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Casualty Producer Examination — Information & Free Practice

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Casualty Producer Examination

Provider
PSI Services LLC
Format
Computer-administered questions; test center or remote proctoring
Exam questions
91 scored items; 5–19 additional unscored experimental questions may be administered
Time limit
3.5 hours
Passing score
70% correct
Examination outline
  • Types of Policies, Bonds, and Related Terms (23 Items)
    • 1.1 Commercial General Liability
    • 1.1 Basic Hazards — Premises and Operations
    • 1.1 Basic Hazards — Products and Completed Operations
    • 1.1 Basic Hazards — Independent Contractors
    • 1.1 Basic Hazards — Insured Contracts
    • 1.1 Commercial General Liability Coverage Forms — Coverage A: Bodily Injury and Property Damage Liability
    • 1.1 Coverage A — Occurrence
    • 1.1 Coverage A — Claims Made
    • 1.1 Claims Made — Extended Reporting Periods: Basic and Supplemental
    • 1.1 Claims Made — Retroactive Date
    • 1.1 Coverage B: Personal Injury and Advertising Injury
    • 1.1 Coverage C: Medical Payments
    • 1.1 Supplemental Payments
    • 1.1 Who is an insured
    • 1.1 Limits
    • 1.1 Conditions (The candidate also should be familiar with ISO’s Common Policy Conditions)
    • 1.1 Definitions
    • 1.2 Automotive: Personal Auto and Business Auto
    • 1.2 Liability
    • 1.2 Medical Payments
    • 1.2 Physical damage (collision and other than collision/comprehensive)
    • 1.2 Uninsured motorists
    • 1.2 Underinsured motorists
    • 1.2 Who is an insured
    • 1.2 Types of Auto — Owned
    • 1.2 Types of Auto — Non-owned
    • 1.2 Types of Auto — Hired
    • 1.2 Types of Auto — Temporary Substitute
    • 1.2 Garage Coverage Form, including Garagekeepers insurance
    • 1.3 Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • 1.3 Standard policy concepts
    • 1.3 Work-related vs. non-work-related
    • 1.3 Other states’ insurance
    • 1.4 Crime — Employee Theft
    • 1.4 Crime — Inside the Premises-Theft of Money and Securities
    • 1.4 Crime — Inside the Premises-Robbery or Safe Burglary of Other Property
    • 1.4 Crime — Inside the Premises-Robbery or Burglary of Other Property
    • 1.5 Surety Bonding — Definitions: Obligee
    • 1.5 Surety Bonding — Definitions: Principal
    • 1.5 Surety Bonding — Definitions: Surety
    • 1.6 Professional Liability — Errors and Omissions
    • 1.7 Umbrella/Excess Liability
  • Insurance Terms and Related Concepts (15 Items)
    • 2.1 Risk
    • 2.2 Hazard
    • 2.3 Indemnity
    • 2.4 Insurable Interest
    • 2.5 Actual Cash Value
    • 2.6 Negligence
    • 2.7 Liability
    • 2.8 Accident
    • 2.9 Occurrence
    • 2.10 Burglary
    • 2.11 Robbery
    • 2.12 Theft
    • 2.13 Mysterious Disappearance
    • 2.14 Binders
    • 2.15 Warranties
    • 2.16 Representations
    • 2.17 Concealment
    • 2.18 Bodily Injury Liability
    • 2.19 Property Damage Liability
    • 2.20 Personal Injury Liability
    • 2.21 Limits of Liability
    • 2.22 Deductibles
    • 2.23 Insured Contract
    • 2.24 Deposit Premium/Audit
    • 2.25 Certificate of Insurance
  • Policy Provisions (12 Items)
    • 3.1 Declarations
    • 3.2 Insuring Agreement
    • 3.3 Conditions
    • 3.4 Exclusions and Limitations
    • 3.5 Definition of the Insured
    • 3.6 Duties of the Insured After a Loss
    • 3.7 Cancellation and Nonrenewal Provisions
    • 3.8 Additional (Supplementary) Payments
    • 3.9 Proof of Loss
    • 3.10 Notice of Claim
    • 3.11 Arbitration
    • 3.12 Other Insurance
    • 3.13 Subrogation
    • 3.14 Compliance with Provisions of Fair Credit Reporting Act
    • 3.15 Claims Made Policy Form
    • 3.16 Salvage
    • 3.17 Loss Settlement Provisions Including Consent to Settle a Loss
  • New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (25 Items)
    • 4.1 State Regulatory Jurisdiction
    • 4.1 Legislation — State Laws
    • 4.1 Legislation — Court Action: Interpretations
    • 4.1 Legislation — Court Action: Effect on Law and Policy Forms
    • 4.1 Legislation — Related Federal Laws and court Cases: Paul v. Virginia
    • 4.1 Legislation — Related Federal Laws and court Cases: US v. South-Eastern Underwriters Assoc.
    • 4.1 Legislation — Related Federal Laws and court Cases: McCarran-Ferguson Act/Public Law 15
    • 4.1 Commissioner/Dept. of Banking and Insurance — Broad Powers of Commissioner
    • 4.1 Commissioner/Dept. of Banking and Insurance — Notice and Hearing
