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Free Washington Casualty Producer Practice Questions

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Sample Practice Questions

Try these 10 sample questions from the Washington Casualty Producer practice bank. Each includes the answer and explanation. Continue with the interactive practice above to review the full question set.

  1. 1A Washington agency reviews felony convictions before hiring for insurance-business work. Assume none of the convictions is itself an offense under 18 U.S.C. § 1033 and no written regulatory consent has been granted. Which conviction triggers the federal participation restriction?

    1. A. A felony involving dishonesty or breach of trust
    2. B. A felony involving a reckless motor-vehicle injury
    3. C. A felony involving unlawful possession of a controlled substance
    4. D. A felony involving damage to public property

    Answer: A

    Explanation: "Any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust, or who has been convicted of an offense under this section" falls within § 1033(e)(1)(A). The question asks which conviction triggers that federal restriction; the other events are different legal categories.

    Reference: 18 U.S.C. § 1033 (2024 U.S. Code) — 18 U.S.C. § 1033(e)(1)(A)

  2. 2Which power does Washington law give the insurance commissioner when administering the Insurance Code?

    1. A. Only powers itemized word for word in the code
    2. B. Express powers and powers reasonably implied by the code
    3. C. Powers delegated by any licensed producer
    4. D. Only powers approved in advance by a court

    Answer: B

    Explanation: The controlling text states, "The commissioner has the authority expressly conferred upon him or her by or reasonably implied from the provisions of this code.". RCW 48.02.060(1) gives the commissioner authority expressly conferred or reasonably implied by the code. Thus B states the Washington rule.

    Reference: Rcw 48 02 Full — RCW 48.02.060(1)

  3. 3A business buys an insurance policy to shift the financial effect of accidental liability losses to an insurer. Which risk-handling method is it using?

    1. A. Avoidance
    2. B. Reduction
    3. C. Retention
    4. D. Transfer

    Answer: D

    Explanation: "Individuals and firms can reduce the pure risks they face through insurance mechanisms designed to transfer and diversify risk". Buying insurance transfers and pools the specified financial exposure; avoidance, reduction, and retention address it by different methods.

    Reference: NAIC, A Regulator's Introduction to the Insurance Industry — Chapter 2, Risk and Uncertainty, pp. 6–7

  4. 4A Washington shopper incurs medical expenses and lost income from a proven bodily injury and seeks an award to redress those losses. What category of damages is sought?

    1. A. Punitive damages
    2. B. Nominal damages
    3. C. Compensatory damages
    4. D. Liquidated damages

    Answer: C

    Explanation: "Compensatory damages are intended to redress a loss or injury, while punitive damages serve a deterrent function." The shopper seeks repayment for measurable injury, which is compensatory rather than an award to deter misconduct. Washington punitive awards generally require express statutory authorization.

    Reference: Washington Court of Appeals opinion No. 45923-0-II — Opinion No. 45923-0-II, compensatory versus punitive damages discussion

  5. 5A driver negligently injures a passenger in another vehicle. Which part of the driver's personal auto policy responds to the driver's legal liability for that passenger's injury?

    1. A. Collision coverage
    2. B. Property damage liability
    3. C. Bodily injury liability
    4. D. Comprehensive coverage

    Answer: C

    Explanation: "Bodily injury liability coverage indemnifies the insured against claims for damages to others from accidents caused by the insured." The injured passenger's claim is for injury to another person, not damage to the insured's vehicle or another's property.

    Reference: NAIC, A Regulator's Introduction to the Insurance Industry — Chapter 4, Automobile Insurance, pp. 41–42

  6. 6A company employee uses her own car for occasional company errands; the business neither owns nor rents it. Which commercial-auto exposure does the business need to consider for that use?

    1. A. Owned-auto exposure
    2. B. Hired-auto exposure
    3. C. Non-owned-auto exposure
    4. D. Newly acquired-auto exposure

    Answer: C

    Explanation: "special provisions for rented and other non-owned vehicles, including employees' cars driven for company business." The employee-owned car used for business is non-owned from the company's perspective; it is neither owned nor hired by the company.

