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New York Accident and Health Insurance Agent/Broker — Information & Free Practice

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New York Accident and Health Insurance Agent/Broker

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
100
Time limit
2 hours
Passing score
70% correct
Exam fee
$40
Examination outline
  • Insurance Regulation (8%)
    • Licensing
    • Licensing > Process (2103(d–i))
    • Licensing > Definitions
    • Licensing > Definitions > Producer definition (2101(k))
    • Licensing > Definitions > Who should be licensed (2101(k)(1))
    • Licensing > Definitions > Home state (2101(l))
    • Licensing > Definitions > Negotiate (2101(m))
    • Licensing > Definitions > Sell (2101(n))
    • Licensing > Definitions > Solicit (2101(o))
    • Licensing > Types of licensees
    • Licensing > Types of licensees > Agents (2101(a, k); 2103; Reg 6, Part 22.2; Reg 7, Part 23.2)
    • Licensing > Types of licensees > Brokers (2101(c, h, k); 2104)
    • Licensing > Types of licensees > Consultants (2107)
    • Licensing > Types of licensees > Adjusters (2101(g), 2108)
    • Licensing > Types of licensees > Nonresident (2101(d, e); 2103(g)(5, 11); 2136)
    • Licensing > Types of licensees > Business entities (2101(p), 2103(j)(2))
    • Licensing > Types of licensees > Temporary (2109; Regs 9, 18, 29, Part 20.1)
    • Licensing > Maintenance and duration
    • Licensing > Maintenance and duration > Renewal (2103(j); Reg 5, Part 21.2)
    • Licensing > Maintenance and duration > Continuing education (2132)
    • Licensing > Maintenance and duration > Assumed names (2102(f))
    • Licensing > Maintenance and duration > Change of address (all addresses, including email) (2134; Reg 5, Part 21.4; Reg 6, Part 22.3; Reg 7, Part 23.4)
    • Licensing > Maintenance and duration > Reporting of actions (2110(i))
    • Licensing > Disciplinary actions
    • Licensing > Disciplinary actions > Hearings - Notice and Process (2405, 2406, Financial Services 305)
    • Licensing > Disciplinary actions > Suspension, revocation, and nonrenewal (2110)
    • Licensing > Disciplinary actions > Penalties (2127, 109)
    • State Regulation
    • State Regulation > Superintendent's general duties and powers (2404, Financial Services 201, 202, 301)
    • State Regulation > Company regulation
    • State Regulation > Company regulation > Certificate of authority (1102(a-b))
    • State Regulation > Company regulation > Solvency (307)
    • State Regulation > Company regulation > Unfair claim settlement practices (2601; Reg 64, Parts 216.3 to .6)
    • State Regulation > Company regulation > Appointment of agent (2112(a–c))
    • State Regulation > Company regulation > Termination of agent appointment (2112(d); Regs 9, 18, 29, Part 20.2)
    • State Regulation > Unfair and prohibited practices
    • State Regulation > Unfair and prohibited practices > Misrepresentation (2123; Reg 64, Part 216.3)
    • State Regulation > Unfair and prohibited practices > False advertising (2603)
    • State Regulation > Unfair and prohibited practices > Defamation of insurer (2604)
    • State Regulation > Unfair and prohibited practices > Unfair discrimination (2606–2608, 2612)
    • State Regulation > Unfair and prohibited practices > Rebating (2324)
    • State Regulation > Licensee regulation
    • State Regulation > Licensee regulation > Controlled business (2103(i))
    • State Regulation > Licensee regulation > Sharing commissions (2121, 2128)
    • State Regulation > Licensee regulation > Fiduciary responsibility (2120; Regs 9, 18, 29, Parts 20.3, 20.4)
    • State Regulation > Licensee regulation > License display (Reg 125, Part 34.5)
    • State Regulation > Licensee regulation > Commissions and compensation (2102(e), 2114–2116, 2119; Regs 9, 18, 29, Part 20.6; 194 Part 30)
    • State Regulation > Licensee regulation > Termination responsibilities of producer (2112)
    • State Regulation > Examination of books and records (2404; Reg 152, Parts 243.0 to .3)
    • State Regulation > Insurance Frauds Prevention Act (401– 405, Financial Services 403-405)
    • State Regulation > Aiding Unauthorized Insurer (2117)
    • State Regulation > Prohibitions (403)
    • State Regulation > Reporting (405)
    • State Regulation > Consumer privacy regulation (Reg 169, Part 420.0 to .4)
