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IL Personal Lines State — Information & Free Practice

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IL Personal Lines State

Provider
Pearson VUE
Format
Computer-delivered written examination
Exam questions
37 scored questions
Time limit
45 minutes
Passing score
70 on a 0–100 scaled score; not a percentage correct
Exam fee
$92 per examination; the paired General and State order receives a $92 discount
Examination outline
  • I. ILLINOIS STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE
    • A. Insurance Director
    • A.1. General powers
    • A.2. Examinations
    • B. License and registration
    • B.1. Persons required to be licensed
    • B.1.a. Insurance producers
    • B.1.b. Nonresidents
    • B.1.c. Business entities
    • B.1.d. Temporary insurance producers
    • B.1.e. Exemptions
    • B.1.f. Reinstatement
    • B.2. Obtaining a license
    • B.2.a. Qualifications
    • B.2.b. License fees
    • B.2.c. Bond requirements
    • B.3. Maintaining a license
    • B.3.a. Continuing education
    • B.3.b. Controlled business
    • B.3.c. Change of address
    • B.3.d. Required fees
    • B.4. License suspension, revocation or denial
    • B.4.a. Felony convictions
    • C. Fiduciary responsibilities
    • D. Commissions and compensation
    • E. Disclosure
    • F. Marketing practices
    • F.1. Rebating
    • F.2. Misrepresentation
    • F.3. Defamation
    • F.4. Other unfair practices
    • F.5. Unfair claims practices
    • G. Illinois Insurance Guaranty Fund
  • II. ILLINOIS STATUTES AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Renewal, nonrenewal, cancellation and Certificates of Insurance
    • B. Financing insurance premiums
    • C. Insurance Claims Fraud Prevention Act
    • D. Use of credit information
    • E. Hate Crimes
  • III. ILLINOIS STATUTES AND REGULATIONS PERTINENT TO PERSONAL LINES INSURANCE ONLY
    • A. Rejection on basis of location
    • B. Illinois FAIR Plan (FAIR plan)
    • B.1. Purpose
    • B.2. Definition
    • B.3. Procedures
    • B.4. Industry placement
    • C. Mine subsidence
    • D. Customer affairs and info. dept.
    • E. Auto
    • E.1. Uninsured motorists coverage
    • E.2. Underinsured motorists coverage
    • E.3. Illinois Automobile Insurance Plan (assigned risk)
    • E.3.a. Insurance company’s participation
    • E.3.b. Insured’s participation
    • E.4. Defensive driving discount–age 55 and over
    • E.5. Antitheft mechanism
    • E.6. Financial responsibility surcharge
    • E.7. Equipment exclusion
    • E.8. Persons with physical disabilities
    • E.9. Disclosure of liability coverage
    • E.10. Surcharge or refusal to insure
    • E.11. Oral estimate of premium charges
    • E.12. Mandatory auto coverage
    • E.13. Financial/Safety responsibility filing
    • E.14. Child restraint system
    • E.15. Fraudulent Address
Examination sources