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Delaware Casualty Insurance — Requirements & Free Practice

US-DE · License preparation

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Business Entity Agency License — Casualty

Producer business entity authorized for casualty insurance; the responsible individual producer remains separately licensed.

Licensing authority: insurance commissioner · Application information

Nonresident business entity initial licensure
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application through NIPR and $125 initial fee.
Entity
Corporation, association, partnership, LLC, LLP, or other legal entity acting as an insurance producer.
Home state
For nonresident reciprocity, entity must meet § 1708 home-state good-standing and reciprocity requirements.
Responsible producer
Designate an active licensed casualty producer responsible for entity compliance. The individual’s license is an applicant condition, not an exam requirement of the entity.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity biennial renewal
No examination is required for this applicant pathway.
Deadline
Resident entities: February 28 in even-numbered years; nonresident entities: February 28 in odd-numbered years.
Fee
$125 renewal fee, subject to statutory initial-licensure timing exception.
Responsible producer
Maintain a designated responsible producer with an active license.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity initial licensure
No examination is required for this applicant pathway.
Application
Uniform Business Entity Application through NIPR and $125 initial fee.
Entity
Corporation, association, partnership, LLC, LLP, or other legal entity acting as an insurance producer.
Home state
For nonresident reciprocity, entity must meet § 1708 home-state good-standing and reciprocity requirements.
Responsible producer
Designate an active licensed casualty producer responsible for entity compliance. The individual’s license is an applicant condition, not an exam requirement of the entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity biennial renewal
No examination is required for this applicant pathway.
Deadline
Resident entities: February 28 in even-numbered years; nonresident entities: February 28 in odd-numbered years.
Fee
$125 renewal fee, subject to statutory initial-licensure timing exception.
Responsible producer
Maintain a designated responsible producer with an active license.

Official no-examination sources

Effective from 2026-09-22.

Restoration after responsible producer suspension
No examination is required for this applicant pathway.
Restoration
Designate a responsible licensed producer in good standing under § 1706(f)(2).
Suspension
Entity license suspended because its designated responsible licensee is inactive.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Producer License — Restricted Casualty Authority

Nonresident limited-line authority restricted to the casualty-related authority of the applicant’s home-state limited license, under section 1708(e)-(f).

Licensing authority: Insurance Commissioner · Application information

Nonresident restricted casualty limited lines reciprocity
No examination is required for this applicant pathway.
Home license
Hold a home-state limited-lines license restricting authority to less than the full major casualty line.
Reciprocity
Meet § 1708(a) application, fee, home-state good-standing, and reciprocal-licensing conditions.
Scope
Delaware grants only the home-state limited scope; for another unlisted limited line, insurer must be authorized in Delaware under § 1708(f).

Official no-examination sources

Effective from 2026-09-22.

Nonresident restricted casualty limited lines renewal
No examination is required for this applicant pathway.
Education
Limited-lines producers are exempt from continuing education according to the Department FAQ.
Fee deadline
$125; biennial February 28 renewal in odd years, with the statutory first-period fee exception.
Home license
Maintain the home-state limited license and its authorized scope.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer License — Casualty

License to transact casualty insurance covering legal liability for death, injury, disability, or damage to real or personal property.

Licensing authority: insurance commissioner · Application information

Conversion from nonresident to resident after moving
No examination is required for this applicant pathway.
Licensing status
Already hold a Delaware nonresident casualty producer license.
Notification
Notify the Department of address/residency change within 30 days by fax or email as stated in the Department FAQ.

Official no-examination sources

Effective from 2026-09-22.

Conversion from resident to nonresident after moving
No examination is required for this applicant pathway.
Licensing status
Existing Delaware casualty producer license in good standing.
Notification
Notify the Department of residency/address change within 30 days and supply certification from the new resident state; no new application or license fee under § 1708(c).

Official no-examination sources

Effective from 2026-09-22.