    • State Regulation > Producer Compensation Transparency (Reg 194, Parts 30.1 to 30.5)
    • State Regulation > Cyber Security Requirements for Financial Services Companies (Reg 23)
    • Federal Regulation
    • Federal Regulation > Fair Credit Reporting Act (15 USC 1681– 1681d)
    • Federal Regulation > Fraud and false statements including 1033 waiver (18 USC 1033, 1034)
  • General Insurance (6%)
    • Concepts
    • Concepts > Risk management key terms
    • Concepts > Risk management key terms > Risk (pure and speculative)
    • Concepts > Risk management key terms > Exposure
    • Concepts > Risk management key terms > Hazard (physical, moral, morale)
    • Concepts > Risk management key terms > Peril
    • Concepts > Risk management key terms > Loss
    • Concepts > Methods of handling risk
    • Concepts > Methods of handling risk > Avoidance
    • Concepts > Methods of handling risk > Retention
    • Concepts > Methods of handling risk > Sharing
    • Concepts > Methods of handling risk > Reduction
    • Concepts > Methods of handling risk > Transfer (by contractual liability or insurance contract)
    • Concepts > Methods of handling risk > Elements of insurable risks
    • Concepts > Methods of handling risk > Adverse selection
    • Concepts > Methods of handling risk > Law of large numbers
    • Concepts > Methods of handling risk > Reinsurance
    • Insurers
    • Insurers > Types of insurers
    • Insurers > Types of insurers > Stock companies
    • Insurers > Types of insurers > Mutual companies
    • Insurers > Types of insurers > Fraternal benefit societies
    • Insurers > Private versus government insurers
    • Insurers > Admitted versus nonadmitted insurers
    • Insurers > Domestic, foreign, and alien insurers
    • Insurers > Financial status (independent rating services)
    • Insurers > Marketing (distribution) systems
    • Agents and general rules of agency
    • Agents and general rules of agency > Insurer as principal
    • Agents and general rules of agency > Agent/insurer relationship
    • Agents and general rules of agency > Authority and powers of agents
    • Agents and general rules of agency > Authority and powers of agents > Express
    • Agents and general rules of agency > Authority and powers of agents > Implied
    • Agents and general rules of agency > Authority and powers of agents > Apparent
    • Agents and general rules of agency > Responsibilities to the applicant/insured
    • Contracts
    • Contracts > Elements of a legal contract
    • Contracts > Elements of a legal contract > Offer and acceptance
    • Contracts > Elements of a legal contract > Consideration
    • Contracts > Elements of a legal contract > Competent parties
    • Contracts > Elements of a legal contract > Legal purpose
    • Contracts > Characteristics of insurance contracts
    • Contracts > Characteristics of insurance contracts > Contract of adhesion
    • Contracts > Characteristics of insurance contracts > Aleatory contract
    • Contracts > Characteristics of insurance contracts > Personal contract
    • Contracts > Characteristics of insurance contracts > Unilateral contract
    • Contracts > Characteristics of insurance contracts > Conditional contract
    • Contracts > Legal concepts and interpretations affecting contracts
    • Contracts > Legal concepts and interpretations affecting contracts > Indemnity
    • Contracts > Legal concepts and interpretations affecting contracts > Utmost good faith
    • Contracts > Legal concepts and interpretations affecting contracts > Representations/misrepresentations (3105)
    • Contracts > Legal concepts and interpretations affecting contracts > Warranties (3106)
    • Contracts > Legal concepts and interpretations affecting contracts > Rescission
    • Contracts > Legal concepts and interpretations affecting contracts > Concealment
    • Contracts > Legal concepts and interpretations affecting contracts > Fraud
    • Contracts > Legal concepts and interpretations affecting contracts > Waiver and estoppel
  • Accident and Health Insurance Basics (12%)
    • Definitions of perils
    • Definitions of perils > Accidental injury
    • Definitions of perils > Sickness
    • Principal types of losses and benefits
    • Principal types of losses and benefits > Loss of income from disability
    • Principal types of losses and benefits > Hospital and medical expense
