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New Mexico Independent and Staff Adjuster P/C and W/C Insurance — Information & Free Practice

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New Mexico Independent and Staff Adjuster P/C and W/C Insurance

Provider
PSI Services LLC
Format
Computer examination, test center or remote proctoring
Exam questions
50 scored items; 5–10 additional experimental questions may be administered
Time limit
1 hour
Passing score
70% correct
Exam fee
$75
Examination outline
  • Insurance Regulation (5%)
    • Licensing Requirements
    • Licensing Requirements > Qualifications (59A-11, 59A-12)
    • Licensing Requirements > Process (59A-11-2, 3, 59A-12-12; Reg 13.4.2.8, .9)
    • Licensing Requirements > Licensing exemptions
    • Maintenance and Duration
    • Maintenance and Duration > Expiration and Renewal (59A-11-10, 11)
    • Maintenance and Duration > Records
    • Maintenance and Duration > Continuing Education (59A-12-26; Reg 13.4.7.9, .12)
    • Disciplinary Actions
    • Disciplinary Actions > Cease and Desist Orders (59A-16-27)
    • Disciplinary Actions > Penalties and Fines (59A-1-18, 59A-11- 17, 21)
    • Disciplinary Actions > Suspension, Revocation, or Refusal to Issue or Renew (59A-11-8, 10, 14–16, 18)
    • Claim settlement laws and regulations
    • Federal Regulation
    • Federal Regulation > Fair Credit Reporting Act (15 USC 1681–1681d)
    • Federal Regulation > Fraud and false statements (18 USC 1033, 1034)
    • Records Retention
  • Insurance Basics (20%)
    • Contracts
    • Contracts > Elements of a Legal Contract
    • Contracts > Elements of a Legal Contract > Offer and Acceptance
    • Contracts > Elements of a Legal Contract > Consideration
    • Contracts > Elements of a Legal Contract > Competent Parties
    • Contracts > Elements of a Legal Contract > Legal Purpose
    • Contracts > Legal Interpretations affecting Contracts
    • Contracts > Legal Interpretations affecting Contracts > Ambiguities in a contract of adhesion
    • Contracts > Legal Interpretations affecting Contracts > Reasonable expectations
    • Contracts > Legal Interpretations affecting Contracts > Indemnity
    • Contracts > Legal Interpretations affecting Contracts > Utmost Good Faith
    • Contracts > Legal Interpretations affecting Contracts > Representations/Misrepresentations
    • Contracts > Legal Interpretations affecting Contracts > Warranties
    • Contracts > Legal Interpretations affecting Contracts > Concealment
    • Contracts > Legal Interpretations affecting Contracts > Fraud
    • Contracts > Legal Interpretations affecting Contracts > Waiver and Estoppel
    • Insurance Principles and Concepts
    • Insurance Principles and Concepts > Insurable Interest
    • Insurance Principles and Concepts > Hazards
    • Insurance Principles and Concepts > Hazards > Physical
    • Insurance Principles and Concepts > Hazards > Moral
    • Insurance Principles and Concepts > Hazards > Morale
    • Insurance Principles and Concepts > Negligence
    • Insurance Principles and Concepts > Negligence > Elements of a Negligent Act
    • Insurance Principles and Concepts > Negligence > Defenses against negligence
    • Insurance Principles and Concepts > Damages
    • Insurance Principles and Concepts > Damages > Compensatory - Special versus General
    • Insurance Principles and Concepts > Damages > Punitive
    • Insurance Principles and Concepts > Absolute Liability
    • Insurance Principles and Concepts > Strict Liability
    • Insurance Principles and Concepts > Vicarious Liability
    • Insurance Principles and Concepts > Causes of Loss (Perils)
    • Insurance Principles and Concepts > Named Perils versus Special (Open) Perils
    • Insurance Principles and Concepts > Direct Loss
    • Insurance Principles and Concepts > Consequential or Indirect Loss
    • Insurance Principles and Concepts > Blanket versus Specific Insurance
    • Insurance Principles and Concepts > Basic Types of Construction
    • Insurance Principles and Concepts > Loss Valuation