Reissuance after lapse within twelve months
No examination is required for this applicant pathway.
Education
Provide evidence of completion of the relevant renewal-period continuing education.
Fee penalties
Double unpaid renewal fee during the first six months; possible $200–$1,000 civil fine during the second six months.
Rule boundary
Regulation 504 § 8.4 says examinations are retaken after cancellation/suspension/revocation of twelve months or more. For a renewal lapse at exactly twelve months, § 1707(g) controls its express no-examination exception.
Time limit
Reapply for the same license within 12 months after the renewal-fee or education due date.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the home-state application or completed Uniform Application and pay the $125 initial fee.
Exam waiver
Section 1717(a) waives requirements other than § 1708 for a qualifying reciprocal applicant.
Home license
Hold a resident casualty license in good standing in the home state.
Reciprocity
Home state awards nonresident licenses to Delaware residents on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Deadline
February 28 of each even-numbered year for residents; February 28 of each odd-numbered year for nonresidents.
Education
Residents complete 24 approved credits including 3 ethics credits per biennium, subject to Regulation 504 credits, exemptions, and waivers. Nonresident reciprocal applicants satisfy home-state continuing education.
Existing license
Hold an existing casualty producer license that is not revoked or suspended.
Fee
$125 renewal fee; initial licensure within the preceding 90 days receives the statutory renewal-fee exception.
Waiver
Military service or another extenuating circumstance may support a request for waiver of renewal procedures, examination requirements, fines, or sanctions.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement after prolonged cancellation
DE Casualty Producer
Cancellation
Resident license cancelled for at least twelve months; meet all § 1706 licensing requirements, including retaking casualty exams.
Education
No new-license biennium CE exemption for reinstatement under Regulation 504 § 8.4.
Resident same line licensure by prior credentials
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application or Commissioner-prescribed form through NIPR; resident initial producer fee is $125.
Criminal history
Submit fingerprints for state and FBI criminal-history checks at applicant expense; current Department instructions require both reports dated within 90 days of receipt.
Education
The Department FAQ states that no prelicensing education is required.
Exam exemption
18 Del. C. § 1709(a) expressly exempts this applicant from prelicensing education and examination.
Fitness
No disqualifying act under 18 Del. C. § 1712; application declarations must be true, correct, and complete.
Prior license
Currently licensed in good standing for the same casualty authority in the previous state; licensing status established by certification or the NAIC Producer Database.
Residency
Reside in Delaware, or work for an insurance business entity licensed in Delaware with a physical public location from which insurance business is conducted; no registered-agent address or postal box substitutes.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination
DE Casualty Producer
Age
At least 18 years old.
Application
Submit the Uniform Application or Commissioner-prescribed form through NIPR; resident initial producer fee is $125.
Criminal history
Submit fingerprints for state and FBI criminal-history checks at applicant expense; current Department instructions require both reports dated within 90 days of receipt.
Education
The Department FAQ states that no prelicensing education is required.
Fitness
No disqualifying act under 18 Del. C. § 1712; application declarations must be true, correct, and complete.
Residency
Reside in Delaware, or work for an insurance business entity licensed in Delaware with a physical public location from which insurance business is conducted; no registered-agent address or postal box substitutes.
Score validity
All examination score reports are valid for 12 months. Both portions must be passed within one year; otherwise the entire examination must be retaken.
Resident reapplication after lapse exceeding twelve months
DE Casualty Producer
Education
The new-license biennium CE waiver under § 8.2.5 does not apply to reinstatement under § 8.4.
New application
Meet the resident initial licensing requirements and retake exams for casualty authority under Regulation 504 § 8.4.
Penalties
Section 1707(g) requires payment of the applicable civil fine before reapplication when the license was neither timely renewed nor timely surrendered.
Time limit
Renewal lapse exceeds the statutory 12-month no-examination restoration period.
Waiver
A waiver may be requested under § 1707(h) for military service or extenuating circumstances.
Resident same line licensure by prior credentials
No examination is required for this applicant pathway.
Age
At least 18 years old.
Application
Submit the Uniform Application or Commissioner-prescribed form through NIPR; resident initial producer fee is $125.
Criminal history
Submit fingerprints for state and FBI criminal-history checks at applicant expense; current Department instructions require both reports dated within 90 days of receipt.
Education
The Department FAQ states that no prelicensing education is required.
Exam exemption
18 Del. C. § 1709(a) expressly exempts this applicant from prelicensing education and examination.
Fitness
No disqualifying act under 18 Del. C. § 1712; application declarations must be true, correct, and complete.
Prior license
Application received within 90 days after cancellation of the previous same-line license, with prior-state certification or NAIC database evidence of good standing at cancellation.
Residency
Reside in Delaware, or work for an insurance business entity licensed in Delaware with a physical public location from which insurance business is conducted; no registered-agent address or postal box substitutes.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure after relocation
No examination is required for this applicant pathway.
Application window
Apply within 90 days of establishing Delaware legal residence.
Background
Submit fingerprints for state and FBI criminal-history checks at applicant expense; current Department instructions require both reports dated within 90 days of receipt.
Exemption
No prelicensing education or examination for previously held authority under § 1709(b), except where the Commissioner determines otherwise by regulation.
Implementation window
The Department FAQ describes an application within 90 days after terminating the prior-state license; statutory relocation wording is 90 days after establishing legal residence.
Prior license
Licensed for the same casualty authority in the prior state.

