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Ohio Casualty Insurance Agent — Information & Free Practice

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Ohio Casualty Insurance Agent

Provider
PSI Services LLC
Format
Computer-administered examination at a PSI testing location
Exam questions
100 questions; 1–10 additional unscored experimental items may be administered
Time limit
2 hours
Passing score
70%
Exam fee
$49
Examination outline
  • 1.0 Insurance Regulation (10%)
    • 1.1 Licensing
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Requirements (3905.02, .04, .041, .05, .051, .06; 3901-5-09)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Resident/nonresident (3905.01(C), .06, .061, .07, .071)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Change in name, address, email, telephone number (3905.061, 3905.071; 3901-5-09)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Renewal/nonrenewal (3905.06; 3901-5-09(J))
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Temporary license (3905.09)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Duty to report criminal convictions and administrative disciplinary actions (3905.22)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Assumed business names (3905.11)
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Continuing education including exemptions and penalties (3905.06, 3905.481; 3901-5-01; 3901-5-05(D), 3901-5-09(L)(7))
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Inactivity due to military service (3905.06(G)); 3901-5-09(J))
    • 1.1 Licensing / Maintenance and duration (3905.06, .16; 3901-5-09) / Inactivity due to extenuating circumstances (3905.06(G); 3901-5-09(J))
    • 1.1 Licensing / Disciplinary actions (3905.14)
    • 1.1 Licensing / Disciplinary actions (3905.14) / License denial, probation, surrender, suspension, revocation, or refusal to issue or renew (3901.22(D)(1); 3905.14, 3905.16; 3901-5-12)
    • 1.1 Licensing / Disciplinary actions (3905.14) / Failure to pay taxes (3905.14(B)(14))
    • 1.1 Licensing / Disciplinary actions (3905.14) / Failure to appear for an interview (3905.14(B)(22))
    • 1.1 Licensing / Disciplinary actions (3905.14) / Failure to provide department with a written response (3905.14(B)(21))
    • 1.1 Licensing / Disciplinary actions (3905.14) / Penalties and fines for violations (3901.22(D), (F), 3905.14(B), (D), (E), (F), (G), (H), .99)
    • 1.1 Licensing / Disciplinary actions (3905.14) / Penalties and fines for violations (3901.22(D), (F), 3905.14(B), (D), (E), (F), (G), (H), .99) / Cease and desist orders (3901.221; 3905.14(H), 3901.22(D))
    • 1.1 Licensing / Disciplinary actions (3905.14) / Penalties and fines for violations (3901.22(D), (F), 3905.14(B), (D), (E), (F), (G), (H), .99) / Civil
    • 1.1 Licensing / Disciplinary actions (3905.14) / Penalties and fines for violations (3901.22(D), (F), 3905.14(B), (D), (E), (F), (G), (H), .99) / Criminal
    • 1.1 Licensing / Disciplinary actions (3905.14) / Penalties and fines for violations (3901.22(D), (F), 3905.14(B), (D), (E), (F), (G), (H), .99) / Hearings (3901.22; 3905.14(D); ORC 119)
    • 1.1 Licensing / Disciplinary actions (3905.14) / Consent/Settlement agreements (3901.22(G))
    • 1.2 State regulation
    • 1.2 State regulation / Acts constituting insurance transactions (3901.17; 3905.02, 3905.42)
    • 1.2 State regulation / Acts constituting insurance transactions (3901.17; 3905.02, 3905.42) / Negotiate, sell, solicit (3905.01, .02)
    • 1.2 State regulation / Director's general duties and powers (3901.01, 3901.011, .04, .041; 3905.12)
    • 1.2 State regulation / Company regulation
    • 1.2 State regulation / Company regulation / Certificate of authority (3925.11, 3927.01, 3929.01)
    • 1.2 State regulation / Company regulation / Insolvency (3903.01(O))
    • 1.2 State regulation / Company regulation / Policy forms/rates/exceptions (3935.04; 3937.03)
    • 1.2 State regulation / Company regulation / Financial requirements (3901-1-50; 3901-3-04; 3929.011, 3929.07, 3929.11)
    • 1.2 State regulation / Company regulation / Unfair trade and claims settlement practices (3901.19-26; 3901-1-07; 3901-1-54))