    • Principal types of losses and benefits > Long-term care expense
    • Classes of accident and health insurance coverage
    • Classes of accident and health insurance coverage > Individual and group
    • Classes of accident and health insurance coverage > Private versus government
    • Classes of accident and health insurance coverage > Limited versus comprehensive
    • Types of Limited Policies
    • Types of Limited Policies > Limited benefits and amounts
    • Types of Limited Policies > Required notice to insured
    • Types of Limited Policies > Types of limited policies
    • Types of Limited Policies > Types of limited policies > Accident-only
    • Types of Limited Policies > Types of limited policies > Specified (dread) disease
    • Types of Limited Policies > Types of limited policies > Hospital indemnity (income)
    • Types of Limited Policies > Types of limited policies > Dental insurance
    • Types of Limited Policies > Types of limited policies > Vision care
    • Common exclusions from coverage
    • Common exclusions from coverage > Workers' Compensation
    • Common exclusions from coverage > Cosmetic
    • Common exclusions from coverage > Experimental/investigation
    • Common exclusions from coverage > Medical Necessity
    • Licensee responsibilities in individual accident and health insurance
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements > Advertising (Reg 34, Parts 215.1 to .18)
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements > Sales presentations
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements > Outline of coverage
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements > Application procedures
    • Licensee responsibilities in individual accident and health insurance > Marketing requirements > Requirements at delivery of policy
    • Considerations in replacing accident and health insurance
    • Considerations in replacing accident and health insurance > Benefits, limitations, and exclusions
    • Considerations in replacing accident and health insurance > Licensee liability for errors and omissions
    • Community rating of policies (4317; Reg 145, Part 360)
    • Community rating of policies (4317; Reg 145, Part 360) > Definition of small group
  • Individual Health Insurance Policy General Provisions (10%)
    • Required provisions
    • Required provisions > Entire contract; changes (3216(d)(1)(A))
    • Required provisions > Time limit on certain defenses (3216(d)(1)(B))
    • Required provisions > Grace period (3216(d)(1)C)
    • Required provisions > Reinstatement (3216(d)(1)(D))
    • Other provisions
    • Other provisions > Coordination of benefits
    • Other provisions > Other benefits (3216(d)(2)(E))
    • Other provisions > Unpaid premium (3216(d)(2)(G))
    • Other provisions > Cancellation (3216(d)(2)(H))
    • Other provisions > Conformity with state statutes (3216(d)(2)(I))
    • Other provisions > Illegal occupation (3216(d)(2)(J))
    • Other provisions > Intoxicants and narcotics (3216(d)(2)(K))
    • Other general provisions
    • Other general provisions > Right to examine (free look)
    • Other general provisions > Insuring clause
    • Other general provisions > Consideration clause
    • Other general provisions > Renewability clause (3216(g))
    • Other general provisions > Renewability clause (3216(g)) > Noncancelable
    • Other general provisions > Renewability clause (3216(g)) > Guaranteed renewable
  • Disability Income and Related Insurance (10%)
    • Qualifying for disability benefits
    • Qualifying for disability benefits > Inability to perform duties
    • Qualifying for disability benefits > Inability to perform duties > Own occupation
    • Qualifying for disability benefits > Inability to perform duties > Any occupation
    • Qualifying for disability benefits > Inability to perform duties > Presumptive disability
    • Qualifying for disability benefits > Inability to perform duties > Proof of Loss
    • Individual disability income insurance
    • Individual disability income insurance > Basic total disability plan
    • Individual disability income insurance > Basic total disability plan > Income benefits
    • Individual disability income insurance > Basic total disability plan > Elimination and benefit periods
    • Individual disability income insurance > Basic total disability plan > Waiver of premium feature
