Arizona Examination for Casualty Insurance Producer — Information & Free Practice
US-AZ · Examination information
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Arizona Examination for Casualty Insurance Producer
- Provider
- PSI Services LLC
- Format
- Computer examination at a test center or remotely proctored; closed book
- Exam questions
- 100 scored items, with 5 to 10 additional unscored experimental questions potentially administered
- Time limit
- 2 hours
- Passing score
- 70% correct
- Exam fee
- $42
Examination outline
Insurance Regulation (5%)
- Licensing
- Licensing / License application requirements (20-285)
- Licensing / Number of exam attempts 20-284(H)
- Licensing / Licensing eligibility/lawful presence (41-1080)
- Licensing / Types of licensees
- Licensing / Types of licensees / Producers (20-281(5), 286)
- Licensing / Types of licensees / Nonresidents (20-281(11))
- Licensing / Types of licensees / Adjusters (20-321)
- Licensing / Types of licensees / Business entities (20-281(1), 285(D, E), 290(B))
- Licensing / Types of licensees / Surplus lines brokers (20-407, 411)
- Licensing / Types of licensees / Temporary (20-294)
- Licensing / Types of licensees / Vending machines (20-293)
- Licensing / Lines of producer license authority (20-286, (A), 321, 331, 332, 411, 411.01, 1580, 1693.01, 2662)
- Licensing / Fingerprinting requirements (20-142(E), 285(E), 286(C), 289(D))
- Licensing / Assumed business name (20-297)
- Licensing / Maintenance and duration
- Licensing / Maintenance and duration / Expiration, surrender and renewal (20-289)
- Licensing / Maintenance and duration / Inactive license status during military service (20-289.01)
- Licensing / Maintenance and duration / Change of personal contact information (20-286(C))
- Licensing / Maintenance and duration / Change of business information (20-286)(C))
- Licensing / Maintenance and duration / Report of actions (20-301)
- Licensing / Maintenance and duration / Continuing education (20-2902, 2903)
- Licensing / Disciplinary actions
- Licensing / Disciplinary actions / Denial, suspension, revocation or refusal to renew; civil penalties (20-295, 296)
- Licensing / Disciplinary actions / Cease and desist order (20-292)
- State regulation
- State regulation / Acts constituting insurance transaction (20-106, 282, 401.01)
- State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Negotiate (20-281(10))
- State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Sell (20-281(14))
- State regulation / Acts constituting insurance transaction (20-106, 282, 401.01) / Solicit (20-281(15))
- State regulation / Payment of premiums (20-191)
- State regulation / Certificate of authority (20-217(A))
- State regulation / Identification of Producer (20-229)
- State regulation / Producer regulation
- State regulation / Producer regulation / Sharing commissions (20-298)
- State regulation / Producer regulation / Place of business and records (20-157, 290; AZ Const Art 14 s 16)
- State regulation / Unfair practices and frauds
- State regulation / Unfair practices and frauds / Unfair trade practices (20-442)
- State regulation / Unfair practices and frauds / Misrepresentation (20-443, 443.01, 447; Rule R20-6-801(D))
- State regulation / Unfair practices and frauds / False or deceptive advertising (20-444)
- State regulation / Unfair practices and frauds / Defamation of insurer (20-445)
- State regulation / Unfair practices and frauds / Boycott, coercion or intimidation (20-446)
- State regulation / Unfair practices and frauds / False financial statements (20-447)
- State regulation / Unfair practices and frauds / Unfair discrimination (20-448)
- State regulation / Unfair practices and frauds / Gender discrimination (Rule R20-6-207)
- State regulation / Unfair practices and frauds / Rebating (20-451)
- State regulation / Unfair practices and frauds / Prohibited inducements (20-452)
- State regulation / Unfair practices and frauds / Fees (20-465)
- State regulation / Unfair practices and frauds / Unfair claims settlement practices (20-461; Rule R20-6-801)
- State regulation / Unfair practices and frauds / Claims payment (20-462)
- State regulation / Unfair practices and frauds / Insurance fraud (20-463, 466–466.04)
- Insurance information and privacy protection (20-2101–2122)
Federal Laws and Regulations (2%)
