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Free West Virginia Professional and Surety Bail Bond Exam Practice Questions

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Sample Practice Questions

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  1. 1What does the West Virginia bail-bondsman rule define as a bond?

    1. A. An appearance bond securing a defendant's later court appearance
    2. B. A collateral-receipt form securing a fee payment
    3. C. An insurer appointment securing a producer license
    4. D. A court order securing a criminal conviction

    Answer: A

    Explanation: Section 114-103-2.2 defines a bond as "an appearance bond for a specified monetary amount" issued as security for the defendant's subsequent court appearance.

    Source: 114CSR103 — §114-103-2.2

  2. 2What is the minimum age an individual bail-bondsman applicant must report on the West Virginia application?

    1. A. At least 21 years
    2. B. 10 working days
    3. C. 30 days
    4. D. Five banking days

    Answer: A

    Explanation: Section 114-103-3.2.1.b requires that the application state "the applicant is at least 21 years of age."

    Source: 114CSR103 — §114-103-3.2.1.b

  3. 3How often must a West Virginia bail-bondsman license be renewed?

    1. A. Biennially
    2. B. Annually
    3. C. Every three years
    4. D. Every five years

    Answer: A

    Explanation: Section 114-103-4.1 states that bail-bondsman licenses "shall be renewed biennially (every two years)."

    Source: 114CSR103 — §114-103-4.1

  4. 4What is the minimum bonding fee a West Virginia bail bondsman must charge?

    1. A. Ten percent of the bond amount
    2. B. Three percent of the bond amount
    3. C. Twenty-five dollars for every bond
    4. D. One-half of the bond amount

    Answer: A

    Explanation: Section 114-103-5.1 provides that the bonding fee "shall be at least 10 percent of the amount of the bond."

    Source: 114CSR103 — §114-103-5 (5.1)

  5. 5A West Virginia bail bondsman receives a client's check as collateral on Monday. By when must the bondsman deposit it in the required trust account?

    1. A. Within five banking days after receipt
    2. B. Within ten working days after receipt
    3. C. By the end of the next calendar month
    4. D. Only after the criminal case is resolved

    Answer: A

    Explanation: Section 114-103-7.3 provides: "When collateral security is received in the form of cash or check or other negotiable instrument, the bail bondsman shall deposit the cash or instrument within five banking days after receipt." Therefore the applicable deadline is five banking days after receipt.

    Source: 114CSR103 — §114-103-7.3

  6. 6After discontinuing bail-bond writing during the license period, when must a bondsman notify the Commissioner in writing?

    1. A. Within 30 days after discontinuance
    2. B. Within 10 working days
    3. C. Within 5 banking days
    4. D. At the next renewal

    Answer: A

    Explanation: Section 114-103-10.1 requires written notice "within 30 days after the discontinuance."

    Source: 114CSR103 — §114-103-10.1

  7. 7Which person is an insurer under the bail-bondsman rule?

    1. A. A domestic, foreign, or alien insurance company qualified to transact surety business in West Virginia
    2. B. Any individual who pledges property for a relative without compensation
    3. C. Any court clerk who records a collateral receipt
    4. D. Any licensed bail bond enforcer

    Answer: A

    Explanation: Section 114-103-2.7 defines insurer as "any domestic, foreign or alien insurance company, including a surety company, which has been qualified generally to transact surety business in the State of West Virginia."

    Source: 114CSR103 — §114-103-2.7

  8. 8Which identification credential must an individual bail-bondsman applicant hold under the current rule?

    1. A. A valid and current driver's license or identification card
    2. B. A current United States passport only
    3. C. A commercial driver's license only
    4. D. A county court identification card

    Answer: A

    Explanation: Section 114-103-3.2.1.g requires that the applicant hold "a valid and current driver's license or identification card."

    Source: 114CSR103 — §114-103-3.2.1.g

  9. 9A bail bondsman submits a renewal application to the Commissioner. What renewal fee is required?

    1. A. $200
    2. B. $25
    3. C. $84
    4. D. $100

    Answer: A

    Explanation: Section 114-103-4.2 provides: "The renewal fee for a bail bondsman license is $200."

    Source: 114CSR103 — §114-103-4.2

  10. 10If a bondsman uses an installment arrangement for the bonding fee, what minimum amount must be paid when the bond is issued?

    1. A. At least three percent
    2. B. At least five percent
    3. C. At least ten percent
    4. D. At least twenty percent

    Answer: A

    Explanation: Section 114-103-5.1 permits installments only with "at least three percent paid at the issuance of the bond."

    Source: 114CSR103 — §114-103-5 (5.1)

Topics in this practice bank

These topics describe the available practice for West Virginia Professional and Surety Bail Bond Exam. Review the examination outline and its sources for scope and allocation details.

