Free North Carolina Professional Bail Bondsman, Surety Bail Bondsman, and Bail Bond Runner Examination Practice Questions

Sample Practice Questions

Try these 10 sample questions from the North Carolina Professional Bail Bondsman, Surety Bail Bondsman, and Bail Bond Runner Examination practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

1. 1Which North Carolina official has full authority to administer the statute regulating bail bondsmen and runners?

   1. A. Commissioner of Insurance
   2. B. Attorney General
   3. C. Chief Justice
   4. D. Secretary of State

   Answer: A

   Explanation: G.S. 58-71-5(a) says, "The Commissioner shall have full power and authority to administer the provisions of this Article." Therefore the Commissioner of Insurance is the administering official.

   Reference: Chapter 58 - Article 71 — G.S. 58-71-5(a)

2. 2Under Article 71, which group is included in the term bail bondsman?

   1. A. Surety, professional, and accommodation bondsmen
   2. B. Professional bondsmen, runners, and insurers
   3. C. Surety bondsmen, runners, and principals
   4. D. Accommodation bondsmen, runners, and obligors

   Answer: A

   Explanation: G.S. 58-71-1(3) defines a bail bondsman as "a surety bondsman, professional bondsman or an accommodation bondsman."

   Reference: Chapter 58 - Article 71 — G.S. 58-71-1(3)

3. 3A runner waits inside a magistrate's office to approach families seeking bonds. How is that conduct treated?

   1. A. Permitted if no fee is discussed
   2. B. Prima facie evidence of soliciting
   3. C. Permitted outside business hours
   4. D. Only a registry violation

   Answer: B

   Explanation: G.S. 58-71-95(6) states, "Loitering in or about a magistrate's office or any place where prisoners are confined shall be prima facie evidence of soliciting."

   Reference: Chapter 58 - Article 71 — G.S. 58-71-95(6)

4. 4May a bail bondsman sign blank bail bonds for later completion?

   1. A. Yes, if kept in the office
   2. B. Yes, if serially numbered
   3. C. No, blank signing is prohibited
   4. D. Only a professional bondsman may do so

   Answer: C

   Explanation: G.S. 58-71-110 provides, "A bail bondsman shall not sign nor countersign in blank bail bonds."

   Reference: Chapter 58 - Article 71 — G.S. 58-71-110

5. 5After final termination of liability on a bond, within how many days must the bondsman return collateral?

   1. A. 2 days
   2. B. 10 days
   3. C. 15 days
   4. D. 30 days

   Answer: C

   Explanation: G.S. 58-71-95(5) says collateral "shall be returned within 15 days after final termination of liability on the bond."

   Reference: Chapter 58 - Article 71 — G.S. 58-71-95(5)

6. 6A bonded defendant fails to appear as required. Against whom does the court enter forfeiture?

   1. A. The defendant and the bail agent who executed the bond
   2. B. The insurance company and its appointed bail agent
   3. C. The defendant and each surety on the bond
   4. D. The district attorney and the county board of education

   Answer: C

   Explanation: G.S. 15A-544.3(a) directs forfeiture "against the defendant and against each surety on the bail bond."

   Reference: Chapter 15A — G.S. 15A-544.3(a)

7. 7What core obligation does bail secure for a defendant?

   1. A. Appearance in court as required
   2. B. Payment of the agreed bond premium
   3. C. Satisfaction of an indemnity agreement
   4. D. Return of collateral after liability ends

   Answer: A

   Explanation: G.S. 15A-531(4) describes a bail bond as an undertaking by the defendant "to appear in court as required upon penalty of forfeiting bail to the State."

   Reference: Chapter 15A — G.S. 15A-531(4)

8. 8A licensee offers to divide a bond premium with another person. What licensing consequence may follow?

   1. A. Automatic registry renewal
   2. B. Disciplinary action for rebating or dividing premiums
   3. C. A required premium refund only
   4. D. No consequence if the bond is under $1,500

   Answer: B

   Explanation: G.S. 58-71-80(a)(8) permits discipline when a licensee is "guilty of rebating, or offering to rebate, or offering to divide the premiums received for the bond."

   Reference: Chapter 58 - Article 71 — G.S. 58-71-80(a)(8)

9. 9A city proposes its own bail-bondsman license and local license tax. What does North Carolina law permit?

   1. A. Both if the city council approves
   2. B. The tax but not the license
   3. C. Neither the local license nor the license tax
   4. D. The license but not the tax

   Answer: C

   Explanation: G.S. 58-71-190 states, "No county, city or town in this State shall license or levy a license tax on bail bondsmen." The city may do neither.

   Reference: Chapter 58 - Article 71 — G.S. 58-71-190

10. 10Which feature distinguishes an accommodation bondsman under North Carolina Article 71?

    1. A. Receives no fee or consideration for acting as surety
    2. B. Is appointed by an insurer
    3. C. Pledges securities with the Commissioner
    4. D. Works only as a runner

    Answer: A

    Explanation: G.S. 58-71-1(1) describes an accommodation bondsman as a person who "shall not charge a fee or receive any consideration for action as surety."

    Reference: Chapter 58 - Article 71 — G.S. 58-71-1(1)