    • Insurance Principles and Concepts > Loss Valuation > Actual Cash Value
    • Insurance Principles and Concepts > Loss Valuation > Replacement Cost
    • Insurance Principles and Concepts > Loss Valuation > Functional Replacement Cost
    • Insurance Principles and Concepts > Loss Valuation > Market Value
    • Insurance Principles and Concepts > Loss Valuation > Agreed Value
    • Insurance Principles and Concepts > Loss Valuation > Stated Amount
    • Policy Structure
    • Policy Structure > Declarations
    • Policy Structure > Definitions
    • Policy Structure > Insuring Agreement or Clause
    • Policy Structure > Additional/Supplementary Coverage
    • Policy Structure > Conditions
    • Policy Structure > Exclusions
    • Policy Structure > Endorsements
    • Common Policy Provisions
    • Common Policy Provisions > Insureds - Named, First Named, Additional
    • Common Policy Provisions > Policy Period
    • Common Policy Provisions > Policy Territory
    • Common Policy Provisions > Cancellation and Nonrenewal
    • Common Policy Provisions > Deductibles
    • Common Policy Provisions > Other Insurance
    • Common Policy Provisions > Other Insurance > Nonconcurrency
    • Common Policy Provisions > Other Insurance > Primary and excess
    • Common Policy Provisions > Other Insurance > Pro Rata
    • Common Policy Provisions > Other Insurance > Contribution by equal shares
    • Common Policy Provisions > Limits of Liability
    • Common Policy Provisions > Limits of Liability > Per Occurrence (Accident)
    • Common Policy Provisions > Limits of Liability > Per Person
    • Common Policy Provisions > Limits of Liability > Aggregate - General versus Products - Completed Operations
    • Common Policy Provisions > Limits of Liability > Split
    • Common Policy Provisions > Limits of Liability > Combined single
    • Common Policy Provisions > Restoration/nonreduction of limits
    • Common Policy Provisions > Coinsurance
    • Common Policy Provisions > Vacancy or Unoccupancy
    • Common Policy Provisions > Assignment
    • Common Policy Provisions > Insurer Provisions
    • Common Policy Provisions > Insurer Provisions > Liberalization
    • Common Policy Provisions > Insurer Provisions > Duty to Defend
    • Common Policy Provisions > Third-Party Provisions
    • Common Policy Provisions > Third-Party Provisions > Standard Mortgage Clause
    • Common Policy Provisions > Third-Party Provisions > Loss Payable Clause
    • Common Policy Provisions > Third-Party Provisions > No Benefit to the Bailee
    • New Mexico Laws, Regulations, and Required Provisions
    • New Mexico Laws, Regulations, and Required Provisions > New Mexico Property and Casualty Insurance Guaranty Fund (59A-43-1–18)
    • New Mexico Laws, Regulations, and Required Provisions > Cancellation and nonrenewal (59A-18-29; Reg 13.8.4.8, .9)
    • New Mexico Laws, Regulations, and Required Provisions > Concealment, Misrepresentation, or Fraud
    • New Mexico Laws, Regulations, and Required Provisions > Federal Terrorism Insurance Program (15 USC 6701; Public Law 107-297, 109–144, 110–160)
  • Adjusting Losses (20%)
    • Role of the Adjuster
    • Role of the Adjuster > Duties and Responsibilities
    • Role of the Adjuster > Staff and Independent Adjuster versus Public Adjuster
    • Role of the Adjuster > Relationship to the Legal Profession
    • Claim Reporting
    • Claim Reporting > Claim Investigation
    • Claim Reporting > Claim File Documentation of Events
    • Claim Reporting > Types of Reports
    • Claim Reporting > Types of Reports > Initial or First Field
    • Claim Reporting > Types of Reports > Interim or Status
    • Claim Reporting > Types of Reports > Full Formal
    • Property Losses
    • Property Losses > Duties of Insured after a Loss
    • Property Losses > Duties of Insured after a Loss > Notice to Insurer
    • Property Losses > Duties of Insured after a Loss > Minimizing the Loss
    • Property Losses > Duties of Insured after a Loss > Proof of Loss
    • Property Losses > Duties of Insured after a Loss > Special Requirements
