Utah Producer's Casualty Exam — Information & Free Practice
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Utah Producer's Casualty Exam
- Provider
- Prometric
- Format
- Computer-based examination; English and Spanish delivery are language options.
- Exam questions
- 100 scored questions plus 5 unscored items
- Time limit
- 2 hours
Examination outline
Insurance Regulation (11%)
- Licensing
- Licensing / Purpose (31A-23a-101)
- Licensing / Process (31A-23a-103–105, 107, 302)
- Licensing / Qualifications (31A-23a-107, 108)
- Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504)
- Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Producers
- Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Consultants
- Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Adjusters
- Licensing / Types of licensees (31A-1-301, 31A-23a-106, 203, 401, 504) / Nonresidents (31A-23a-109)
- Licensing / Maintenance and duration
- Licensing / Maintenance and duration / Renewal (31A-23a-105; 31A-23a-111)
- Licensing / Maintenance and duration / Continuing education requirements (31A- 23a-202; Reg R590-142-1 through 10)
- Licensing / Maintenance and duration / Reinstatement (31A-23a-111(2), 113)
- Licensing / Maintenance and duration / Assumed name (31A-23a-110(2))
- Licensing / Maintenance and duration / Change of address or telephone number (31A-23a-412(1)(c))
- Licensing / Maintenance and duration / Reporting of actions (31A-23a-105(2)(b))
- Licensing / Disciplinary actions
- Licensing / Disciplinary actions / License termination, suspension, or revocation (31A-2-308(10)(a); 31A- 23a-111)
- Licensing / Disciplinary actions / Probation (31A-23a-112)
- Licensing / Disciplinary actions / Monetary forfeiture (fines) (31A-2-308)
- State regulation
- State regulation / Commissioner's general duties and powers (31A-2-201)
- State regulation / Company regulation
- State regulation / Company regulation / Solvency (31A-4-105, 105.5)
- State regulation / Company regulation / Rates (31A-19a-201–203)
- State regulation / Company regulation / Policy forms (31A-21-201–203)
- State regulation / Company regulation / Producer appointment (31A-23a-115; Reg R590-244-1–14)
- State regulation / Company regulation / Termination of appointment (Reg R590- 244-1–14)
- State regulation / Company regulation / Unfair claim settlement practices (31A- 26-303; Reg R590-190–192)
- State regulation / Producer regulation
- State regulation / Producer regulation / Fiduciary and trust account responsibilities (31A-23a-409)
- State regulation / Producer regulation / Place of business/records maintenance (31A-23a-412)
- State regulation / Producer regulation / Controlled business (31A-23a-502)
- State regulation / Producer regulation / Shared commissions (31A-23a-504)
- State regulation / Unfair marketing practices (Reg R590-154)
- State regulation / Unfair marketing practices (Reg R590-154) / Misrepresentation (31A-21-105; 31A- 23a-402(1))
- State regulation / Unfair marketing practices (Reg R590-154) / False advertising (31A-23a-402(1))
- State regulation / Unfair marketing practices (Reg R590-154) / Rebating (31A-23a-402(2), 31A-1- 301(145))
- State regulation / Unfair marketing practices (Reg R590-154) / Unfair discrimination (31A-23a-402(3))
- State regulation / Unfair marketing practices (Reg R590-154) / Boycott, coercion or intimidation (31A- 23a-402(4))
- State regulation / Unfair marketing practices (Reg R590-154) / Illegal inducement (31A-23a-402.5, Reg R590-154-11)
- State regulation / Unfair marketing practices (Reg R590-154) / Examination of records (31A-2-203–205; 31A-23a-412)
- State regulation / Privacy of Consumer Information (Reg R590- 206)
- State regulation / Insurance fraud regulation (31A-31-103– 106)
- State regulation / Personal liability for unpaid claims (31A-15- 105)
- Federal regulation
- Federal regulation / Fair Credit Reporting Act (15 USC 1681– 1681d)
- Federal regulation / Fraud and false statements (18 USC 1033, 1034)
- Federal regulation / Privacy (Gramm Leach Bliley)
- Federal regulation / Motor Carrier Act (MCS-90 and others)
General Insurance (11%)
- Concepts
- Concepts / Risk management key terms
- Concepts / Risk management key terms / Risk
