OpenExamsFREE PRACTICE — ANY EXAM

Personal Lines Producer — Information & Free Practice

US-WY · Examination information

159 free questions · Answer explanations · No signup required

Start free practice →

Personal Lines Producer

Provider
Pearson VUE
Format
Multiple-choice examination, general and Wyoming-specific sections; test center or OnVUE online delivery
Exam questions
100 scored questions: 75 general and 25 state; 5 additional general pretest questions
Time limit
2 hours
Passing score
70% of questions answered correctly
Exam fee
$96
Examination outline
  • I. TYPES OF PROPERTY POLICIES (10)
    • A. Homeowners
    • A.1. HO-2
    • A.2. HO-3
    • A.3. HO-4
    • A.4. HO-5
    • A.5. HO-6
    • A.6. HO-8
    • B. Dwelling policies
    • B.1. DP-1
    • B.2. DP-2
    • B.3. DP-3
    • C. Inland marine
    • C.1. Personal Articles floaters
    • D. National Flood Insurance Program
    • E. Others
    • E.1. Earthquake
    • E.2. Mobile Homes
    • E.3. Watercraft
    • E.4. Windstorm
  • II. TYPES OF CASUALTY POLICIES (13)
    • A. Automobile: personal auto
    • A.1. Liability
    • A.1.a. Bodily Injury
    • A.1.b. Property Damage
    • A.1.c. Split Limits
    • A.1.d. Combined Single Limit
    • A.2. Medical Payments
    • A.3. Physical Damage (collision; other than collision; specified perils)
    • A.4. Uninsured motorists
    • A.5. Underinsured motorists
    • A.6. Who is an insured
    • A.7. Types of Auto
    • A.7.a. Owned
    • A.7.b. Non-owned
    • A.7.c. Hired
    • A.7.d. Temporary Substitute
    • A.7.e. Newly Acquired Autos
    • A.7.f. Transportation Expense and Rental Reimbursement Expense
    • A.8. Exclusions
    • B. Umbrella/Excess liability
  • III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS (28)
    • A. Insurance
    • A.1. Law of Large Numbers
    • B. Insurable interest
    • C. Risk
    • C.1. Pure vs. Speculative Risk
    • D. Hazard
    • D.1. Moral
    • D.2. Morale
    • D.3. Physical
    • E. Peril
    • F. Loss
    • F.1. Direct
    • F.2. Indirect
    • G. Loss Valuation
    • G.1. Actual cash value
    • G.2. Replacement cost
    • G.3. Market value
    • G.4. Stated value
    • G.5. Salvage value
    • H. Proximate cause
    • I. Deductible
    • J. Indemnity
    • K. Limits of liability
    • L. Coinsurance/Insurance to value
    • M. Occurrence
    • N. Cancellation
    • O. Nonrenewal
    • P. Vacancy and unoccupancy
    • Q. Liability
    • Q.1. Absolute
    • Q.2. Strict
    • Q.3. Vicarious
    • R. Negligence
    • S. Binder
    • T. Endorsements
    • U. Blanket vs. Specific
    • V. Burglary, Robbery, Theft, and Mysterious Disappearance
    • W. Warranties
    • X. Representations
    • Y. Concealment
    • Z. Deposit Premium/Audit
    • AA. Certificate of Insurance
    • BB. Damages
    • BB.1. Compensatory
    • BB.1.a. General
    • BB.1.b. Special
    • BB.2. Punitive
    • CC. Compliance with Provisions of Fair Credit Reporting Act
  • IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW (24)
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Obligations of the insurance company
    • H. Mortgagee rights
    • I. Proof of loss
    • J. Notice of claim
    • K. Appraisal
    • L. Other Insurance Provision
    • M. Subrogation
    • N. Elements of a contract
    • O. Sources of underwriting information
    • P. Fair Credit Reporting Act
    • Q. Privacy Protection (Gramm Leach Bliley)
    • R. Policy Application
    • S. Terrorism Risk Insurance Act (TRIA)
    • T. Cancellation and nonrenewal provisions
    • U. Supplementary payments
    • V. Loss settlement provisions including consent to settle a loss
    • W. Territory
  • I. WYOMING STATUTES AND REGULATIONS COMMON TO LIFE, ACCIDENT AND HEALTH, PROPERTY, CASUALTY AND PERSONAL LINES INSURANCE (15)
    • A. Insurance Commissioner
    • A.1. Appointment
    • A.2. General powers and duties
    • A.3. Examinations
    • A.4. Orders and hearings
    • A.5. Penalties
    • B. Definitions
    • B.1. Domestic company
    • B.2. Foreign company
    • B.3. Alien company
    • B.4. Stock and mutual companies and reciprocals
    • B.5. Reciprocal
    • B.6. Certificate of authority
    • C. Licensing
    • C.1. Persons required to be licensed
    • C.1.a. Producer/business entity
    • C.1.b. Producer acting as broker
    • C.1.c. Consultant
    • C.1.d. Limited lines
    • C.1.e. Surplus lines broker
    • C.1.f. Nonresident
    • C.1.g. Temporary license
    • C.2. Agent appointment/termination of contract
    • C.3. Obtaining a license
    • C.3.a. Qualifications
    • C.3.b. Exemptions/exceptions
    • C.3.c. License denial
    • C.4. Maintaining a license
    • C.4.a. Continuing education
    • C.4.b. Change of address
    • C.4.c. Fees/renewal/reinstatement
    • C.4.d. License expiration/termination
    • C.4.e. Suspension or revocation of licenses
    • C.4.f. Reporting of actions
    • C.4.g. Penalties
    • D. Producer responsibilities
    • D.1. Financial responsibility
    • D.1.a. Proof of financial responsibility defined
    • D.1.b. Persons required to show proof
    • D.1.c. Penalty for noncompliance
    • D.1.d. Methods of satisfying financial responsibility
    • D.2. Fiduciary capacity
    • D.2.a. Premium accountability
    • D.2.b. Separate account requirements
    • D.3. Commissions and compensation
    • D.4. Place of business of licensees/display of licenses/records
    • D.5. Agency vs. individual licensee
    • E. Unfair trade practices
    • E.1. Boycott, coercion, intimidation
    • E.2. Controlled business
    • E.3. Defamation
    • E.4. False advertising
    • E.5. False financial statements
    • E.6. Fraud
    • E.7. Misrepresentation
    • E.8. Rebates/illegal inducements
    • E.9. Unfair discrimination
    • E.10. Unfair claims settlement practices
    • F. Wyoming Insurance Guaranty Association
    • G. Consumer privacy regulation
  • II. WYOMING STATUTES, RULES AND REGULATIONS PERTINENT TO PROPERTY AND CASUALTY INSURANCE ONLY (4)
    • A. Renewal, Nonrenewal, Cancellation
    • B. Binders
    • C. Payment of claims
    • D. Terrorism Risk Insurance Act of 2002 and Extension Act of 2005
  • III. WYOMING STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY (6)
    • A. Automobile Insurance
    • A.1. Uninsured/underinsured motorists coverage
    • A.1.a. Required coverages
    • A.1.a.(1). Bodily injury
    • A.1.b. Option for additional coverage
    • A.2. Cancellation/nonrenewal
    • A.3. Wyoming Automobile Insurance (Assigned Risk) Plan
Examination sources

Related license preparation

This examination may be required or accepted as an alternative, depending on the license and application pathway.