    • Property Losses > Duties of Insured after a Loss > Production of Books and Records
    • Property Losses > Duties of Insured after a Loss > Abandonment
    • Property Losses > Determining Value and Loss
    • Property Losses > Determining Value and Loss > Burden of Proof of Value and Loss
    • Property Losses > Determining Value and Loss > Estimates
    • Property Losses > Determining Value and Loss > Depreciation
    • Property Losses > Determining Value and Loss > Salvage
    • Property Losses > Claim Settlement Options
    • Property Losses > Payment and Discharge
    • Liability Losses
    • Liability Losses > Investigation Procedures
    • Liability Losses > Investigation Procedures > Verify Coverage
    • Liability Losses > Investigation Procedures > Determine Liability
    • Liability Losses > Gathering Evidence
    • Liability Losses > Gathering Evidence > Physical Evidence
    • Liability Losses > Gathering Evidence > Witness Statements
    • Liability Losses > Determining Value of Intangible Damages
    • Coverage Problems
    • Coverage Problems > Dealing with Coverage Disputes
    • Coverage Problems > Dealing with Coverage Disputes > Reservation of Rights Letter
    • Coverage Problems > Dealing with Coverage Disputes > Nonwaiver Agreement
    • Coverage Problems > Dealing with Coverage Disputes > Declaratory Judgment Action
    • Claims Adjustment Procedures
    • Claims Adjustment Procedures > Settlement Procedures
    • Claims Adjustment Procedures > Settlement Procedures > Advance Payments
    • Claims Adjustment Procedures > Settlement Procedures > Draft Authority
    • Claims Adjustment Procedures > Settlement Procedures > Execution of Releases
    • Claims Adjustment Procedures > Subrogation Procedures
    • Claims Adjustment Procedures > Alternative Dispute Resolution
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Appraisal
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Arbitration
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Competitive Estimates
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Mediation
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Negotiation
  • Dwelling Policy (5%)
    • Characteristics and Purpose
    • Coverage Forms - Perils Insured Against
    • Coverage Forms - Perils Insured Against > Basic
    • Coverage Forms - Perils Insured Against > Broad
    • Coverage Forms - Perils Insured Against > Special
    • Property Coverages
    • Property Coverages > Coverage A - Dwelling
    • Property Coverages > Coverage B - Other Structures
    • Property Coverages > Coverage C - Personal Property
    • Property Coverages > Coverage D - Fair Rental Value
    • Property Coverages > Coverage E - Additional Living Expense
    • Property Coverages > Other Coverages
    • General Exclusions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements > Special Provisions - (DP 01 28)
    • Selected Endorsements > Automatic Increase in Insurance (DP 04 11)
    • Selected Endorsements > Dwelling Under Construction (DP 11 43)
    • Personal Liability Supplement
  • Homeowners Policy (12%)
    • Coverage Forms
    • Coverage Forms > HO-2 through HO-6
    • Definitions
    • Section I - Property Coverages
    • Section I - Property Coverages > Coverage A - Dwelling
    • Section I - Property Coverages > Coverage B - Other Structures
    • Section I - Property Coverages > Coverage C - Personal Property
    • Section I - Property Coverages > Coverage D - Loss of Use
    • Section I - Property Coverages > Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages > Coverage E - Personal Liability
    • Section II - Liability Coverages > Coverage F - Medical Payments to Others
    • Section II - Liability Coverages > Additional Coverages
    • Perils Insured Against
    • Exclusions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements > Special Provisions - (HO 01 28)
    • Selected Endorsements > Limited Fungi, Wet or Dry Rot, or Bacteria Coverage (HO 04 26, HO 04 27)
    • Selected Endorsements > Permitted Incidental Occupancies -(HO 04 42)
    • Selected Endorsements > Earthquake (HO 04 54)
