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Property and Casualty Adjuster — Information & Free Practice

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Property and Casualty Adjuster

Provider
Pearson VUE
Format
Computer-based examination at a test center
Exam questions
50 questions
Time limit
60 minutes
Passing score
Scaled score of 70 on a scale from zero to 100
Exam fee
$55
Examination outline
  • I. Types of Property and Casualty Policies, Bonds, Terms, Related Terms and Concepts, and Provisions (27 questions)
    • Property General / I. TYPES OF POLICIES
    • Property General / I.A. Homeowners
    • Property General / I.A.1. HO-2
    • Property General / I.A.2. HO-3
    • Property General / I.A.3. HO-4
    • Property General / I.A.4. HO-5
    • Property General / I.A.5. HO-6
    • Property General / I.A.6. HO-8
    • Property General / I.B. Dwelling policies
    • Property General / I.B.1. DP-1
    • Property General / I.B.2. DP-2
    • Property General / I.B.3. DP-3
    • Property General / I.C. Commercial lines
    • Property General / I.C.1. Commercial Package Policy (CPP)
    • Property General / I.C.2. Commercial property
    • Property General / I.C.2.a. Commercial building and business personal property form
    • Property General / I.C.2.b. Causes of loss forms
    • Property General / I.C.2.c. Business income
    • Property General / I.C.2.d. Extra expense
    • Property General / I.C.2.e. Equipment breakdown
    • Property General / I.C.3. Business Owners Policy (BOP)
    • Property General / I.C.4. Builders Risk
    • Property General / I.C.5. Cyber First-Party Coverage
    • Property General / I.D. Inland marine
    • Property General / I.D.1. Personal Articles floaters
    • Property General / I.D.2. Commercial Property floaters
    • Property General / I.E. National Flood Insurance Program
    • Property General / I.F. Others
    • Property General / I.F.1. Earthquake
    • Property General / I.F.2. Mobile Homes
    • Property General / I.F.3. Watercraft
    • Property General / I.F.4. Farm Owners
    • Property General / I.F.5. Windstorm
    • Property General / II. INSURANCE TERMS AND RELATED CONCEPTS
    • Property General / II.A. Insurance
    • Property General / II.A.1. Law of Large Numbers
    • Property General / II.B. Insurable interest
    • Property General / II.C. Risk
    • Property General / II.C.1. Pure vs. Speculative Risk
    • Property General / II.D. Hazard
    • Property General / II.D.1. Moral
    • Property General / II.D.2. Morale
    • Property General / II.D.3. Physical
    • Property General / II.E. Peril
    • Property General / II.F. Loss
    • Property General / II.F.1. Direct
    • Property General / II.F.2. Indirect
    • Property General / II.G. Loss Valuation
    • Property General / II.G.1. Actual cash value
    • Property General / II.G.2. Replacement cost
    • Property General / II.G.3. Market value
    • Property General / II.G.4. Stated/agreed value
    • Property General / II.G.5. Salvage value
    • Property General / II.H. Proximate cause
    • Property General / II.I. Deductible
    • Property General / II.J. Indemnity
    • Property General / II.K. Limits of liability
    • Property General / II.L. Coinsurance/Insurance to value
    • Property General / II.M. Occurrence
    • Property General / II.N. Cancellation
    • Property General / II.O. Nonrenewal
    • Property General / II.P. Vacancy and unoccupancy
    • Property General / II.Q. Liability
    • Property General / II.Q.1. Absolute
    • Property General / II.Q.2. Strict
    • Property General / II.Q.3. Vicarious
    • Property General / II.R. Negligence
    • Property General / II.S. Binder
    • Property General / II.T. Endorsements
    • Property General / II.U. Blanket vs. Specific
    • Property General / III. POLICY PROVISIONS AND CONTRACT LAW
    • Property General / III.A. Declarations
