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Washington Casualty Producer — Information & Free Practice

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Washington Casualty Producer

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
100 scored items; 1–10 additional unscored experimental items may be administered
Time limit
150 minutes
Passing score
70% correct
Exam fee
$38
Examination outline
  • Federal Laws and Regulations (2 items)
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose
    • 18 United States Code (USC) Sections 1033 and 1034 - Purpose / Prohibited Persons in Insurance, waiver required
  • Washington Laws, Rules and Regulations (30 items)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner / Broad powers (Ref: 48.02.010, .020, .060, .080, .100, .160; 48.18.310; WAC 284-02-010)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Commissioner / Examination of records (Ref: 48.03.010-.030; WAC 284-03-015)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurance (Ref: 48.01.040)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurer (Ref: 48.01.050; 48.09.110,.120, .300)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Insurance transaction (Ref: 48.01.060)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Terms and Concepts / Authorized and unauthorized certificate of authority (Ref: 48.05.215; 48.05.030)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Producer (Ref: 48.17.010; 48.17.420; 48.17.060; 48.17.250; WAC 284-17-015)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Temporary (Ref: 48.17.510)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Nonresident (Ref: 48.17.173; WAC284-17-122)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Persons required to be licensed (Ref: 48.17.060, .063, .090, .490) / Exemptions (Ref: 48.17.010, .062, .090, .110)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Appointments/termination of appointments (Ref: 48.17.160; 48.17.250; WAC 284-17- 429, .435, .439,.443,445,449,467,473,476,483, 490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Refusal/nonrenewal (Ref: 48.17.530, .540)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Suspension/revocation/probation (Ref: 48.17.530, .535, .540, .550)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Fines (Ref: 48.17.560)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Penalties for noncompliance / Unlicensed activities (Ref: 48.17.063)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Renewal (Ref: WAC 284-17-423, 490; 48.14.010)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Continuing education (Ref: WAC 284-17-220-265)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Late renewal/reinstatement (Ref: WAC 284-17-490; RCW 48.17.170)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Reporting of actions (Ref: 48.17.597)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Maintenance and duration of license / Licensing Process (Ref: WAC 284-17-, .005, .065)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Licensing / Designated Responsible Licensed Person (DRLP) (Ref: 48.17.090(3)(b), WAC284-17-603)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Unfair practices and frauds (RCW 48.30)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Trade practices (Ref: WAC284-30-300 to 380, 400, 570-590, 660,670)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Trade practices (Ref: WAC284-30-300 to 380, 400, 570-590, 660,670) / Property – Casualty (Ref: WAC284-30-300, 360, 390 to 395, WAC 284-30-500 to
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer’s Compensation Disclosure (Ref: RCW 48.17.270)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Rebating and inducements (Ref: 48.30.140-150, .170, .190)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Twisting (Ref: 48.30.180)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Misrepresentation (Ref: 48.30.090, .210)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Defamation of insurer (Ref: 48.30.080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Discrimination (Ref: 48.30.300; 48.18.480)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Failure to issue proper receipts (Ref: WAC284-30-550)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Advertising (Ref: 48.30.040-.080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Public interest (Ref: 48.01.030; WAC284-30-355)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Policy delivery (Ref: WAC284-30-580; 48.18.260, 48.185.005(2))
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Premium accountability (Ref: 48.17.480)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Separate account requirement (Ref: 48.17.480, .600; WAC284-12-080)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Reply to the Insurance Commissioner (Ref: 48.17.475)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Burden of determining authorization (Ref: 48.17.067)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Producer responsibilities / Display of License (Ref. 48.17.460)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees / Receiving compensation (Ref: 48.17.490)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Marketing Practices / Compensation of licensees / Charges for extra services (Ref: 48.30.157; 48.17.270)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Surplus Lines (Ref: 48.15.040)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Commercial property and casualty policies (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Personal lines (Ref: 48.18.290, .2901)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Cancellation/Nonrenewal (Ref: 48.18.290, .2901) / Personal lines (Ref: 48.18.290, .2901) / Credit scoring – Adverse action (Ref: 48.18.545(2, 3, 4, 5))