    Reference: NAIC Small Business Insurance Guide — Small Business Insurance Guide, commercial vehicles

  7. 7A producer compares a CGL occurrence form with a claims-made form. For the occurrence form, which event must take place during its policy period to trigger coverage?

    1. A. The injured party first files the claim during the period
    2. B. The insured first reports the claim during the period
    3. C. The liability lawsuit is first served during the period
    4. D. The bodily injury or property damage occurs during the period

    Answer: D

    Explanation: "The trigger for occurrence policies is bodily injury and property damages that occur during the policy period. The trigger for claims-made policies is the filing of a claim during the policy period." Injury or property damage timing controls an occurrence form; claim filing is the distinct claims-made trigger.

    Reference: NAIC, A Regulator's Introduction to the Insurance Industry — Chapter 4, Other Liability Coverages, p. 45

  8. 8A small retailer is comparing what protection is normally packaged with the property and business interruption parts of a businessowners policy. Which additional exposure is addressed by its liability component?

    1. A. A customer's bodily injury claim after a fall in the store
    2. B. A client's financial loss from negligent professional advice
    3. C. An employee's claim arising from a disputed hiring decision
    4. D. A shareholder's claim about a director's business decision

    Answer: A

    Explanation: "A business owner’s policy - sometimes called a BOP - is a "package" product that typically includes property, business interruption/continuation and liability insurance." Washington guidance states: "Liability coverage protects your business if someone gets hurt or property damage occurs at your place of business." The shop visitor's injury is the package's ordinary premises liability exposure; professional, employment, and directors' liability are different specialty exposures.

    Reference: NAIC Small Business Insurance Guide — Small Business Insurance Guide, What's a business owners policy?

  9. 9An accounting firm makes an error while performing a client's professional services, causing the client a financial loss. Which specialty liability coverage addresses that professional-service error?

    1. A. Directors and officers liability
    2. B. Professional errors and omissions liability
    3. C. Employment practices liability
    4. D. Premises general liability

    Answer: B

    Explanation: "Errors and Omissions Liability | Professional Liability other than Medical - liability coverage of a professional or quasi-professional insured to persons who have incurred bodily injury or property damage, or who have sustained any loss from omissions arising from the performance of services for others". The client's claim arises from an error in professional services.

    Reference: NAIC Glossary of Insurance Terms — Glossary, Errors and Omissions Liability

  10. 10An applicant has a felony conviction involving breach of trust and seeks to participate in an insurer's business. Which approval can satisfy the federal exception in 18 U.S.C. § 1033(e)(2)?

    1. A. Written approval by the insurer's board that specifically names the applicant's prior conviction
    2. B. Written consent by a regulator authorized to regulate the insurer that specifically refers to § 1033(e)
    3. C. Written permission by the sentencing court that specifically authorizes the applicant's insurance employment
    4. D. Written clearance by the producer's supervisor that specifically names the applicant's insurance duties

    Answer: B

    Explanation: "A person described in paragraph (1)(A) may engage in the business of insurance or participate in such business if such person has the written consent of any insurance regulatory official authorized to regulate the insurer, which consent specifically refers to this subsection." The insurer's board, sentencing court, and producer's supervisor are different decision makers; none supplies the specified regulatory consent.

    Reference: 18 U.S.C. § 1033 (2024 U.S. Code) — 18 U.S.C. § 1033(e)(2)

Topics in this practice bank

These topics describe the available practice for Washington Casualty Producer. Review the examination outline and its sources for scope and allocation details.

