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New Hampshire Producer's Casualty Insurance — Information & Free Practice

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New Hampshire Producer's Casualty Insurance

Provider
PSI
Format
Computer-administered written examination
Exam questions
100 scored items; 5 to 10 additional unscored experimental questions may be administered
Time limit
2 hours
Examination outline
  • Insurance Regulation (8%)
    • Licensing
    • Process (402-J:5, 6)
    • Types of Licensees
    • Producer (402-J:2, 14)
    • Producer with appointment (402-J:14)
    • Business entity (402-J:6)
    • Financial institutions (406-C:1–19)
    • Resident versus nonresident (402-J:8, 16)
    • Temporary (402-J:11)
    • Maintenance and Duration
    • Renewal (402-J:7(II–IV))
    • Change of address (402-J:7(VI))
    • Reporting of actions (402-J:17)
    • Assumed names (402-J:10)
    • Continuing education requirements (Reg 1302.03, 1302.04, 1304.03)
    • Disciplinary Actions
    • Cease and desist order (417:12)
    • Denial, suspension or revocation (402:49; 402-J:12)
    • Penalties and fines (400-A:15(III); 402:42, 48; 402-J:12(IV); 417:10, 13)
    • State regulation
    • Commissioner's general duties and powers (400-A:3, 15; 417:5, 14)
    • Investigations enforcement (400-A:16)
    • Company regulation
    • Producer appointment (402-J:14)
    • Termination of appointment (402-J:15)
    • Producer regulation
    • Acting without a license (402-J:3, 13)
    • Commissions (402-J:13)
    • Conversion of funds by producer (402:53)
    • Referrals (402:16-B)
    • Controlled business (402:74)
    • Fiduciary requirements (Reg 4301.01–4301.09)
    • License to transact business (402:12)
    • Unfair claim settlement practices (417:4(XV); Reg 1001.01–.11, Reg 1002.01–.20)
    • Unfair insurance trade practices
    • Misrepresentation (402:46; 417:4(I, II))
    • Twisting (402:47; 417:4(I))
    • False information and advertising (417:4(III))
    • Defamation (417:4(IV))
    • Boycott, coercion and intimidation (417:4(V))
    • Illegal inducement (417:4(VII))
    • Unfair discrimination (417:4(VIII))
    • Rebating (402:39–41; 417:4(IX))
    • Examination of books and records (400-A:37)
    • Insurance fraud regulation (400-A:36-b(II); 417:23; RL 638:20)
    • Consumer privacy regulation (Reg 3001–3006)
    • New Hampshire Auto Laws
    • Collision Deductible Waiver (Reg 1002.19, 412:8(III))
  • Federal Laws and Regulations (2%)
    • Fair Credit Reporting Act
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
  • General Insurance Concepts (20%)
    • Risk
    • Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Elements of Insurable Risks
    • Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Mutual, Stock
    • Admitted, Non-Admitted
    • Foreign, Domestic, Alien
    • Elements of a Contract
    • Consideration
    • Competent Parties
    • Legal Purpose
    • Offer
    • Acceptance
    • Authority and Powers of Producers - Definitions
    • Express
    • Implied
    • Apparent
    • The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Reasonable Expectations
    • Indemnity
    • Good Faith
    • Fraud
    • Warranties, Representations, Misrepresentations, and Concealment
  • Casualty Insurance Basics (27%)
    • Damages
    • Compensatory versus Punitive
    • General versus Special
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Moral
    • Morale
    • Physical
    • Negligence
    • Torts
    • Elements of a Negligent Act
    • Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Declarations
    • Definitions
    • Insuring Agreement
    • Additional/Supplementary Coverage
    • Conditions
    • Exclusions
    • Endorsements
    • Policy Clauses
    • Insureds
    • Policy Period
    • Policy Territory
    • Cancellation and Non-Renewal
    • Deductibles/Self-Insured Retention
    • Other Insurance
    • Nonconcurrency
    • Primary and Excess
    • Pro Rata
    • Contribution by Equal Shares
    • Limits of Liability
    • Per Accident
    • Per Occurrence
    • Per Person
    • Aggregate
    • Split limits
    • Combined Single Limit
    • Named Insured Provisions
    • First Named Insured versus Other Insureds
    • Duties After Loss
    • Assignment
    • Waiver of Rights
    • Insurer Provisions
    • Liberalization
    • Subrogation
    • Claim Settlement Options
    • Duty to Defend
    • Arbitration
  • Personal Automobile Policy (13%)
    • Definitions
    • Personal Injury Protection Definitions
    • Liability Coverage
    • Bodily Injury and Property Damage
    • Supplementary Payments
    • Exclusions
    • Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured and Underinsured Motorists Coverage
    • Definitions
    • Bodily Injury
    • UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Collision
    • Other than Collision (Comprehensive)
    • Deductibles
    • Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Towing and Labor Costs
    • Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Joint Ownership Coverage
    • Rental Vehicle Coverage
  • Commercial Automobile Policy (8%)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Hired Automobiles
    • Non-owned Automobiles
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Lessor - Additional Insured and Loss Payee
    • Mobile Equipment
    • Property Protection Coverage
    • Broad Form Products
    • Employees as Insureds
  • Commercial General Liability (10%)
    • Commercial Policy Components
    • Declarations
    • Conditions
    • Interline Endorsements
    • Commercial General Liability Coverages
    • Bodily Injury and Property Damage
    • Personal and Advertising Injury
    • Medical Payments
    • Conditions
    • Definitions
    • Exclusions
    • Occurrence versus Claims-made
    • Trigger
    • Retroactive Date
    • Commercial General Liability Exposures
    • Premises and Operations
    • Products and Completed Operations
    • Contractual Liability
  • Other Types of Casualty Insurance (8%)
    • Specialty Liability Insurance
    • Directors and Officers
    • Professional and Errors and Omissions
    • Employment Practices
    • Employee Benefits
    • Cyber Liability and Network Protection
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Underlying Limits
    • Self-Insured Retention
    • Surety Contracts
    • Differences between Surety and Insurance
    • Obligation of the Surety
    • Parties to the Surety Bond
    • Principal
    • Obligee
    • Surety
  • Workers' Compensation Laws (4%)
    • Workers' Compensation Coverages and Benefits
    • Rating and Job Classification
    • Workers' Compensation Definitions
    • Occupational Accident versus Occupational Disease and Illness
    • Levels of Disability
    • Federal Laws
Examination sources