    • Selected Endorsements > Scheduled Personal Property (HO 04 61)
    • Selected Endorsements > Personal Property Replacement Cost (HO 04 90)
    • Selected Endorsements > Home Day Care (HO 04 97)
    • Selected Endorsements > Business Pursuits (HO 24 71)
    • Selected Endorsements > Watercraft (HO 24 75)
    • Selected Endorsements > Personal Injury (HO 24 82)
  • Automobile Insurance (15%)
    • Laws
    • Laws > New Mexico Motor Vehicle Financial Responsibility Law
    • Laws > New Mexico Motor Vehicle Financial Responsibility Law > Required Limits of Liability (RL 259:61, 264:20)
    • Laws > New Mexico Motor Vehicle Insurance Plan (Reg 1405)
    • Laws > New Mexico Commercial Auto Insurance Plan
    • Laws > Uninsured/Underinsured Motorist (RL 264:15)
    • Laws > Uninsured/Underinsured Motorist (RL 264:15) > Definitions
    • Laws > Uninsured/Underinsured Motorist (RL 264:15) > Bodily Injury
    • Laws > Uninsured/Underinsured Motorist (RL 264:15) > Required Limits
    • Laws > Cancellation/nonrenewal (417-A)
    • Laws > Cancellation/nonrenewal (417-A) > Grounds
    • Laws > Cancellation/nonrenewal (417-A) > Notice
    • Laws > Cancellation/nonrenewal (417-A) > Notice of eligibility in New Mexico Motor Vehicle Insurance Plan (417-A:5(V))
    • Laws > Residency statement (417-A:3-b)
    • Laws > Medical costs coverage (RL 264:16)
    • Laws > After-market parts regulation (407-D)
    • Personal Automobile
    • Personal Automobile > Definitions
    • Personal Automobile > Liability Coverage
    • Personal Automobile > Liability Coverage > Bodily Injury and Property Damage
    • Personal Automobile > Liability Coverage > Supplementary Payments
    • Personal Automobile > Liability Coverage > Exclusions
    • Personal Automobile > Medical Payments
    • Personal Automobile > Uninsured Motorist/Underinsured Motorist Coverage
    • Personal Automobile > Coverage for Damage to your Automobile
    • Personal Automobile > Coverage for Damage to your Automobile > Collision
    • Personal Automobile > Coverage for Damage to your Automobile > Other than Collision
    • Personal Automobile > Coverage for Damage to your Automobile > Deductibles
    • Personal Automobile > Coverage for Damage to your Automobile > Transportation Expense
    • Personal Automobile > Coverage for Damage to your Automobile > Exclusions
    • Personal Automobile > Duties after an Accident or Loss
    • Personal Automobile > General Provisions
    • Personal Automobile > Selected Endorsements
    • Personal Automobile > Selected Endorsements > Amendment of Policy Provisions - (PP 01 76)
    • Personal Automobile > Selected Endorsements > Towing and Labor Costs (PP 03 03)
    • Personal Automobile > Selected Endorsements > Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use - (PP 03 06)
    • Personal Automobile > Selected Endorsements > Miscellaneous Type Vehicle (PP 13 32)
    • Personal Automobile > Selected Endorsements > Joint Ownership Coverage (PP 13 34)
    • Commercial Automobile
    • Commercial Automobile > Commercial Automobile Coverage Forms
    • Commercial Automobile > Commercial Automobile Coverage Forms > Business Automobile
    • Commercial Automobile > Commercial Automobile Coverage Forms > Garage
    • Commercial Automobile > Commercial Automobile Coverage Forms > Business Automobile Physical Damage
    • Commercial Automobile > Coverage Form Sections
    • Commercial Automobile > Coverage Form Sections > Covered Automobiles
    • Commercial Automobile > Coverage Form Sections > Liability Coverage
    • Commercial Automobile > Coverage Form Sections > Garagekeepers Coverage
    • Commercial Automobile > Coverage Form Sections > Physical Damage Coverage
    • Commercial Automobile > Coverage Form Sections > Exclusions
    • Commercial Automobile > Coverage Form Sections > Conditions
    • Commercial Automobile > Coverage Form Sections > Definitions
    • Commercial Automobile > Selected Endorsements
    • Commercial Automobile > Selected Endorsements > Lessor - Additional Insured and Loss Payee (CA 20 01)