Official no-examination sources

Effective from 2026-09-22.

Resident biennial renewal
No examination is required for this applicant pathway.
Deadline
February 28 of each even-numbered year for residents; February 28 of each odd-numbered year for nonresidents.
Education
Residents complete 24 approved credits including 3 ethics credits per biennium, subject to Regulation 504 credits, exemptions, and waivers. Nonresident reciprocal applicants satisfy home-state continuing education.
Existing license
Hold an existing casualty producer license that is not revoked or suspended.
Fee
$125 renewal fee; initial licensure within the preceding 90 days receives the statutory renewal-fee exception.
Waiver
Military service or another extenuating circumstance may support a request for waiver of renewal procedures, examination requirements, fines, or sanctions.

Official no-examination sources

Effective from 2026-09-22.

Resident relicensure after revocation
DE Casualty Producer
Disciplinary bar
A person whose license has been revoked or suspended on two occasions may not again be licensed.
Examinations
Regulation 504 § 8.4 requires retaking examinations for the lines sought; no automatic CE waiver.
Minimum period
Revocation lasts a minimum of twelve months; reissuance requires compliance with all § 1706 requirements.
Resident reinstatement after prolonged suspension
DE Casualty Producer
Commissioner conditions
Satisfy all conditions imposed by the Commissioner and applicable CE arrears and fines.
Disciplinary bar
Two revocation/suspension occasions bar relicensure.
Time limit
Suspension has lasted at least twelve months; Regulation 504 §§ 8.4 and 9.2 require retaking examinations for the desired authority.
Waiver
An examination waiver may be requested under § 1707(h) where applicable.
Reinstatement during or after suspension shorter than twelve months
No examination is required for this applicant pathway.
Ce suspension
For CE-based suspension, complete CE arrears and pay administrative fines within twelve months; insurer appointment remains subject to insurer termination.
Disciplinary bar
Two revocation/suspension occasions bar relicensure.
Discretion
The Commissioner may reinstate at any time under § 1712(e), subject to conditions. No identifiable licensing examination is named in that provision for this shorter-duration pathway.
Suspension
Suspension shorter than twelve months; comply with the Commissioner’s terms and conditions.

Official no-examination sources

Effective from 2026-09-22.

Rental Vehicle Insurance Producer Limited License

Limited rental-company authority includes liability and optional uninsured/underinsured motorist coverage incidental to rentals, not a full casualty producer license.

Licensing authority: Insurance Commissioner · Application information

Annual rental company limited license continuation
No examination is required for this applicant pathway.
Company license
Continue the rental-company limited authority governed by Chapter 20.
Fee
Pay the statutory $325 fee each year.
Ongoing conditions
Maintain employee training, insurer appointment and rental disclosures; employees remain under company supervision.

Official no-examination sources

Effective from 2026-09-22.

Rental company limited licensing
No examination is required for this applicant pathway.
Applicant
Rental company offering insurance incidental to rental contracts of no more than 90 days.
Application
Paper application signed by an officer; attach rental-location list, company training program/materials, and insurer officer statement committing to appointment and specifying authorized insurance.
Employee training
Company must train employees in the coverages offered; employees act under the company license and supervision.
Fee
$325 per year.
Scope
Liability and optional uninsured/underinsured motorist coverage are among the statutory categories; comply with the disclosure and brochure requirements of § 2003(d).

Official no-examination sources

Effective from 2026-09-22.

surplus line broker license

Separate surplus lines authority for casualty, based on an active producer license and Commissioner approval.

Licensing authority: State of Delaware Department of Insurance · Application information

Nonresident surplus lines casualty licensure
No examination is required for this applicant pathway.
Application
Submit Commissioner-prescribed application through NIPR; initial fee $275.
Assessment
Section 1920(c)-(f) defines licensure by the producer license and Commissioner approval; Department surplus-lines instructions require no separately identified examination.
Home state
Nonresident applicants hold home-state surplus lines authority and satisfy § 1708(a) reciprocity requirements.
Producer license
Active producer license for casualty authority; Commissioner must deem the applicant competent and trustworthy to handle surplus lines.