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Applications and binders (Ref: WAC284-30-560; 48.18.070)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Applications and binders (Ref: WAC284-30-560; 48.18.070) / Binding coverage (Ref: 48.18.220-.240)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Required records and record retention (Ref: RCW 48.17.470)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Place of business (Ref: RCW 48.17.450)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producer responsibilities / Notify Commissioner of a change in address (Ref: WAC 284.17.005)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Producers’ contracts (Ref: 48.17.591, .595)
    • Washington Laws, Rules, and Regulations Common to Casualty Insurance / Property and Casualty Insurance Guaranty Association (Ref: 48.32.010, .020, .030, .060 (1ai), .120)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Total Loss (WAC 284-30-391)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Bodily injury (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Property damage (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Stacking (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Insurer insolvency (Ref: 48.22.040)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Underinsured/Uninsured Motorists / Limits (Ref: 48.22.030)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Liability (Ref: Title 46.04.382; 46.29.260; 46.29.090; 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310) / Cancellation by insured/insurer (Ref: 48.18.291, 300)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Renewal, nonrenewal, and cancellation (Ref: 48.18.310) / Unfair practices (Ref: 48.18.290, WAC284-30-570)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Automobile insurance / Assigned Risk Plans (Ref: 48.22.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Proof of financial responsibility defined (Ref: 46.29.090, .260; 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Persons required to show proof (Ref: 46.29.060)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Financial responsibility / Methods of satisfying financial responsibility (Ref: 46.30.020)
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Personal Injury Protection (PIP) endorsement
    • Washington Laws, Rules, and Regulations Pertinent to Casualty Insurance Only / Personal Injury Protection (PIP) endorsement / Benefits (Ref: WAC 284-30-395; RCW 48.22.085, .005, .020, .090, .095, .100)
  • General Insurance Concepts (14 items)
    • Risk
    • Risk / Methods of Handling Risk (e.g., Avoidance, Retention, Sharing, Reduction, Transfer)
    • Risk / Elements of Insurable Risks
    • Risk / Definitions (e.g., Risk, Hazard, Peril, Loss)
    • Classifications of Insurers
    • Classifications of Insurers / Mutual, Stock
    • Classifications of Insurers / Admitted, Non-Admitted
    • Classifications of Insurers / Foreign, Domestic, Alien
    • Elements of a Contract
    • Elements of a Contract / Consideration
    • Elements of a Contract / Competent Parties
    • Elements of a Contract / Legal Purpose
    • Elements of a Contract / Offer
    • Elements of a Contract / Acceptance
    • Authority and Powers of Producers - Definitions
    • Authority and Powers of Producers - Definitions / Express
    • Authority and Powers of Producers - Definitions / Implied
    • Authority and Powers of Producers - Definitions / Apparent
    • Authority and Powers of Producers - Definitions / The Law of Agency
    • Legal Interpretations Affecting Contracts
    • Legal Interpretations Affecting Contracts / Reasonable Expectations
    • Legal Interpretations Affecting Contracts / Indemnity
    • Legal Interpretations Affecting Contracts / Good Faith
    • Legal Interpretations Affecting Contracts / Fraud
    • Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
  • Casualty Insurance Basics (20 items)
    • Damages
    • Damages / Compensatory versus Punitive
    • Damages / General versus Special
    • Liability
    • Liability / Absolute
    • Liability / Strict
    • Liability / Vicarious
    • Underwriting (Purpose, Process, Results)
    • Types of Hazards
    • Types of Hazards / Moral
    • Types of Hazards / Morale
    • Types of Hazards / Physical
    • Negligence
    • Negligence / Torts
    • Negligence / Elements of a Negligent Act
    • Negligence / Defense Against Negligence
    • Accident versus Occurrence
    • Policy Structure
    • Policy Structure / Declarations
    • Policy Structure / Definitions
    • Policy Structure / Insuring Agreement
    • Policy Structure / Additional/Supplementary Coverage
    • Policy Structure / Conditions
    • Policy Structure / Exclusions
    • Policy Structure / Endorsements
    • Policy Clauses
    • Policy Clauses / Insureds
    • Policy Clauses / Policy Period
    • Policy Clauses / Policy Territory
    • Policy Clauses / Cancellation and Non-Renewal
    • Policy Clauses / Deductibles/Self-Insured Retention
    • Policy Clauses / Other Insurance