    • Commercial Automobile > Selected Endorsements > Mobile Equipment (CA 20 15)
    • Commercial Automobile > Selected Endorsements > Automobile Medical Payments Coverage (CA 99 03)
    • Commercial Automobile > Selected Endorsements > Drive Other Car Coverage (CA 99 10)
    • Commercial Automobile > Selected Endorsements > Hired Automobiles Specified as Covered Automobiles You Own (CA 99 16)
    • Commercial Automobile > Selected Endorsements > Individual Named Insured (CA 99 17)
    • Commercial Automobile > Selected Endorsements > Pollution Liability - Broadened Coverage (CA 99 48; CA 99 55)
  • Commercial Package Policy (CPP) (5%)
    • Components of a Commercial Policy
    • Components of a Commercial Policy > Common Policy Declarations
    • Components of a Commercial Policy > Common Policy Conditions
    • Components of a Commercial Policy > Interline Endorsements
    • Components of a Commercial Policy > One or More Coverage Parts
    • Commercial General Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms
    • Commercial General Liability > Commercial General Liability Coverage Forms > Bodily Injury and Property Damage Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms > Personal and Advertising Injury Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms > Medical Payments
    • Commercial General Liability > Commercial General Liability Coverage Forms > Supplementary Payments
    • Commercial General Liability > Commercial General Liability Coverage Forms > Who is an Insured
    • Commercial General Liability > Commercial General Liability Coverage Forms > Limits of Insurance
    • Commercial General Liability > Commercial General Liability Coverage Forms > Conditions
    • Commercial General Liability > Commercial General Liability Coverage Forms > Definitions
    • Commercial General Liability > Commercial General Liability Coverage Forms > Exclusions
    • Commercial General Liability > Occurrence versus Claims-Made
    • Commercial General Liability > Claims-Made Features
    • Commercial General Liability > Claims-Made Features > Trigger
    • Commercial General Liability > Claims-Made Features > Retroactive Date
    • Commercial General Liability > Claims-Made Features > Extended Reporting Periods - Basic versus Supplemental
    • Commercial General Liability > Claims-Made Features > Claim Information
    • Commercial General Liability > Premises and Operations
    • Commercial General Liability > Products and Completed Operations
    • Commercial General Liability > Insured Contract
    • Commercial General Liability > Pollution Liability
    • Commercial General Liability > Pollution Liability > Pollution Liability Coverage Form (CG 00 39)
    • Commercial General Liability > Pollution Liability > Pollution Liability Limited Coverage Form (CG 00 40)
    • Commercial General Liability > Pollution Liability > Pollution Liability Coverage Extension Endorsement (CG 04 22)
    • Commercial Property
    • Commercial Property > Commercial Property Conditions Form
    • Commercial Property > Coverage Forms
    • Commercial Property > Coverage Forms > Building and Personal Property
    • Commercial Property > Coverage Forms > Condominium Association
    • Commercial Property > Coverage Forms > Condominium Commercial Unit-Owners
    • Commercial Property > Coverage Forms > Builders Risk
    • Commercial Property > Coverage Forms > Business Income
    • Commercial Property > Coverage Forms > Legal Liability
    • Commercial Property > Coverage Forms > Extra Expense
    • Commercial Property > Causes of Loss Forms
    • Commercial Property > Causes of Loss Forms > Basic
    • Commercial Property > Causes of Loss Forms > Broad
    • Commercial Property > Causes of Loss Forms > Special
    • Commercial Property > Selected Endorsements
    • Commercial Property > Selected Endorsements > Ordinance or Law (CP 04 05)
    • Commercial Property > Selected Endorsements > Spoilage Coverage (CP 04 40)
    • Commercial Property > Selected Endorsements > Peak Season Limit of Insurance (CP 12 30)
    • Commercial Property > Selected Endorsements > Value Reporting Form (CP 13 10)
