. Agent responsibilities
    • D. Agent responsibilities / 1. Fiduciary capacity
    • D. Agent responsibilities / 1. Fiduciary capacity / a. Premium accountability
    • D. Agent responsibilities / 2. Disclosure
    • D. Agent responsibilities / 3. Commissions and compensation/ charges for extra services
    • E. Filing and approval of policy forms
    • F. Connecticut Insurance Guaranty Association Act
    • F. Connecticut Insurance Guaranty Association Act / 1. Brokered Transactions Guaranty Fund
    • G. Marketing practices
    • G. Marketing practices / 1. Responsibilities of the insurer
    • G. Marketing practices / 2. Unfair claims practices
    • G. Marketing practices / 3. Unfair trade practices
    • G. Marketing practices / 3. Unfair trade practices / a. Rebating
    • G. Marketing practices / 3. Unfair trade practices / b. Misrepresentation
    • G. Marketing practices / 3. Unfair trade practices / c. False advertising
    • G. Marketing practices / 3. Unfair trade practices / d. Defamation
    • G. Marketing practices / 3. Unfair trade practices / e. False financial statements
    • G. Marketing practices / 3. Unfair trade practices / f. Controlled business
    • G. Marketing practices / 3. Unfair trade practices / g. Boycott, coercion, intimidation
    • G. Marketing practices / 3. Unfair trade practices / h. Unfair discrimination
    • G. Marketing practices / 3. Unfair trade practices / i. Coercion of borrower
    • G. Marketing practices / 3. Unfair trade practices / j. Illegal inducement
    • G. Marketing practices / 3. Unfair trade practices / k. Misrepresentation on applications
    • G. Marketing practices / 3. Unfair trade practices / l. Twisting
    • G. Marketing practices / 4. Return of premium
    • H. Connecticut Insurance Information and Privacy Protection Act
  • II. STATE STATUTES, RULES, AND REGULATIONS PERTINENT TO ACCIDENT AND HEALTH INSURANCE ONLY 7
    • A. Policy clauses and Provisions
    • A. Policy clauses and Provisions / 1. Minimum Standards
    • A. Policy clauses and Provisions / 1. Minimum Standards / a. Purpose
    • A. Policy clauses and Provisions / 1. Minimum Standards / b. Definition
    • A. Policy clauses and Provisions / 1. Minimum Standards / c. Prohibited provisions
    • A. Policy clauses and Provisions / 1. Minimum Standards / d. Preexisting conditions
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / a. Newborns
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / b. Handicapped dependents
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / c. Mental Health and Nervous Disorder Coverages
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / d. Substance Abuse Treatment
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / e. Dependent children
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / f. Maternity benefits for dependent children
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / g. Infertility coverage
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / h. Right to return
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / i. Right of insurer to contest
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / j. Grace period
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / k. Coordination of benefits
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / l. Continuation/Conversion in group policies
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / m.Chiropractic
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / n. Adopted and prospective adopted children
    • A. Policy clauses and Provisions / 2. Required and Optional Coverages / o. Mammograms
    • A. Policy clauses and Provisions / 3. Benefit Standards
    • B. Disability
    • B. Disability / 1. Connecticut minimum benefit standards for disability income
    • C. Agent Disclosure
    • D. Carrier Disclosure
    • D. Carrier Disclosure / 1. Outline of Coverage
    • D. Carrier Disclosure / 2. Renewal Agreements/Nonrenewal and Cancellation
    • D. Carrier Disclosure / 3. Advertising
    • D. Carrier Disclosure / 4. Suitability
    • D. Carrier Disclosure / 5. Policy Replacement
    • D. Carrier Disclosure / 6. Evidence of Coverage
    • D. Carrier Disclosure / 7. Group Health
    • D. Carrier Disclosure / 7. Group Health / a. Required Provisions
    • D. Carrier Disclosure / 8. Unfair Practices
    • D. Carrier Disclosure / 8. Unfair Practices / a. Prohibited use of genetic information
    • D. Carrier Disclosure / 8. Unfair Practices / b. Unfair discrimination
    • D. Carrier Disclosure / 9. Application Responsibilities
    • D. Carrier Disclosure / 10. Limited Benefit Disclosure
    • E. Connecticut children's health insurance plan (HUSKY)
    • F. Medicare Supplement Insurance
    • F. Medicare Supplement Insurance / 1. Definitions
    • F. Medicare Supplement Insurance / 2. Minimum Standards
