Casualty Producer — Information & Free Practice

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Casualty Producer

Provider: Pearson VUE
Format: Computer-based; general and state sections; initial and retake exams scored as a whole
Exam questions: 50 general scoreable questions plus 5 pretest questions; 32 state scoreable questions plus 6 pretest questions
Time limit: General: 1 hour 15 minutes; State: 45 minutes
Passing score: 70 on the 0–100 scaled-score scale
Exam fee: $80

Examination outline

Casualty — General Knowledge: I. Types of Policies, Bonds, and Related Terms
- A. Commercial general liability
- A.1. Commercial general liability / Exposures
- A.1.a. Commercial general liability / Exposures / Premises and Operations
- A.1.b. Commercial general liability / Exposures / Products and Completed Operations
- A.2. Commercial general liability / Coverage
- A.2.a. Commercial general liability / Coverage / Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- A.2.b. Commercial general liability / Coverage / Coverage B: Personal Injury and Advertising Injury
- A.2.c. Commercial general liability / Coverage / Coverage C: Medical Payments
- A.2.d. Commercial general liability / Coverage / Supplemental Payments
- A.2.e. Commercial general liability / Coverage / Who is an insured
- A.2.f. Commercial general liability / Coverage / First named insured
- A.2.g. Commercial general liability / Coverage / Limits (Per occurrence, Annual Aggregate)
- A.2.h. Commercial general liability / Coverage / Damage to Property of Others
- B. Automobile: personal auto and business auto
- B.1. Automobile: personal auto and business auto / Liability
- B.1.a. Automobile: personal auto and business auto / Liability / Bodily Injury
- B.1.b. Automobile: personal auto and business auto / Liability / Property Damage
- B.1.c. Automobile: personal auto and business auto / Liability / Split Limits
- B.1.d. Automobile: personal auto and business auto / Liability / Combined Single Limit
- B.2. Automobile: personal auto and business auto / Medical Payments
- B.3. Automobile: personal auto and business auto / Physical Damage (collision; other than collision; specified perils)
- B.4. Automobile: personal auto and business auto / Uninsured motorists
- B.5. Automobile: personal auto and business auto / Underinsured motorists
- B.6. Automobile: personal auto and business auto / Who is an insured
- B.7. Automobile: personal auto and business auto / Types of Auto
- B.7.a. Automobile: personal auto and business auto / Types of Auto / Owned
- B.7.b. Automobile: personal auto and business auto / Types of Auto / Non-owned
- B.7.c. Automobile: personal auto and business auto / Types of Auto / Hired
- B.7.d. Automobile: personal auto and business auto / Types of Auto / Temporary Substitute
- B.7.e. Automobile: personal auto and business auto / Types of Auto / Newly Acquired Autos
- B.7.f. Automobile: personal auto and business auto / Types of Auto / Transportation Expense and Rental Reimbursement Expense
- B.8. Automobile: personal auto and business auto / Auto Dealers Coverage Form, including Garagekeepers Insurance
- B.9. Automobile: personal auto and business auto / Exclusions
- B.10. Automobile: personal auto and business auto / Individual Insured and Drive Other Car (DOC)
- B.11. Automobile: personal auto and business auto / Mobile equipment
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
- C.1. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Standard policy concepts
- C.1.a. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Standard policy concepts / Who is an employee/employer
- C.1.b. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Standard policy concepts / Compensation
- C.2. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Work-related vs. non-work-related
- C.3. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Other states’ insurance
- C.4. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Employers Liability
