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NV Property and Casualty Adjuster — Information & Free Practice

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NV Property and Casualty Adjuster

Provider
Pearson VUE
Format
Multiple choice; general knowledge and Nevada law yield one examination result
Exam questions
90 scoreable questions
Time limit
2 hours
Passing score
Scaled score of 70
Exam fee
$37
Examination outline
  • I. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS (20 scoreable questions)
    • A. Abandonment
    • B. Accident
    • C. Actual cash value
    • D. Additional coverages
    • E. Appraisal
    • F. Binders
    • G. Burglary
    • H. Deductible
    • I. Depreciation
    • J. Earnings
    • K. Estimating
    • L. Estoppel
    • M. Extensions of coverage
    • N. Hazard
    • N. Hazard > 1. Moral
    • N. Hazard > 2. Morale
    • O. Indemnity
    • P. Insurance
    • Q. Insurable interest
    • R. Liability
    • S. Limits of liability
    • T. Loss
    • T. Loss > 1. Direct
    • T. Loss > 2. Indirect
    • U. Mysterious disappearance
    • V. Negligence
    • V. Negligence > 1. Comparative vs. Modified Comparative
    • V. Negligence > 2. Contributory
    • V. Negligence > 3. Elements of Negligence/Torts
    • V. Negligence > 3. Elements of Negligence/Torts > a. Proximate Cause
    • V. Negligence > 3. Elements of Negligence/Torts > b. Foreseeability
    • W. Obsolescence
    • X. Occurrence
    • Y. Pair and set clause
    • Z. Peril
    • AA.Proximate cause
    • BB.Replacement cost
    • CC.Right of salvage
    • DD.Risk
    • EE. Robbery
    • FF. Tariff Liability
    • GG. Theft
    • H.H. Vacancy and unoccupancy
    • II. Value Policy
    • JJ. Voiding and suspension of policy: differences
    • KK. Waiver/Non-Waiver Agreement
  • II. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW (20 scoreable questions)
    • A. Additional (supplementary) payments
    • B. Apportionment clause
    • C. Appraisal
    • D. Arbitration
    • E. Assignment
    • F. Cancellation and Nonrenewal provisions
    • G. Claims Made policy form
    • H. Coinsurance
    • I. Concealment
    • J. Conditions
    • K. Declarations
    • L. Definition of the insured
    • M. Duties of the insured after a loss
    • N. Elements of a contract
    • O. Endorsements
    • P. Exclusions
    • Q. Fair Credit Reporting Act (Compliance)
    • R. Insuring agreement
    • S. Limitations
    • T. Loss settlement provisions including consent to settle a loss
    • U. Mortgagee rights
    • V. Nonconcurrency
    • W. Notice of claim
    • X. Obligations of the insurance company
    • Y. Other Insurance provision
    • Z. Proof of loss
    • AA. Representations and misrepresentations
    • BB. Salvage
    • CC. Sources of underwriting information
    • DD. Statute of limitations
    • EE. Subrogation
    • FF. Voiding and suspension of policies
    • GG. Warranties
    • HH. Bodily injury liability
    • II. Deposit premium/audit
    • JJ. Personal injury liability
    • KK. Property damage liability
  • III. GENERAL PROPERTY INSURANCE PRODUCT KNOWLEDGE PERTINENT TO ADJUSTERS (20 scoreable questions)
    • A. Standard Fire Policy
    • A. Standard Fire Policy > 1. Basic coverages, provisions, and clauses
    • A. Standard Fire Policy > 2. Limitations, restrictions and exclusions
    • A. Standard Fire Policy > 3. Proof of Loss
    • A. Standard Fire Policy > 3. Proof of Loss > a. Periods of Limitation Tolled
    • A. Standard Fire Policy > 4. Loss requirements and inventories
    • A. Standard Fire Policy > 4. Loss requirements and inventories > a. Taxes and Demolition Expenses
    • A. Standard Fire Policy > 5. Appraisal
    • A. Standard Fire Policy > 6. Duties of the insured/insurer
    • A. Standard Fire Policy > 7. Cancellation
    • A. Standard Fire Policy > 8. Additional coverages