    • 1.2 State regulation / Agent regulation
    • 1.2 State regulation / Agent regulation / Commissions, compensations, fees (3905.18, .181; 3901-5-09(N), 3905.55)
    • 1.2 State regulation / Agent regulation / Reporting of felony and crimes of moral turpitude (3905.14 (B)(6), (B)(7), .22)
    • 1.2 State regulation / Agent regulation / Policy/application signature (3905.14(B)(11), (26))
    • 1.2 State regulation / Appointment procedures
    • 1.2 State regulation / Appointment procedures / Agent appointment (3905.20; 3901-5-09(K))
    • 1.2 State regulation / Appointment procedures / Cancellation of appointment (3905.16(B)(1))
    • 1.2 State regulation / Appointment procedures / Termination notification (3905.21)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Rebating (3933.01;)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Premium refunds and other incentives (3905.14(B)(32); Bulletin 2019-04 and 2019-05)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / False advertising (3901.21(A), (B), (C), (D), (E), 3901.24; 3905.43; 3999.10, .11)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Misrepresentation (3901.21; 3905.14(B)(5); 3999.08)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Defamation of insurer (3901.21(C), (D); 3999.09)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Unfair discrimination (3901.21(L), (M), (N))
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / Illegal inducements (3933.01; Bulletin 2019-04 and 2019-05)
    • 1.2 State regulation / Unfair insurance trade practices (3901.20, .21) / General grounds for disciplinary action (3905.14(B))
    • 1.2 State regulation / Examination of books and records (3901.04, .07)
    • 1.2 State regulation / Insurance fraud regulation (3999.21, .31, .37, .41, .42, .99; 2913.47, 3901.44)
    • 1.2 State regulation / Insurance information privacy (3901.44; 3904.04, 3904.13, 3904.14, 3965.01-.11)
    • 1.2 State regulation / Consumer information/fees (3905.55; 3905.181)
    • 1.3 Federal regulation
    • 1.3 Federal regulation / Fair Credit Reporting Act (15 USC 1681–1681d)
    • 1.3 Federal regulation / Fraud and false statements including 1033 waiver (18 USC 1033, 1034)
    • 1.3 Federal regulation / Other federal regulations (e.g., Do Not Call List) (https://www.donotcall.gov/)
  • 2.0 General Insurance (10%)
    • 2.1 Concepts
    • 2.1 Concepts / Risk management key terms
    • 2.1 Concepts / Risk management key terms / Risk
    • 2.1 Concepts / Risk management key terms / Exposure
    • 2.1 Concepts / Risk management key terms / Hazard
    • 2.1 Concepts / Risk management key terms / Peril
    • 2.1 Concepts / Risk management key terms / Loss
    • 2.1 Concepts / Methods of handling risk
    • 2.1 Concepts / Methods of handling risk / Avoidance
    • 2.1 Concepts / Methods of handling risk / Retention
    • 2.1 Concepts / Methods of handling risk / Sharing
    • 2.1 Concepts / Methods of handling risk / Reduction
    • 2.1 Concepts / Methods of handling risk / Transfer
    • 2.1 Concepts / Elements of insurable risks
    • 2.1 Concepts / Adverse selection
    • 2.1 Concepts / Law of large numbers
    • 2.1 Concepts / Reinsurance
    • 2.1 Concepts / Indemnity/pay on behalf of
    • 2.2 Insurers
    • 2.2 Insurers / Types of insurers
    • 2.2 Insurers / Types of insurers / Stock companies
    • 2.2 Insurers / Types of insurers / Mutual companies
    • 2.2 Insurers / Types of insurers / Fraternal benefit societies
    • 2.2 Insurers / Types of insurers / Reciprocals
    • 2.2 Insurers / Types of insurers / Lloyd's associations
    • 2.2 Insurers / Types of insurers / Risk retention groups
    • 2.2 Insurers / Types of insurers / Surplus lines
    • 2.2 Insurers / Authorized/admitted versus unauthorized/non-admitted insurers
    • 2.2 Insurers / Domestic, foreign and alien insurers
    • 2.2 Insurers / Financial solvency status (e.g., A.M. Best, Standard and Poor's, Moody's, NAIC)
    • 2.2 Insurers / Marketing (distribution) systems
    • 2.3 Agent and general rules of agency
    • 2.3 Agent and general rules of agency / Insurer as principal
    • 2.3 Agent and general rules of agency / Agent/insurer relationship