    • 4.1 Commissioner/Dept. of Banking and Insurance — Penalties
    • 4.2 Definitions — Insurance-related conduct
    • 4.2 Definitions — Domestic, foreign, and alien companies
    • 4.2 Definitions — Stock and mutual
    • 4.2 Definitions — Reinsurance
    • 4.2 Definitions — Certificate of authority
    • 4.2 A producer acting as — Insurance Agent
    • 4.2 A producer acting as — Insurance Broker
    • 4.2 A producer acting as — Insurance Consultant
    • 4.2 “Sell, Solicit, and Negotiate”
    • 4.3 Licensing — Types of licenses/authorities/requirements: Producer
    • 4.3 Licensing — Types of licenses/authorities/requirements: Business entity
    • 4.3 Licensing — Types of licenses/authorities/requirements: Nonresident Producer
    • 4.3 Licensing — Types of licenses/authorities/requirements: Nonresident Business Entity
    • 4.3 Licensing — Types of licenses/authorities/requirements: Prelicensing requirements
    • 4.3 Licensing — Types of licenses/authorities/requirements: Surplus lines
    • 4.3 Licensing — Temporary work authority
    • 4.3 Licensing — Contractual relationships: Company/producer
    • 4.3 Licensing — Contractual relationships: Producer substituting for or taking over the business of a disabled/deceased producer
    • 4.3 Licensing — Maintenance and duration of license
    • 4.3 Licensing — Renewal
    • 4.3 Licensing — Certification of license status
    • 4.3 Licensing — License refusal/termination: Denial
    • 4.3 Licensing — License refusal/termination: Cancellation/reinstatement
    • 4.3 Licensing — License refusal/termination: Revocation/suspension
    • 4.4 Trade Practices — Prohibited practices
    • 4.4 Trade Practices — Licensee responsibilities (Reporting information to the Department of Banking and Insurance): Business names (including fictitious)
    • 4.4 Trade Practices — Licensee responsibilities: Branch offices
    • 4.4 Trade Practices — Licensee responsibilities: Change of address
    • 4.4 Trade Practices — Licensee responsibilities: Standards of conduct
    • 4.5 Fraud
    • 4.6 Ethics
    • 4.7 Information Privacy
  • New Jersey Laws, Rules, and Regulations Pertinent to Casualty Insurance Only (16 Items)
    • 5.1 Auto Insurance — Requirements: Bodily Injury and Property Damage
    • 5.1 Auto Insurance — Requirements: Uninsured and underinsured Motorists
    • 5.1 Auto Insurance — Requirements: Evidence of insurance/identification cards
    • 5.1 Auto Insurance — Personal Injury Protection (PIP): Definitions
    • 5.1 Auto Insurance — Personal Injury Protection (PIP): Benefits
    • 5.1 Auto Insurance — Personal Injury Protection (PIP): Primacy of coverage
    • 5.1 Auto Insurance — Personal Injury Protection (PIP): Exclusions/deductibles
    • 5.1 Auto Insurance — Personal Injury Protection (PIP): Tort options
    • 5.1 Auto Insurance — New Jersey Automobile Residual Market Personal Automobile Insurance Plan (PAIP): Purpose
    • 5.1 Auto Insurance — PAIP: Rates
    • 5.1 Auto Insurance — PAIP: Servicing carriers
    • 5.1 Auto Insurance — PAIP: Available coverages
    • 5.1 Auto Insurance — UEZ Program
    • 5.1 Auto Insurance — Commercial Automobile Insurance Plan (CAIP): Purpose
    • 5.1 Auto Insurance — CAIP: Rates
    • 5.1 Auto Insurance — CAIP: Servicing carriers
    • 5.1 Auto Insurance — CAIP: Available coverages
    • 5.1 Auto Insurance — Basic Auto Insurance Policy
    • 5.1 Auto Insurance — Special Auto Insurance Policy (SAIP)
    • 5.2 Workers' Compensation — Commercial coverage: Purpose
    • 5.2 Workers' Compensation — Commercial coverage: Definitions
    • 5.2 Workers' Compensation — Commercial coverage: Requirements
    • 5.2 Workers' Compensation — Commercial coverage: Benefits
    • 5.2 Workers' Compensation — Commercial coverage: Defenses
    • 5.2 Workers' Compensation — Commercial coverage: Ratings Plans
    • 5.2 Workers' Compensation — Commercial coverage: Assigned Risk Plan (Workers Compensation Insurance Plan)
    • 5.2 Workers' Compensation — Commercial coverage: Surcharges
    • 5.2 Workers' Compensation — Commercial coverage: Compensation Rating and Inspection Bureau (CRIB)
    • 5.2 Workers' Compensation — Domestic employee coverage (Homeowners)
    • 5.3 Commercial Insurance Deregulation
    • 5.4 Cancellation and Nonrenewal
    • 5.5 Surplus Lines — Certificate of diligent effort
    • 5.5 Surplus Lines — Exportable list
    • 5.6 Certificates of Insurance
Examination sources

Related license preparation

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