    • A. Standard Fire Policy > 9. Replacement costs
    • A. Standard Fire Policy > 10. Actual cash value
    • A. Standard Fire Policy > 11. Assignment
    • A. Standard Fire Policy > 12. Claims payment
    • B. Personal lines
    • B. Personal lines > 1. Dwelling and contents (DP forms)
    • B. Personal lines > 2. Personal liability
    • B. Personal lines > 3. Homeowners and forms/coverages
    • B. Personal lines > 3. Homeowners and forms/coverages > a. Policy provisions
    • B. Personal lines > 3. Homeowners and forms/coverages > b. Replacement costs
    • B. Personal lines > 3. Homeowners and forms/coverages > c. Appraisal
    • B. Personal lines > 3. Homeowners and forms/coverages > d. Optional provisions
    • B. Personal lines > 3. Homeowners and forms/coverages > e. Special limits of liability
    • B. Personal lines > 3. Homeowners and forms/coverages > f. Proof of Loss
    • B. Personal lines > 3. Homeowners and forms/coverages > g. Exclusions
    • B. Personal lines > 4. Mobile Homes
    • C. Commercial lines
    • C. Commercial lines > 1. Commercial property
    • C. Commercial lines > 1. Commercial property > a. Commercial building and personal property form
    • C. Commercial lines > 1. Commercial property > b. Causes of loss forms
    • C. Commercial lines > 1. Commercial property > c. Business income
    • C. Commercial lines > 1. Commercial property > d. Extra expense
    • C. Commercial lines > 2. Commercial Package Policy (CPP)
    • C. Commercial lines > 3. Equipment Breakdown Coverage
    • C. Commercial lines > 4. Businessowners Policy (BOP)
    • C. Commercial lines > 5. Commercial and Special Multi-peril
    • C. Commercial lines > 6. Builder’s Risk
    • D. Inland marine
    • D. Inland marine > 1. Nationwide Definition
    • D. Inland marine > 2. Policies
    • D. Inland marine > 2. Policies > a. Personal floaters
    • D. Inland marine > 2. Policies > b. Commercial floaters
    • D. Inland marine > 2. Policies > c. Commercial inland marine
    • E. Others
    • E. Others > 1. Flood
    • E. Others > 2. Personal Watercraft
    • E. Others > 3. Commercial Ocean Marine
    • E. Others > 4. Earthquake
  • IV. GENERAL CASUALTY INSURANCE PRODUCT KNOWLEDGE PERTINENT TO ADJUSTERS (20 scoreable questions)
    • A. Automotive: Personal auto and Business auto
    • A. Automotive: Personal auto and Business auto > 1. Liability
    • A. Automotive: Personal auto and Business auto > 2. Medical Payments
    • A. Automotive: Personal auto and Business auto > 3. Physical damage (collision and other than collision/comprehensive)
    • A. Automotive: Personal auto and Business auto > 4. Uninsured motorists
    • A. Automotive: Personal auto and Business auto > 5. Underinsured motorists
    • A. Automotive: Personal auto and Business auto > 6 Who is an insured
    • A. Automotive: Personal auto and Business auto > 7.Types of auto
    • A. Automotive: Personal auto and Business auto > 7.Types of auto > a. Owned
    • A. Automotive: Personal auto and Business auto > 7.Types of auto > b Non-owned
    • A. Automotive: Personal auto and Business auto > 7.Types of auto > c. Hired
    • A. Automotive: Personal auto and Business auto > 7.Types of auto > d. Temporary Substitute
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form > a. Standard coverages
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form > a. Standard coverages > (1) Liability
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form > a. Standard coverages > (2) Garagekeepers
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form > a. Standard coverages > (3) Physical damage
    • A. Automotive: Personal auto and Business auto > 8. Garage coverage form > b. Garagekeepers options
    • A. Automotive: Personal auto and Business auto > 9. Truckers coverage form
    • B. Additional Coverages and Exclusions