    • Property General / III.B. Insuring agreement
    • Property General / III.C. Conditions
    • Property General / III.D. Exclusions
    • Property General / III.E. Definition of the insured
    • Property General / III.F. Duties of the insured
    • Property General / III.G. Obligations of the insurance company
    • Property General / III.H. Mortgagee rights
    • Property General / III.I. Proof of loss
    • Property General / III.J. Notice of claim
    • Property General / III.K. Appraisal
    • Property General / III.L. Other Insurance Provision
    • Property General / III.M. Subrogation
    • Property General / III.N. Elements of a contract
    • Property General / III.O. Warranties, representations, and concealment
    • Property General / III.P. Sources of underwriting information
    • Property General / III.Q. Fair Credit Reporting Act
    • Property General / III.R. Privacy Protection (Gramm Leach Bliley)
    • Property General / III.S. Policy Application
    • Property General / III.T. Terrorism Risk Insurance Act (TRIA)
    • Property General / III.U. Territory
    • Casualty General / I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • Casualty General / I.A. Commercial general liability
    • Casualty General / I.A.1. Exposures
    • Casualty General / I.A.1.a. Premises and Operations
    • Casualty General / I.A.1.b. Products and Completed Operations
    • Casualty General / I.A.2. Coverage
    • Casualty General / I.A.2.a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • Casualty General / I.A.2.b. Coverage B: Personal Injury and Advertising Injury
    • Casualty General / I.A.2.c. Coverage C: Medical Payments
    • Casualty General / I.A.2.d. Supplemental Payments
    • Casualty General / I.A.2.e. Who is an insured
    • Casualty General / I.A.2.f. First named insured
    • Casualty General / I.A.2.g. Limits (Per occurrence, Annual Aggregate)
    • Casualty General / I.A.2.h. Damage to Property of Others
    • Casualty General / I.B. Automobile: personal auto and business auto
    • Casualty General / I.B.1. Liability
    • Casualty General / I.B.1.a. Bodily Injury
    • Casualty General / I.B.1.b. Property Damage
    • Casualty General / I.B.1.c. Split Limits
    • Casualty General / I.B.1.d. Combined Single Limit
    • Casualty General / I.B.2. Medical Payments
    • Casualty General / I.B.3. Physical Damage (collision; other than collision; specified perils)
    • Casualty General / I.B.4. Uninsured motorists
    • Casualty General / I.B.5. Underinsured motorists
    • Casualty General / I.B.6. Who is an insured
    • Casualty General / I.B.7. Types of Auto
    • Casualty General / I.B.7.a. Owned
    • Casualty General / I.B.7.b. Non-owned
    • Casualty General / I.B.7.c. Hired
    • Casualty General / I.B.7.d. Temporary Substitute
    • Casualty General / I.B.7.e. Newly Acquired Autos
    • Casualty General / I.B.7.f. Transportation Expense and Rental Reimbursement Expense
    • Casualty General / I.B.8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • Casualty General / I.B.9. Exclusions
    • Casualty General / I.B.10. Individual Named Insured and Drive Other Car (DOC)
    • Casualty General / I.B.11. Mobile equipment
    • Casualty General / I.C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • Casualty General / I.C.1. Standard policy concepts
    • Casualty General / I.C.1.a. Who is an employee/employer
    • Casualty General / I.C.1.b. Compensation
    • Casualty General / I.C.2. Work-related vs. non-work-related
    • Casualty General / I.C.3. Other states’ insurance
    • Casualty General / I.C.4. Employers Liability
    • Casualty General / I.C.5. Exclusive remedy
    • Casualty General / I.C.6. Premium Determination
    • Casualty General / I.D. Crime
    • Casualty General / I.D.1. Employee Dishonesty
    • Casualty General / I.D.2. Theft
    • Casualty General / I.D.3. Robbery
    • Casualty General / I.D.4. Burglary