  • I. INSURANCE COMMISSIONER AUTHORITY AND GENERAL TERMINOLOGY — 5-8 QUESTIONS
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Broad powers
    • A. Insurance Commissioner / 2. Examination of records
    • A. Insurance Commissioner / 3. Notice and Conduct of hearing
    • A. Insurance Commissioner / 4. Penalties
    • B. Definitions
    • B. Definitions / 1. Agent, clerk, or representative
    • B. Definitions / 2. Bond
    • B. Definitions / 3. Bonding business
    • B. Definitions / 4. Bondsman
    • B. Definitions / 5. Cash
    • B. Definitions / 6. Commissioner
    • B. Definitions / 7. Insurer
    • B. Definitions / 8. Person
    • B. Definitions / 9. Surety Bondsman
    • B. Definitions / 10. Professional Bondsman
  • II. REQUIREMENTS AND QUALIFICATIONS OF LICENSE HOLDER — 4-6 QUESTIONS
    • A. Purpose/Requirements
    • B. Qualifications
    • B. Qualifications / 1. Bondsman
    • B. Qualifications / 2. Address
    • B. Qualifications / 3. Age
    • B. Qualifications / 4. Citizenship
    • B. Qualifications / 5. Authority
    • B. Qualifications / 6. Default of payment
    • B. Qualifications / 7. Knowledge, training, experience
    • B. Qualifications / 8. Driver’s license
    • B. Qualifications / 9. Past criminal history
    • B. Qualifications / 10. Past convictions
    • B. Qualifications / 11. Completion of affidavit
    • B. Qualifications / 12. Employee information
    • C. Change of Personal Information
    • D. Surety bondsman
    • D. Surety bondsman / 1. Company appointment
    • D. Surety bondsman / 2. Qualifying power of attorney
    • E. Fingerprinting
    • F. Appointment
    • G. Application fee
    • H. Identification card
    • I. Unauthorized Insurers Act
    • J. Reporting requirements
    • J. Reporting requirements / 1. Annual report by insurers
    • J. Reporting requirements / 1. Annual report by insurers / i. Company appointment terminations
    • J. Reporting requirements / 1. Annual report by insurers / ii. Administrative actions taken
    • J. Reporting requirements / 1. Annual report by insurers / iii. Additional information request
    • J. Reporting requirements / 2. Mandatory reporting requirements
    • J. Reporting requirements / 2. Mandatory reporting requirements / i. Criminal prosecution and administrative action
    • K. Fraud
  • III. RENEWAL OF LICENSE — 1-2 QUESTIONS
    • A. Renewed biennially
    • B. Renewal Fee
    • C. Attestation at time of renewal
    • D. Applications
    • E. Criminal history check/finger printing
  • IV. RESPONSIBILITIES OF LICENSE HOLDERS — 5-8 QUESTIONS
    • A. Bonding fee requirements
    • B. List of prohibited activities
  • V. RECEIPTS FOR COLLATERAL — 1-3 QUESTIONS
    • A. Written Receipt Required
    • B. Receipt requirements
    • B. Receipt requirements / 1. Prenumbered and consecutive order
    • B. Receipt requirements / 2. Name and address of the bail bondsman
    • B. Receipt requirements / 3. Name and address of the person providing collateral.
    • B. Receipt requirements / 4. Amount and nature of the collateral and date received
    • B. Receipt requirements / 5. Name of person accepting the collateral
    • B. Receipt requirements / 6. Include total amount of bond for which collateral is accepted
    • C. Accepting cash or check as collateral
  • VI. CANCELLATION OF LICENSE, DEATH, INCOMPETENCE, SUSPENSION AND REVOCATION — 5-8 QUESTIONS
    • A. Discontinuing the business of bail bonds
    • B. Death, incapacitation, or incompetence
    • B. Death, incapacitation, or incompetence / 1. Transfer the business to another
    • C. Suspension reasons
    • C. Suspension reasons / 1. Violating the law
    • C. Suspension reasons / 2. Material misstatement or misrepresentation
    • C. Suspension reasons / 3. Misappropriation or conversion of funds
    • C. Suspension reasons / 4. Conviction or pleading guilty to a felony
    • C. Suspension reasons / 5. Fraudulent or dishonest practices
    • C. Suspension reasons / 6. Untrustworthiness
    • C. Suspension reasons / 7. Misrepresentation
    • C. Suspension reasons / 8. Forgery
    • C. Suspension reasons / 9. Failure to return security
    • C. Suspension reasons / 10. Failure to notify the Insurance Commissioner of Contact Information
    • C. Suspension reasons / 11. Failure to file a report or filing a materially untrue report
    • C. Suspension reasons / 12. Affidavits/ False Affidavits
    • C. Suspension reasons / 13. Failure to pay required fees or forfeited bonds to a court
    • C. Suspension reasons / 14. Failure to pay any required fee to the Commissioner
    • C. Suspension reasons / 15. Posting a bond for any defendant without first obtaining a written or oral agreement with the defendant or cosigner of the bond.
    • D. Expiration
    • E. Revocation and suspension
    • F. Nonrenewal

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