Official no-examination sources

Effective from 2026-09-22.

Nonresident surplus lines biennial renewal
No examination is required for this applicant pathway.
Deadline
Resident: February 28 in even years; nonresident: February 28 in odd years.
Education
Resident surplus lines brokers meet the applicable Regulation 504 producer continuing education requirements; reciprocal nonresidents satisfy home-state requirements.
Existing license
Keep casualty producer authority active and satisfy applicable Chapter 17 requirements.
Fee
$225 renewal fee; statutory initial-licensure timing exception applies.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines casualty licensure
No examination is required for this applicant pathway.
Application
Submit Commissioner-prescribed application through NIPR; initial fee $275.
Assessment
Section 1920(c)-(f) defines licensure by the producer license and Commissioner approval; Department surplus-lines instructions require no separately identified examination.
Home state
Nonresident applicants hold home-state surplus lines authority and satisfy § 1708(a) reciprocity requirements.
Producer license
Active producer license for casualty authority; Commissioner must deem the applicant competent and trustworthy to handle surplus lines.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines reinstatement after prolonged cancellation or discipline
DE Casualty Producer
Duration
Resident license cancelled, suspended, or revoked for at least twelve months; renewal lapses at exactly twelve months remain subject to statutory § 1707(g).
Examination
Regulation 504 § 8.4 applies to resident licensees and requires retaking exams for the line sought, including casualty; satisfy all Commissioner reinstatement conditions.
Producer license
An active casualty producer license is required for surplus lines authority.
Resident surplus lines biennial renewal
No examination is required for this applicant pathway.
Deadline
Resident: February 28 in even years; nonresident: February 28 in odd years.
Education
Resident surplus lines brokers meet the applicable Regulation 504 producer continuing education requirements; reciprocal nonresidents satisfy home-state requirements.
Existing license
Keep casualty producer authority active and satisfy applicable Chapter 17 requirements.
Fee
$225 renewal fee; statutory initial-licensure timing exception applies.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License — Casualty

Temporary authority to service a casualty insurance business; maximum statutory term is 180 days.

Licensing authority: insurance commissioner · Application information

Business entity member or employee temporary licensure
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed business entity after death or disability of the designated licensed individual.
Application
Contact the Department for temporary licensing; statutory initial fee is $75.
Discretion
Commissioner must find temporary authority necessary and may limit authority, require a suitable sponsor responsible for the licensee’s acts, impose similar protections, or revoke the license for public danger.
Duration
Not more than 180 days; temporary license ends if the owner/personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Active military service designee temporary licensure
No examination is required for this applicant pathway.
Applicant
Designee of a licensee entering active service in the United States armed forces.
Application
Contact the Department for temporary licensing; statutory initial fee is $75.
Discretion
Commissioner must find temporary authority necessary and may limit authority, require a suitable sponsor responsible for the licensee’s acts, impose similar protections, or revoke the license for public danger.
Duration
Not more than 180 days; temporary license ends if the owner/personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Other public interest issuance temporary licensure
No examination is required for this applicant pathway.
Applicant
Another circumstance in which the Commissioner determines that public interest is best served by issuance.
Application
Contact the Department for temporary licensing; statutory initial fee is $75.
Discretion
Commissioner must find temporary authority necessary and may limit authority, require a suitable sponsor responsible for the licensee’s acts, impose similar protections, or revoke the license for public danger.
Duration
Not more than 180 days; temporary license ends if the owner/personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

Surviving spouse or personal representative temporary licensure
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a deceased or mentally/physically disabled licensee, for sale, recovery/return, or training and licensing new personnel.
Application
Contact the Department for temporary licensing; statutory initial fee is $75.
Discretion
Commissioner must find temporary authority necessary and may limit authority, require a suitable sponsor responsible for the licensee’s acts, impose similar protections, or revoke the license for public danger.
Duration
Not more than 180 days; temporary license ends if the owner/personal representative disposes of the business.

Official no-examination sources

Effective from 2026-09-22.