    • Commercial Crime
    • Commercial Crime > General Definitions
    • Commercial Crime > General Definitions > Burglary
    • Commercial Crime > General Definitions > Theft
    • Commercial Crime > General Definitions > Robbery
    • Commercial Crime > Crime Coverage Forms
    • Commercial Crime > Crime Coverage Forms > Commercial Crime Coverage Forms (Discovery/Loss Sustained)
    • Commercial Crime > Crime Coverage Forms > Government Crime Coverage Forms (Discovery/Loss Sustained)
    • Commercial Crime > Coverages
    • Commercial Crime > Coverages > Employee Theft
    • Commercial Crime > Coverages > Forgery or Alteration
    • Commercial Crime > Coverages > Inside The Premises - Theft of Money and Securities
    • Commercial Crime > Coverages > Inside The Premises - Robbery or Safe Burglary of other Property
    • Commercial Crime > Coverages > Outside the Premises
    • Commercial Crime > Coverages > Computer Fraud
    • Commercial Crime > Coverages > Funds Transfer Fraud
    • Commercial Crime > Coverages > Money Orders and Counterfeit Money
    • Commercial Crime > Other Crime Coverage
    • Commercial Crime > Other Crime Coverage > Extortion - Commercial Entities (CR 04 03)
    • Commercial Inland Marine
    • Commercial Inland Marine > Nationwide Marine Definition
    • Commercial Inland Marine > Commercial Inland Marine Conditions Form
    • Commercial Inland Marine > Inland Marine Coverage Forms
    • Commercial Inland Marine > Inland Marine Coverage Forms > Accounts Receivable
    • Commercial Inland Marine > Inland Marine Coverage Forms > Bailee's Customer
    • Commercial Inland Marine > Inland Marine Coverage Forms > Commercial Articles
    • Commercial Inland Marine > Inland Marine Coverage Forms > Contractors Equipment Floater
    • Commercial Inland Marine > Inland Marine Coverage Forms > Electronic Data Processing
    • Commercial Inland Marine > Inland Marine Coverage Forms > Equipment Dealers
    • Commercial Inland Marine > Inland Marine Coverage Forms > Installation Floater
    • Commercial Inland Marine > Inland Marine Coverage Forms > Jewelers Block
    • Commercial Inland Marine > Inland Marine Coverage Forms > Signs
    • Commercial Inland Marine > Inland Marine Coverage Forms > Valuable Papers and Records
    • Commercial Inland Marine > Transportation Coverages
    • Commercial Inland Marine > Transportation Coverages > Common Carrier Cargo Liability
    • Commercial Inland Marine > Transportation Coverages > Motor Truck Cargo Forms
    • Commercial Inland Marine > Transportation Coverages > Transit Coverage Forms
    • Equipment Breakdown
    • Equipment Breakdown > Equipment Breakdown Protection Coverage Form (EB 00 20)
    • Equipment Breakdown > Selected Endorsement
    • Equipment Breakdown > Selected Endorsement > Actual Cash Value (EB 99 59)
    • Farm Coverage
    • Farm Coverage > Farm Property Coverage Form
    • Farm Coverage > Farm Property Coverage Form > Coverage A - Dwellings
    • Farm Coverage > Farm Property Coverage Form > Coverage B - Other Private Structures
    • Farm Coverage > Farm Property Coverage Form > Coverage C - Household Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage D - Loss of Use
    • Farm Coverage > Farm Property Coverage Form > Coverage E - Scheduled Farm Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage F - Unscheduled Farm Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage G - Other Farm Structures
    • Farm Coverage > Farm Liability Coverage Form
    • Farm Coverage > Farm Liability Coverage Form > Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage > Farm Liability Coverage Form > Coverage I - Personal and Advertising Injury Liability
    • Farm Coverage > Farm Liability Coverage Form > Coverage J - Medical Payments
    • Farm Coverage > Livestock Coverage Form
    • Farm Coverage > Mobile Agriculture Machinery and Equipment Coverage Form
    • Farm Coverage > Causes of Loss (Basic, Broad, and Special)
    • Farm Coverage > Exclusions
    • Farm Coverage > Additional Coverages
    • Farm Coverage > Limits of Insurance