    • B. Additional Coverages and Exclusions > 1. Business Interruption
    • B. Additional Coverages and Exclusions > 2. Time Element
    • B. Additional Coverages and Exclusions > 3. Law and Ordinance exclusion
    • B. Additional Coverages and Exclusions > 4. Law and Ordinance coverage
    • B. Additional Coverages and Exclusions > 5. Valuable Papers and Records
    • B. Additional Coverages and Exclusions > 6. Vandalism and Malicious Mischief
    • B. Additional Coverages and Exclusions > 7. Broad Form
    • C. Crime
    • C. Crime > 1. Employee Theft
    • C. Crime > 2. Inside the Premises-Theft of Money and Securities
    • C. Crime > 3. Inside the Premises-Robbery or Safe Burglary of Other Property
    • C. Crime > 4. Inside the Premises - Robbery or Burglary of Other Property
    • C. Crime > 5. Definitions
    • C. Crime > 5. Definitions > a. Custodian
    • C. Crime > 5. Definitions > b. Messenger
    • C. Crime > 5. Definitions > c. Guard or watchperson
    • D. Surety Bonding
    • D. Surety Bonding > 1. Definitions
    • D. Surety Bonding > 1. Definitions > a. Obligee
    • D. Surety Bonding > 1. Definitions > b. Principal
    • D. Surety Bonding > 1. Definitions > c. Surety
    • D. Surety Bonding > 2. Types
    • D. Surety Bonding > 2. Types > a. Performance
    • E. Professional liability
    • E. Professional liability > 1. Errors and Omissions
    • E. Professional liability > 2. Directors and Officers
    • F. Umbrella/Excess liability
  • V. NEVADA STATUTES, RULES, AND REGULATIONS PERTINENT TO ADJUSTERS (10 scoreable questions)
    • A. Insurance Commissioner
    • A. Insurance Commissioner > 1. General powers and duties
    • A. Insurance Commissioner > 2. Examinations
    • A. Insurance Commissioner > 3. Notice and hearings
    • B. Definitions
    • B. Definitions > 1. Insurer
    • B. Definitions > 2. Authorized and unauthorized
    • B. Definitions > 3. Domestic, foreign, and alien
    • B. Definitions > 4. Transacting insurance
    • B. Definitions > 5. Certificate of authority
    • B. Definitions > 6. Premiums
    • C. Licensing
    • C. Licensing > 1. Persons required to be licensed
    • C. Licensing > 1. Persons required to be licensed > a. Adjuster
    • C. Licensing > 2. Termination of license
    • C. Licensing > 2. Termination of license > a. Renewal/Continuing Education
    • C. Licensing > 2. Termination of license > b. Suspension
    • C. Licensing > 2. Termination of license > c. Revocation
    • C. Licensing > 2. Termination of license > d. Limitation and refusal of license
    • C. Licensing > 3. Name of licensee–true, fictitious
    • D. Marketing practices
    • D. Marketing practices > 1. Unfair practices
    • D. Marketing practices > 1. Unfair practices > a. Unfair claims methods and practices; Settlement of claims
    • D. Marketing practices > 1. Unfair practices > b. Fraud
    • D. Marketing practices > 1. Unfair practices > c. Unfair discrimination
    • D. Marketing practices > 1. Unfair practices > d. Defamation
    • D. Marketing practices > 2. Required records and record retention
    • E. Administrator
    • F. Cancellation and nonrenewal of policies
    • G. Payment of motor vehicle physical damage claims
    • H. Motor vehicle physical damage appraiser
    • I. Inland Marine and Transportation
    • J. Property insurance defined
    • K. Property insurance contracts
    • L. Automobile insurance
    • L. Automobile insurance > 1. Uninsured/underinsured motorists provisions
    • L. Automobile insurance > 2. Policy coverages, limitations and exclusions of certain drivers from a policy
    • M. Casualty contracts
    • M. Casualty contracts > 1. Vehicle Insurance
    • M. Casualty contracts > 2. Liability
    • M. Casualty contracts > 3. Theft/Burglary
    • M. Casualty contracts > 4. Surety
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