DE Casualty Producer

Provider
Pearson VUE
Format
Computer-based written examination; separately passed general knowledge and state statutes/regulations portions
Time limit
General portion: 1 hour 15 minutes; state portion: 1 hour
Passing score
Owner reports scaled scores from 0 to 100; applicable passing score appears on the score report
Examination outline
  • General knowledge — I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile / 1. Liability
    • B. Automobile / 1. Liability / a. Bodily Injury
    • B. Automobile / 1. Liability / b. Property Damage
    • B. Automobile / 1. Liability / c. Split Limits
    • B. Automobile / 1. Liability / d. Combined Single Limit
    • B. Automobile / 2. Medical Payments
    • B. Automobile / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile / 4. Uninsured motorists
    • B. Automobile / 5. Underinsured motorists
    • B. Automobile / 6. Who is an insured
    • B. Automobile / 7. Types of Auto
    • B. Automobile / 7. Types of Auto / a. Owned
    • B. Automobile / 7. Types of Auto / b. Non-owned
    • B. Automobile / 7. Types of Auto / c. Hired
    • B. Automobile / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile / 9. Exclusions
    • B. Automobile / 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • C. Workers Compensation / 1. Standard policy concepts
    • C. Workers Compensation / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation / 2. Work-related vs. non-work-related
    • C. Workers Compensation / 3. Other states’ insurance
    • C. Workers Compensation / 4. Employers Liability
    • C. Workers Compensation / 5. Exclusive remedy
    • C. Workers Compensation / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach, funds transfer
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • General knowledge — II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • General knowledge — III. POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • State statutes, rules, and regulations — I. DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO LIFE, ACCIDENT AND HEALTH, PROPERTY AND CASUALTY INSURANCE
    • A. License Regulations
    • A. License Regulations / 1. Persons required to be licensed and responsibilities
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / a. Producer/Agent and Broker
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / b. Surplus lines broker
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / c. Limited Lines producer
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / d. Producer/Consultant
    • A. License Regulations / 2. License requirements
    • A. License Regulations / 2. License requirements / a. Fees and application
    • A. License Regulations / 2. License requirements / b. Prerequisites
    • A. License Regulations / 2. License requirements / c. Special qualifications
    • A. License Regulations / 2. License requirements / d. Written examinations and exemptions
    • A. License Regulations / 2. License requirements / e. Exemptions from licensing
    • A. License Regulations / 2. License requirements / f. Insurer’s appointment
    • A. License Regulations / 3. Authority
    • A. License Regulations / 3. Authority / a. Definitions
    • A. License Regulations / 3. Authority / b. License requirements
    • A. License Regulations / 3. Authority / c. Lines of authority
    • A. License Regulations / 3. Authority / d. Termination of appointment
    • A. License Regulations / 4. Notice of address change
    • A. License Regulations / 5. Continuing education
    • B. Marketing Practices
    • B. Marketing Practices / 1. Duties of licensed personnel
    • B. Marketing Practices / 2. Record keeping
    • B. Marketing Practices / 3. Compensation of licensees
    • B. Marketing Practices / 4. Termination, suspension, fines
    • C. Insurance Commissioner
    • C. Insurance Commissioner / 1. Election and term
    • C. Insurance Commissioner / 2. General powers and duties
    • C. Insurance Commissioner / 3. Examination of insurers and producers
    • C. Insurance Commissioner / 4. Hearings
    • C. Insurance Commissioner / 5. Cease and desist orders and penalties
    • C. Insurance Commissioner / 6. General penalties
  • State statutes, rules, and regulations — II. DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS COMMON TO BOTH PROPERTY AND CASUALTY INSURANCE
    • A. Surplus Lines Broker
    • A. Surplus Lines Broker / 1. Definitions
    • A. Surplus Lines Broker / 2. Conditions for procurement
    • A. Surplus Lines Broker / 3. Endorsement of policy
    • A. Surplus Lines Broker / 4. Liability of insurer
    • A. Surplus Lines Broker / 5. License suspension, revocation
    • A. Surplus Lines Broker / 6. Records and annual statement