- Fair Credit Reporting Act (15 USC 1681–1681d)
- Gramm-Leach-Bliley Act (20-2121; Public Law 106-102)
- Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
- CAN-SPAM Act of 2003 (15 USC 7701; 18 USC 1037)
- Telemarketing Sales Rule (16 CFR 310; 15 USC 6101–6108; A.R.S. 44-1282)
General Insurance Concepts (18%)
- Risk
- Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
- Risk / Elements of Insurable Risks
- Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
- Classifications of Insurers
- Classifications of Insurers / Mutual, Stock
- Classifications of Insurers / Admitted, Non-Admitted
- Classifications of Insurers / Foreign, Domestic, Alien
- Elements of a Contract
- Elements of a Contract / Consideration
- Elements of a Contract / Competent Parties
- Elements of a Contract / Legal Purpose
- Elements of a Contract / Offer
- Elements of a Contract / Acceptance
- Authority and Powers of Producers - Definitions
- Authority and Powers of Producers - Definitions / Express
- Authority and Powers of Producers - Definitions / Implied
- Authority and Powers of Producers - Definitions / Apparent
- Authority and Powers of Producers - Definitions / The Law of Agency
- Legal Interpretations Affecting Contracts
- Legal Interpretations Affecting Contracts / Reasonable Expectations
- Legal Interpretations Affecting Contracts / Reasonable Expectations / Indemnity
- Legal Interpretations Affecting Contracts / Reasonable Expectations / Good Faith
- Legal Interpretations Affecting Contracts / Reasonable Expectations / Fraud
- Legal Interpretations Affecting Contracts / Reasonable Expectations / Warranties, Representations, Misrepresentations, and Concealment
Casualty Insurance Basics (28%)
- Damages
- Damages / Compensatory versus Punitive
- Damages / General versus Special
- Liability
- Liability / Absolute
- Liability / Strict
- Liability / Vicarious
- Underwriting (Purpose, Process, Results)
- Types of Hazards
- Types of Hazards / Moral
- Types of Hazards / Morale
- Types of Hazards / Physical
- Negligence
- Negligence / Torts
- Negligence / Elements of a Negligent Act
- Negligence / Defense Against Negligence
- Accident versus Occurrence
- Policy Structure
- Policy Structure / Declarations
- Policy Structure / Definitions
- Policy Structure / Insuring Agreement
- Policy Structure / Additional/Supplementary Coverage
- Policy Structure / Conditions
- Policy Structure / Exclusions
- Policy Structure / Endorsements
- Policy Clauses
- Policy Clauses / Insureds
- Policy Clauses / Policy Period
- Policy Clauses / Policy Territory
- Policy Clauses / Cancellation and Non-Renewal
- Policy Clauses / Deductibles/Self-Insured Retention
- Policy Clauses / Other Insurance
- Policy Clauses / Other Insurance / Nonconcurrency
- Policy Clauses / Other Insurance / Primary and Excess
- Policy Clauses / Other Insurance / Pro Rata
- Policy Clauses / Other Insurance / Contribution by Equal Shares
- Limits of Liability
- Limits of Liability / Per Accident
- Limits of Liability / Per Occurrence
- Limits of Liability / Per Person
- Limits of Liability / Aggregate
- Limits of Liability / Split limits
- Limits of Liability / Combined Single Limit
- Named Insured Provisions
- Named Insured Provisions / First Named Insured versus Other Insureds
- Named Insured Provisions / Duties After Loss
- Named Insured Provisions / Assignment
- Named Insured Provisions / Waiver of Rights
- Insurer Provisions
- Insurer Provisions / Liberalization
- Insurer Provisions / Subrogation
- Insurer Provisions / Claim Settlement Options
- Insurer Provisions / Duty to Defend
- Insurer Provisions / Arbitration
Personal Automobile Policy (16%)
- Definitions
- Personal Injury Protection Definitions
- Liability Coverage
- Liability Coverage / Bodily Injury and Property Damage
- Liability Coverage / Supplementary Payments
- Liability Coverage / Exclusions
- Liability Coverage / Liability Extension to Towed Vehicle
- Medical Payments Coverage
- Uninsured and Underinsured Motorists Coverage
- Uninsured and Underinsured Motorists Coverage / Definitions
- Uninsured and Underinsured Motorists Coverage / Bodily Injury
- Uninsured and Underinsured Motorists Coverage / UM and UIM Rejection
- Coverage for Damage to your Automobile
- Coverage for Damage to your Automobile / Collision
- Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
- Coverage for Damage to your Automobile / Deductibles