    • Casualty General / I.D.5. Forgery and Alteration
    • Casualty General / I.D.6. Mysterious disappearance
    • Casualty General / I.E. Bonds
    • Casualty General / I.E.1. Surety
    • Casualty General / I.E.2. Fidelity
    • Casualty General / I.F. Professional liability
    • Casualty General / I.F.1. Errors and Omissions
    • Casualty General / I.F.2. Medical Malpractice
    • Casualty General / I.F.3. Directors and Officers (D&O)
    • Casualty General / I.F.4. Employment Practices Liability (EPLI)
    • Casualty General / I.F.5. Cyber liability and data breach, funds transfer
    • Casualty General / I.F.6. Liquor liability
    • Casualty General / I.G. Umbrella/Excess Liability
    • Casualty General / I.H. Business Owners Policy (BOP)
    • Casualty General / II. INSURANCE TERMS AND RELATED CONCEPTS
    • Casualty General / II.A. Risk
    • Casualty General / II.B. Hazards
    • Casualty General / II.B.1. Moral
    • Casualty General / II.B.2. Morale
    • Casualty General / II.B.3. Physical
    • Casualty General / II.C. Indemnity
    • Casualty General / II.D. Insurable interest
    • Casualty General / II.E. Loss valuation
    • Casualty General / II.E.1. Actual cash value
    • Casualty General / II.E.2. Replacement cost
    • Casualty General / II.E.3. Market value
    • Casualty General / II.E.4. Stated/agreed value
    • Casualty General / II.E.5. Salvage value
    • Casualty General / II.F. Negligence
    • Casualty General / II.G. Liability
    • Casualty General / II.H. Occurrence
    • Casualty General / II.I. Binders
    • Casualty General / II.J. Warranties
    • Casualty General / II.K. Representations
    • Casualty General / II.L. Concealment
    • Casualty General / II.M. Deposit Premium/Audit
    • Casualty General / II.N. Certificate of Insurance
    • Casualty General / II.O. Law of Large Numbers
    • Casualty General / II.P. Pure vs. Speculative Risk
    • Casualty General / II.Q. Endorsements
    • Casualty General / II.R. Damages
    • Casualty General / II.R.1. Compensatory
    • Casualty General / II.R.1.a. General
    • Casualty General / II.R.1.b. Special
    • Casualty General / II.R.2. Punitive
    • Casualty General / II.S. Compliance with provisions of Fair Credit Reporting Act
    • Casualty General / III. POLICY PROVISIONS
    • Casualty General / III.A. Declarations
    • Casualty General / III.B. Insuring agreement
    • Casualty General / III.C. Conditions
    • Casualty General / III.D. Exclusions and Limitations
    • Casualty General / III.E. Definition of the insured
    • Casualty General / III.F. Duties of the insured after a loss
    • Casualty General / III.G. Cancellation and nonrenewal provisions
    • Casualty General / III.H. Supplementary payments
    • Casualty General / III.I. Proof of loss
    • Casualty General / III.J. Notice of claim
    • Casualty General / III.K. Other insurance
    • Casualty General / III.L. Subrogation
    • Casualty General / III.M. Loss settlement provisions including consent to settle a loss
    • Casualty General / III.N. Terrorism Risk Insurance Act (TRIA)
  • II. Maine Insurance Law Common to Property and Casualty (5 questions)
    • Pc Law / A. Superintendent of Insurance
    • Pc Law / A.1. Broad powers
    • Pc Law / A.2. Notice and hearing
    • Pc Law / B. Licensing Requirements
    • Pc Law / B.1. Types of licenses
    • Pc Law / B.1.a. Property and Casualty Adjuster
    • Pc Law / B.1.b. Multiple Peril Crop Insurance Adjuster (MPCI)
    • Pc Law / B.2. Exemptions/exceptions
    • Pc Law / B.3. License refusal, termination, expiration, revocation, suspension, and nonrenewal
  • III. Claims (9 questions)
  • IV. Contracts (4 questions)
  • V. Maine Automobile Insurance (3 questions)
    • A. Passenger
    • B. Commercial
  • VI. Maine Laws and Rules Pertinent to Property Insurance (2 questions)
    • A. Maine Standard Fire Policy
Examination sources