    • Individual disability income insurance > Coordination of benefits
    • Individual disability income insurance > Individual premium consideration
    • Individual disability income insurance > Individual premium consideration > Additional Monthly Benefit (AMB)
    • Individual disability income insurance > Individual premium consideration > Social Insurance Supplement (SIS)
    • Individual disability income insurance > Individual premium consideration > Occupational versus nonoccupational coverage
    • Individual disability income insurance > Individual premium consideration > Noncancelable (3216(d)(2)(H))
    • Individual disability income insurance > Individual premium consideration > Guaranteed renewability
    • Individual disability income insurance > Other provisions affecting income benefits
    • Individual disability income insurance > Other provisions affecting income benefits > Cost of Living Adjustment (COLA) rider
    • Individual disability income insurance > Other provisions affecting income benefits > Future Increase Option (FIO) rider
    • Individual disability income insurance > Other provisions affecting income benefits > Relation of earnings to insurance (3216(d)(2)(F))
    • Individual disability income insurance > Benefits
    • Individual disability income insurance > Benefits > Accidental death and dismemberment
    • Individual disability income insurance > Benefits > Rehabilitation benefit
    • Individual disability income insurance > Benefits > Medical reimbursement benefit (nondisabling injury)
    • Individual disability income insurance > Benefits > Partial disability benefit
    • Individual disability income insurance > Benefits > Residual disability benefit
    • Individual disability income insurance > Benefits > Total disability benefit
    • Individual disability income insurance > Benefits > 24-hour coverage versus limited/at- work coverage
    • Individual disability income insurance > Exclusions
    • Group disability income insurance
    • Group disability income insurance > Group versus individual plans
    • Group disability income insurance > Short-Term Disability (STD)
    • Group disability income insurance > Long-Term Disability (LTD)
    • Business disability insurance
    • Business disability insurance > Key person disability income
    • Business disability insurance > Disability buy-sell policy
    • Business disability insurance > Business overhead expense policy
  • Medical Plans (15%)
    • Medical plan concepts
    • Medical plan concepts > Fee-for-service basis versus prepaid basis
    • Medical plan concepts > Specified coverages versus comprehensive care
    • Medical plan concepts > Benefit schedule versus usual/reasonable/customary charges
    • Medical plan concepts > Any provider versus limited choice of providers
    • Medical plan concepts > Insureds versus subscribers/participants
    • Types of plans
    • Types of plans > Major medical insurance (indemnity plans)
    • Types of plans > Major medical insurance (indemnity plans) > Characteristics
    • Types of plans > Major medical insurance (indemnity plans) > Common limitations
    • Types of plans > Major medical insurance (indemnity plans) > Exclusions from coverage
    • Types of plans > Major medical insurance (indemnity plans) > Provisions affecting cost to insured
    • Types of plans > Health Maintenance Organizations (HMOs)
    • Types of plans > Health Maintenance Organizations (HMOs) > General characteristics
    • Types of plans > Health Maintenance Organizations (HMOs) > Preventive care services (4303(j))
    • Types of plans > Health Maintenance Organizations (HMOs) > Primary Care Physician (PCP)
    • Types of plans > Health Maintenance Organizations (HMOs) > Referral (specialty) physician
    • Types of plans > Health Maintenance Organizations (HMOs) > Emergency care
    • Types of plans > Health Maintenance Organizations (HMOs) > Hospital services
    • Types of plans > Health Maintenance Organizations (HMOs) > Other basic services
    • Types of plans > Health Maintenance Organizations (HMOs) > Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans and Exclusive Provider Organizations (EPOs)
    • Types of plans > Health Maintenance Organizations (HMOs) > General characteristics
    • Types of plans > Health Maintenance Organizations (HMOs) > In-network and out-of-network provider access