    • 2.3 Agent and general rules of agency / Authority and powers of agents
    • 2.3 Agent and general rules of agency / Authority and powers of agents / Express
    • 2.3 Agent and general rules of agency / Authority and powers of agents / Implied
    • 2.3 Agent and general rules of agency / Authority and powers of agents / Apparent
    • 2.3 Agent and general rules of agency / Responsibilities to the applicant/insured
    • 2.4 Contracts
    • 2.4 Contracts / Elements of a legal contract
    • 2.4 Contracts / Elements of a legal contract / Offer and acceptance
    • 2.4 Contracts / Elements of a legal contract / Consideration
    • 2.4 Contracts / Elements of a legal contract / Competent parties
    • 2.4 Contracts / Elements of a legal contract / Legal purpose
    • 2.4 Contracts / Distinct characteristics of an insurance contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Contract of adhesion
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Aleatory contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Personal contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Unilateral contract
    • 2.4 Contracts / Distinct characteristics of an insurance contract / Conditional contract
    • 2.4 Contracts / Legal interpretations affecting contracts
    • 2.4 Contracts / Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
    • 2.4 Contracts / Legal interpretations affecting contracts / Reasonable expectations
    • 2.4 Contracts / Legal interpretations affecting contracts / Indemnity
    • 2.4 Contracts / Legal interpretations affecting contracts / Utmost good faith
    • 2.4 Contracts / Legal interpretations affecting contracts / Representations/misrepresentations
    • 2.4 Contracts / Legal interpretations affecting contracts / Warranties
    • 2.4 Contracts / Legal interpretations affecting contracts / Concealment
    • 2.4 Contracts / Legal interpretations affecting contracts / Fraud
    • 2.4 Contracts / Legal interpretations affecting contracts / Waiver and estoppel
  • 3.0 Casualty Insurance Basics (15%)
    • 3.1 Principles and concepts
    • 3.1 Principles and concepts / Insurable interest
    • 3.1 Principles and concepts / Underwriting
    • 3.1 Principles and concepts / Underwriting / Credit scores
    • 3.1 Principles and concepts / Underwriting / Loss ratio
    • 3.1 Principles and concepts / Rates
    • 3.1 Principles and concepts / Rates / Types
    • 3.1 Principles and concepts / Rates / Loss costs
    • 3.1 Principles and concepts / Rates / Components
    • 3.1 Principles and concepts / Hazards
    • 3.1 Principles and concepts / Hazards / Physical
    • 3.1 Principles and concepts / Hazards / Moral
    • 3.1 Principles and concepts / Hazards / Morale
    • 3.1 Principles and concepts / Negligence
    • 3.1 Principles and concepts / Negligence / Elements of a negligent act
    • 3.1 Principles and concepts / Negligence / Defenses against negligence
    • 3.1 Principles and concepts / Damages
    • 3.1 Principles and concepts / Damages / Compensatory — special versus general
    • 3.1 Principles and concepts / Damages / Punitive
    • 3.1 Principles and concepts / Types of liability
    • 3.1 Principles and concepts / Types of liability / Absolute
    • 3.1 Principles and concepts / Types of liability / Strict
    • 3.1 Principles and concepts / Types of liability / Vicarious
    • 3.2 Policy structure
    • 3.2 Policy structure / Declarations
    • 3.2 Policy structure / Definitions
    • 3.2 Policy structure / Insuring agreement or clause
    • 3.2 Policy structure / Additional/supplementary coverage
    • 3.2 Policy structure / Conditions
    • 3.2 Policy structure / Exclusions
    • 3.2 Policy structure / Endorsements
    • 3.3 Common policy provisions
    • 3.3 Common policy provisions / Insureds — named, first named, additional
    • 3.3 Common policy provisions / Policy period
    • 3.3 Common policy provisions / Policy territory
    • 3.3 Common policy provisions / Cancellation and nonrenewal
    • 3.3 Common policy provisions / Deductibles
    • 3.3 Common policy provisions / Coinsurance
    • 3.3 Common policy provisions / Other insurance