- Concepts / Risk management key terms / Exposure
- Concepts / Risk management key terms / Hazard
- Concepts / Risk management key terms / Peril
- Concepts / Risk management key terms / Loss
- Concepts / Methods of handling risk
- Concepts / Methods of handling risk / Avoidance
- Concepts / Methods of handling risk / Retention
- Concepts / Methods of handling risk / Sharing
- Concepts / Methods of handling risk / Reduction
- Concepts / Methods of handling risk / Transfer
- Concepts / Elements of insurable risks
- Concepts / Adverse selection
- Concepts / Law of large numbers
- Concepts / Reinsurance
- Insurers
- Insurers / Types of insurers
- Insurers / Types of insurers / Stock companies
- Insurers / Types of insurers / Mutual companies
- Insurers / Types of insurers / Fraternal benefit societies
- Insurers / Types of insurers / Reciprocals
- Insurers / Types of insurers / Lloyd's associations
- Insurers / Types of insurers / Risk retention groups
- Insurers / Private versus government insurers
- Insurers / Admitted versus nonadmitted insurers
- Insurers / Domestic, foreign and alien insurers
- Insurers / Financial status (independent rating services)
- Insurers / Marketing (distribution) systems
- Producers and general rules of agency
- Producers and general rules of agency / Insurer as principal
- Producers and general rules of agency / Producer/insurer relationship
- Producers and general rules of agency / Authority and powers of producer
- Producers and general rules of agency / Authority and powers of producer / Express
- Producers and general rules of agency / Authority and powers of producer / Implied
- Producers and general rules of agency / Authority and powers of producer / Apparent
- Producers and general rules of agency / Responsibilities to the applicant/insured
- Contracts
- Contracts / Elements of a legal contract
- Contracts / Elements of a legal contract / Offer and acceptance
- Contracts / Elements of a legal contract / Consideration
- Contracts / Elements of a legal contract / Competent parties
- Contracts / Elements of a legal contract / Legal purpose
- Contracts / Distinct characteristics of an insurance contract
- Contracts / Distinct characteristics of an insurance contract / Contract of adhesion
- Contracts / Distinct characteristics of an insurance contract / Aleatory contract
- Contracts / Distinct characteristics of an insurance contract / Personal contract
- Contracts / Distinct characteristics of an insurance contract / Unilateral contract
- Contracts / Distinct characteristics of an insurance contract / Conditional contract
- Contracts / Legal interpretations affecting contracts
- Contracts / Legal interpretations affecting contracts / Ambiguities in a contract of adhesion
- Contracts / Legal interpretations affecting contracts / Reasonable expectations
- Contracts / Legal interpretations affecting contracts / Indemnity
- Contracts / Legal interpretations affecting contracts / Utmost good faith
- Contracts / Legal interpretations affecting contracts / Representations/misrepresentations
- Contracts / Legal interpretations affecting contracts / Warranties
- Contracts / Legal interpretations affecting contracts / Concealment
- Contracts / Legal interpretations affecting contracts / Fraud
- Contracts / Legal interpretations affecting contracts / Waiver and estoppel
Property and Casualty Insurance Basics (13%)
- Principles and concepts
- Principles and concepts / Insurable interest
- Principles and concepts / Underwriting
- Principles and concepts / Underwriting / Function
- Principles and concepts / Underwriting / Loss ratio
- Principles and concepts / Rates
- Principles and concepts / Rates / Types
- Principles and concepts / Rates / Loss costs
- Principles and concepts / Rates / Components
- Principles and concepts / Hazards
- Principles and concepts / Hazards / Physical
- Principles and concepts / Hazards / Moral
- Principles and concepts / Hazards / Morale
- Principles and concepts / Negligence
- Principles and concepts / Negligence / Elements of a negligent act
- Principles and concepts / Negligence / Defenses against negligence
- Principles and concepts / Damages