    • Types of plans > Health Maintenance Organizations (HMOs) > Primary Care Physician (PCP) referral
    • Types of plans > Health Maintenance Organizations (HMOs) > Indemnity plan features
    • Types of plans > Health Maintenance Organizations (HMOs) > Catastrophic
    • Cost containment in health care delivery
    • Cost containment in health care delivery > Utilization review (Art. 49)
    • Cost containment in health care delivery > Utilization review (Art. 49) > Prospective review
    • Cost containment in health care delivery > Utilization review (Art. 49) > Concurrent review
    • Cost containment in health care delivery > Utilization review (Art. 49) > Retrospective review
    • New York mandated benefits and offers (individual and/or group)
    • New York mandated benefits and offers (individual and/or group) > Dependent child age limit (3216(a)(4);4235(f)(1)(2))
    • New York mandated benefits and offers (individual and/or group) > Policy extension for handicapped children (3216(c)(4)(A))
    • New York mandated benefits and offers (individual and/or group) > Newborn child coverage (3216(c)(4)(c)
    • New York required benefits (individual and/or group)
    • New York mandated offers (individual and/or group)
    • HIPAA (Health Insurance Portability and Accountability Act) requirements
    • HIPAA (Health Insurance Portability and Accountability Act) requirements > Eligibility
    • HIPAA (Health Insurance Portability and Accountability Act) requirements > Guaranteed issue
    • HIPAA (Health Insurance Portability and Accountability Act) requirements > Renewability
    • HIPAA (Health Insurance Portability and Accountability Act) requirements > Privacy protections
  • Federal Patient Protection and Affordable Care Act (10%)
    • Affordable Care Act
    • Affordable Care Act > Preexisting conditions
    • Affordable Care Act > Insurance exchanges
    • Affordable Care Act > Insurance exchanges > Eligibility (individual and small employer)
    • Affordable Care Act > Insurance exchanges > APTC (advance premium tax credit)
    • Affordable Care Act > Insurance exchanges > Cost share reeducation
    • Affordable Care Act > Insurance exchanges > Benchmark plan
    • Affordable Care Act > Insurance exchanges > State vs. Federal
    • Affordable Care Act > Insurance exchanges > Metal levels
    • Affordable Care Act > Catastrophic
    • Affordable Care Act > Medical loss ratio
    • Affordable Care Act > Actuarial value
    • Affordable Care Act > Enrollment period
    • Affordable Care Act > Individual mandate
    • Affordable Care Act > Employer shared responsibility
    • Affordable Care Act > Annual lifetime dollar limits
    • Affordable Care Act > 10 Essential benefits
  • Long-Term Care (LTC) Insurance (5%)
    • Benefits
    • Benefits > LTC, Medicare and Medicaid compared
    • Benefits > Eligibility for benefits
    • Benefits > Levels of care
    • Benefits > Levels of care > Skilled care
    • Benefits > Levels of care > Intermediate care
    • Benefits > Levels of care > Custodial care
    • Benefits > Types of care
    • Benefits > Types of care > Home health care
    • Benefits > Types of care > Adult day care
    • Benefits > Types of care > Respite care
    • Benefits > Types of care > Nursing home facility care
    • Benefits > Types of care > Assisted living
    • Benefits > Types of care > Benefit periods
    • Benefits > Types of care > Benefit amounts
    • Benefits > Types of care > Activities of Daily Living (ADLs)
    • Benefits > Optional benefits
    • Benefits > Optional benefits > Reimbursement versus indemnity/cash
    • Benefits > Optional benefits > Inflation protection (COLA) (Reg 62, Part 52.25(c)(3))
    • Benefits > Optional benefits > Nonforfeiture benefits (Reg 62, Part 52.25(c)(7))
    • Benefits > Optional benefits > Guarantee of insurability
    • Benefits > Optional benefits > Return of premium
    • Benefits > Optional benefits > Shared care
    • Benefits > Optional benefits > Individual, group, and association plans
    • Benefits > Optional benefits > Hybrid plans
    • Benefits > Optional benefits > Exclusions (Reg 62, Part 52.25(b)(2))
    • Benefits > Optional benefits > Underwriting considerations
    • Benefits > Optional benefits > Suitability
    • New York regulations and required provisions