    • 3.3 Common policy provisions / Other insurance / Non-concurrency
    • 3.3 Common policy provisions / Other insurance / Primary and excess
    • 3.3 Common policy provisions / Other insurance / Pro rata
    • 3.3 Common policy provisions / Other insurance / Contribution by equal shares
    • 3.3 Common policy provisions / Limits of liability insurance
    • 3.3 Common policy provisions / Limits of liability insurance / Per occurrence (accident)
    • 3.3 Common policy provisions / Limits of liability insurance / Per person
    • 3.3 Common policy provisions / Limits of liability insurance / Aggregate — general versus products — completed operations
    • 3.3 Common policy provisions / Limits of liability insurance / Split
    • 3.3 Common policy provisions / Limits of liability insurance / Combined single
    • 3.3 Common policy provisions / Named insured provisions
    • 3.3 Common policy provisions / Named insured provisions / Duties after loss
    • 3.3 Common policy provisions / Named insured provisions / Assignment
    • 3.3 Common policy provisions / Named insured provisions / Abandonment
    • 3.3 Common policy provisions / Policy provisions
    • 3.3 Common policy provisions / Policy provisions / Liberalization
    • 3.3 Common policy provisions / Policy provisions / Subrogation
    • 3.3 Common policy provisions / Policy provisions / Claim settlement options
    • 3.3 Common policy provisions / Policy provisions / Replacement cost vs. actual cash value
    • 3.3 Common policy provisions / Policy provisions / Duty to defend
    • 3.4 Ohio laws, regulations and required provisions
    • 3.4 Ohio laws, regulations and required provisions / Ohio Insurance Guaranty Association (3955.01-.10, .12.-.19)
    • 3.4 Ohio laws, regulations and required provisions / Cancellation and nonrenewal (3929.19-.22, .24; 3937.25-.411, 3937.47; 3901-1-18(D))
    • 3.4 Ohio laws, regulations and required provisions / Binders (4509.56; 3901-1-18(I))
    • 3.4 Ohio laws, regulations and required provisions / Controlled business (3905.61-.65))
    • 3.4 Ohio laws, regulations and required provisions / Retaliatory provisions (3901.86)
    • 3.4 Ohio laws, regulations and required provisions / Concealment, misrepresentation or fraud (2913.47, 3999.31)
    • 3.4 Ohio laws, regulations and required provisions / Declination of insurance and unfair discrimination (3901.21(L), (M), (N))
    • 3.4 Ohio laws, regulations and required provisions / Mine subsidence (3929.50-.53, .55, .56, .58-.61; 3901-1-48)
    • 3.4 Ohio laws, regulations and required provisions / Terrorism Risk Insurance Program Reauthorization Act of 2019 (Pub. L. 116-94) (Bulletin 2015-02)
    • 3.4 Ohio laws, regulations and required provisions / Unfair Property/Casualty Claims Settlement Practices (3905.55; 3901-1-54; 3901-1-07)
    • 3.4 Ohio laws, regulations and required provisions / Fire Loss - Treasury Certificate/Demolition Fund (3929.86)
  • 4.0 Homeowners ('11) Policy (15%)
    • 4.1 Eligibility and definitions
    • 4.2 Coverage forms
    • 4.2 Coverage forms / HO-2 through HO-6
    • 4.2 Coverage forms / HO-8
    • 4.3 Section II — Liability coverages
    • 4.3 Section II — Liability coverages / Coverage E — Personal liability
    • 4.3 Section II — Liability coverages / Coverage F — Medical payments to others
    • 4.3 Section II — Liability coverages / Additional coverages
    • 4.4 Exclusions
    • 4.5 Conditions
    • 4.6 Selected endorsements
    • 4.6 Selected endorsements / Special provisions — Ohio (HO 01 34)
    • 4.6 Selected endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27)
    • 4.6 Selected endorsements / Permitted incidental occupancies (HO 04 42)
    • 4.6 Selected endorsements / Home day care (HO 04 97)
    • 4.6 Selected endorsements / Business pursuits (HO 24 71)
    • 4.6 Selected endorsements / Watercraft (HO 24 75)
    • 4.6 Selected endorsements / Personal injury (HO 24 82)
  • 5.0 Auto Insurance (17%)
    • 5.1 Laws
    • 5.1 Laws / Ohio Motor Vehicle Financial Responsibility Law (4509.01-.81))
    • 5.1 Laws / Ohio Motor Vehicle Financial Responsibility Law (4509.01-.81)) / Required limits of liability (4509.51)