- Principles and concepts / Damages / Compensatory — special versus general
- Principles and concepts / Damages / Punitive
- Principles and concepts / Absolute liability
- Principles and concepts / Strict liability
- Principles and concepts / Vicarious liability
- Policy structure
- Policy structure / Declarations
- Policy structure / Definitions
- Policy structure / Insuring agreement or clause
- Policy structure / Additional/supplementary coverage
- Policy structure / Conditions
- Policy structure / Exclusions
- Policy structure / Endorsements
- Common policy provisions
- Common policy provisions / Insureds — named, first named and additional
- Common policy provisions / Policy period
- Common policy provisions / Policy territory
- Common policy provisions / Cancellation and nonrenewal
- Common policy provisions / Deductibles
- Common policy provisions / Other insurance
- Common policy provisions / Other insurance / Nonconcurrency
- Common policy provisions / Other insurance / Primary and excess
- Common policy provisions / Limits of liability
- Common policy provisions / Limits of liability / Per occurrence (accident)
- Common policy provisions / Limits of liability / Per person
- Common policy provisions / Limits of liability / Aggregate—general versus products— completed operations
- Common policy provisions / Limits of liability / Split
- Common policy provisions / Limits of liability / Combined single
- Common policy provisions / Limits of liability / Policy limits
- Common policy provisions / Named insured provisions
- Common policy provisions / Named insured provisions / Duties after loss
- Common policy provisions / Named insured provisions / Assignment
- Common policy provisions / Insurer provisions
- Common policy provisions / Insurer provisions / Liberalization
- Common policy provisions / Insurer provisions / Subrogation
- Utah laws, regulations and required provisions
- Utah laws, regulations and required provisions / Utah Property and Casualty Insurance Guaranty Association (31A-28-202–210, 212–215, 217–218, 220, 222)
- Utah laws, regulations and required provisions / Cancellation, issuance and renewal (31A-21- 303)
- Utah laws, regulations and required provisions / Binders (31A-21-102)
- Utah laws, regulations and required provisions / Other insurance (31A-21-307)
- Utah laws, regulations and required provisions / Suit against insurer (31A-21-313)
- Utah laws, regulations and required provisions / Concealment or fraud (RL 76-6-521)
- Utah laws, regulations and required provisions / Federal Terrorism Insurance Program (15 USC 6701; Public Law 107–297, 109–144, 110–160)
Homeowners Policy (14%)
- Coverage forms
- Coverage forms / HO-2 through HO-6
- Coverage forms / HO-8
- Definitions
- Section II — Liability coverages
- Section II — Liability coverages / Coverage E — Personal liability
- Section II — Liability coverages / Coverage F — Medical payments to others
- Section II — Liability coverages / Additional coverages
- Exclusions
- Conditions
- Selected endorsements
- Selected endorsements / Special provisions — Utah (HO 01 43)
- Selected endorsements / Limited fungi, wet or dry rot, or bacteria coverage (HO 04 26, HO 04 27, HO 04 28)
- Selected endorsements / Permitted incidental occupancies — residence premises (HO 04 42)
- Selected endorsements / Home day care (HO 04 97)
- Selected endorsements / Business pursuits (HO 24 71)
- Selected endorsements / Personal injury (HO 24 82)
Auto Insurance (14%)
- Laws
- Laws / Utah Financial Responsibility of Motor Vehicle Owners and Operators Act (RL 41-12a-101– 104)
- Laws / Required motor vehicle limits of liability (31A-22-301–304)
- Laws / Personal injury protection (31A-22-306–309)
- Laws / Personal injury protection (31A-22-306–309) / Medical
- Laws / Personal injury protection (31A-22-306–309) / Loss of income
- Laws / Personal injury protection (31A-22-306–309) / Special damages allowance
- Laws / Personal injury protection (31A-22-306–309) / Funeral
- Laws / Personal injury protection (31A-22-306–309) / Death
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3)
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Definitions
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Bodily injury