    • A. Surplus Lines Broker / 7. Broker’s affidavit
    • B. Consent of rate filings
    • C. Fiduciary accounts
    • D. Guaranty Association Act
    • E. Premium financing
    • E. Premium financing / 1. Definitions
    • E. Premium financing / 2. Licensing
    • E. Premium financing / 3. Form of agreement
    • F. Credit Scoring for Underwriting
    • F. Credit Scoring for Underwriting / 1. Purpose
    • F. Credit Scoring for Underwriting / 2. Scope
    • F. Credit Scoring for Underwriting / 3. Applicability
    • F. Credit Scoring for Underwriting / 4. Written notice to consumers
    • F. Credit Scoring for Underwriting / 5. Prohibited practices
  • State statutes, rules, and regulations — III. DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Delaware Motorist Protection Act
    • A. Delaware Motorist Protection Act / 1. Required coverage and limits
    • A. Delaware Motorist Protection Act / 2. Arbitration
    • A. Delaware Motorist Protection Act / 3. Insurance ID card
    • A. Delaware Motorist Protection Act / 4. Fines
    • A. Delaware Motorist Protection Act / 5. Form A
    • B. Uninsured and Underinsured Motorists Coverage
    • B. Uninsured and Underinsured Motorists Coverage / 1. Required coverage
    • B. Uninsured and Underinsured Motorists Coverage / 2. Option for additional coverage
    • C. Cancellation and nonrenewal of auto insurance
    • C. Cancellation and nonrenewal / 1. Reasons for
    • C. Cancellation and nonrenewal / 2. Notice
    • C. Cancellation and nonrenewal / 3. Hearing
    • C. Cancellation and nonrenewal / 4. Exclusion of designated person
    • C. Cancellation and nonrenewal / 5. Request for driving records
    • D. Delaware Automobile Insurance Plan
    • D. Delaware Automobile Insurance Plan / 1. Producer and insurer responsibilities
    • D. Delaware Automobile Insurance Plan / 2. Eligibility
    • D. Delaware Automobile Insurance Plan / 3. Coverage and options
    • D. Delaware Automobile Insurance Plan / 4. Designation of carrier
    • D. Delaware Automobile Insurance Plan / 5. Binding authority
    • D. Delaware Automobile Insurance Plan / 6. Collection of placement fee
    • E. Defensive driving course credit
    • F. Private passenger automobile insurance rating information
    • G. Workers Compensation
    • G. Workers Compensation / 1. Applicability
    • G. Workers Compensation / 2. Excluded employments
    • G. Workers Compensation / 3. Executive offices, sole proprietors, partners
    • G. Workers Compensation / 4. Requirement for insurance policy
    • G. Workers Compensation / 5. Minimum duration of incapacity
    • G. Workers Compensation / 6. Medical benefits required
    • G. Workers Compensation / 7. Compensation for total disability
    • G. Workers Compensation / 8. Compensation for partial disability
    • G. Workers Compensation / 9. Survivorship benefits
    • G. Workers Compensation / 10. Burial expenses
    • G. Workers Compensation / 11. Deductible options Form B
    • G. Workers Compensation / 12. Assigned Risk Plan
    • G. Workers Compensation / 13. Workplace safety
    • G. Workers Compensation / 14. Worker’s Compensation rating/classification
    • G. Workers Compensation / 15. Terrorism Risk Insurance Act
    • G. Workers Compensation / 16. Permanent Impairment and Disfigurement Settlements
  • State statutes, rules, and regulations — IV. INSURANCE ETHICS
    • A. Definitions
    • A. Definitions / 1. Market Conduct
    • A. Definitions / 2. Authority
    • A. Definitions / 2. Authority / a. Express
    • A. Definitions / 2. Authority / b. Implied
    • A. Definitions / 2. Authority / c. Apparent
    • A. Definitions / 3. Agency versus individual licensee
    • A. Definitions / 4. Suitability
    • A. Definitions / 5. Ethical behavior and good moral standards
    • B. Market Conduct examination
    • C. Binding coverage
    • D. Disclosure letters and forms
    • E. Errors and Omissions insurance
    • F. Unfair practices
    • F. Unfair practices / 1. Twisting
    • F. Unfair practices / 2. Churning
    • F. Unfair practices / 3. Commingling
    • F. Unfair practices / 4. Misrepresentation
    • F. Unfair practices / 5. Defamation
    • F. Unfair practices / 6. Coercion and intimidation
    • F. Unfair practices / 7. Unfair discrimination
    • F. Unfair practices / 8. Rebating
    • F. Unfair practices / 9. Unfair claims settlement practices
    • F. Unfair practices / 10. Coercion of debtors
    • F. Unfair practices / 11. Publicized Founded Complaints
    • G. Insurance fraud and Fraud Prevention Bureau
    • H. Advertisement procedures
    • I. Privacy
    • J. Conflict of issues and producer’s responsibilities
Examination sources