Property and Casualty Adjuster — Information & Free Practice
US-WY · Examination information
133 free questions · Answer explanations · No signup required
Property and Casualty Adjuster
- Provider
- Pearson VUE
- Format
- Multiple-choice licensing examination
- Exam questions
- 100 scored and 5 unscored questions
- Time limit
- 2 hours
- Passing score
- 70% correct
- Exam fee
- $96
Examination outline
PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
- Abandonment
- Actual cash value
- Additional coverages
- Appraisal
- Binders
- Burglary, Robbery and Theft
- Deductible
- Depreciation
- Earnings
- Estimating
- Estoppel
- Extensions of coverage
- Hazard
- Moral
- Morale
- Indemnity
- Insurance
- Insurable interest
- Liability
- Limits of liability
- Loss
- Direct
- Indirect
- Mysterious disappearance
- Negligence
- Obsolescence
- Occurrence
- Pair and set clause
- Peril
- Proximate cause
- Replacement cost
- Right of salvage
- Risk
- Tariff Liability
- Vacancy and unoccupancy
- Value Policy
- Waiver/Non-Waiver Agreement
- Voiding and suspension of policy: differences
PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
- Additional (supplementary) payments
- Apportionment clause
- Appraisal
- Arbitration
- Assignment
- Cancellation and Nonrenewal provisions
- Claims Made policy form
- Coinsurance
- Concealment
- Conditions
- Declarations
- Definition of the insured
- Duties of the insured after a loss
- Elements of a contract
- Endorsements
- Exclusions
- Fair Credit Reporting Act (Compliance)
- Insuring agreement
- Limitations
- Loss settlement provisions including consent to settle a loss
- Mortgagee rights
- Notice of claim
- Obligations of the insurance company
- Other Insurance provision
- Proof of loss
- Representations and misrepresentations
- Salvage
- Sources of underwriting information
- Subrogation
- Warranties
- Statute of limitations
GENERAL PROPERTY INSURANCE PRODUCT KNOWLEDGE PERTINENT TO ADJUSTERS
- Standard Fire Policy
- Basic coverages, provisions, and clauses
- Limitations, restrictions, and exclusions
- Proof of Loss
- Periods of Limitation Tolled
- Loss requirements and inventories
- Taxes and Demolition Expenses
- Appraisal
- Duties of the insured/insurer
- Cancellation
- Additional coverages
- Replacement costs
- Actual cash value
- Assignment
- Personal lines
- Dwelling and contents (DP forms)
- Personal liability
- Homeowners and forms/coverages
- Policy provisions
- Replacement costs
- Appraisal
- Optional provisions
- Special limits of liability
- Proof of Loss
- Exclusions
- Mobile Homes
- Commercial lines
- Commercial property
- Commercial building and personal property form
- Causes of loss forms
- Business income
- Extra expense
- Commercial Package Policy (CPP)
- Equipment Breakdown Coverage
- Businessowners Policy (BOP)
- Commercial and Special Multi-peril
- Builder’s Risk
- Inland marine
- Nationwide Definition
- Policies
- Personal floaters
- Commercial floaters
- Commercial inland marine
- Others
- Personal Watercraft
- Earthquake
- Automotive: Personal auto and Business auto
- Liability
- Medical Payments
- Physical damage (collision and other than collision/comprehensive)
- Uninsured motorists
- Underinsured motorists
- Who is an insured
- Types of auto
- Owned
- Non-owned
- Hired
- Temporary Substitute
- Garage coverage form
- Standard coverages
- Liability
- Garagekeepers
- Physical damage
- Garagekeepers options
- Truckers coverage form
- Additional Coverages and Exclusions
- Business Interruption
- Time Element
- Law and Ordinance
- Valuable Papers and Records
- Vandalism and Malicious Mischief
- Crime
- Employee Theft
- Inside the Premises–Theft of Money and Securities
- Inside the Premises–Robbery or Safe Burglary of Other Property
- Inside the Premises–Robbery or Burglary of Other Property
- Definitions
- Custodian
- Messenger
- Guard or watchperson
- Surety bonding
- Definitions
- Obligee
- Principal
- Surety
- Professional liability
- Errors and Omissions
- Directors and Officers
- Umbrella/Excess liability
- Employers liability insurance, and related issues
- Standard policy concepts
- Self-insurers
- Work-related vs. non-work-related
- Other states’ insurance
PROPERTY AND CASUALTY Adjuster
- Roles and responsibilities of adjuster
- Loss Report
- Essential Elements
- Inception/Expiration Date
- Occurrence Date
- Identification of Parties Involved
- Policy Form/Number
- Description of Loss
- Coverages
- Deductible
- Tort/Tort Feasors
- Loss/Damage Valuation
- Direct Loss vs. Indirect Loss (Loss of Use)
- Damages
WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO PROPERTY AND CASUATLY ADJUSTERS
- Insurance Commissioner
- Appointment
- General powers and duties
- Examinations of records
- Orders and hearings
- Penalties
- Definitions
- Domestic, foreign or alien company
- Stock and mutual companies
- Certificate of authority
- Licensing
- Persons required to be licensed
- Adjuster
- Nonresident
- Temporary license
- Obtaining a license
- Qualifications
- Exemptions/exceptions
- License denial
- Maintaining a license
- Continuing education
- Change of address
- Fees/renewal/reinstatement
- License expiration/termination
- Suspension or revocation of licenses
- Reporting of actions
- Penalties
- Unfair trade practices
- Boycott, coercion, intimidation
- Defamation
- False financial statements
- Fraud
- Misrepresentation
- Illegal inducements
- Unfair discrimination
- Unfair claims settlement practices and bad faith
- Consumer privacy regulation
WYOMING STATUTES, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE ONLY
- Renewal, Nonrenewal, Cancellation
- Binders
- Payment of claims
- Terrorism Risk Insurance Program Reauthorization Act of 2019
WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
- Automobile Insurance
- Uninsured/underinsured motorists coverage
- Required coverages
- Bodily injury
- Option for additional coverage
- Cancellation/nonrenewal
- Wyoming Automobile Insurance (Assigned Risk) Plan
- Financial Responsibility
- Proof of financial responsibility defined
- Persons required to show proof
- Penalty for noncompliance
- Methods of satisfying financial responsibility
Examination sources
- Wyoming Insurance Content Outlines
Introduction: PC Adjuster effective update
- Wyoming Insurance Content Outlines
Outline S30: examination identity
- Wyoming Insurance Licensing Candidate Handbook
Page 16: complete official content outlines
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section I
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section II
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section III
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section IV
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section V
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section VI
- Wyoming Insurance Content Outlines
Property and Casualty Adjuster complete content outline, section VII
- Wyoming Insurance Licensing Candidate Handbook
Page 12: multiple-choice format and general/state content
- Wyoming Insurance Licensing Candidate Handbook
Page 16: scoring questions
- Wyoming Insurance Licensing Candidate Handbook
Page 14: passing score
- Wyoming Insurance Content Outlines
Outline S30: scored question count
- Wyoming Insurance Licensing Candidate Handbook
Page 20: EXAMINATIONS — code 17
- Pearson VUE Wyoming Insurance
Examination scheduling information
- Pearson VUE Wyoming Insurance: Find an Exam
Test Center delivery — code 17