  • Federal Laws and Regulations (2 items)
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose / Prohibited Persons in Insurance, waiver required
  • Washington Laws, Rules and Regulations (30 items)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner / Broad powers (Ref: 48.02.010, .020, .060, .080, .100, .160; 48.18.310; WAC 284-02-010)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner / Examination of records (Ref: 48.03.010-.030; WAC 284-03-015)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurance (Ref: 48.01.040)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurer (Ref: 48.01.050; 48.09.110,.120, .300)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurance transaction (Ref: 48.01.060)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Authorized and unauthorized certificate of authority (Ref: 48.05.215; 48.05.030)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Producer (Ref: 48.17.010; 48.17.420; 48.17.060; 48.17.250; WAC 284-17-015)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Temporary (Ref: 48.17.510)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Nonresident (Ref: 48.17.173; WAC284-17-122)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Exemptions (Ref: 48.17.010, .062, .090, .110)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Appointments/termination of appointments (Ref: 48.17.160; 48.17.250; WAC 284-17- 429, .435, .439,.443,445,449,467,473,476,483, 490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Refusal/nonrenewal (Ref: 48.17.530, .540)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Suspension/revocation/probation (Ref: 48.17.530, .535, .540, .550)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Fines (Ref: 48.17.560)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Unlicensed activities (Ref: 48.17.063)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Renewal (Ref: WAC 284-17-423, 490; 48.14.010)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Continuing education (Ref: WAC 284-17-220-265)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Late renewal/reinstatement (Ref: WAC 284-17-490; RCW 48.17.170)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Reporting of actions (Ref: 48.17.597)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Licensing Process (Ref: WAC 284-17-, .005, .065)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Designated Responsible Licensed Person (DRLP) (Ref: 48.17.090(3)(b), WAC284-17-603)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Unfair practices and frauds (RCW 48.30)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Trade practices (Ref: WAC284-30-300 to 380, 400, 570-590, 660,670)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Trade practices (Ref: WAC284-30-300 to 380, 400, 570-590, 660,670) / Property – Casualty (Ref: WAC284-30-300, 360, 390 to 395, WAC 284-30-500 to
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer’s Compensation Disclosure (Ref: RCW 48.17.270)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Rebating and inducements (Ref: 48.30.140-150, .170, .190)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Twisting (Ref: 48.30.180)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Misrepresentation (Ref: 48.30.090, .210)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Defamation of insurer (Ref: 48.30.080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Discrimination (Ref: 48.30.300; 48.18.480)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Failure to issue proper receipts (Ref: WAC284-30-550)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Advertising (Ref: 48.30.040-.080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Public interest (Ref: 48.01.030; WAC284-30-355)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Policy delivery (Ref: WAC284-30-580; 48.18.260, 48.185.005(2))
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Premium accountability (Ref: 48.17.480)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Separate account requirement (Ref: 48.17.480, .600; WAC284-12-080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Reply to the Insurance Commissioner (Ref: 48.17.475)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Burden of determining authorization (Ref: 48.17.067)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Display of License (Ref. 48.17.460)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees / Receiving compensation (Ref: 48.17.490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees / Charges for extra services (Ref: 48.30.157; 48.17.270)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Surplus Lines (Ref: 48.15.040)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Commercial property and casualty policies (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Personal lines (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Personal lines (Ref: 48.18.290, .2901) / Credit scoring – Adverse action (Ref: 48.18.545(2, 3, 4, 5))
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Applications and binders (Ref: WAC284-30-560; 48.18.070)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Applications and binders (Ref: WAC284-30-560; 48.18.070) / Binding coverage (Ref: 48.18.220-.240)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Required records and record retention (Ref: RCW 48.17.470)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Place of business (Ref: RCW 48.17.450)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Notify Commissioner of a change in address (Ref: WAC 284.17.005)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producers’ contracts (Ref: 48.17.591, .595)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Property and Casualty Insurance Guaranty Association (Ref: 48.32.010, .020, .030, .060 (1ai), .120)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Total Loss (WAC 284-30-391)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Bodily injury (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Property damage (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Stacking (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Insurer insolvency (Ref: 48.22.040)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Limits (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Liability (Ref: Title 46.04.382; 46.29.260; 46.29.090; 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310) / Cancellation by insured/insurer (Ref: 48.18.291, 300)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310) / Unfair practices (Ref: 48.18.290, WAC284-30-570)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Assigned Risk Plans (Ref: 48.22.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Proof of financial responsibility defined (Ref: 46.29.090, .260; 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Persons required to show proof (Ref: 46.29.060)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Methods of satisfying financial responsibility (Ref: 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Personal Injury Protection (PIP) endorsement