    • Farm Coverage > Conditions
    • Farm Coverage > Definitions
  • Businessowners Policy (5%)
    • Characteristics and Purpose
    • Businessowners Section I - Property
    • Businessowners Section I - Property > Coverage
    • Businessowners Section I - Property > Exclusions
    • Businessowners Section I - Property > Limits of Insurance
    • Businessowners Section I - Property > Deductibles
    • Businessowners Section I - Property > Loss Conditions
    • Businessowners Section I - Property > General Conditions
    • Businessowners Section I - Property > Optional Coverages
    • Businessowners Section I - Property > Definitions
    • Businessowners Section II - Liability
    • Businessowners Section II - Liability > Coverages
    • Businessowners Section II - Liability > Exclusions
    • Businessowners Section II - Liability > Who is an Insured
    • Businessowners Section II - Liability > Limits of Insurance
    • Businessowners Section II - Liability > General Conditions
    • Businessowners Section II - Liability > Definitions
    • Businessowners Section III - Common Policy Conditions
    • Selected Endorsements
    • Selected Endorsements > Hired Automobile and Non-Owned Automobile Liability (BP 04 04)
    • Selected Endorsements > Protective Safeguards (BP 04 30)
    • Selected Endorsements > Utility Services - Direct Damage (BP 04 56)
    • Selected Endorsements > Utility Services - Time Element (BP 04 57)
  • Other Coverages and Options (3%)
    • Umbrella/Excess Liability Policies
    • Umbrella/Excess Liability Policies > Personal
    • Umbrella/Excess Liability Policies > Commercial
    • Umbrella/Excess Liability Policies > Boatowners
    • Ocean Marine Insurance
    • Ocean Marine Insurance > Major Coverages
    • Ocean Marine Insurance > Cargo Insurance
    • Ocean Marine Insurance > Freight Insurance
    • Ocean Marine Insurance > Protection and Indemnity
  • Workers' Compensation Insurance (10%)
    • Workers' Compensation Laws
    • Workers' Compensation Laws > Types of Laws
    • Workers' Compensation Laws > Monopolistic versus Competitive
    • Workers' Compensation Laws > Compulsory versus Elective
    • Workers' Compensation Laws > New Mexico Workers' Disability Compensation Act
    • Workers' Compensation Laws > Exclusive Remedy (RL 52-1-6)
    • Workers' Compensation Laws > Covered Injuries - (RL 52-1-11, 12, 19, 28)
    • Workers' Compensation Laws > Occupational Disease (RL 52-3-33)
    • Workers' Compensation Laws > Benefits Provided (RL 52-1-20, 25, 25.1, 26, 26.1, 40-44, 46, 49)
    • Workers' Compensation Laws > Federal Workers' Compensation Laws
    • Workers' Compensation Laws > Federal Employer Liability Act (FELA) (45 USC 51-60)
    • Workers' Compensation Laws > US Longshore and Harbor Workers' Compensation Act (33 USC 904)
    • Workers' Compensation Laws > The Jones Act (46 USC 688)
    • Workers' Compensation and Employers Liability Insurance Policy
    • Workers' Compensation and Employers Liability Insurance Policy > General Section
    • Workers' Compensation and Employers Liability Insurance Policy > Part One - Workers' Compensation Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Two - Employers Liability Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Three - Other States Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Four - Your Duties if Injury Occurs
    • Workers' Compensation and Employers Liability Insurance Policy > Part Five - Premium
    • Workers' Compensation and Employers Liability Insurance Policy > Part Six - Conditions
    • Workers' Compensation and Employers Liability Insurance Policy > Voluntary Compensation Endorsement
    • Premium Computation
    • Premium Computation > Job Classification - Payroll and Rates
    • Premium Computation > Experience Modification Factor
    • Premium Computation > Premium Discounts
    • Other Sources of Coverages
    • Other Sources of Coverages > Assigned Risk Pool Law (59A-33-1-15)
    • Other Sources of Coverages > Self-Insured Employers and Employer Groups (RL 52-1-4(A); 52-5-4.1; 52-6-1-25)
Examination sources