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DE Casualty Producer — Information & Free Practice

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DE Casualty Producer

Provider
Pearson VUE
Format
Computer-based written examination; separately passed general knowledge and state statutes/regulations portions
Time limit
General portion: 1 hour 15 minutes; state portion: 1 hour
Passing score
Owner reports scaled scores from 0 to 100; applicable passing score appears on the score report
Examination outline
  • General knowledge — I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile / 1. Liability
    • B. Automobile / 1. Liability / a. Bodily Injury
    • B. Automobile / 1. Liability / b. Property Damage
    • B. Automobile / 1. Liability / c. Split Limits
    • B. Automobile / 1. Liability / d. Combined Single Limit
    • B. Automobile / 2. Medical Payments
    • B. Automobile / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile / 4. Uninsured motorists
    • B. Automobile / 5. Underinsured motorists
    • B. Automobile / 6. Who is an insured
    • B. Automobile / 7. Types of Auto
    • B. Automobile / 7. Types of Auto / a. Owned
    • B. Automobile / 7. Types of Auto / b. Non-owned
    • B. Automobile / 7. Types of Auto / c. Hired
    • B. Automobile / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile / 9. Exclusions
    • B. Automobile / 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • C. Workers Compensation / 1. Standard policy concepts
    • C. Workers Compensation / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation / 2. Work-related vs. non-work-related
    • C. Workers Compensation / 3. Other states’ insurance
    • C. Workers Compensation / 4. Employers Liability
    • C. Workers Compensation / 5. Exclusive remedy
    • C. Workers Compensation / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach, funds transfer
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • General knowledge — II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • General knowledge — III. POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • State statutes, rules, and regulations — I. DELAWARE STATUTES, REGULATIONS, AND BULLETINS PERTINENT TO LIFE, ACCIDENT AND HEALTH, PROPERTY AND CASUALTY INSURANCE
    • A. License Regulations
    • A. License Regulations / 1. Persons required to be licensed and responsibilities
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / a. Producer/Agent and Broker
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / b. Surplus lines broker
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / c. Limited Lines producer
    • A. License Regulations / 1. Persons required to be licensed and responsibilities / d. Producer/Consultant
    • A. License Regulations / 2. License requirements
    • A. License Regulations / 2. License requirements / a. Fees and application
    • A. License Regulations / 2. License requirements / b. Prerequisites
    • A. License Regulations / 2. License requirements / c. Special qualifications
    • A. License Regulations / 2. License requirements / d. Written examinations and exemptions
    • A. License Regulations / 2. License requirements / e. Exemptions from licensing
    • A. License Regulations / 2. License requirements / f. Insurer’s appointment
    • A. License Regulations / 3. Authority
    • A. License Regulations / 3. Authority / a. Definitions
    • A. License Regulations / 3. Authority / b. License requirements
    • A. License Regulations / 3. Authority / c. Lines of authority
    • A. License Regulations / 3. Authority / d. Termination of appointment
    • A. License Regulations / 4. Notice of address change
    • A. License Regulations / 5. Continuing education
    • B. Marketing Practices
    • B. Marketing Practices / 1. Duties of licensed personnel
    • B. Marketing Practices / 2. Record keeping
    • B. Marketing Practices / 3. Compensation of licensees
    • B. Marketing Practices / 4. Termination, suspension, fines
    • C. Insurance Commissioner
    • C. Insurance Commissioner / 1. Election and term
    • C. Insurance Commissioner / 2. General powers and duties
    • C. Insurance Commissioner / 3. Examination of insurers and producers
    • C. Insurance Commissioner / 4. Hearings
    • C. Insurance Commissioner / 5. Cease and desist orders and penalties
    • C. Insurance Commissioner / 6. General penalties
  • State statutes, rules, and regulations — II. DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS COMMON TO BOTH PROPERTY AND CASUALTY INSURANCE
    • A. Surplus Lines Broker
    • A. Surplus Lines Broker / 1. Definitions
    • A. Surplus Lines Broker / 2. Conditions for procurement
    • A. Surplus Lines Broker / 3. Endorsement of policy
    • A. Surplus Lines Broker / 4. Liability of insurer
    • A. Surplus Lines Broker / 5. License suspension, revocation