    • 5.1 Laws / Uninsured/underinsured motorist
    • 5.1 Laws / Uninsured/underinsured motorist / Definitions (3937.18(A),(B),(C)
    • 5.1 Laws / Uninsured/underinsured motorist / Bodily injury (3937.18(B),(C))
    • 5.1 Laws / Uninsured/underinsured motorist / Property damage (3937.181)
    • 5.1 Laws / Uninsured/underinsured motorist / Stacked and non-stacked (3937.18(F), (G))
    • 5.1 Laws / Uninsured/underinsured motorist / Required limits (4509.51)
    • 5.1 Laws / Uninsured/underinsured motorist / Intrafamily liability exclusion (3937.46)
    • 5.1 Laws / Cancellation/nonrenewal (3937.30-.411, .47)
    • 5.1 Laws / Cancellation/nonrenewal (3937.30-.411, .47) / Reasons
    • 5.1 Laws / Cancellation/nonrenewal (3937.30-.411, .47) / Notice
    • 5.1 Laws / Prohibition against use of intrafamily liability exclusion (3937.46)
    • 5.1 Laws / Use of non-OEM aftermarket crash parts (1345.81; 3901-1-54(H)(4))
    • 5.2 Personal ('18) auto policy
    • 5.2 Personal ('18) auto policy / Eligibility, definitions, and conditions
    • 5.2 Personal ('18) auto policy / Liability coverages
    • 5.2 Personal ('18) auto policy / Liability coverages / Combined single limits versus split limits
    • 5.2 Personal ('18) auto policy / Liability coverages / Bodily injury and property damage
    • 5.2 Personal ('18) auto policy / Liability coverages / Supplementary payments
    • 5.2 Personal ('18) auto policy / Liability coverages / Exclusions
    • 5.2 Personal ('18) auto policy / Medical payments coverage
    • 5.2 Personal ('18) auto policy / Uninsured/underinsured motorist coverage
    • 5.2 Personal ('18) auto policy / Uninsured/underinsured motorist coverage / Bodily injury
    • 5.2 Personal ('18) auto policy / Uninsured/underinsured motorist coverage / Property damage
    • 5.2 Personal ('18) auto policy / Uninsured/underinsured motorist coverage / Required limits
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Collision
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Other than collision
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Deductibles
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Transportation expenses
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Exclusions
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Substitute transportation
    • 5.2 Personal ('18) auto policy / Coverage for damage to your auto / Towing and labor (PP 03 03)
    • 5.2 Personal ('18) auto policy / Duties after an accident or loss
    • 5.2 Personal ('18) auto policy / General provisions
    • 5.2 Personal ('18) auto policy / Selected endorsements
    • 5.2 Personal ('18) auto policy / Selected endorsements / Amendment of policy provisions — Ohio (PP 01 86)
    • 5.2 Personal ('18) auto policy / Selected endorsements / Extended non-owned coverage (PP 03 06)
    • 5.2 Personal ('18) auto policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
    • 5.2 Personal ('18) auto policy / Selected endorsements / Joint ownership coverage (PP 03 34)
    • 5.3 Commercial auto ('20)
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms / Business auto
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms / Garage
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms / Business auto physical damage
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms / Truckers
    • 5.3 Commercial auto ('20) / Commercial auto coverage forms / Motor carrier
    • 5.3 Commercial auto ('20) / Coverage form sections
    • 5.3 Commercial auto ('20) / Coverage form sections / Symbols/covered autos
    • 5.3 Commercial auto ('20) / Coverage form sections / Liability coverage
    • 5.3 Commercial auto ('20) / Coverage form sections / Garage keepers coverage
    • 5.3 Commercial auto ('20) / Coverage form sections / Trailer interchange coverage
    • 5.3 Commercial auto ('20) / Coverage form sections / Physical damage coverage
    • 5.3 Commercial auto ('20) / Coverage form sections / Eligibility
    • 5.3 Commercial auto ('20) / Coverage form sections / Exclusions
    • 5.3 Commercial auto ('20) / Coverage form sections / Conditions