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Personal Injury Protection (PIP) endorsement / Benefits (Ref: WAC 284-30-395; RCW 48.22.085, .005, .020, .090, .095, .100)
  • General Insurance Concepts (14 items)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions / Express
    • Authority and Powers of Producers - Definitions / Implied
    • Authority and Powers of Producers - Definitions / Apparent
    • Authority and Powers of Producers - Definitions / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Casualty Insurance Basics (20 items)
    • Damages
    • Damages / Compensatory versus Punitive
    • Damages / General versus Special
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Types of Hazards / Moral
    • Types of Hazards / Morale
    • Types of Hazards / Physical
    • Negligence
    • Negligence / Torts
    • Negligence / Elements of a Negligent Act
    • Negligence / Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Clauses
    • Policy Clauses / Insureds
    • Policy Clauses / Policy Period
    • Policy Clauses / Policy Territory
    • Policy Clauses / Cancellation and Non-Renewal
    • Policy Clauses / Deductibles/Self-Insured Retention
    • Policy Clauses / Other Insurance
    • Policy Clauses / Other Insurance / Nonconcurrency
    • Policy Clauses / Other Insurance / Primary and Excess
    • Policy Clauses / Other Insurance / Pro Rata
    • Policy Clauses / Other Insurance / Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability / Per Accident
    • Limits of Liability / Per Occurrence
    • Limits of Liability / Per Person
    • Limits of Liability / Aggregate
    • Limits of Liability / Split limits
    • Limits of Liability / Combined Single Limit
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Insurer Provisions / Arbitration
  • Personal Automobile Policy (11 items)
    • Definitions
    • Personal Injury Protection
    • Liability Coverage
    • Liability Coverage / Bodily Injury and Property Damage
    • Liability Coverage / Supplementary Payments
    • Liability Coverage / Exclusions
    • Liability Coverage / Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured/Underinsured Motorists Coverage
    • Uninsured/Underinsured Motorists Coverage / Definitions
    • Uninsured/Underinsured Motorists Coverage / Bodily Injury
    • Uninsured/Underinsured Motorists Coverage / UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile / Collision
    • Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile / Deductibles
    • Coverage for Damage to your Automobile / Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements / Towing and Labor Costs
    • Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements / Joint ownership coverage
    • Endorsements / Rental Vehicle Coverage
  • Commercial Automobile Policy (7 items)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles / Hired Automobiles
    • Covered Automobiles / Non-owned Auto
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Selected Endorsements / Lessor - Additional Insured and Loss Payee
    • Selected Endorsements / Mobile Equipment
    • Selected Endorsements / Property Protection Coverage
    • Selected Endorsements / Broad Form Products
    • Selected Endorsements / Employees as Insureds
  • Commercial General Liability (9 items)
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages / Bodily Injury and Property Damage
    • Commercial General Liability Coverages / Personal and Advertising Injury
    • Commercial General Liability Coverages / Medical Payments
    • Commercial General Liability Coverages / Conditions
    • Commercial General Liability Coverages / Definitions
    • Commercial General Liability Coverages / Exclusions
    • Occurrence versus Claims-Made
    • Occurrence versus Claims-Made / Trigger
    • Occurrence versus Claims-Made / Retroactive Date
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures / Premises and Operations
    • Commercial General Liability Exposures / Products and Completed Operations
    • Commercial General Liability Exposures / Contractual Liability
  • Businessowners Policy (2 items)
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability / Coverages
    • Businessowners Section II — Liability / Exclusions
    • Businessowners Section II — Liability / Who is an insured
    • Businessowners Section II — Liability / Limits of insurance
    • Businessowners Section II — Liability / General Conditions
    • Businessowners Section II — Liability / Definitions
  • Other Types of Casualty Insurance - Purpose and General Characteristics (5 items)
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Directors and Officers
    • Specialty Liability Insurance / Professional and Errors and Omissions
    • Specialty Liability Insurance / Employment Practices
    • Specialty Liability Insurance / Employee Benefits
    • Specialty Liability Insurance / Cyper Liability and Network Protection
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Self-Insured Retention
    • Surety Contracts
    • Surety Contracts / Differences between surety and insurance
    • Surety Contracts / Obligation of the surety
    • Surety Contracts / Parties to the surety bond
    • Surety Contracts / Parties to the surety bond / Principal
    • Surety Contracts / Parties to the surety bond / Obligee
    • Surety Contracts / Parties to the surety bond / Surety

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