    • Policy Clauses / Other Insurance / Nonconcurrency
    • Policy Clauses / Other Insurance / Primary and Excess
    • Policy Clauses / Other Insurance / Pro Rata
    • Policy Clauses / Other Insurance / Contribution by Equal Shares
    • Limits of Liability
    • Limits of Liability / Per Accident
    • Limits of Liability / Per Occurrence
    • Limits of Liability / Per Person
    • Limits of Liability / Aggregate
    • Limits of Liability / Split limits
    • Limits of Liability / Combined Single Limit
    • Named Insured Provisions
    • Named Insured Provisions / First Named Insured versus Other Insureds
    • Named Insured Provisions / Duties After Loss
    • Named Insured Provisions / Assignment
    • Named Insured Provisions / Waiver of Rights
    • Insurer Provisions
    • Insurer Provisions / Liberalization
    • Insurer Provisions / Subrogation
    • Insurer Provisions / Claim Settlement Options
    • Insurer Provisions / Duty to Defend
    • Insurer Provisions / Arbitration
  • Personal Automobile Policy (11 items)
    • Definitions
    • Personal Injury Protection
    • Liability Coverage
    • Liability Coverage / Bodily Injury and Property Damage
    • Liability Coverage / Supplementary Payments
    • Liability Coverage / Exclusions
    • Liability Coverage / Liability Extension to Towed Vehicle
    • Medical Payments Coverage
    • Uninsured/Underinsured Motorists Coverage
    • Uninsured/Underinsured Motorists Coverage / Definitions
    • Uninsured/Underinsured Motorists Coverage / Bodily Injury
    • Uninsured/Underinsured Motorists Coverage / UM and UIM Rejection
    • Coverage for Damage to your Automobile
    • Coverage for Damage to your Automobile / Collision
    • Coverage for Damage to your Automobile / Other than Collision (Comprehensive)
    • Coverage for Damage to your Automobile / Deductibles
    • Coverage for Damage to your Automobile / Exclusions
    • Duties after an Accident or Loss
    • General Provisions
    • Endorsements
    • Endorsements / Towing and Labor Costs
    • Endorsements / Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
    • Endorsements / Joint ownership coverage
    • Endorsements / Rental Vehicle Coverage
  • Commercial Automobile Policy (7 items)
    • Commercial Automobile Coverage Forms
    • Covered Automobiles
    • Covered Automobiles / Hired Automobiles
    • Covered Automobiles / Non-owned Auto
    • Liability
    • Physical Damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected Endorsements
    • Selected Endorsements / Lessor - Additional Insured and Loss Payee
    • Selected Endorsements / Mobile Equipment
    • Selected Endorsements / Property Protection Coverage
    • Selected Endorsements / Broad Form Products
    • Selected Endorsements / Employees as Insureds
  • Commercial General Liability (9 items)
    • Commercial Policy Components
    • Commercial Policy Components / Declarations
    • Commercial Policy Components / Conditions
    • Commercial Policy Components / Interline Endorsements
    • Commercial General Liability Coverages
    • Commercial General Liability Coverages / Bodily Injury and Property Damage
    • Commercial General Liability Coverages / Personal and Advertising Injury
    • Commercial General Liability Coverages / Medical Payments
    • Commercial General Liability Coverages / Conditions
    • Commercial General Liability Coverages / Definitions
    • Commercial General Liability Coverages / Exclusions
    • Occurrence versus Claims-Made
    • Occurrence versus Claims-Made / Trigger
    • Occurrence versus Claims-Made / Retroactive Date
    • Commercial General Liability Exposures
    • Commercial General Liability Exposures / Premises and Operations
    • Commercial General Liability Exposures / Products and Completed Operations
    • Commercial General Liability Exposures / Contractual Liability
  • Businessowners Policy (2 items)
    • Businessowners Section II — Liability
    • Businessowners Section II — Liability / Coverages
    • Businessowners Section II — Liability / Exclusions
    • Businessowners Section II — Liability / Who is an insured
    • Businessowners Section II — Liability / Limits of insurance
    • Businessowners Section II — Liability / General Conditions
    • Businessowners Section II — Liability / Definitions
  • Other Types of Casualty Insurance - Purpose and General Characteristics (5 items)
    • Specialty Liability Insurance
    • Specialty Liability Insurance / Directors and Officers
    • Specialty Liability Insurance / Professional and Errors and Omissions
    • Specialty Liability Insurance / Employment Practices
    • Specialty Liability Insurance / Employee Benefits
    • Specialty Liability Insurance / Cyper Liability and Network Protection
    • Personal Umbrella, Commercial Umbrella, and Excess Policies
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Underlying Limits
    • Personal Umbrella, Commercial Umbrella, and Excess Policies / Self-Insured Retention
    • Surety Contracts
    • Surety Contracts / Differences between surety and insurance
    • Surety Contracts / Obligation of the surety
    • Surety Contracts / Parties to the surety bond
    • Surety Contracts / Parties to the surety bond / Principal
    • Surety Contracts / Parties to the surety bond / Obligee
    • Surety Contracts / Parties to the surety bond / Surety
Examination sources