- Coverage for Damage to your Automobile / Exclusions
- Duties after an Accident or Loss
- General Provisions
- Endorsements
- Endorsements / Towing and Labor Costs
- Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
- Endorsements / Joint Ownership Coverage
- Endorsements / Rental Vehicle Coverage
Commercial Automobile Policy (7%)
- Commercial Automobile Coverage Forms
- Covered Automobiles
- Covered Automobiles / Hired Automobiles
- Covered Automobiles / Non-owned Automobiles
- Liability
- Physical Damage
- Exclusions
- Conditions
- Definitions
- Selected Endorsements
- Selected Endorsements / Lessor - Additional Insured and Loss Payee
- Selected Endorsements / Mobile Equipment
- Selected Endorsements / Property Protection Coverage
- Selected Endorsements / Broad Form Products
- Selected Endorsements / Employees as Insureds
Commercial General Liability (11%)
- Commercial Policy Components
- Commercial Policy Components / Declarations
- Commercial Policy Components / Conditions
- Commercial Policy Components / Interline Endorsements
- Commercial General Liability Coverages
- Commercial General Liability Coverages / Bodily Injury and Property Damage
- Commercial General Liability Coverages / Personal and Advertising Injury
- Commercial General Liability Coverages / Medical Payments
- Commercial General Liability Coverages / Conditions
- Commercial General Liability Coverages / Definitions
- Commercial General Liability Coverages / Exclusions
- Occurrence versus Claims-made
- Occurrence versus Claims-made / Trigger
- Occurrence versus Claims-made / Retroactive Date
- Commercial General Liability Exposures
- Commercial General Liability Exposures / Premises and Operations
- Commercial General Liability Exposures / Products and Completed Operations
- Commercial General Liability Exposures / Contractual Liability
Other Types of Casualty Insurance (9%)
- Specialty Liability Insurance
- Specialty Liability Insurance / Directors and Officers
- Specialty Liability Insurance / Professional and Errors and Omissions
- Specialty Liability Insurance / Employment Practices
- Specialty Liability Insurance / Employee Benefits
- Specialty Liability Insurance / Cyber Liability and Network Protection
- Personal Umbrella, Commercial Umbrella, and Excess Policies
- Personal Umbrella, Commercial Umbrella, and Excess Policies / Underlying Limits
- Personal Umbrella, Commercial Umbrella, and Excess Policies / Self-Insured Retention
- Surety Contracts
- Surety Contracts / Differences between Surety and Insurance
- Surety Contracts / Obligation of the Surety
- Surety Contracts / Parties to the Surety Bond
- Surety Contracts / Parties to the Surety Bond / Principal
- Surety Contracts / Parties to the Surety Bond / Obligee
- Surety Contracts / Parties to the Surety Bond / Surety
Workers' Compensation Laws (4%)
- Workers' Compensation Coverages and Benefits
- Rating and Job Classification
- Workers' Compensation Definitions
- Workers' Compensation Definitions / Occupational Accident versus Occupational Disease and Illness
- Workers' Compensation Definitions / Levels of Disability
- Federal Laws
Examination sources
- PSI Arizona Casualty Insurance Producer Content Outline
Title block, Series 13-43
- Arizona PSI Candidate Information Bulletin
p. 14, Content Outlines
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Insurance Regulation
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Federal Laws and Regulations
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section General Insurance Concepts
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Casualty Insurance Basics
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Personal Automobile Policy
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Commercial Automobile Policy
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Commercial General Liability
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Other Types of Casualty Insurance
- PSI Arizona Casualty Insurance Producer Content Outline
Series 13-43, section Workers' Compensation Laws
- Arizona PSI Candidate Information Bulletin
p. 13, Score Reporting
- Arizona PSI Candidate Information Bulletin
p. 13, Experimental Items
- Arizona PSI Candidate Information Bulletin
p. 5, Exam Restrictions
- Arizona PSI Candidate Information Bulletin
p. 6, Internet Scheduling step 4