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Personal Lines

Provider
Pearson VUE
Format
Multiple-choice examination with general and Alaska portions; both portions must be passed.
Exam questions
75 scored plus 5 pretest general questions; 49 scored plus 5 pretest Alaska questions.
Time limit
General: 1 hour 30 minutes; Alaska: 1 hour.
Passing score
Scaled passing score 70.
Examination outline
  • TYPES OF PROPERTY POLICIES
    • Homeowners
    • HO-2
    • HO-3
    • HO-4
    • HO-5
    • HO-6
    • HO-8
    • Dwelling policies
    • DP-1
    • DP-2
    • DP-3
    • Inland marine
    • Personal Articles floaters
    • National Flood Insurance Program
    • Others
    • Earthquake
    • Mobile Homes
    • Watercraft
    • Windstorm
  • TYPES OF CASUALTY POLICIES
    • Automobile: personal auto
    • Liability
    • Bodily Injury
    • Property Damage
    • Split Limits
    • Combined Single Limit
    • Medical Payments
    • Physical Damage (collision; other than collision; specified perils)
    • Uninsured motorists
    • Underinsured motorists
    • Who is an insured
    • Types of Auto
    • Owned
    • Non-owned
    • Hired
    • Temporary Substitute
    • Newly Acquired Autos
    • Transportation Expense and Rental Reimbursement Expense
    • Exclusions
    • Umbrella/Excess liability
  • PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    • Insurance
    • Law of Large Numbers
    • Insurable interest
    • Risk
    • Pure vs. Speculative Risk
    • Hazard
    • Moral
    • Morale
    • Physical
    • Peril
    • Loss
    • Direct
    • Indirect
    • Loss Valuation
    • Actual cash value
    • Replacement cost
    • Market value
    • Stated value
    • Salvage value
    • Proximate cause
    • Deductible
    • Indemnity
    • Limits of liability
    • Coinsurance/Insurance to value
    • Occurrence
    • Cancellation
    • Nonrenewal
    • Vacancy and unoccupancy
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Negligence
    • Binder
    • Endorsements
    • Blanket vs. Specific
    • Burglary, Robbery, Theft, and Mysterious Disappearance
    • Warranties
    • Representations
    • Concealment
    • Deposit Premium/Audit
    • Certificate of Insurance
    • Damages
    • Compensatory
    • General
    • Special
    • Punitive
    • Compliance with Provisions of Fair Credit Reporting Act
  • PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    • Declarations
    • Insuring agreement
    • Conditions
    • Exclusions
    • Definition of the insured
    • Duties of the insured after a loss
    • Obligations of the insurance company
    • Mortgagee rights
    • Proof of loss
    • Notice of claim
    • Appraisal
    • Other Insurance Provision
    • Subrogation
    • Elements of a contract
    • Sources of underwriting information
    • Fair Credit Reporting Act
    • Privacy Protection (Gramm Leach Bliley)
    • Policy Application
    • Terrorism Risk Insurance Act (TRIA)
    • Cancellation and nonrenewal provisions
    • Supplementary payments
    • Loss settlement provisions including consent to settle a loss
    • Territory
  • ALASKA LAWS, RULES AND REGULATIONS COMMON TO LIFE, HEALTH (ACCIDENT AND HEALTH), PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
    • Director of Insurance
    • Broad powers
    • Adoption of regulations
    • Examination of records
    • Notice and hearing
    • Penalties
    • Definitions
    • Admitted (authorized) and nonadmitted companies
    • Domestic, foreign, and alien
    • Stock and mutual
    • Premiums
    • Transacting insurance
    • Certificate of Authority
    • Licensing
    • License required
    • Insurance producer
    • Managing general agent
    • Surplus lines broker
    • Independent adjusters
    • Firm licenses
    • Compliance Officer (Designated Responsible Producer)
    • Resident
    • Nonresident licensees
    • Exceptions
    • Producer appointments
    • Maintenance of license
    • Renewal
    • Denial, Nonrenewal, Suspension or Revocation
    • Continuing education
    • Marketing Practices
    • Unfair practices
    • Unfair claims methods and practices
    • Rebating
    • Twisting
    • Misrepresentation
    • Defamation
    • Unfair discrimination
    • Boycott, coercion, and intimidation
    • Premium financing
    • Fiduciary responsibilities
    • Compensation of licensees
    • Required records and record retention
    • Advertising
    • Controlled business
    • Duty to fraudeluent claims/Immunity from reporting fraudulent claims
    • Alaska Insurance Guaranty Association
  • ALASKA LAWS, RULES, AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY PERSONAL LINES INSURANCE ONLY
    • Definitions
    • Surety insurance
    • Surplus lines insurance
    • Marine insurance
    • Nonpayment of premium
    • Personal auto insurance
    • Personal insurance
    • Binders
    • Renewal, nonrenewal, and cancellation
    • Civil Rule 82
    • Automobile insurance
    • Financial responsibility
    • Definition of financial responsibility
    • Persons required to show proof
    • Provisions
    • Required minimum limits
    • Uninsured and underinsured motorists coverage
    • Rental car physical damage
    • Named driver exclusion
    • Automobile assigned risk
    • Transportation network company/rideshare
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