- C.5. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Exclusive remedy
- C.6. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / Premium Determination
- D. Crime
- D.1. Crime / Employee Dishonesty
- D.2. Crime / Theft
- D.3. Crime / Robbery
- D.4. Crime / Burglary
- D.5. Crime / Forgery and Alteration
- D.6. Crime / Mysterious disappearance
- E. Bonds
- E.1. Bonds / Surety
- E.2. Bonds / Fidelity
- F. Professional liability
- F.1. Professional liability / Errors and Omissions
- F.2. Professional liability / Medical Malpractice
- F.3. Professional liability / Directors and Officers (D&O)
- F.4. Professional liability / Employment Practices Liability (EPLI)
- F.5. Professional liability / Cyber liability and data breach, funds transfer
- F.6. Professional liability / Liquor liability
- G. Umbrella/Excess Liability
- H. Businessowners Policy (BOP)
Casualty — General Knowledge: II. Insurance Terms and Related Concepts
- A. Risk
- B. Hazards
- B.1. Hazards / Moral
- B.2. Hazards / Morale
- B.3. Hazards / Physical
- C. Indemnity
- D. Insurable interest
- E. Loss valuation
- E.1. Loss valuation / Actual cash value
- E.2. Loss valuation / Replacement cost
- E.3. Loss valuation / Market value
- E.4. Loss valuation / Stated/agreed value
- E.5. Loss valuation / Salvage value
- F. Negligence
- G. Liability
- H. Occurrence
- I. Binders
- J. Warranties
- K. Representations
- L. Concealment
- M. Deposit Premium/Audit
- N. Certificate of Insurance
- O. Law of Large Numbers
- P. Pure vs. Speculative Risk
- Q. Endorsements
- R. Damages
- R.1. Damages / Compensatory
- R.1.a. Damages / Compensatory / General
- R.1.b. Damages / Compensatory / Special
- R.2. Damages / Punitive
- S. Compliance with provisions of Fair Credit Reporting Act
Casualty — General Knowledge: III. Policy Provisions
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions and Limitations
- E. Definition of the insured
- F. Duties of the insured after a loss
- G. Cancellation and nonrenewal provisions
- H. Supplementary payments
- I. Proof of loss
- J. Notice of claim
- K. Other insurance
- L. Subrogation
- M. Loss settlement provisions including consent to settle a loss
- N. Terrorism Risk Insurance Act (TRIA)
I. Rhode Island Laws, Rules, and Regulations Common to Property and Casualty Insurance
- A. Commissioner/Director
- A.1. Commissioner/Director / Broad powers
- A.2. Commissioner/Director / Examination of records/record retention
- A.3. Commissioner/Director / Notice and hearing
- A.4. Commissioner/Director / Penalties
- B. Definitions
- B.1. Definitions / Domestic, foreign, and alien companies
- B.2. Definitions / Stock and mutual companies
- B.2.a. Definitions / Stock and mutual companies / Definitions
- B.2.b. Definitions / Stock and mutual companies / Ownership
- B.3. Definitions / Binders/Certificates of Insurance
- C. Licensing
- C.1. Licensing / Licensing requirements for a producer
- C.1.a. Licensing / Licensing requirements for a producer / Surplus lines broker
- C.2. Licensing / Termination of license
- C.2.a. Licensing / Termination of license / Revocation, suspension and nonrenewal
- C.3. Licensing / Continuing Education
- C.4. Licensing / Limited/temporary licenses
- C.5. Licensing / Producer Compensation Disclosure
- D. Unfair trade practices
- D.1. Unfair trade practices / Unfair claims settlement practices
- D.2. Unfair trade practices / Rebating
- D.3. Unfair trade practices / Misrepresentation
- D.4. Unfair trade practices / Defamation
- D.5. Unfair trade practices / Unfair Discrimination
- E. Fiduciary responsibilities
- F. Rhode Island Property & Casualty Insurance Guaranty Association
- F.1. Rhode Island Property & Casualty Insurance Guaranty Association / Purpose
- F.2. Rhode Island Property & Casualty Insurance Guaranty Association / Scope
- G. Premium financing
- G.1. Premium financing / Definitions
- G.2. Premium financing / Limitations on interest
- G.3. Premium financing / Cancellation of insurance contract
- H. Privacy of Consumer Information