    • F. Medicare Supplement Insurance / 3. Application Responsibilities
    • F. Medicare Supplement Insurance / 4. Outline of Coverage/Disclosure Requirements
    • F. Medicare Supplement Insurance / 5. Buyers Guide
    • F. Medicare Supplement Insurance / 6. Pre-existing Conditions
    • F. Medicare Supplement Insurance / 7. Right to Return
    • F. Medicare Supplement Insurance / 8. Replacement/Replacement Forms
    • F. Medicare Supplement Insurance / 9. Duplication of Benefits
    • F. Medicare Supplement Insurance / 10.Part A Deductibles and Coinsurance
    • F. Medicare Supplement Insurance / 11.Regulations
    • F. Medicare Supplement Insurance / 12.Medicaid--relationship to Supplements and Long- Term Care
    • F. Medicare Supplement Insurance / 13.Open enrollment
    • F. Medicare Supplement Insurance / 14.Advertising and marketing
    • G. Medicare Advantage
    • H. Long-term Care / Home Health Care Policies
    • H. Long-term Care / Home Health Care Policies / 1. Private Insurance
    • H. Long-term Care / Home Health Care Policies / 1. Private Insurance / a. Regulations
    • H. Long-term Care / Home Health Care Policies / 2. Required Provisions
    • H. Long-term Care / Home Health Care Policies / 2. Required Provisions / a. Mental/emotional disorders
    • H. Long-term Care / Home Health Care Policies / 2. Required Provisions / b. Levels of care
    • H. Long-term Care / Home Health Care Policies / 2. Required Provisions / c. Zero-day hospital
    • H. Long-term Care / Home Health Care Policies / 2. Required Provisions / d. Pre-existing conditions
    • H. Long-term Care / Home Health Care Policies / 3. Other Provisions
    • H. Long-term Care / Home Health Care Policies / 3. Other Provisions / a. Waiver of Premium
    • H. Long-term Care / Home Health Care Policies / 3. Other Provisions / b. Inflation Protection
    • H. Long-term Care / Home Health Care Policies / 3. Other Provisions / c. Spousal discount
    • H. Long-term Care / Home Health Care Policies / 4. Terminology
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / a. Skilled (primary) care
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / b. Home health care vs. home care
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / c. Community care
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / d. Alternate care
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / e. Case management
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / f. Activities of Daily Living (ADL’s) and cognitive impairment
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / g. Medically necessary or appropriate
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / h. Plan of care
    • H. Long-term Care / Home Health Care Policies / 4. Terminology / i. Adult day services
    • H. Long-term Care / Home Health Care Policies / 5. Disclosure
    • H. Long-term Care / Home Health Care Policies / 5. Disclosure / a. Outline of Coverage
    • H. Long-term Care / Home Health Care Policies / 5. Disclosure / b. Shopper’s Guide
    • H. Long-term Care / Home Health Care Policies / 6. Connecticut Partnership for Long Term Care
    • H. Long-term Care / Home Health Care Policies / 6. Connecticut Partnership for Long Term Care / a. Precertification of policies
    • H. Long-term Care / Home Health Care Policies / 6. Connecticut Partnership for Long Term Care / b. Training/Certification of producers
    • H. Long-term Care / Home Health Care Policies / 7. Elimination Period
    • H. Long-term Care / Home Health Care Policies / 8. Right to return policy
    • H. Long-term Care / Home Health Care Policies / 9. Marketing Methods and Practices
    • H. Long-term Care / Home Health Care Policies / 9. Marketing Methods and Practices / a. Solicitation
    • L. Requirements for small employers
    • L. Requirements for small employers / 1. Special Provisions
    • L. Requirements for small employers / 2. Disclosure requirements
    • L. Requirements for small employers / 3. Termination/Nonrenewal
    • L. Requirements for small employers / 4. Fair Marketing Standards
    • M. Requirements relating to HIV/AIDS
    • N. Connecticut Comprehensive Health Care Plan
    • O. Connecticut Comprehensive Health Care Plan
    • P. Affordable Care Act
    • P. Affordable Care Act / 1. Exchanges/Marketplace
    • P. Affordable Care Act / 2. Taxes, penalties, and subsidies
    • P. Affordable Care Act / 3. Essential health benefits
    • P. Affordable Care Act / 3. Essential health benefits / a. Mental health and substance use disorder parity
    • P. Affordable Care Act / 3. Essential health benefits / b. Pediatric services
    • P. Affordable Care Act / 3. Essential health benefits / c. Preventive services
    • P. Affordable Care Act / 4. Employer notification responsibilities

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