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Property damage (31A-22-305.5)
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / UM/UIM rejection
- Laws / Uninsured/underinsured motorist (31A-22- 305–305.3) / Required limits
- Laws / Utah Assigned Risk Insurance Plan (31A-22- 310)
- Laws / Aftermarket Crash Parts Act (31A-22-316– 319)
- Personal auto policy
- Personal auto policy / Definitions
- Personal auto policy / Liability coverage
- Personal auto policy / Liability coverage / Bodily injury and property damage
- Personal auto policy / Liability coverage / Supplementary payments
- Personal auto policy / Liability coverage / Exclusions
- Personal auto policy / Medical payments coverage
- Personal auto policy / Uninsured motorists coverage
- Personal auto policy / Coverage for damage to your auto
- Personal auto policy / Coverage for damage to your auto / Collision
- Personal auto policy / Coverage for damage to your auto / Other than collision
- Personal auto policy / Coverage for damage to your auto / Deductibles
- Personal auto policy / Coverage for damage to your auto / Transportation expenses
- Personal auto policy / Coverage for damage to your auto / Exclusions
- Personal auto policy / Duties after an accident or loss
- Personal auto policy / General provisions
- Personal auto policy / Selected endorsements
- Personal auto policy / Selected endorsements / Amendment of policy provisions — Utah (PP 01 93)
- Personal auto policy / Selected endorsements / Towing and labor costs (PP 03 03)
- Personal auto policy / Selected endorsements / Extended non-owned coverage — vehicles furnished or available for regular use (PP 03 06)
- Personal auto policy / Selected endorsements / Miscellaneous type vehicle (PP 03 23)
- Personal auto policy / Selected endorsements / Joint ownership coverage (PP 03 34)
- Commercial auto
- Commercial auto / Commercial auto coverage forms
- Commercial auto / Commercial auto coverage forms / Business auto
- Commercial auto / Commercial auto coverage forms / Garage
- Commercial auto / Commercial auto coverage forms / Business auto physical damage
- Commercial auto / Commercial auto coverage forms / Truckers
- Commercial auto / Commercial auto coverage forms / Motor carrier
- Commercial auto / Coverage form sections
- Commercial auto / Coverage form sections / Covered autos
- Commercial auto / Coverage form sections / Liability coverage
- Commercial auto / Coverage form sections / Garagekeepers coverage
- Commercial auto / Coverage form sections / Trailer interchange coverage
- Commercial auto / Coverage form sections / Physical damage coverage
- Commercial auto / Coverage form sections / Exclusions
- Commercial auto / Coverage form sections / Conditions
- Commercial auto / Coverage form sections / Definitions
- Commercial auto / Selected endorsements
- Commercial auto / Selected endorsements / Lessor — additional insured and loss payee (CA 20 01)
- Commercial auto / Selected endorsements / Mobile equipment (CA 20 15)
- Commercial auto / Selected endorsements / Auto medical payments coverage (CA 99 03)
- Commercial auto / Selected endorsements / Drive other car coverage (CA 99 10)
- Commercial auto / Selected endorsements / Individual named insured (CA 99 17)
- Commercial auto / Commercial carrier regulations
- Commercial auto / Commercial carrier regulations / The Motor Carrier Act of 1980
- Commercial auto / Commercial carrier regulations / Endorsement for motor carrier policies of insurance for public liability (MCS-90)
Commercial Package Policy (CPP) (10%)
- Components of a commercial policy
- Components of a commercial policy / Common policy declarations
- Components of a commercial policy / Common policy conditions
- Components of a commercial policy / Interline endorsements
- Components of a commercial policy / One or more coverage parts
- Commercial general liability
- Commercial general liability / Commercial general liability coverage forms
- Commercial general liability / Commercial general liability coverage forms / Bodily injury and property damage liability
- Commercial general liability / Commercial general liability coverage forms / Personal and advertising injury liability