    • New York regulations and required provisions > Renewability (Reg 62, Part 52.25(b)(1))
    • New York regulations and required provisions > Required disclosure provisions (Reg 62, Part 52.65)
    • New York regulations and required provisions > Prohibited practices
    • New York regulations and required provisions > Replacement (Reg 62, Part 52.29)
    • New York regulations and required provisions > New York State Partnership for Long Term Care (Reg 144, Part 39)
    • New York regulations and required provisions > Dollar for dollar or time element
    • New York regulations and required provisions > Medicaid Estate Recovery Act (OBRA '93)
    • New York regulations and required provisions > New York Tax credit
  • Group Health and Blanket Insurance (10%)
    • Characteristics of group insurance
    • Characteristics of group insurance > Group contract
    • Characteristics of group insurance > Certificate of coverage
    • Characteristics of group insurance > Experience rating versus community rating
    • Characteristics of group insurance > Definition of eligible group (4235(b)(c))
    • Types of eligible groups (4235)
    • Types of eligible groups (4235) > Employment-related groups
    • Types of eligible groups (4235) > Employment-related groups > Individual employer groups
    • Types of eligible groups (4235) > Employment-related groups > Professional employer organizations
    • Types of eligible groups (4235) > Employment-related groups > Associations (alumni, professional, and other)
    • Types of eligible groups (4235) > Employment-related groups > Customer groups (depositors, creditor-debtor, and others)
    • Types of eligible groups (4235) > Employment-related groups > Blanket customer groups (teams, passengers, and others)
    • Regulation of employer group insurance plans
    • Regulation of employer group insurance plans > Employee Retirement Income Security Act (ERISA)
    • Regulation of employer group insurance plans > Employee Retirement Income Security Act (ERISA) > Applicability
    • Regulation of employer group insurance plans > Employee Retirement Income Security Act (ERISA) > Fiduciary responsibilities
    • Regulation of employer group insurance plans > Employee Retirement Income Security Act (ERISA) > Reporting and disclosure
    • Regulation of employer group insurance plans > Employee Retirement Income Security Act (ERISA) > Family Medical Leave Act (FMLA)
    • Regulation of employer group insurance plans > Relationship with Medicare
    • Regulation of employer group insurance plans > Relationship with Medicare > Medicare secondary rules
    • Regulation of employer group insurance plans > Relationship with Medicare > Medicare carve-outs and supplements
    • Regulation of employer group insurance plans > Relationship with Medicare > Nondiscrimination rules (highly- compensated)
    • Types of funding and administration
    • Types of funding and administration > Conventional fully-insured plans
    • Types of funding and administration > Partially self-insured plans
    • Types of funding and administration > Partially self-insured plans > Stop-loss coverage
    • Types of funding and administration > Partially self-insured plans > Administrative Services Only (ASO) arrangements
    • Marketing considerations
    • Marketing considerations > Advertising
    • Marketing considerations > Regulatory jurisdiction/place of delivery
    • Employer group health insurance
    • Employer group health insurance > Insurer underwriting criteria
    • Employer group health insurance > Insurer underwriting criteria > Characteristics of group
    • Employer group health insurance > Insurer underwriting criteria > Plan design factors
    • Employer group health insurance > Insurer underwriting criteria > Persistency factors
    • Employer group health insurance > Insurer underwriting criteria > Administrative capability
    • Employer group health insurance > Eligibility for coverage
    • Employer group health insurance > Eligibility for coverage > Annual open enrollment
    • Employer group health insurance > Eligibility for coverage > Employee eligibility
    • Employer group health insurance > Eligibility for coverage > Probationary period
    • Employer group health insurance > Eligibility for coverage > Dependent eligibility
    • Employer group health insurance > Coordination of benefits provision (Reg 62, Part 52.23)