    • 5.3 Commercial auto ('20) / Coverage form sections / Definitions
    • 5.3 Commercial auto ('20) / Selected endorsements
    • 5.3 Commercial auto ('20) / Selected endorsements / Lessor — additional insured and loss payee (CA 20 01)
    • 5.3 Commercial auto ('20) / Selected endorsements / Mobile equipment (CA 20 15)
    • 5.3 Commercial auto ('20) / Selected endorsements / Auto medical payments coverage (CA 99 03)
    • 5.3 Commercial auto ('20) / Selected endorsements / Drive other car coverage (CA 99 10)
    • 5.3 Commercial auto ('20) / Selected endorsements / Individual named insured (CA 99 17)
    • 5.3 Commercial auto ('20) / Selected endorsements / Employees as insureds
    • 5.3 Commercial auto ('20) / Commercial carrier regulations
    • 5.3 Commercial auto ('20) / Commercial carrier regulations / The Motor Carrier Act of 1980
    • 5.3 Commercial auto ('20) / Commercial carrier regulations / Endorsement for motor carrier policies of insurance for public liability (MCS-90)
  • 6.0 Commercial Package Policy (CPP) (13%)
    • 6.1 Components of a commercial policy
    • 6.1 Components of a commercial policy / Common policy declarations
    • 6.1 Components of a commercial policy / Common policy conditions
    • 6.1 Components of a commercial policy / Interline endorsements
    • 6.1 Components of a commercial policy / One or more coverage parts
    • 6.2 Commercial general liability ('13)
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Bodily injury and property damage liability
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Personal and advertising injury liability
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Medical payments
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Supplementary payments
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Fire legal liability
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Limits of insurance
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Exclusions
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Conditions
    • 6.2 Commercial general liability ('13) / Commercial general liability coverages / Definitions
    • 6.2 Commercial general liability ('13) / Claims-made features
    • 6.2 Commercial general liability ('13) / Claims-made features / Trigger
    • 6.2 Commercial general liability ('13) / Claims-made features / Retroactive date
    • 6.2 Commercial general liability ('13) / Claims-made features / Extended reporting periods
    • 6.2 Commercial general liability ('13) / Claims-made features / Claim information
    • 6.2 Commercial general liability ('13) / Occurrence versus claims-made
    • 6.2 Commercial general liability ('13) / Premises and operations
    • 6.2 Commercial general liability ('13) / Per occurrence/aggregate
    • 6.2 Commercial general liability ('13) / Products and completed operations
    • 6.2 Commercial general liability ('13) / Insured contract
    • 6.2 Commercial general liability ('13) / Contingent liability
    • 6.2 Commercial general liability ('13) / Pollution liability
    • 6.2 Commercial general liability ('13) / Pollution liability / Coverage form
    • 6.2 Commercial general liability ('13) / Pollution liability / Limited coverage form
    • 6.2 Commercial general liability ('13) / Pollution liability / Extension endorsement
    • 6.3 Commercial Crime ('15)
    • 6.3 Commercial Crime ('15) / General definitions
    • 6.3 Commercial Crime ('15) / General definitions / Burglary
    • 6.3 Commercial Crime ('15) / General definitions / Theft
    • 6.3 Commercial Crime ('15) / General definitions / Robbery
    • 6.3 Commercial Crime ('15) / Crime coverage forms
    • 6.3 Commercial Crime ('15) / Crime coverage forms / Commercial crime coverage forms (discovery/loss sustained)
    • 6.3 Commercial Crime ('15) / Crime coverage forms / Government crime coverage forms (discovery/loss sustained)
    • 6.3 Commercial Crime ('15) / Coverages
    • 6.3 Commercial Crime ('15) / Coverages / Employee theft
    • 6.3 Commercial Crime ('15) / Coverages / Forgery or alteration
    • 6.3 Commercial Crime ('15) / Coverages / Inside the premises — theft of money and securities