- Commercial general liability / Commercial general liability coverage forms / Medical payments
- Commercial general liability / Commercial general liability coverage forms / Supplementary payments
- Commercial general liability / Commercial general liability coverage forms / Who is an insured
- Commercial general liability / Commercial general liability coverage forms / Limits of insurance
- Commercial general liability / Commercial general liability coverage forms / Conditions
- Commercial general liability / Commercial general liability coverage forms / Definitions
- Commercial general liability / Commercial general liability coverage forms / Exclusions
- Commercial general liability / Occurrence versus claims-made
- Commercial general liability / Claims-made features
- Commercial general liability / Claims-made features / Trigger
- Commercial general liability / Claims-made features / Retroactive date
- Commercial general liability / Claims-made features / Extended reporting periods — basic versus supplemental
- Commercial general liability / Claims-made features / Claim information
- Commercial general liability / Premises and operations
- Commercial general liability / Products and completed operations
- Commercial general liability / Insured contract
- Commercial general liability / Pollution liability coverage form (CG 00 39)
- Commercial crime
- Commercial crime / General definitions
- Commercial crime / General definitions / Burglary
- Commercial crime / General definitions / Theft
- Commercial crime / General definitions / Robbery
- Commercial crime / Crime coverage forms
- Commercial crime / Crime coverage forms / Commercial crime coverage forms (discovery/loss sustained)
- Commercial crime / Crime coverage forms / Government crime coverage forms (discovery/loss sustained)
- Commercial crime / Coverages
- Commercial crime / Coverages / Employee theft
- Commercial crime / Coverages / Forgery or alteration
- Commercial crime / Coverages / Inside the premises — theft of money and securities
- Commercial crime / Coverages / Inside the premises — robbery or safe burglary of other property
- Commercial crime / Coverages / Outside the premises
- Commercial crime / Coverages / Computer fraud
- Commercial crime / Coverages / Funds transfer fraud
- Commercial crime / Coverages / Money orders and counterfeit money
- Commercial crime / Other crime coverages
- Commercial crime / Other crime coverages / Extortion — commercial entities (CR 04 03)
- Commercial crime / Other crime coverages / Guests' property (CR 04 11)
- Farm coverage
- Farm coverage / Farm liability coverage form
- Farm coverage / Farm liability coverage form / Coverage H — Bodily injury and property damage liability
- Farm coverage / Farm liability coverage form / Coverage I — Personal and advertising injury liability
- Farm coverage / Farm liability coverage form / Coverage J — Medical payments
- Farm coverage / Definitions
- Farm coverage / Conditions
- Farm coverage / Exclusions
- Farm coverage / Limits
- Farm coverage / Additional coverages
Businessowners Policy (10%)
- Characteristics and purpose
- Businessowners Section II — Liability
- Businessowners Section II — Liability / Coverages
- Businessowners Section II — Liability / Exclusions
- Businessowners Section II — Liability / Who is an insured
- Businessowners Section II — Liability / Limits of insurance
- Businessowners Section II — Liability / General conditions
- Businessowners Section II — Liability / Definitions
- Businessowners Section III — Common Policy Conditions
- Selected endorsement
- Selected endorsement / Hired auto and non-owned auto liability (BP 04 04)
Workers Compensation Insurance (9%)
- Workers compensation laws
- Workers compensation laws / Type of law
- Workers compensation laws / Type of law / Monopolistic versus competitive
- Workers compensation laws / Type of law / Compulsory versus elective
- Workers compensation laws / Utah Workers' Compensation Law
- Workers compensation laws / Utah Workers' Compensation Law / Exclusive remedy (RL 34A-2-105)
- Workers compensation laws / Utah Workers' Compensation Law / Employment covered (required, voluntary) (RL 34A-2-103, 104)