II. Rhode Island Laws, Rules, and Regulations Pertinent to Casualty Insurance Only
- A. Automobile insurance
- A.1. Automobile insurance / Rhode Island Automobile Insurance Plan
- A.1.a. Automobile insurance / Rhode Island Automobile Insurance Plan / Purpose
- A.1.b. Automobile insurance / Rhode Island Automobile Insurance Plan / Applicants eligible for plan
- A.1.c. Automobile insurance / Rhode Island Automobile Insurance Plan / Risks eligible for assignment
- A.1.d. Automobile insurance / Rhode Island Automobile Insurance Plan / Application process/effective dates
- A.1.e. Automobile insurance / Rhode Island Automobile Insurance Plan / Extent of coverage
- A.2. Automobile insurance / Compulsory insurance
- A.2.a. Automobile insurance / Compulsory insurance / Applicability
- A.2.b. Automobile insurance / Compulsory insurance / Motor Vehicle Reparations Act
- A.2.c. Automobile insurance / Compulsory insurance / Rental Vehicle Coverage
- A.2.d. Automobile insurance / Compulsory insurance / Steering- Free Choice of Auto Repair Shop
- A.3. Automobile insurance / Financial responsibility
- A.3.a. Automobile insurance / Financial responsibility / Purpose and compliance
- A.3.b. Automobile insurance / Financial responsibility / Required limits
- A.3.c. Automobile insurance / Financial responsibility / Evidence of coverage
- A.3.d. Automobile insurance / Financial responsibility / Uninsured motorist identification database
- A.3.e. Automobile insurance / Financial responsibility / Definition of proof of financial responsibility and safety responsibility
- A.4. Automobile insurance / Renewal, nonrenewal, and cancellation
- A.4.a. Automobile insurance / Renewal, nonrenewal, and cancellation / Automobile, Liability & Property Damage: Limit on Cancellation
- A.4.b. Automobile insurance / Renewal, nonrenewal, and cancellation / Personal Automobile Cancellation & Renewal
- A.4.c. Automobile insurance / Renewal, nonrenewal, and cancellation / Commercial Insurance Cancellation, Nonrenewal & Premium or Coverage Changes
- A.4.d. Automobile insurance / Renewal, nonrenewal, and cancellation / Personal Motor Vehicle, HO & Residential Fire
- A.5. Automobile insurance / Uninsured/Underinsured motorists
- B. Workers Compensation
- B.1. Workers Compensation / Applicability
- B.2. Workers Compensation / Benefits
- B.3. Workers Compensation / Workers’ Compensation Insurance Fund
- B.3.a. Workers Compensation / Workers’ Compensation Insurance Fund / Creation
- B.3.b. Workers Compensation / Workers’ Compensation Insurance Fund / Insurance Coverage Program
- C. Liability/Medical malpractice
- C.1. Liability/Medical malpractice / Definition
- C.2. Liability/Medical malpractice / Medical Malpractice Joint Underwriting Association (MMJUA)
- C.3. Liability/Medical malpractice / Policy forms and rates
- C.4. Liability/Medical malpractice / Procedures

Examination sources

Rhode Island Insurance Content Outlines
cover, effective date
Rhode Island Insurance Content Outlines
S7–S8, Casualty General Knowledge outline header
Rhode Island Insurance Content Outlines
S8–S9, Casualty Rhode Island Specific outline header
Rhode Island Insurance Licensing Candidate Handbook
page 9, Content Outlines — complete blueprints
Rhode Island Insurance Licensing Candidate Handbook
page 6, Score Explanation — raw and scaled scores
Rhode Island Insurance Licensing Candidate Handbook
page 7, Retaking an Exam — initial and retake scoring boundary
Rhode Island Insurance Content Outlines
S7, general scoreable question count
Rhode Island Insurance Content Outlines
S8, state scoreable question count
Rhode Island Insurance Licensing Candidate Handbook
back cover, Available Examinations — level 04 Casualty Producer

Related license preparation

This examination may be required or accepted as an alternative, depending on the license and application pathway.

Rhode Island Insurance Producer Business Entity License; Insurance Producer — Casualty; surplus line broker license; Surplus Line Broker; temporary insurance producer license