    • 6.3 Commercial Crime ('15) / Coverages / Inside the premises — robbery or safe burglary of other property
    • 6.3 Commercial Crime ('15) / Coverages / Outside the premises
    • 6.3 Commercial Crime ('15) / Coverages / Computer fraud
    • 6.3 Commercial Crime ('15) / Coverages / Funds transfer fraud
    • 6.3 Commercial Crime ('15) / Coverages / Money orders and counterfeit money
    • 6.3 Commercial Crime ('15) / Other crime coverage
    • 6.3 Commercial Crime ('15) / Other crime coverage / Extortion — commercial entities (CR 04 03)
    • 6.3 Commercial Crime ('15) / Other crime coverage / Lessees of safe deposit boxes
    • 6.3 Commercial Crime ('15) / Other crime coverage / Securities deposited with others
    • 6.3 Commercial Crime ('15) / Other crime coverage / Guests' property
    • 6.3 Commercial Crime ('15) / Other crime coverage / Safe depository
    • 6.4 Farm coverage
    • 6.4 Farm coverage / Farm liability coverage forms ('16)
    • 6.4 Farm coverage / Farm liability coverage forms ('16) / Coverage H — Bodily injury and property damage liability
    • 6.4 Farm coverage / Farm liability coverage forms ('16) / Coverage I — Personal and advertising injury liability
    • 6.4 Farm coverage / Farm liability coverage forms ('16) / Coverage J — Medical payments
    • 6.4 Farm coverage / Cause of loss (basic, broad and special)
    • 6.4 Farm coverage / Additional coverages
    • 6.4 Farm coverage / Eligibility
    • 6.4 Farm coverage / Exclusions
    • 6.4 Farm coverage / Limits of insurance
    • 6.4 Farm coverage / Conditions
    • 6.4 Farm coverage / Definitions
  • 7.0 Businessowners ('13) Policy (6%)
    • 7.1 Characteristics and purpose
    • 7.2 Businessowners Section II — Liability
    • 7.2 Businessowners Section II — Liability / Eligibility
    • 7.2 Businessowners Section II — Liability / Coverages
    • 7.2 Businessowners Section II — Liability / Exclusions
    • 7.2 Businessowners Section II — Liability / Limits of insurance
    • 7.2 Businessowners Section II — Liability / General conditions
    • 7.2 Businessowners Section II — Liability / Definitions
    • 7.3 Businessowners Section III — Common Policy Conditions
    • 7.4 Selected endorsements
    • 7.4 Selected endorsements / Hired auto and non-owned auto liability (BP 04 04)
    • 7.4 Selected endorsements / Protective safeguards (BP 04 30)
    • 7.4 Selected endorsements / Utility services — direct damage (BP 04 56)
    • 7.4 Selected endorsements / Utility services — time element (BP 04 57)
  • 8.0 Workers' Compensation Insurance (8%)
    • 8.1 Workers' compensation laws
    • 8.1 Workers' compensation laws / Types of laws
    • 8.1 Workers' compensation laws / Types of laws / Compulsory versus elective (4123.12, .35, .54)
    • 8.1 Workers' compensation laws / Types of laws / Monopolistic versus competitive
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123)
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Exclusive remedy (4123.54)
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Employment covered (required, voluntary) (4123.01, .28, .54))
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Covered injuries (4123.54, .55, .84)
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Occupational disease (4123.01(F))
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Benefits provided (4123.30, .54, .55-.59, .60-.61, .66)
    • 8.1 Workers' compensation laws / Ohio Workers' Compensation Law (Chapter 4123) / Second/subsequent injury fund
    • 8.1 Workers' compensation laws / Federal workers' compensation laws
    • 8.1 Workers' compensation laws / Federal workers' compensation laws / Longshore and Harbor Workers' Compensation Act (33 UC 904)
    • 8.1 Workers' compensation laws / Federal workers' compensation laws / Federal Employers Liability Act
    • 8.1 Workers' compensation laws / Federal workers' compensation laws / The Jones Act
    • 8.2 Workers' compensation and employers liability insurance policy
    • 8.2 Workers' compensation and employers liability insurance policy / Part One — Workers' compensation insurance
    • 8.2 Workers' compensation and employers liability insurance policy / Part Two — Employers liability insurance