- Workers compensation laws / Utah Workers' Compensation Law / Covered injuries (RL 34A-2-401, 402)
- Workers compensation laws / Utah Workers' Compensation Law / Occupational disease (RL 34A-3-101– 112)
- Workers compensation laws / Utah Workers' Compensation Law / Benefits provided (RL 34A-2-401, 408– 418)
- Workers compensation laws / Utah Workers' Compensation Law / Employers' Reinsurance Fund (RL 34A-2- 702, 703)
- Workers compensation laws / Utah Workers' Compensation Law / Uninsured Employers' Fund (RL 34A-2- 704)
- Workers compensation and employers liability insurance policy
- Workers compensation and employers liability insurance policy / General section
- Workers compensation and employers liability insurance policy / Part One — Workers compensation insurance
- Workers compensation and employers liability insurance policy / Part Two — Employers liability insurance
- Workers compensation and employers liability insurance policy / Part Three — Other states insurance
- Workers compensation and employers liability insurance policy / Part Four — Your duties if injury occurs
- Workers compensation and employers liability insurance policy / Part Five — Premium
- Workers compensation and employers liability insurance policy / Part Six — Conditions
- Workers compensation and employers liability insurance policy / Selected endorsements
- Workers compensation and employers liability insurance policy / Selected endorsements / Voluntary compensation
- Workers compensation and employers liability insurance policy / Selected endorsements / Anniversary rating date
- Workers compensation and employers liability insurance policy / Selected endorsements / Other states
- Workers compensation and employers liability insurance policy / Selected endorsements / Sole proprietors, partners, officers and others coverage
- Premium computations
- Premium computations / Job classification
- Premium computations / Rates
- Premium computations / Payroll
- Premium computations / Adjustment upon audit
- Premium computations / Experience modification factor
- Premium computations / Premium discounts
- Other sources of coverage
- Other sources of coverage / Workers' Compensation Fund (31A-22-1001; 31A-33-101–118)
- Other sources of coverage / Self-insured employers (RR R612-400-3)
- Rating organization (31A-301-309)
Other Coverages and Options (8%)
- Umbrella/excess liability policies
- Umbrella/excess liability policies / Personal (DL 98 01)
- Umbrella/excess liability policies / Commercial (CU 00 01)
- Specialty liability insurance
- Specialty liability insurance / Errors and omissions
- Specialty liability insurance / Professional liability
- Specialty liability insurance / Directors and officers liability
- Specialty liability insurance / Fiduciary liability
- Specialty liability insurance / Liquor liability
- Specialty liability insurance / Employment practices liability
- Surplus lines (31A-15-103)
- Surplus lines (31A-15-103) / Definitions and markets
- Surplus lines (31A-15-103) / Licensing requirements
- Surety bonds
- Surety bonds / Principal, obligee and surety
- Surety bonds / Contract bonds
- Surety bonds / License and permit bonds
- Surety bonds / Judicial bonds
- Aviation insurance
- Aviation insurance / Aircraft liability
- Ocean marine insurance
- Ocean marine insurance / Major coverages
- Ocean marine insurance / Major coverages / Protection and indemnity
- Other policies
- Other policies / Boatowners (31A-22-1501–1504)
Examination sources
- Prometric, Utah examination content outline, Series 17-23
Page 1, content boundary and section weights
- Prometric, Utah examination content outline, Series 17-23
Page 1, owner-stated outline effective date
- Prometric, Utah examination content outline, Series 17-23
Page 1, scored and unscored item count
- Utah Insurance Department Licensing Information Bulletin
Your Exam Results, score report
- Prometric, Utah examination content outline, Series 17-23
Page 1, independent exam series
- Prometric, Utah examination content outline, Series 17-23
Page 1, scored and unscored item count
- Utah Insurance Department, Exam & Licensing Procedures
Examination and licensing procedures, vendor registration