    • Employer group health insurance > Change of insurance companies or loss of coverage
    • Employer group health insurance > Change of insurance companies or loss of coverage > Events that terminate coverage
    • Employer group health insurance > Change of insurance companies or loss of coverage > Extension of benefits
    • Employer group health insurance > Change of insurance companies or loss of coverage > Continuation of coverage under COBRA and New York continuations
    • Employer group health insurance > Change of insurance companies or loss of coverage > Conversion privilege (3221(e))
    • Small employer medical plans
    • Small employer medical plans > Definition of small employer (Reg 145, Part 360.2(f))
    • Small employer medical plans > Benefit plans offered
    • Small employer medical plans > Availability of coverage (Reg 145, Part 360.2(e), .3)
    • Small employer medical plans > Renewability (Reg 145, Part 360.2(e))
    • Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs)
    • Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) > Definition
    • Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) > Eligibility
    • Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) > Contribution
  • Government Insurance Plans (9%)
    • Workers' Compensation
    • Workers' Compensation > Eligibility
    • Workers' Compensation > Benefits
    • Social Security Disability
    • Social Security Disability > Qualifications for disability benefits
    • Social Security Disability > Definition of disability
    • Social Security Disability > Waiting period
    • Social Security Disability > Disability income benefits
    • New York State Disability Benefits Law
    • New York State Disability Benefits Law > Purpose
    • New York State Disability Benefits Law > Definitions
    • New York State Disability Benefits Law > Employment covered
    • New York State Disability Benefits Law > Benefits
    • Medicaid
    • Medicaid > Eligibility and benefits
    • Medicaid > Child Health Plus
    • Medicaid > Child Health Plus > Eligibility and benefits
    • Medicare
    • Medicare > Nature, financing, and administration
    • Medicare > Part A - Hospital Insurance
    • Medicare > Part A - Hospital Insurance > Individual eligibility requirements
    • Medicare > Part A - Hospital Insurance > Enrollment
    • Medicare > Part A - Hospital Insurance > Coverages and cost-sharing amounts
    • Medicare > Part B - Medical Insurance
    • Medicare > Part B - Medical Insurance > Individual eligibility requirements
    • Medicare > Part B - Medical Insurance > Enrollment
    • Medicare > Part B - Medical Insurance > Coverages and cost-sharing amounts
    • Medicare > Part B - Medical Insurance > Exclusions
    • Medicare > Part C - Medicare Advantage
    • Medicare > Part D - Prescription Drug Insurance
    • Healthy New York (4326)
  • Private Insurance for Senior Citizens and Special Needs Individuals (5%)
    • Medicare supplements
    • Medicare supplements > Purpose
    • Medicare supplements > Open enrollment (Reg 193, Part 58))
    • Medicare supplements > Standardized Medicare supplement plans
    • Medicare supplements > Standardized Medicare supplement plans > Core benefits
    • Medicare supplements > Standardized Medicare supplement plans > Additional benefits
    • Medicare supplements > New York regulations and required provisions
    • Medicare supplements > New York regulations and required provisions > Standards for marketing (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Permitted compensation arrangements (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Appropriateness of recommended purchase or replacement (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Replacement (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Disclosure statement (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Renewability (Reg 193, Part 58)
    • Medicare supplements > New York regulations and required provisions > Med Advantage
    • Other Medicare options for individuals
    • Other Medicare options for individuals > Disabled individuals
    • Other Medicare options for individuals > Individuals with kidney failure
    • Other Medicare options for individuals > Employer group health plans
    • Other Medicare options for individuals > Employer group health plans > Employees age 65 or older
Examination sources