    • 8.2 Workers' compensation and employers liability insurance policy / Part Three — Other states insurance
    • 8.2 Workers' compensation and employers liability insurance policy / Part Four — Your duty if injury occurs
    • 8.2 Workers' compensation and employers liability insurance policy / Part Five — Premium
    • 8.2 Workers' compensation and employers liability insurance policy / Part Six — Conditions
    • 8.3 Selected endorsements and rating factors
    • 8.3 Selected endorsements and rating factors / Foreign coverage
    • 8.3 Selected endorsements and rating factors / Voluntary compensation
    • 8.3 Selected endorsements and rating factors / All states
    • 8.3 Selected endorsements and rating factors / Job classification
    • 8.3 Selected endorsements and rating factors / Payroll
    • 8.3 Selected endorsements and rating factors / Experience modification factor
    • 8.3 Selected endorsements and rating factors / Premium discounts
    • 8.3 Selected endorsements and rating factors / Participation plans
  • 9.0 Other Coverages and Options (6%)
    • 9.1 Umbrella/excess liability policies
    • 9.1 Umbrella/excess liability policies / Personal (DL 98 01)
    • 9.1 Umbrella/excess liability policies / Commercial (CU 00 01)
    • 9.2 Specialty liability insurance
    • 9.2 Specialty liability insurance / Professional liability
    • 9.2 Specialty liability insurance / Errors and omissions
    • 9.2 Specialty liability insurance / Directors and officers liability
    • 9.2 Specialty liability insurance / Fiduciary liability
    • 9.2 Specialty liability insurance / Liquor liability
    • 9.2 Specialty liability insurance / Employment practices liability
    • 9.2 Specialty liability insurance / Employee Benefits
    • 9.2 Specialty liability insurance / Identity Fraud Expense Coverage
    • 9.3 Surplus lines
    • 9.3 Surplus lines / Eligibility
    • 9.3 Surplus lines / Definitions and non-admitted markets
    • 9.3 Surplus lines / Licensing requirements
    • 9.4 Surety bonds
    • 9.4 Surety bonds / Nature of bonds
    • 9.4 Surety bonds / Nature of bonds / Bond period
    • 9.4 Surety bonds / Nature of bonds / Discovery bond
    • 9.4 Surety bonds / Nature of bonds / Limit of liability
    • 9.4 Surety bonds / Nature of bonds / Termination of coverage
    • 9.4 Surety bonds / Parties to a bond
    • 9.4 Surety bonds / Parties to a bond / Principal, obligee, surety
    • 9.4 Surety bonds / Purpose of bonds
    • 9.4 Surety bonds / Purpose of bonds / Surety, fidelity
    • 9.4 Surety bonds / Types of fidelity bonds
    • 9.4 Surety bonds / Types of fidelity bonds / Employee theft, public official, financial institution, fiduciary
    • 9.4 Surety bonds / Types of surety bonds
    • 9.4 Surety bonds / Types of surety bonds / Contract, license, judicial, permit
    • 9.5 Aviation insurance
    • 9.5 Aviation insurance / Aircraft liability
    • 9.5 Aviation insurance / Aircraft liability / Hull, cargo, freight
    • 9.5 Aviation insurance / Aircraft liability / Implied warranties
    • 9.5 Aviation insurance / Aircraft liability / Perils
    • 9.5 Aviation insurance / Aircraft liability / Drone coverage
    • 9.5 Aviation insurance / Aircraft liability / General and particular average
    • 9.6 Ocean marine insurance
    • 9.6 Ocean marine insurance / Policy provisions
    • 9.6 Ocean marine insurance / Policy provisions / Protection and indemnity
    • 9.6 Ocean marine insurance / Policy provisions / Implied warranties
    • 9.6 Ocean marine insurance / Policy provisions / Perils
    • 9.6 Ocean marine insurance / Policy provisions / General and particular average
    • 9.6 Ocean marine insurance / Coverage Forms
    • 9.6 Ocean marine insurance / Coverage Forms / Floaters - e.g., personal articles, jewelry, and effects, fine arts, camera, musical instruments
    • 9.7 Other policies
    • 9.7 Other policies / Boat owners
    • 9.7 Other policies / Boat owners / Personal watercraft
    • 9.7 Other policies / Boat owners / Recreational vehicles
    • 9.9 Residual markets
    • 9.9 Residual markets / Ohio Automobile Insurance Plan (4509.70)
Examination sources