    • A. Surplus Lines Broker / 6. Records and annual statement
    • A. Surplus Lines Broker / 7. Broker’s affidavit
    • B. Consent of rate filings
    • C. Fiduciary accounts
    • D. Guaranty Association Act
    • E. Premium financing
    • E. Premium financing / 1. Definitions
    • E. Premium financing / 2. Licensing
    • E. Premium financing / 3. Form of agreement
    • F. Credit Scoring for Underwriting
    • F. Credit Scoring for Underwriting / 1. Purpose
    • F. Credit Scoring for Underwriting / 2. Scope
    • F. Credit Scoring for Underwriting / 3. Applicability
    • F. Credit Scoring for Underwriting / 4. Written notice to consumers
    • F. Credit Scoring for Underwriting / 5. Prohibited practices
  • State statutes, rules, and regulations — III. DELAWARE STATUTES, RULES, REGULATIONS, AND BULLETINS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Delaware Motorist Protection Act
    • A. Delaware Motorist Protection Act / 1. Required coverage and limits
    • A. Delaware Motorist Protection Act / 2. Arbitration
    • A. Delaware Motorist Protection Act / 3. Insurance ID card
    • A. Delaware Motorist Protection Act / 4. Fines
    • A. Delaware Motorist Protection Act / 5. Form A
    • B. Uninsured and Underinsured Motorists Coverage
    • B. Uninsured and Underinsured Motorists Coverage / 1. Required coverage
    • B. Uninsured and Underinsured Motorists Coverage / 2. Option for additional coverage
    • C. Cancellation and nonrenewal of auto insurance
    • C. Cancellation and nonrenewal / 1. Reasons for
    • C. Cancellation and nonrenewal / 2. Notice
    • C. Cancellation and nonrenewal / 3. Hearing
    • C. Cancellation and nonrenewal / 4. Exclusion of designated person
    • C. Cancellation and nonrenewal / 5. Request for driving records
    • D. Delaware Automobile Insurance Plan
    • D. Delaware Automobile Insurance Plan / 1. Producer and insurer responsibilities
    • D. Delaware Automobile Insurance Plan / 2. Eligibility
    • D. Delaware Automobile Insurance Plan / 3. Coverage and options
    • D. Delaware Automobile Insurance Plan / 4. Designation of carrier
    • D. Delaware Automobile Insurance Plan / 5. Binding authority
    • D. Delaware Automobile Insurance Plan / 6. Collection of placement fee
    • E. Defensive driving course credit
    • F. Private passenger automobile insurance rating information
    • G. Workers Compensation
    • G. Workers Compensation / 1. Applicability
    • G. Workers Compensation / 2. Excluded employments
    • G. Workers Compensation / 3. Executive offices, sole proprietors, partners
    • G. Workers Compensation / 4. Requirement for insurance policy
    • G. Workers Compensation / 5. Minimum duration of incapacity
    • G. Workers Compensation / 6. Medical benefits required
    • G. Workers Compensation / 7. Compensation for total disability
    • G. Workers Compensation / 8. Compensation for partial disability
    • G. Workers Compensation / 9. Survivorship benefits
    • G. Workers Compensation / 10. Burial expenses
    • G. Workers Compensation / 11. Deductible options Form B
    • G. Workers Compensation / 12. Assigned Risk Plan
    • G. Workers Compensation / 13. Workplace safety
    • G. Workers Compensation / 14. Worker’s Compensation rating/classification
    • G. Workers Compensation / 15. Terrorism Risk Insurance Act
    • G. Workers Compensation / 16. Permanent Impairment and Disfigurement Settlements
  • State statutes, rules, and regulations — IV. INSURANCE ETHICS
    • A. Definitions
    • A. Definitions / 1. Market Conduct
    • A. Definitions / 2. Authority
    • A. Definitions / 2. Authority / a. Express
    • A. Definitions / 2. Authority / b. Implied
    • A. Definitions / 2. Authority / c. Apparent
    • A. Definitions / 3. Agency versus individual licensee
    • A. Definitions / 4. Suitability
    • A. Definitions / 5. Ethical behavior and good moral standards
    • B. Market Conduct examination
    • C. Binding coverage
    • D. Disclosure letters and forms
    • E. Errors and Omissions insurance
    • F. Unfair practices
    • F. Unfair practices / 1. Twisting
    • F. Unfair practices / 2. Churning
    • F. Unfair practices / 3. Commingling
    • F. Unfair practices / 4. Misrepresentation
    • F. Unfair practices / 5. Defamation
    • F. Unfair practices / 6. Coercion and intimidation
    • F. Unfair practices / 7. Unfair discrimination
    • F. Unfair practices / 8. Rebating
    • F. Unfair practices / 9. Unfair claims settlement practices
    • F. Unfair practices / 10. Coercion of debtors
    • F. Unfair practices / 11. Publicized Founded Complaints
    • G. Insurance fraud and Fraud Prevention Bureau
    • H. Advertisement procedures
    • I. Privacy
    • J. Conflict of issues and producer’s responsibilities
Examination sources

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